Get a Loan Fast!
How much do you need?
$100

  • Your data is safe and secure

  • Zero up front fees or costs

  • Quick, secure and hassle-free online form

  • Paid directly to your bank account fast

Apply for 1 Hour Payday Loans with No Credit Check at AdvanceSOS. Get Instant Approval and Receive Cash Today!

1 hour payday loans

Sometimes, emergency needs can knock on your door when you have no money to pay for them. It could be rent, mortgage, a medical emergency, car repairs, or any other type of financial need. AdvanceSOS offers 1 hour loans for all FICO scores from a direct lender. Get instant approval from an online direct lender near your location to help you get cash to your bank account in less than an hour to settle these financial emergencies before you run into trouble.

What Are 1 Hour Loans?

One hour loans (also called 1 hour payday loans, 1 hour cash advance) are quick loans that are approved within 1 hour of sending in your application. You can get cash directly to your bank account from a payday loan provider that offers this type of loan. 

There are a lot of direct cash advance lenders that can give you cash loans in one hour. They serve people in need of emergency cash, so they prioritize quick processing of all loan applications. So if you need cash now, you can get payday advances in 1 hour or within the next few hours after sending in your application. 

Providers of 60 minute payday loans don’t have to check your credit score before approving the cash advance. The same applies to companies that provide an installment loan or personal loan in 1 hour. Sometimes, the exact application timeline may exceed an hour due to applying late in the day, on weekends or holidays, or if there are any issues with your application. However, in most cases, applicants are able to get a cash advance in one hour or within a few hours of filling out the online application.

Can I Get 1 Hour Payday Loans With No Credit Check?

Yes, it is possible to get one hour payday loans with no credit check from a direct lender at AdvanceSOS. Banks and other traditional loan providers typically send your account information to credit bureaus to verify your credit history, but 1 hour cash loan providers don’t do this. AdvanceSOS service offers a $500 cash advance with no credit check to get approval, even with bad credit.

Can I Get 1 Hour Payday Loans with No Credit Check and Instant Approval?

AdvanceSOS offers an 1 hour payday loan up to $1,000 without check check and instant approval on the same day. Direct lenders that provide same day payday loans online with instant approval only need you to provide basic information about yourself. The quick cash loan will be approved in less than an hour and sent directly to your bank account with no complex processing required. The maximum processing time is one business day.

AdvanceSOS can help you apply for money with the same lender, you may be able to get the instant cash loan in as little as 1 hour without having to submit any documents.

You can repay the loan with your next paycheck. However, if you find yourself unable to pay back the loan, your rights are protected. Therefore, lenders cannot press criminal charges against you for defaulting on a loan.

Can I Get Cash Loans Wired in 1 Hour?

Yes, you can get a cash loan wired in 1 hour directly to your account or under an hour at most from a direct lender. Online payday loan brokers allow you to apply for e loans in 1 hour by simply filling out an online form with your basic details and contact information. 

The information you provide will be used to match you with an online lender near you. The entire process takes only a few minutes and you will be sent a pre-approved loan offer. The cash will be wired to your account as soon as you consent to the loan agreement. 

Can I Get a One Hour Loan for Bad Credit?

Yes, you can get a payday loan in one hour from a direct lender even if you have a bad or poor credit score. This type of loan is easy to apply for, completely online, requires no faxing, no guarantor and accepts poor credit. Lenders do not check with credit bureaus, so applying does not affect your credit and you may get guaranteed one hour payday loans.

Unlike banks and other conventional loan providers, you do not need a good credit rating to get a one hour payday loan from direct lenders. Payday lending companies typically use other methods to determine credit worthiness that do not require a standard credit check. This makes them easier to get compared to traditional loans. 

Can I Get Faxless Payday Loans in 1 Hour?

Yes, you can get no fax one hour payday loans for bad credit from a direct lender. A faxless payday loan is a type of short-term cash loan that can be obtained online. You don’t need to visit a storefront or do any type of complex documentation to get this type of loan.

There’s also no credit checks or employment verification that may delay the process. This makes it easy to get the money you need to settle urgent financial needs without going through any extra stress. 

Can I Get Unemployment Payday Loans in 1 hour?

Yes, it is possible to get a payday loan in 1 hour without job or no employment verification from a direct lender with AdvanceSOS. Just fill out our application form online for payday loans that accept unemployment benefits online and we’ll find several payday lenders willing to process your loan request instantly. 
So, even if you’re unemployed, you can still get a loan from a direct lender as long as you have other means of income, such as Social Security benefits, unemployment benefits, pension funds, and so on.

What Are the Loan Requirements?

Payday loans have very simple requirements. Although the specific requirements may vary from one lender to the other, most payday lenders require you to fulfill the following conditions to be eligible for a loan:
– You must be at least 18 years old
– Must have an active checking account
– Provide some proof of income
– Must provide valid identification

You will be eligible to get a payday loan once you check all these boxes. Note that some states may set specific limitations for 1 hour payday loans, such as minimum or maximum loan amount or a maximum APR for all applications. 

How to Get A 1 Hour Loan with No Credit Check From a Direct Lender?

You can apply for the 1 hour loans online from a direct lender with AdvanceSOS. AdvanceSOS simplifies the process of applying for payday loans online that means that you get a loan decision in less than 1-hour after filling out application.

The steps to follow to get cash under 1 hour include: 

1) Fill Out an Online Form
Fill out an online application form providing your basic details and contact information on the AdvanceSOS website. In addition to your contact information, like email and phone number, the payday lender may also request for a valid ID, proof of income, and proof of residence.

2) Legit Direct Lender
The information you provide will be used to match you to a legit and reliable lender in our network.

3) Get a Top Loan Offer
A pre-approved loan offer will be sent to you by the direct lender instantly. This would include all the terms of the loan, such as the loan duration, interest rate, and other important details. 

4) Get the Loan
Once you consent to the loan agreement, the cash you need will be sent directly to your checking account.

What Is the Cost of a 1-Hour Payday Loan?

Although 1-hour payday loans are relatively easy to get, they can be quite expensive. A payday lender may charge you 15% to 20% for every $100 you borrow. Thus, you may end up paying an annual percentage rate (APR) between 391% to 521% on a payday loan. The exact interest rate will be specified in your loan agreement. 

Also, some states have set a limit on the maximum APR and maximum and minimum loan amount that payday lending companies can charge. These limits are there to discourage predatory lending habits from lenders that provide online payday loans.

If payday loans are too expensive, you can consider other loan options such as installment loans, personal loans, and title loans. Like payday loans, these are processed within one business day and do not require a credit check by the lending company.

Updated: Nov 1, 2022

Can I Get 1 Hour Payday Loans by Phone?

Yes, you can apply for and get 1 hour payday loans online with your phone or any other internet-connected device 24/7. Getting a 1 hour payday cash advance online is as simple as filling out a form on the AdvanceSOS website or call +1 (918) 544-52-99.

People in need of a loan are typically matched with direct lenders within a few minutes and you can expect the money you need within an hour. At the maximum, online lenders are able to send you the money you need within one business day.

Can I Get 1 Hour Payday Loans Near Your Location?

Yes, you can get a 1 hour payday loan with no credit check from a direct lender near your location that specializes in short-term emergency cash loans like this. They give loans to people with bad credit, so simply search online “payday loans near me” to discover available options in your area. For a fast and easy option, you can get the money you need today if you apply online through a broker like AdvanceSOS.

If you search online for “1 hour payday loan near me” in the USA you’ll end up with a lot of good options to get the quick loan you need. In many states in the USA, such as Texas, Tennessee, and California, you’ll find many payday lenders that provide this type of loan with instant approval guaranteed. However, in other states like Maryland, Georgia, and New Jersey, this type of loan is heavily regulated, making it more difficult to get. 

If you’re stuck, watch our video on YouTube payday loans in Texas by Nick Wilson that goes into more detail on this process.

    Ask an expert

    Get a Payday Loan Decision In Less Than 1-Hour After Applying!

    I read and agree to Terms, Rates, Privacy Policy, before submitting a loan request.