1. Usage Restrictions
Foreigners and minors cannot use our platform and we do not deliberately collect any data from them. To access our website, you must be at least 18 years, have a steady source of income, and be a legal resident of the United States.
2. What Services We Render
The purpose of advancesos.com is to give you quick access to a network of trustworthy lenders. We are not lenders ourselves, we are a free-of-charge platform that allows you to submit a funding request and get connected with a financial provider. We do not lend money, we do not participate in your communication with a lender and we do not represent or promote the services of any particular lender. You are under no obligation to use our website, submit your personal details, or agree to a loan offer made by a third-party lender.
All the questions regarding your loan, agreement, fees, APR, and other conditions should be addressed to your lender as we ourselves are not involved in the lending process. We will not be liable for any damages, costs, or misunderstanding that may arise from the communication between you and your lender.
Note that some lenders may verify your personal information to see your eligibility. They may address national databases and credit reporting agencies with such requests. Some of these inquiries may affect your credit score.
3. Intellectual Property Rights
Our website, its logo, trademark, software, content, and other materials are protected by US copyright laws. By giving you access to our website we DO NOT delegate our intellectual property rights to you. Any reproduction, sale, copy, or other misuses of advancesos.com without our written permission is a violation of our rights and will be treated as such.
4. Marketing Practices
The page for Marketing Practices explains our views on marketing and its principles. By accessing advancesos.com, you confirm that you agree to our practices and that we and our third-party partners may reach out to you via contacts you specified.
5. Links Provided by Third Parties
6. Dealing with Third Parties
You communicate and make deals with third parties at your own volition and risk, and we won’t be liable for these dealings and their outcomes.
7. Disclaimer of Warranties
8. Limitation of Liability
THE COMPANY IS NOT RESPONSIBLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR ANY OTHER FORM OF LOSS OR DAMAGE, INCLUDING BUT NOT LIMITING THE LOSS OF PROFIT, DATA, OPPORTUNITIES, COSTS, PERSONAL INJURY/WRONGFUL DEATH AND OTHER FORMS OF DAMAGE, THAT YOU MAY BE SUBJECT TO DUE TO THE USAGE OF THE SITE OR ANY CONTENT OR SERVICE PRESENTED BY THE SITE.
SOME JURISDICTIONS DO NOT RECOGNIZE OR ALLOW THE EXCLUSION OF CERTAIN SPECIFIC WARRANTIES SUCH AS INCIDENTAL OR CONSEQUENTIAL DAMAGES. IN SUCH CASES, THE TOTAL LIABILITY OF THE COMPANY IN THE CASE OF SUCH LOSS OR DAMAGE RELATED TO THE USAGE OF THE SITE IS LIMITED TO THE EXTENT OF THE TOTAL AMOUNT PAID BY YOU TO THE COMPANY IN CONNECTION WITH THE SUBJECT MATTER OF THE PARTICULAR DISPUTE.
E-Consent is an electronic signature of yours. By clicking links like “Submit”, “I Agree”, “E-Sign”, “Consent”, etc., you give your electronic signature. You also consent that you are able to communicate with us and third parties electronically.
10. Disputes Solving and Class Action Waiver
ALL DISPUTES THAT MAY ARISE BETWEEN YOU AND advancesos.com SHALL BE RESOLVED THROUGH ARBITRATION ONLY. BY ACCESSING advancesos.com YOU ADMIT THAT YOU AGREE TO SOLVE ANY DISPUTE THROUGH ARBITRATION. YOU ALSO AGREE THAT TO WAIVE YOUR RIGHTS TO REPRESENT YOURSELF INDIVIDUALLY OR THROUGH LEGAL COUNSEL IN COURT.
If you choose to use advancesos.com, you confirm that you agree to indemnify advancesos.com and its parental company together with any subsidiaries and affiliates. You agree that we won’t be responsible for any damages, costs, and misunderstanding that may arise through your use of our website.
14. Modifications and Updates
We encourage you to read this information carefully and revisit this section once in a while as we have the right to modify and update the present Terms as we see fit without prior notice. If some changes or updates take place, we may notify you about them by email or through an announcement posted on our website.
15. Force Majeure Event
You agree and fully understand that we carry no responsibilities for the damage, harm, events or the consequences of the events, which happen beyond our control, including but not limited to the events of the failure of mechanical equipment or communication, malicious online activity, errors, unauthorized access to the Site, natural disasters, strikes, wars and governmental restrictions.
16. Entire Agreement
We reserve our right to make amendments, delete, change, or modify any content of the website regarding which the agreement is made. If you continue to use the website, you automatically agree and accept these changes.
17. How You Can Contact Us
If there is something you would like to discuss with us, please, send us a message using our email [email protected].