Apply for Same Day Payday Loans Online in Delaware (DE) with AdvanceSOS

When people fall into difficult situations, they often turn to payday loans as a quick and easy alternative to get the cash they need to sort out their financial emergencies before their next paycheck. Currently, you can get as much as $1,000 as a cash advance in Delaware.
The state has one of the most relaxed payday loan laws, unlike Georgia and Connecticut, where the law is highly restrictive. However, lenders may charge an APR as high as 521% on Delaware payday loans.
Can I Get a Payday Loan in Delaware on the Same Day?
Yes, it is possible to get a payday loan same day deposit in Delaware. If you meet all the other eligibility requirements, you can complete an online application from an online lender through AdvanceSOS and get the loan amount the same day.
Online loans are processed within a few minutes, and the money will be sent to your account within one business day. The exact time it’ll take will vary depending on the loan company and other factors.
How Many Payday Loans Can You Have in Delaware?
Although cash advance laws in Delaware are quite relaxed, you can only get one payday loan at a time. A payday lender will not approve your new loan application if you have an outstanding loan that you’ve yet to pay back. However, the law allows up to four rollovers for your existing loan.
Does Delaware Allow Payday Loans?
Yes, payday lending is legal in Delaware. In fact, the state’s regulation is one of the most relaxed for lenders. The activities of lenders in Delaware are regulated through the Small Loan Act and Licensing Law. The law allows lenders to give a maximum loan amount of $1,000 to borrowers as payday loans to be repaid within 60 days.
The average annual percentage rate (APR) on online loans is 521%, and lenders are allowed to charge additional finance fees.
How to Apply for Payday Loans in Delaware?
You can apply for Delaware payday loans online through a broker like AdvanceSOS. You simply have to fill out an online form and provide your basic details, contact information, identification documents, proof of income, proof of residence, and any other important disclosures or additional information.
The information you provide when you apply online will be used to connect you with a lender that will process your loan application. Once approved, you will be sent a loan offer within a few hours. After you sign the loan agreement, the cash you need will be sent to your checking account.
Can I Get a Payday Loan in Delaware With Bad Credit?
The average credit score in Delaware is 714, meaning most people have great credit scores. However, you can still apply for a payday loan online in Delaware, even with a low credit rating. There are a lot of legitimate payday lenders that provide payday cash advances for borrowers with a bad credit score.
Can I Get a Payday Loan in Delaware With No Credit Check?
Yes, you can apply for a Delaware payday loan with no credit check with credit bureaus. Nevertheless, most lenders still need to check your creditworthiness in some way to determine if you’re able to repay the loan. Usually, they perform a soft check on your credit profile.
This does not require them to send your credit information to credit bureaus like traditional banks and other lenders do, so this does not hurt your credit profile.
Why Is AdvanceSOS the Best Solution for Online Payday Loans?
AdvanceSOS simplifies online payday loan applications in Delaware. As a trusted online loan broker, AdvanceSOS connects you with an online lender in Delaware when you apply online through our platform. Some of the benefits of applying for a loan through AdvanceSOS include:
– Apply online conveniently on any device with internet access
– Trusted lenders offering the best interest rates on payday loans and other loan products
– You can get a cash advance with no credit check
– Get a loan quickly, with funds being transferred to your account as fast as one business day
Updated: Mar 1, 2023
What Are The Current Regulations for Payday Loans in Delaware?
Law status | legal |
---|---|
MIN Loan Amount | $100 |
MAX Loan Amount | $1000 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 60 days |
MAX APR | Not limited |
Additional fees | Not limited |
NSF fee | None |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 5 loans a year |
Cooling off period | None |
Rollover | 4 rollovers for each loan |
Extension, repayment plan | Not stated |
Default penalties | Not stated |
Credit score requirements | Available for Bad Credit |
Where Can AdvanceSOS Help You Apply for Loans in Delaware?
AdvanceSOS offers quick help you find the best loan offers in cities like Wilmington, Dover, Seaford, Newark, New Castle and Claymont.
Wilmington
Dover
Seaford

Amanda is a senior financial copywriter at AdvanceSOS. Amanda has been writing about finance since 2015. She graduated with a Master’s in finance from the University of Oklahoma. As a result, she has a wealth of experience and knowledge to share with her readers.