Get Quick and Easy Access to Local & Same Day Payday Loans in Fort Myers, FL
Fast Payday Loan Lenders near Fort Myers, FL
Borrow money for your urgent cash needs in Florida by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Fort Myers, FL.
Quick Online Payday Loans in Fort Myers, FL, USA Faxless
Addresses, phone numbers, and reviews of lenders stores working nearby you:
Company
Address
ZIP code
Phone Number
Ranting
Reviews
Fast Payday Loans, Inc.
2940 Cleveland Ave
33901
(239) 933-2970
4.9
180
Advance America
11485 S Cleveland Ave Ste. 2
33907
(239) 993-9837
4.9
128
Advance America
3244 Cleveland Ave
33901
(239) 927-5028
4.9
123
The Check Cashing Store
4901 Palm Beach Blvd #160
33905
(239) 969-2274
5
95
The Check Cashing Store
4455 Cleveland Ave
33901
(239) 927-5656
4
42
Check `n Go
4460F Cleveland Ave
33901
(239) 927-4920
4.7
34
The Check Cashing Store
4165 Palm Beach Blvd #11
33916
(239) 969-0076
4.4
9
The Money Stop Center
across from Edison Mall, 4120 Cleveland Ave B2
33901
(239) 924-8641
5
9
Money Solutions Loan Center
3049 Cleveland Ave suite 233
33901
(239) 929-4289
5
3
– companies ratings and reviews are based on their Google Business Profile. Updated March, 2023 – do you want to add, delete or modify your company details? Contact us – info@advancesos.com
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Florida by Nick Wilson experienced loan officer.
What Will You Need?
Ensure you meet the following requirements to qualify for payday loans Fort Myers FL.
Be of legal age,
Present a verifiable, steady income source of at least $1,000,
Own an active checking account,
Be a US citizen or permanent resident,
Present a valid e-mail address and phone number.
If we need more information, we may ask you to submit additional documents. Have paystubs or other income proof at hand.
How Much Can You Borrow?
Florida law defines the maximum amount of cash advance you can get in area code 239. You can qualify for a loan size within the following range:
The final approved sum will depend on your eligibility. If you meet all application criteria, the chances you receive the funds are enormous.
When Will You Receive Your Funds?
Quite fast. Our top-notch Fort Myers lenders transfer instant cash the same day. If your application gets approved, you’ll get the money within hours.
Some of our lenders provide funding the next business day or take several days to deposit funds electronically. Overall, any quick cash depends on the time you applied and got approved. So, if you seek funds in the afternoon or during weekends or holidays, you may face small delays.
APR And Fees
The loan term in Fort Myers, Florida ranges from a week to 31 days and is due on your next payday. Fees are flat and consist of a non-refundable fee of $5 per transaction, plus $10 per $100 borrowed. For example, if you borrow $400, your finance charge will be $45.
The APR varies on the loan amount and the repayment period. For instance, if you repay in 18 days, your APR will be 304%, whereas for 28 days, expect a rate of 195%.
Regulations Surrounding Payday Loans In Fort Myers, FL
FLOFR regulates all advance payday loans in Fort Myers. Borrowers can get up to $500 per loan and may have only one loan at a time. Also, loans cannot get rolled over into new loans. Any borrower must pay a previous loan in full and wait 24 hours before taking a new loan.
Still, if you cannot repay the loan on time, the lender must offer a 60-day grace period without additional charges. Florida clients get protection from being arrested for defaulting on payday loans.
Loan Alternatives:
If you are strapped for cash, you may have more alternatives than you realize. Ensure you know all your financing options we offer before applying for payday loans.
Bad Credit Loans
If you have a poor credit score and can’t wait to improve it, try our bad credit loan lenders. AdvanceSOS offers loans for any credit score in Fort Myers, FL. Hence, a credit score of 550 or under might not be an obstacle for qualifying. Apply for a pre-approval to determine if you qualify, and you won’t undergo a hard credit check.
Personal bad credit loans are unsecured, so expect higher interest rates. Lenders have no collateral, so a credit score check is expected. They also need proof of income to help you get payday loans online faster.
Title Loans
Do you need urgent money, and you happen to also own a vehicle? Then, our title loans can be a quick and reliable solution to your concerns. Applying and qualifying for a title loan is straightforward, and you don’t need good credit.
Most lenders appraise the vehicle in person before signing an agreement. Title loans are secured since you use your car as collateral. Meaning, you hand over the auto title for the loan’s length and return it upon repayment. The borrowed amount depends on the value of the vehicle securing the loan.
Emergency Car Repair Loans
Auto repairs can be expensive for any hardworking Fort Myers resident. So, if you need fast money to get your car running again, we are here to help with flexible auto repair financing.
With us, you can use emergency funding when your car breaks down or when facing unforeseen expenses. Urgent costs can include new tires, repairs to pass emissions testing, or fixing damage after an accident. Often, your insurance policy might not cover any car damage or replacing parts. Here, emergency car loans may be your only way out.
No Credit Check Loans
We are devoted to serving Fort Myers’s diverse culture with short-term loans that require no credit check. At AdvanceSOS, we understand that traditional loans are hard to get, sometimes taking longer than you are willing to wait. That’s why we grant fast cash without running hard credit checks to Fort Myers, Florida consumers.
Being approved with only a soft check will depend on the risk you bring to the lender. Lenders will consider your income, employment type, and other factors.
Payday Loans For Unemployed
Have you been furloughed or laid-off recently? Or perhaps you’re looking for a better-paid job at the moment? Whatever the reason for your unemployment, you’re still eligible to apply for a payday loan. AdvanceSOS has solutions for most Fort Myers residents,, including unemployed ones.
To ensure you qualify for our small loans, you need to present a verifiable revenue source. It’s also advisable to have good credit proof. So, if you receive government benefits, pension, or retirement, you’re at the right spot to apply.
Legit Payday Loans
When looking for legit lenders in Fort Myers, focus on low-interest rate loans with minimum penalties. Remember to borrow amounts that you can afford to repay.
Legit lenders like AdvanceSOS display their rates and have positive reviews by satisfied customers. Legitimate cash companies also abide by all regulations the state of Florida and Fort Myers impose.
