Fast Payday Loan Lenders near Lakeland, FL
Borrow money for your urgent cash needs in Florida by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Lakeland, FL.
Quick Online Payday Loans in Lakeland, FL, USA Faxless
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Why Should I Choose Short-Term Online Loans at AdvanceSOS?
1. Quick All-in Application for Many Lenders
Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.
2. Flexible Terms: Unemployment & Bad Credit OK
Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.
Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Keep in mind the maximum sum you can get depends on payday loans laws in your state. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.
3. Trusted Loans with Reliable Licensed Lenders Only
We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.
Apply for a Fast Payday Loan Online
How to Apply for a Payday Loan Online?
Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!
Step 1 – Make an Application
Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).
Step 2 – Decision & Approval
Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.
Step 3 – Receive Money Within 24 Hours
Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.
Payday Loans Companies in Lakeland, FL
Addresses, phone numbers, and reviews of lenders stores working nearby you:
|Company||Address||ZIP code||Phone Number||Ranting||Reviews|
|InstaLoan||5525 US Hwy 98 N||33809||(863) 381-9623||5||724|
|Check `n Go||2930 Florida Ave S||33803||(863) 380-8282||4.9||174|
|Advance America||1521 S Combee Rd||33801||(863) 366-2327||4.9||107|
|Advance America||1283 Ariana St||33803||(863) 368-2650||5||85|
|Advance America||2614 Lakeland Hills Blvd #3||33805||(863) 368-4297||4.9||55|
– companies ratings and reviews are based on their Google Business Profile. Updated January, 2022
– do you want to add, delete or modify your company details? Contact us – firstname.lastname@example.org
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Florida by Nick Wilson experienced loan officer.
What Info Will You Need?
Before applying for payday loans in Lakeland, Florida, make sure you have the necessary documents at the ready. While different lenders require different documents, here are the ones that almost every lender will require that you provide:
- A government-issued ID proving that you’re over 18 and a legal resident of Lakeland, FL
- A verifiable source of income
- An active checking account
- You cannot be a debtor in bankruptcy
- Have a phone number and a valid email.
The requirements above are mandatory for any lender to consider your application. If the lender needs further details, they may contact you to get that extra info.
How Much Can You Borrow?
There is a limit of money applicants can get from payday loans in Lakeland, FL, online. Most customers request loans in the following amounts:
- 100 dollar loan
- 200 dollar loan
- 300 dollar loan
- 500 dollar loan
- 1000 dollar loan
Though our lender network’s approval rate is relatively high, the cash you receive also depends on your ability to repay your debt. Meeting all application criteria upfront ensures you’ll get that urgent money fast.
When Will You Receive Your Funds?
Most payday lenders strive to transfer instant cash the same day. If AdvanceSOS approves your application in the morning, you’ll get the money within hours. Expect the funds to hit your account as soon as the same day.
Sometimes, the deposit may get delayed until the next business day. Delays are possible as quick cash depends on the time you got approved and banking hours.
APR And Fees
The average APR customers should expect when getting a payday loan is 304%. The exact APR will depend on the borrowed amount and the repayment term. As for terms, single payday loans should have a term duration between seven and 31 days, while installment loans are more extended, ranging from 60 to 90 days.
The statutory charge for payday loans Lakeland FL caps at 10% of the amount. This applies to all payday loans in Florida. For example, if you borrow $400, you’ll pay $40 in finance charges. Note that payday lenders can charge a $5 verification fee for loan processing.
Regulations Surrounding Payday Loans in Lakeland, FL
Florida has introduced some strict rules to regulate payday loans. AdvanceSOS guarantee protection by complying with all applicable laws and regulations. We have also established a reasonable charge system that fits every budget.
The maximum amount of a single payday loan in Lakeland, Florida, stands at $500. If you opt for an installment product, you can borrow up to $1,000.
Also, borrowers can only have one outstanding loan at a time. Plus, there is a cooling-off period of 24 hours between two consecutive loans. Rollovers aren’t allowed.
Residents in area code 863 who meet the previously stated criteria can apply for most advance payday loans. To help you choose the ideal loan for your situation, we list several funding alternatives you should consider.
Bad Credit Loans
AdvanceSOS reviews applications from clients with all types of credit. Credit is not the only segment we consider when approving quick funding.
Still, borrowers must present evidence of a stable and recurring income. If you show revenue of $1,000 per month, lenders see you as a less risky client who can repay on time. Factors such as education and employment type may also get figured in.
Small loans may not suffice if you’re facing a higher-scale financial issue. With title loans, you can get 25% to 50% of the car’s value. Meaning, borrowers in Lakeland can easily take up to $5,000. Remember that most lenders require you to pay title loans back within a month.
Besides pledging your vehicle as collateral until you pay your debt, you may also be subject to other fees. Luckily, you can drive the car while you’re repaying.
Emergency Car Repair Loans
Consider emergency car repair loans if your vehicle suffers damage or you’re part of an incident. These urgent cash boosts can also prove helpful when you need to pay emergency charges and fines.
You can back up emergency products by AdvanceSOS with a vehicle or take an unsecured loan. Ensure you meet all criteria and submit the required documents to get approved faster. Note that our emergency transfer process is instant and reliable.
No Credit Check Loans
Many Lakeland residents have a FICO score below 640, and banks often reject them for traditional funding options. If this looks like you, no credit check loans may be your solution.
AdvanceSOS strives to help borrowers regardless of their financial history. Provided you fulfill the underlying requirements, we won’t run a hard inquiry. Still, we rely on soft credit checks to ensure your capacity to pay back your loan. What we focus on is your employment history, past debt, and account balance.
Payday Loans for the Unemployed
Have you become jobless recently, or are you in between jobs? If you’re currently out of work, go for an online payday lender specializing in loans for the unemployed.
We approve small loans to applicants who receive any benefits such as retirement or pension. As long as you present a verifiable income source and evidence of good credit, unemployment won’t be an issue.
Legit Payday Loans
Getting a cash advance is legitimate in Lakeland, Florida. Loan companies must abide by strict regulations and be open about the rates they charge.
If you’re facing an emergency, don’t hesitate to apply for quick cash. Though APRs may reach obscene figures, payday loans in Florida may be your way out.
Amanda is a senior financial copywriter at AdvanceSOS. She has more than six years of journalism experience, mostly in finance. She graduated with a Master’s degree in finance from the University of Oklahoma.