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Get Quick and Easy Access to Local & Same Day Payday Loans in Lehigh Acres, FL

Payday loans in Lehigh Acres FL

Fast Payday Loan Lenders near Lehigh Acres, FL

Borrow money for your urgent cash needs in Florida by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Lehigh Acres, FL.

Quick Online Payday Loans in Lehigh Acres, FL, USA Faxless

 

Payday Loans Companies in Lehigh Acres, FL

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
Advance America 1119 Homestead Rd N #18 33936 (239) 936-2331 4.8 116
Advance America 2814 Lee Blvd Unit #8 33971 (239) 936-5453 4.9 84
The Check Cashing Store 51 Homestead Rd N 33936 (239) 936-4692 4.9 22
The Check Cashing Store 1444 Lee Blvd 33936 (239) 936-5411 3.6 16
Trust Payday Loans 705 Hibiscus Ave #54 33972 (239) 929-0904 0 0

– companies ratings and reviews are based on their Google Business Profile. Updated November, 2022
– do you want to add, delete or modify your company details? Contact us – info@advancesos.com

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Florida by Nick Wilson experienced loan officer.

What Will You Need?

Though applying for payday loans is a swift process, you still need to do several things. To make matters easier for you, we listed all the information you need to provide us.

  • To be at least 18 years old.
  • A valid, government-issued ID that proves you’re a Lehigh Acres resident
  • A stable income of at least $1,000 per month
  • An active checking account in your name
  • Social Security Number.
  • A valid phone number and email address

Note that these are mandatory requirements all applicants must meet. In case a lender needs more information, they’ll contact you by phone or email.

How Much Can You Borrow?

Payday loans in Lehigh Acres FL online have a maximum amount limit of $500. Alternatively, you can opt-in for an installment loan, which goes up to $1,000. As for our customers, they usually settle for an instant cash loan from the following range:

It’s important to mention that the amount lenders are willing to offer depends on your eligibility for the quick cash loan. As long as you successfully meet all the requirements, you shouldn’t have a problem getting approved.

When Will You Receive Your Funds?

The short answer is – same or next business day! Our lenders are aware that borrowers might need the funds urgently. Hence, we do everything in our power to send the loan transaction through as soon as possible. Once you’re approved for the instant cash, the money should show up in your balance by the end of the day. Yet, there are instances where this might not happen. For example, customers that apply on a non-working day will have to wait until the following business day. The same principle works for borrowers that apply after our office hours.

APR and Fees

Payday loans online in Florida come with an average APR of about 304%. Yet, the exact annual percentage rate varies based on the loan amount and its repayment term.

Residents of area code 239 need to pay a verification fee of up to $5. Additionally, for every $100 you borrow, you need to cover a 10% financing fee. Note that borrowers who are behind on their installment loan repayments are charged 8% of the loan amount.

Regulations Surrounding Payday Loans in Lehigh Acres, Florida

The state of Florida has strict regulations when it comes to advance payday loans. These measures exist to guarantee the protection of all parties involved in the loan transaction. So, both the borrower and the lender must abide by them. For instance, loan rollovers are strictly prohibited. In addition, borrowers must wait for at least 24 hours after they repay the loan before requesting another.

As for minimum and maximum limits on loans, single payday loans are capped at $500. The repayment term for these small loans ranges from seven to 31 days. Installment loans, however, can go up to $1,000. You can repay an installment loan within 90 days.

Loan Alternatives

Payday loans in Lehigh Acres FL online can come in all shapes and sizes! AdvanceSOS offers several kinds of financial advances that cater to many needs. Check out our top six loan alternatives!

Bad Credit Loans

A bad credit score should never stand in the way of you getting financial help. Our lenders are aware of this, so they consider several other factors. These can include your employment, education, bank account standing, and more. Yet, that doesn’t mean the lender won’t run a soft check on you.

Title Loans

If you need some instant cash and own a vehicle, a title loan is a way to go! These cash advances work by the borrower signing over their car’s title to the lender. By securing your vehicle as collateral, the lender can ensure that you will repay the loan. During the loan term, you can still use the car. Once you pay the loan back, the lender will return full ownership to you.

Emergency Car Repair Loans

Our emergency car repair loans can be a lifesaver for consumers that are experiencing car trouble. These short-term loans can cover car damages, repair costs, and more. Borrowers can choose between a secured and an unsecured car repair advance. If you’re willing to secure your vehicle as collateral, go for the secured option. Otherwise, you’ll have to go through a credit check.

No Credit Check Loans

Even if you’re a risky borrower, you should still be able to get financial help. Luckily, our lenders consider alternate factors, not just your credit score. We’ll still run a soft check, but it won’t impact your credit score at all.

Payday Loans for the Unemployed

Those who are having trouble holding down a regular job shouldn’t feel left in the dark. AdvanceSOS recognizes all forms of revenue, not just a standard job income. This can include government benefits, pension, or retirement. If your income consists of any of these, you’re probably eligible for an unemployment loan. Additionally, a good credit score increases your chances of getting approved.

Legit Payday Loans

Advance payday loans in Lehigh Acres, Florida, are 100% legal. AdvanceSOS abides by all state and federal payday loan regulations, so you can rest assured you’re in safe hands when you’re taking out a payday loan with our lending partners.

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