Fast Payday Loan Lenders near Lehigh Acres, FL
Borrow money for your urgent cash needs in Florida by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Lehigh Acres, FL.
Quick Online Payday Loans in Lehigh Acres, FL, USA Faxless
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Why Should I Choose Short-Term Online Loans at AdvanceSOS?
1. Quick All-in Application for Many Lenders
Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.
2. Flexible Terms: Unemployment & Bad Credit OK
Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.
Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Keep in mind the maximum sum you can get depends on payday loans laws in your state. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.
3. Trusted Loans with Reliable Licensed Lenders Only
We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.
Apply for a Fast Payday Loan Online
How to Apply for a Payday Loan Online?
Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!
Step 1 – Make an Application
Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).
Step 2 – Decision & Approval
Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.
Step 3 – Receive Money Within 24 Hours
Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.
Payday Loans Companies in Lehigh Acres, FL
Addresses, phone numbers, and reviews of lenders stores working nearby you:
|Company||Address||ZIP code||Phone Number||Ranting||Reviews|
|Advance America||1119 Homestead Rd N #18||33936||(239) 936-2331||4.8||116|
|Advance America||2814 Lee Blvd Unit #8||33971||(239) 936-5453||4.9||84|
|The Check Cashing Store||51 Homestead Rd N||33936||(239) 936-4692||4.9||22|
|The Check Cashing Store||1444 Lee Blvd||33936||(239) 936-5411||3.6||16|
|Trust Payday Loans||705 Hibiscus Ave #54||33972||(239) 929-0904||0||0|
– companies ratings and reviews are based on their Google Business Profile. Updated January, 2022
– do you want to add, delete or modify your company details? Contact us – email@example.com
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Florida by Nick Wilson experienced loan officer.
What Will You Need?
Though applying for payday loans is a swift process, you still need to do several things. To make matters easier for you, we listed all the information you need to provide us.
- To be at least 18 years old.
- A valid, government-issued ID that proves you’re a Lehigh Acres resident
- A stable income of at least $1,000 per month
- An active checking account in your name
- Social Security Number.
- A valid phone number and email address
Note that these are mandatory requirements all applicants must meet. In case a lender needs more information, they’ll contact you by phone or email.
How Much Can You Borrow?
Payday loans in Lehigh Acres FL online have a maximum amount limit of $500. Alternatively, you can opt-in for an installment loan, which goes up to $1,000. As for our customers, they usually settle for an instant cash loan from the following range:
- 100 dollar loan
- 200 dollar loan
- 300 dollar loan
- 500 dollar loan
- 1000 dollar loan
It’s important to mention that the amount lenders are willing to offer depends on your eligibility for the quick cash loan. As long as you successfully meet all the requirements, you shouldn’t have a problem getting approved.
When Will You Receive Your Funds?
The short answer is – same or next business day! Our lenders are aware that borrowers might need the funds urgently. Hence, we do everything in our power to send the loan transaction through as soon as possible. Once you’re approved for the instant cash, the money should show up in your balance by the end of the day. Yet, there are instances where this might not happen. For example, customers that apply on a non-working day will have to wait until the following business day. The same principle works for borrowers that apply after our office hours.
APR and Fees
Payday loans online in Florida come with an average APR of about 304%. Yet, the exact annual percentage rate varies based on the loan amount and its repayment term.
Residents of area code 239 need to pay a verification fee of up to $5. Additionally, for every $100 you borrow, you need to cover a 10% financing fee. Note that borrowers who are behind on their installment loan repayments are charged 8% of the loan amount.
Regulations Surrounding Payday Loans in Lehigh Acres, Florida
The state of Florida has strict regulations when it comes to advance payday loans. These measures exist to guarantee the protection of all parties involved in the loan transaction. So, both the borrower and the lender must abide by them. For instance, loan rollovers are strictly prohibited. In addition, borrowers must wait for at least 24 hours after they repay the loan before requesting another.
As for minimum and maximum limits on loans, single payday loans are capped at $500. The repayment term for these small loans ranges from seven to 31 days. Installment loans, however, can go up to $1,000. You can repay an installment loan within 90 days.
Payday loans in Lehigh Acres FL online can come in all shapes and sizes! AdvanceSOS offers several kinds of financial advances that cater to many needs. Check out our top six loan alternatives!
Bad Credit Loans
A bad credit score should never stand in the way of you getting financial help. Our lenders are aware of this, so they consider several other factors. These can include your employment, education, bank account standing, and more. Yet, that doesn’t mean the lender won’t run a soft check on you.
If you need some instant cash and own a vehicle, a title loan is a way to go! These cash advances work by the borrower signing over their car’s title to the lender. By securing your vehicle as collateral, the lender can ensure that you will repay the loan. During the loan term, you can still use the car. Once you pay the loan back, the lender will return full ownership to you.
Emergency Car Repair Loans
Our emergency car repair loans can be a lifesaver for consumers that are experiencing car trouble. These short-term loans can cover car damages, repair costs, and more. Borrowers can choose between a secured and an unsecured car repair advance. If you’re willing to secure your vehicle as collateral, go for the secured option. Otherwise, you’ll have to go through a credit check.
No Credit Check Loans
Even if you’re a risky borrower, you should still be able to get financial help. Luckily, our lenders consider alternate factors, not just your credit score. We’ll still run a soft check, but it won’t impact your credit score at all.
Payday Loans for the Unemployed
Those who are having trouble holding down a regular job shouldn’t feel left in the dark. AdvanceSOS recognizes all forms of revenue, not just a standard job income. This can include government benefits, pension, or retirement. If your income consists of any of these, you’re probably eligible for an unemployment loan. Additionally, a good credit score increases your chances of getting approved.
Legit Payday Loans
Advance payday loans in Lehigh Acres, Florida, are 100% legal. AdvanceSOS abides by all state and federal payday loan regulations, so you can rest assured you’re in safe hands when you’re taking out a payday loan with our lending partners.
Amanda is a senior financial copywriter at AdvanceSOS. She has more than six years of journalism experience, mostly in finance. She graduated with a Master’s degree in finance from the University of Oklahoma.