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Get Quick and Easy Access to Local & Same Day Payday Loans in Naples, FL
Fast Payday Loan Lenders near Naples, FL
Borrow money for your urgent cash needs in Florida by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Naples, FL.
Quick Online Payday Loans in Naples, FL, USA Faxless
Payday Loans Companies in Naples, FL
Addresses, phone numbers, and reviews of lenders stores working nearby you:
|Company||Address||ZIP code||Phone Number||Ranting||Reviews|
|First Pawn Jewelry & Loan||889 Airport Road South||34104||(239) 943-7296||4.8||475|
|Check `n Go||4848 Davis Blvd||34104||(239) 973-8600||5||202|
|Advance America||4887 Golden Gate Pkwy||34116||(239) 935-4504||5||167|
|Advance America||4917 Rattlesnake Hammock Rd Unit #7||34113||(239) 973-5156||5||146|
|Advance America||11985 Collier Blvd Ste. 4||34116||(239) 934-1703||5||146|
|The Check Cashing Store||9853 N, Tamiami Trail N #103||34108||(239) 959-8333||4.7||74|
|ACE Cash Express||2642 Tamiami Trail E||34112||(239) 941-2274||4.2||36|
|OneMain Financial||1410 Pine Ridge Rd STE 21||34108||(239) 933-3875||4.6||18|
|Velocity Finance Group||4724 Golden Gate Pkwy #d||34116||(239) 949-5497||5||18|
|Caliber Home Loans||1421 Pine Ridge Rd Suite #220||34109||(239) 926-0800||5||15|
|Cash Now||3803 Tamiami Trail E||34112||(239) 964-2274||4.1||8|
|DolEx Dollar Express||6012 Radio Rd||34104||(888) 824-2527||3.7||3|
|Laurie Montes- Certified and Licensed Lender in Florida||405 5th Ave S||34102||(239) 930-3411||5||2|
|IBERIABANK||775 Airport-Pulling Rd North||34104||(239) 943-1639||5||2|
|Ace Cash Express||5555 Park Central Ct #119||34109||(239) 934-2704||0||0|
|Get Funding Now||898 5th Ave S #202||34102||(239) 991-8444||0||0|
|Epix Funding Group||1575 Pine Ridge Rd||34109||(239) 944-4473||0||0|
|Jetstream Finance Corporation||1169 8th St S||34102||(239) 926-4590||0||0|
|Seminole Funding||Naples||34102||(239) 932-2274||0||0|
|Fast Cash Express||5555 Golden Gate Pkwy Suite119||34104||(239) 934-2704||0||0|
– companies ratings and reviews are based on their Google Business Profile. Updated March, 2023
– do you want to add, delete or modify your company details? Contact us – email@example.com
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Florida by Nick Wilson experienced loan officer.
What Will You Need?
Applying for payday loans in Naples, FL, is reliable and fast. Though the approval process is pretty lenient, ensure you meet the following requirements:
- Government-issued ID showing that you’re over 18 and a legal US resident
- Proof of a constant income (over three months) of at least $1,000 a month
- A working email address and phone number
- A checking account that isn’t overdrawn
- Your SSN
These criteria are mandatory for each applicant. In case we require more details, we may call you to collect additional information.
How Much Can You Borrow?
A Cash advance can range from as little as $50 to $500 and up to $1,000 with installment loans. The amounts listed below are what our customers usually require:
- 100 dollar loan
- 200 dollar loan
- 300 dollar loan
- 500 dollar loan
The offers that lenders can give you usually depend on your ability to repay debt. If you meet all of the above criteria, the chances of fast approval are highly likely.
When Will You Receive Your Funds?
Most borrowers receive the requested funds within hours. If you’re approved, the cash transaction should reach your account the same day without any hard credit checks. With our instant cash loans, the process is always fast and efficient.
Though most money transfers go through the same day, sometimes you will have the funds available the next business day. Quick cash depends on the hour you applied and got approved. So, if you apply after midday or during weekends and national holidays, expect minor delays.
APR and Fees
The average APR of payday loans in Naples, FL, is about 304%. There’s no guarantee for this percentage since it depends on the loan size and the repayment term.
If you request a payday loan with a single lump-sum payment, it cannot exceed $500. For installment loans, the state has imposed a $1,000 cap per loan.
The maximum interest rate lenders can charge stands at 10% for every $100. Loan companies also have the right to charge a verification fee of $5. For example, if you take out a $400 loan, you will owe $445.
Regulations Surrounding Payday Loans in Naples FL
Florida aims to ensure the protection of its residents from scams and has therefore introduced some strict rules. AdvanceSOS follows the laws and offers a reasonable charge system.
You must repay single payday loans in Naples with your next paycheck, or between seven and 31 days. As for installment loans, the range is from 60 to 90 days.
Regulations state that Florida residents can only take out one loan at any given time, with a cooling-off period of 24 hours between any two consecutive products and no rollovers. Lenders should allow a 60-day grace period without extra charges to those unable to pay their debt on time.
Borrowers residing in area code 239 have various advance payday loans at their disposal. That said, not every financial fix matches your budget. Below are several other options you can try out.
Bad Credit Loans
Even Naples residents with bad credit are eligible to apply for short-term loans. Those with credit issues should go for payday lenders who work with clients with a FICO score below 640. AdvanceSOS helps applicants that don’t have access to most traditional lending options.
Still, borrowers should be aware that bad credit loans may involve higher rates and fees than traditional products. Before you apply, ensure you submit proof of employment and contact information.
When small loans don’t do the trick, you can consider a car title loan. Here, you’ll sign your vehicle title over to the lender in return for cash. Once your car gets appraised, the lender may approve funds from 25% to 50% of the car’s value.
After repaying your debt (usually within a month), you will get your title and spare key back. Remember that you have to pay additional charges and interest, too.
Emergency Car Repair Loans
Are you having car issues? An emergency car repair loan can provide the much-needed funds that can help you settle unexpected fines or accidental damage. We offer secured and unsecured emergency products for various car expenses, and unlike bank products and insurance, we approve funds quickly, provided you meet the required criteria.
No Credit Check Loans
Being a risky borrower shouldn’t be a barrier to short-term financing. Apply for a reliable no credit check loan with AdvanceSOS and get your finances in order. We avoid hard inquiries and only run a soft credit check to ensure you can repay in due time. We also factor in your employment type, previous debt, and account balance.
Payday Loans for the Unemployed
Those without a regular job have probably faced rejection from most traditional lenders. If this looks like you, try lenders that accept income from other sources than full-time employment.
Apply with AdvanceSOS if you receive benefits such as retirement or pension. To get approved, you must submit a verifiable revenue source and evidence of good credit.
Legit Payday Loans
Payday products are legal under Florida law, but specific laws and regulations apply to lenders and borrowers. So, ensure you’re aware of the rules before applying. A quick money fix can enhance your capacity to cover sudden costs. Whether you need extra cash to pay fines, unexpected bills, or home repairs, payday loans in Florida can help.