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Get Quick and Easy Access to Local & Same Day Payday Loans in Ocala, FL

Payday loans in Ocala FL

Fast Payday Loan Lenders near Ocala, FL

Borrow money for your urgent cash needs in Florida by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Ocala, FL.

Quick Online Payday Loans in Ocala, FL, USA Faxless

Payday Loans Companies in Ocala, FL

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
InstaLoan 2395 SW College Rd 34471 (352) 243-2232 4.9 1149
Fast Payday Loans, Inc. 2705 NW 10th St 34475 (352) 236-3640 5 264
Advance America 3131 SW College Rd #205 34474 (352) 286-2600 5 91
Check `n Go 4901 E Silver Springs Blvd APT 103 34470 (352) 223-5000 5 80
ACE Cash Express 1610 S Pine Ave 34471 (352) 262-0233 4.5 72
Mariner Finance 2019 E Silver Springs Blvd Suite 101A 34470 (352) 269-9195 4.7 66
OneMain Financial 4901 E Silver Springs Blvd #308 34470 (352) 262-0326 4.5 54
Amscot – The Money Superstore 2594 SW College Rd 34471 (352) 239-2681 3.5 51
ACE Cash Express 2400 SW College Rd Ste 102 34471 (352) 286-1820 4.9 32
OneMain Financial 2800 SW 24th Ave #104 34471 (352) 229-0267 4.1 30
Advance America 2750 E Silver Springs Blvd Ste. 102 34470 (352) 273-0754 4.6 26
Amscot – The Money Superstore 4909 E Silver Springs Blvd 34470 (352) 239-3240 3.6 23
Advance America 4920 E Silver Springs Blvd Ste. 103 34470 (352) 269-9920 5 21
Urban Bad Credit Loans 1422 N Magnolia Ave 34475 (352) 230-1054 5 5
Ocala Payday Loan Solution 2010 SW 12th Rd 34471 (352) 224-2389 5 3
Jerrys Cash Advance 801 NW 4th Ave 34475 (352) 235-3474 5 3
Farm Credit of Florida 5075 NW Blitchton Rd 34482 (352) 262-4188 1 3
USA Cash Today Inc 1301 NE 8th Ave 34470 (352) 236-9969 5 1
MVP Payday Loans 18 SE Broadway St #668 34471 (352) 232-5294 0 0

– companies ratings and reviews are based on their Google Business Profile. Updated March, 2023
– do you want to add, delete or modify your company details? Contact us –

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Florida by Nick Wilson experienced loan officer.

What Will You Need?

There are a few personal details you’ll need to provide in the loan application. Lucky for you, we listed them all in one place:

  • A valid, government-issued ID that proves you’re a resident of Ocala and of legal age.
  • Present a verifiable, steady income source of at least $1,000.
  • Proof of income of at least $1,000 a month.
  • An active checking account.
  • Valid contact information, including an email address and phone number.

Depending on individual cases, we may ask for a few more details. So, make sure to have your SSN, pay stubs, or other income proof at hand.

How Much Can You Borrow?

Florida law decides the cap on the amount of cash advance customers from Ocala can apply for. You can qualify for a loan size within the following range:

The final approved sum depends on your eligibility and ability to pay back on time. If you meet all application criteria, there’s a very high chance of getting fast approval.

When Will You Receive Your Funds?

Incredibly fast! Our lenders provide top-class service and put in the deposit the very same day as the loan approval. So, the money should show up in your bank account within 24 hours.

Yet, in some circumstances, the deposit might be delayed until the next business day. This is due to the loan being dependent on the time you apply and get approved. For instance, if you apply on a non-working day, you’ll have to wait until the next business day.

APR And Fees

The APR in Florida is set at 304%. Yet, we must mention that the percentage can vary depending on the loan term and size. Smaller loans come with higher interest rates.

Ocala residents first need to cover a $5 verification fee for their loan application. Afterward, the lender charges you up to 10% of the loan. So, if you borrow $300, you’ll spend a maximum of $35.

Regulations Surrounding Payday Loans in Ocala FL

The Florida Office of Financial Regulation oversees all payday loans in Ocala. Some of its guidelines include a $500 cap per single-payment payday loan. The loan term ranges between seven and 31 days. Personal loans, however, are capped at $1,000.

Applicants can also take out only one loan at a time. Moreover, you must pay the first one off and wait 24 hours before applying for another loan. Still, even if you can’t pay the loan back on time, lenders grant a 60-day grace period. Meaning, you get two months before the lender charges you extra.

Loan Alternatives

Payday loans Ocala isn’t necessarily your only option! Residents of the State of Florida have several loan alternatives at their disposal. Check out these extra options.

Bad Credit Loans

Are you someone that has a bad credit score and is enthusiastic about improving it? If so, applying for a bad credit loan might be the solution for you. We offer loans for all credit scores in Ocala. So, even if your score is under 550, you shouldn’t have trouble getting loan approval.

We must mention, however, that personal bad credit loans are unsecured. Hence, you’ll likely endure high-interest rates. Since your credit score is low, lenders don’t have any collateral and will probably check your credit score. Additionally, make sure to provide the lender with proof of income. This raises your chances of getting approved.

Title Loans

If you need some quick cash, getting a title loan might be the choice for you. These short-term loans work by you using your vehicle as collateral. Once you back the loan with your car, the lender takes on less risk and is more likely to approve it.

During the loan period, the customer still gets to keep and use their car. Still, the lender has ownership over the vehicle. Once you pay it off, you get your vehicle back.

Emergency Car Repair Loans

Have you recently endured some unforeseen car expenses? You can resolve this situation by taking out an emergency car repair loan!

Customers can choose between secured and unsecured loans. If you choose an unsecured loan, the lender will likely run a credit check. If you have no problem using your car as collateral, however, go for secured financing.

No Credit Check Loans

Being approved with only a soft check will depend on the risk you bring to the lender. Our lenders will consider your income, employment type, and other factors.

If you’re an Ocala resident that prefers short-term loans with no credit checks, we have the product for you! We offer payday loans online with no hard credit checks. In these situations, the lenders usually examine your employment, income, and other factors for their protection.

Payday Loans for Unemployed

If you’re currently in between jobs, applying for our small loans could be a lifesaver. To get approved, consumers must provide a valid income source. It’s also desirable to have a good credit score.

Legit Payday Loans

Though getting a $500 advance payday loan is easy, it might not be enough for your situation. That’s why here at AdvanceSOS, we offer a range of quick and legit cash loans to almost all credit scores. To get the best legitimate offers from our Ocala, Florida lending partners, just enter your zip code in our loan locator.

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