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Payday loans in Orlando FL

Fast Payday Loan Lenders near Orlando, FL

Borrow money for your urgent cash needs in Florida by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Orlando, FL.

Quick Online Payday Loans in Orlando, FL, USA Faxless

Payday Loans Companies in Orlando, FL

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
InstaLoan 3100 E Colonial Dr 32803 (407) 789-0199 4.9 745
ACE Cash Express 4712 S Orange Blossom Trl 32839 (407) 785-0222 4.7 108
ACE Cash Express 4560 S Kirkman Rd 32811 (407) 752-9494 4.7 97
Advance America 676 S Goldenrod Rd 32822 (407) 727-6150 5 90
Advance America 5836 N Orange Blossom Trail 32810 (407) 752-0782 5 85
Advance America 4512 Curry Ford Rd 32812 (407) 773-0767 5 82
ACE Cash Express 4490 S Semoran Blvd 32822 (407) 773-0866 4.3 81
Advance America 7661 S Orange Blossom Trl 32809 (407) 725-4240 4.9 65
Check `n Go 6576 Old Winter Garden Rd 32835 (407) 752-8661 5 61
ACE Cash Express 5030 W Colonial Dr 32808 (407) 757-5926 4.2 44
ACE Cash Express 1523 S Crystal Lake Dr 32806 (407) 789-6484 4.9 36
Advance America 4473 S Semoran Blvd 32822 (407) 720-2630 4.9 30
Amscot – The Money Superstore 3002 E Colonial Dr 32803 (407) 789-8692 4.2 17
Amscot – The Money Superstore 3550 Edgewater Dr 32804 (407) 729-8382 3.1 9
Same Day Payday Loans 2864 Polana St 32835 (407) 760-7678 5 8
Fast Payday Loans, Inc. Leads Seller| vr360king@gmail.com 32808 (407) 757-9060 4.7 3
Est. PayDay Loan PayDay Loan Orlando, Payday loan for 1000, Mariposa St 32801 (888) 853-0502 4 1
MVP Payday Loans 177 S Orange Ave #563 32801 (409) 979-6479 0 0

– companies ratings and reviews are based on their Google Business Profile. Updated November, 2022
– do you want to add, delete or modify your company details? Contact us – info@advancesos.com

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Florida by Nick Wilson experienced loan officer.

What Will You Need?

Depending on your preferences, you can apply for Orlando payday loans online, over the phone, or in-store. Eligibility criteria may vary across lenders. The submission of the following generic documents is mandatory for any loan you decide to apply for:

  • A valid, government-issued ID.
  • Social Security Number.
  • Income proof (a pay stub, a letter from employer).
  • Most recent bank statement from an active checking account.
  • Blank personal check.

The above information is obligatory so that we can verify your eligibility. Sometimes, we may ask for extra data to secure the cash deposit.

How Much Can You Borrow?

Payday loans Orlando FL cap at $500, while installment loans get approved up to $1,000. These limits are universal for the area code 407, and residents usually apply for some of the following amounts:

The approved amount will most likely depend on your ability to pay back on time. The more eligibility criteria you meet, the higher the amount you can borrow. Also, the rates will be more affordable.

When Will You Receive Your Funds?

Our online payday loan applications will take you several minutes to fill out. If approved, you’ll know the outcome within an hour. If you opt for an in-store loan, you may walk out with instant cash in hand.

In case you go for an online payday loan, the money transfer will depend on the day and time you applied. Still, quick cash is inevitable. Most loans get electronically deposited in your bank account within one business day. This timeframe can extend if you request funds in the evening or during weekends and public holidays.

APR And Fees

The highest amount you can pay for a payday loan in Florida is 10% of the borrowed funds. The verification fee amounts to $5. For instance, if you borrow $100, the maximum cost can be $15. The annual percentage rates on small loans in Orlando range from 130% to 391%. The APR depends on the amount you take and the debt settlement period.

Payday lenders can’t charge prepayment penalties for early repayment. If you can’t settle the loan by its due date, the lender must offer you a 60-day grace period at no charge. For such protection, you must arrange an appointment with an approved credit counseling service.

Regulations Surrounding Payday Loans In Orlando FL

Our payday lenders in the state of Florida have to comply with strict lending laws. Payday lenders in Florida, known as deferred presentment providers, must have a license, too. When it comes to small loans in Orlando, be aware of the following facts:

  • You can take out up to $500 with a single payday loan.
  • The repayment term is between seven and 31 days.
  • Borrowers can only have one payday loan at a time.
  • You have to repay the loan in full and wait 24 hours before getting a new one.

Loan Alternatives:

Advance payday loans primarily cater to the immediate needs of borrowers. Still, they may not always agree with your finances. Here are several credit options we offer that you can consider.

Bad Credit Loans

Bad credit should not prevent you from qualifying for a payday loan in Orlando. So don’t worry if you have a poor credit score. Bad credit products target customers with credit scores below 640, and that’s your lifesaver.

Our lenders usually require you to have a minimum income (from a job or benefits). You may have to present other proof to demonstrate your ability to repay.

Title Loans

If you need to borrow over $500 and have a vehicle with a clear title in your name, a title loan is an option. To apply, you need an ID and proof of income. Title loans get secured by your car, so if you fail to repay, the lender has rights reserved to seize your vehicle. Note that title loans range from $100 to $5,500.

Title loans can extend up to 30 days. No lender can charge you prepayment penalties. You can also agree with the lender to extend the title loan by one or several 30-day periods.

Emergency Car Repair Loans

If you need to deal with unexpected car expenses, consider our auto repair loans. Such emergency loans can cover the costs of spare parts or accident damage. Car repair loans can be unsecured, in which case lenders run a credit check. If you’re ready to use your car’s title as collateral, go for secured financing.

No Credit Check Loans

Are you up for short-term loans without running hard credit checks with the major credit bureaus? In that case, apply for AdvanceSOS in Orlando, FL. Our no credit check loans are available for any resident regardless of their credit score and history. We consider your income to make sure you can repay on time.

Payday Loans For Unemployed

You shouldn’t despair if you have verifiable and stable revenue apart from a full-time job. Payday loans for the unemployed can save the day if you have no regular employment, and banks won’t consider you.

When approving small amounts, we may accept income sources like pension, retirement, and benefits. So, anyone with a regular income gets encouraged to apply. To qualify, customers must prove the revenue source and have good credit.

Legit Payday Loans

Payday loans Orlando FL are legal. Yet, the maximum amount is $500 for payday and $1,000 for installment loans. So if you want to avoid asking close relatives and friends for money, this is it. Fast cash is accessible to almost any credit score, and you can use it for any purpose you have in mind. When approved by one of our lenders, you may receive the money immediately or within a day.

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