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Get Quick and Easy Access to Local & Same Day Payday Loans in Sydney, FL

Payday loans in Sydney FL

Fast Payday Loan Lenders near Sydney, FL

Borrow money for your urgent cash needs in Florida by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Sydney, FL.

Quick Online Payday Loans in Sydney, FL, USA Faxless

Payday Loans Companies in Sydney, FL

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
Advance America 109 W Alexander St 33563 (813) 371-6522 4.9 44
Amscot – The Money Superstore 105 W Alexander St 33563 (813) 375-4733 2.4 37
Advance America 233 W Brandon Blvd 33511 (813) 365-8293 4.6 23
Amscot – The Money Superstore 2022 East Brandon Boulevard, State Rd 60 33594 (813) 368-6050 2.1 14
Trust Payday Loans 951 W Brandon Blvd #545 33511 (813) 368-0364 0 0

– companies ratings and reviews are based on their Google Business Profile. Updated November, 2022
– do you want to add, delete or modify your company details? Contact us – info@advancesos.com

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Florida by Nick Wilson experienced loan officer.

What Will You Need?

Requirements vary across lenders, but some items are mandatory. When applying for payday loans with AdvanceSoS, ensure you include the documents listed below:

  • Proof that you’re 18 or over and a legal resident of Sydney (Government-issued ID).
  • Recurring income source of at least $1,000
  • An active checking account with no overdraft charges
  • A valid email address and phone number
  • Your Social Security Number

Your eligibility for a loan product will depend on whether you meet these requirements. Expect a call from us if we believe you need to submit additional data.

How Much Can You Borrow?

The maximum amount you can borrow in area code 813 under Florida law caps at $500 for payday loans. For installment loans, the sum can reach $1,000. With us, eligible clients can apply for a loan size within the following range:

The amount we approve relates to your capacity to repay the debt. Meeting all application criteria leads to an almost guaranteed transaction.

When Will You Receive Your Funds?

Reputable lenders strive to deposit instant cash the same day. If you want to receive your funds quickly, apply early in the day so you can get a green light from the lender earlier in the day. This way, the money can reach your checking account within hours.

Sometimes, transactions can get put off until the next business day. Delays depend on the time you got approved and signed the e-documents. If you seek quick cash after midday or during non-working days, money transfers can get slowed down.

APR And Fees

The typical APR for payday loans in Sydney, FL, is 304%, but the figure can vary depending on the loan term and size. A single payday loan term can stretch from a week to 31 days. As for installment loans, the repayment period is from 60 to 90 days.

The interest rate is fixed and stands at 10% of the loan amount. Plus, lenders have the legal right to charge a verification fee of $5 per loan application. For instance, if you borrow $300, you’ll have to return $335 on your next payday.

Regulations Surrounding Payday Loans in Sydney, FL

Florida State has imposed some strict rules when it comes to protecting its constituents from scams. AdvanceSOS abides by all applicable laws and offers its clients a reasonable charge system.

Laws forbid lending sums over $500 for single-payment payday loans. Plus, customers can’t take more than one loan at a time. They must wait for at least 24 hours before taking on another cash product. Rollovers are off-limits too.

Loan Alternatives

Troubled borrowers in the pursuit of fast cash may have more options than they deem possible. Here are some short-term products you can consider instead of payday loans online.

Bad Credit Loans

Sydney residents with bad credit are eligible to apply for small loans with us. Still, they may face stricter terms and higher APRs than those offered to people with good credit.

When you’re a risky borrower, we consider other elements besides your credit score. Among other things, we factor in your employment type and past lending practices.

Title Loans

Title loans can be the ideal solution to get larger-scale emergency financing. As long as you own a clear title to your vehicle, these short-term loans are only a step ahead. Note that you place collateral on your car upon applying but still get to drive it while settling the debt.

Once the loan gets paid, you can regain complete control of the car. Most title loans last for up to a month and usually involve extra charges and interest.

Emergency Car Repair Loans

When under pressure to cover expenses for car damage, emergency car repair loans can be a real lifesaver. Most clients use urgent cash infusions to settle charges for fines or accidents.

Our approval process is super-fast and reliable. Plus, AdvanceSOS offers secured and unsecured emergency loans. Both types will help you deal with unforeseen car expenses that your insurance won’t cover.

No Credit Check Loans

Qualifying for advance payday loans without hard credit checks is demanding but possible. Yet, since you’re a riskier borrower in the eyes of lenders, fees and APRs may be higher than usual.

Your best shot is to consider a loan with a soft credit check to reduce the rates. Note that soft checks won’t affect your credit score. This way, it’s safer for both you and the lending company, and the loan will be cheaper.

Payday Loans for the Unemployed

Are you a stay-at-home parent? Or maybe you are in between jobs? Not being in full-time employment won’t prevent you from getting financial aid from AdvanceSOS. We specialize in loans for the unemployed and tailor products to fit every wallet.

If you receive benefits such as pension or retirement, you’ll probably qualify for our loans. Ensure you provide a verifiable revenue source and evidence of good credit.

Legit Payday Loans

Cash advance in the form of payday loans is legal in Florida. Legitimate lenders typically display their licenses and are open about their rates. However, if you notice bad online reviews and several customers complaining about the same issue, consider it a red flag.

Besides the quick funding and lenient approval criteria, payday loans in Florida are not a cheap alternative for speedy cash.

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