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Get Quick and Easy /Access to Local & Same Day Payday Loans in Tallahassee, FL

Payday loans in Tallahassee FL

Fast Payday Loan Lenders near Tallahassee, FL

Borrow money for your urgent cash needs in Florida by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Tallahassee, FL.

Quick Online Payday Loans in Tallahassee, FL, USA Faxless

Payday Loans Companies in Tallahassee, FL

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
InstaLoan 2418 N Monroe St Suite 200 32303 (850) 052-9148 5 1436
Fast Payday Loans, Inc. 2002 S Monroe St 32301 (850) 087-9900 5 251
Fast Payday Loans, Inc. 1243 N Monroe St 32303 (850) 022-3187 4.9 126
Advance America 4228 W Tennessee St #29 32304 (850) 057-4500 4.9 112
Advance America 2221 S Monroe St 32301 (850) 030-0219 4.9 108
Advance America 3539 Apalachee Pkwy Unit 4 32311 (850) 030-0039 5 93
Advance America 3111 Mahan Dr #28 32308 (850) 087-2978 5 76
ACE Cash Express 2011 N Monroe St 32303 (850) 038-6920 4.9 57
ACE Cash Express 1825 S Adams St 32301 (850) 022-0911 4.3 55
Mariner Finance 1505 Governors Square Blvd Ste. 101 32301 (850) 056-2238 4.1 52
OneMain Financial Royal Oaks Plaza, 1380 Village Square Blvd #3, 32312 (850) 090-0061 4.3 35
Advance America 2418 N Monroe St Ste. 220 32303 (850) 038-8315 4.8 33
Advance America 5023 Crawfordville Rd #3 32305 (850) 087-0696 4.8 32
OneMain Financial 3217 Apalachee Pkwy #2 32311 (850) 087-9144 4.4 29
Montana Capital Car Title Loans 1937 S Monroe St 32301 (850) 020-9464 4.9 8
Montana Capital Bad Credit Loans 2512 Balsam Terrace #300 32303 (850) 020-1948 5 7
Check Man 240 Capital Cir SW 32304 (850) 030-0180 4 1
Get Auto Title Loans Tallahassee FL 2650 Municipal Way # E 32304 (850) 040-9186 1 1
New Horizon Loan Program D-200 B, 820 E Park Ave 32301 (844) 435-2278 0 0
Speedy Payday Loans 2039 N Meridian Rd 32303 (850) 074-7153 0 0

– companies ratings and reviews are based on their Google Business Profile. Updated November, 2022
– do you want to add, delete or modify your company details? Contact us – info@advancesos.com

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Florida by Nick Wilson experienced loan officer.

What Will You Need?

Just like all Florida lenders, AdvanceSOS lenders in Tallahassee, Florida, impose specific criteria on prospective borrowers. Note that online applications tend to keep the process straightforward. When requesting a loan through the web, we typically ask borrowers to present the following:

  • The borrower must be over 18.
  • Personal information, such as name, address, current phone number, and e-mail address.
  • A Social Security Number.
  • Active bank account number.
  • Revenue source, including the employer’s or company name.
  • Proof that the customer is a legal resident of Tallahassee, Florida.

The above documents are mandatory so that we can verify your eligibility. Sometimes, lenders may request extra information to secure the cash transaction.

How Much Can You Borrow?

Though loan amounts vary depending on the borrower’s circumstances, the following are the most frequently sought ones. Often, payday loans Tallahassee FL cap at $500, while installment loans get approved up to $1,000.

When Will You Receive Your Funds?

After you get approved, the lender will take all steps to transfer the instant cash as soon as possible. Sometimes, you may get a call from a representative to explain the process and verify your eligibility.

Some lenders may even offer money in as soon as a couple of hours. Still, most quick cash providers from our network transfer the funds in one business day. Expect delays in money deposits if you apply late in the evening or during weekends and national holidays.

APR And Fees

AdvanceSOS abides by the laws and imposes reasonable fees. Most importantly, the maximum finance rate and fees must not exceed 10% of the approved amount. Additional verification fees cannot exceed $5.

Finance charges usually reach 10%, which means an annual percentage rate of 304%. Late fees are possible and may increase your interest rate. Hence, always pay on time to avoid the consequences of late or missed payments. We may even charge you an early settlement or a processing fee.

Consumers from Tallahassee should know that these restrictions typically apply statewide. Meaning, our network of lenders from Lakeland, FL, or Crestview impose the same caps on APRs and fees.

Regulations Surrounding Payday Loans In Tallahassee FL

Specific regulations offer protection from scam lenders. Also, the law contains strict limitations for lenders to abide by when issuing payday loans in Tallahassee, FL. Borrowers in the 850 code area of Florida can apply for and receive payday loans up to $500 (without fees). Our applicants must present an income source of no less than $1,000 per month to get considered.

The law allows only one loan at a time, with at least 24 hours between each loan. The minimum debt repayment period is seven days, whereas the maximum is 31 days.

Florida does not accept rollovers and protects borrowers from criminal lawsuits for nonpayment. Our grace periods may extend loan terms by 60 days without additional charges. Yet, this service requires credit counseling.

Loan Alternatives:

Though advance payday loans may help resolve most financial hardships, they may not fit your budget. To help you find other credit options, we cover various alternatives to personal loans below.

Bad Credit Loans

If you have bad credit, try our loans for bad credit in Tallahassee, FL. You’ll probably pay higher interest rates, but you can also get access to a broader range of lenders. For these types of loans, a credit score of 550 or under might not be an obstacle to qualifying.

It’s advisable to pre-qualify before applying for payday loans to avoid undergoing a hard credit check. Approval for a bad credit loan in Tallahassee usually depends on whether we assess you as a risky borrower. Moreover, eligibility gets determined based on your credit score, income, and other factors.

Title Loans

Tallahassee residents can get a title loan from us of up to $25,000. Our title loans enable quick access to cash based on your vehicle’s appraised value. All you need is your car and the vehicle’s title to get the funds you need. Also, ensure you provide your ID, proof of income, and a spare key to the car that serves as collateral.

Emergency Car Repair Loans

Our auto repair loans serve to cover sudden car expenses. Emergent repairs may include replacing broken parts or fixing accident damage. If you go for an unsecured loan, we will probably run a credit check. With secured financing, the car’s title can serve as collateral.

No Credit Check Loans

Products that require no hard credit checks may take the form of personal, installment, or other short-term loans. These may save the day if poor credit prevents you from getting a traditional bank loan.

With a no-credit-check loan, we factor in various data to determine your creditworthiness. These may include your credit score, income, employment, and bank account standing. To obtain credit scores, we usually run a “soft” credit check.

Payday Loans For Unemployed

AdvanceSOS considers revenue other than a full-time job when approving loans. In short, we encourage anyone to apply if they have reliable income such as Social Security, retirement, or pension. To qualify, customers must prove their regular income from other sources and have good credit.

Legit Payday Loans

Payday loans online are legal in Florida, but the maximum amount you can borrow is $500. The upside of a payday loan is that you don’t need to rely on family and friends and the funds are easily accessible. You can get money immediately or within a few days and take care of urgent matters quickly. Finally, fast disbursement of funds is another benefit of using our payday loans for Tallahassee consumers.

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