Apply For Online Payday & Installment Loans in Idaho (ID) and Boise, Get Instant Approval With No Credit Check and Receive Funds On The Same Day

Yes, just like in Kansas and many other US states, you can get a loan same day deposit in Idaho. One of the best things about payday loans is how easy they are to get.
Most payday lenders will process your application and notify you of your loan status in just a few hours. The money you need should be sent to your account within one business day. 

The law in Idaho permits you to get as many loans as you need at a time. However, the total sum of all the loans must not surpass $1,000, meaning you can take out multiple payday loans as long as the total does not exceed this maximum.
You can also apply for other loan types, such as a personal loan, title loan, or installment loan, while you have an ongoing payday loan. 

Yes, payday lending is legal in Idaho. Residents are allowed to borrow up to $1000 from payday lenders. The state laws are quite relaxed, which makes cash advances quite accessible. The law sets a maximum annual percentage rate of 652% on payday cash advances. 
However, there are no limits on the loan duration. Payday lenders are not permitted to bring criminal actions against borrowers who cannot repay the money they owe. 

The easiest way to get payday loans in Idaho is by applying through a loan broker like AdvanceSOS. Here’s how to apply for a payday loan online through AdvanceSOS: 
1) Fill out an online form on the AdvanceSOS site with your valid contact information, means of identification, proof of residence, bank information, proof of income, and other important disclosures. 
2) Get matched to a payday lender in Idaho. 
3) You will be sent a loan offer containing the terms of the loan.
4) Once you consent to the loan agreement, the loan transaction is complete, and the funds will be disbursed to your account. 

The average credit score in Idaho is 725, which is fairly good. However, even if your credit score is lower than this, you can still get a cash advance. Unlike traditional banks, credit unions, and other financial institutions, legit payday lenders in Idaho provide payday loans to borrowers regardless of their credit score. 
This means you can still get the loan amount you need from a direct lender, even with a bad credit score. 

Direct payday lenders in Idaho don’t need to do a hard check to find out your credit score from a credit bureau before approving your cash advance application. Therefore, most lenders will still do a soft check to determine your creditworthiness.
Note that this soft check does not negatively impact your credit rating, and you still stand a good chance of getting a cash advance regardless of your credit report. 

AdvanceSOS is an online loan broker connecting borrowers with legit lenders in Idaho. Here’s why applying for a loan through AdvanceSOS is the best solution for you: 
– Convenient access to payday loans and other short-term loan alternatives
– Apply online for fast cash loans through a simple application process 
– Anyone can apply for online loans to get cash through AdvanceSOS regardless of their credit score 
– Same-day deposit payday loans – get the loan amount you need within one business day of sending in your application
Updated: Oct 1, 2023