Get Quick and Easy Access to Local & Same Day Payday Loans in Waterloo, IA
Fast Payday Loan Lenders near Waterloo, IA
Borrow money for your urgent cash needs in Iowa by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Waterloo, IA.
Quick Online Payday Loans in Waterloo, IA, USA Faxless
Payday Loans Companies in Waterloo, IA
Addresses, phone numbers, and reviews of lenders stores working nearby you:
Company
Address
ZIP code
Phone Number
Ranting
Reviews
Money & More
1516 La Porte Rd
50702
(319) 923-3208
4.9
368
Money & More
723 Franklin St
50703
(319) 923-1200
4.9
186
Check Into Cash
2744 University Ave
50701
(319) 923-3760
4.9
168
EZPAWN
920 La Porte Rd
50702
(319) 928-5959
4.4
95
Check `n Go
2313 Logan Ave
50703
(319) 932-5366
4.9
59
Check `n Go
2735 University Ave
50701
(319) 932-5367
4.8
49
Hometown Cash Advance
323 Franklin St
50703
(319) 983-7777
5
40
GreenState Credit Union
3409 Cedar Heights Dr
50613
(800) 039-3790
4
39
Advance America
1519 E San Marnan Dr
50702
(319) 923-6584
4.7
35
GreenState Credit Union
930 Tower Park Dr
50701
(800) 039-3790
3.5
23
Thrivent Financial: Midwest Group
622 Progress Ave
50701
(319) 923-2171
5
22
OneMain Financial
4618 University Ave
50613
(319) 926-6281
4.1
17
Hometown Cash Advance
2842 University Ave
50701
(319) 923-0600
4.4
14
Levi Brothers Jewelry & Loan
306 E 4th St
50703
(319) 923-6951
4.7
13
EZ Money Check Cashing
700 La Porte Rd
50702
(319) 922-6185
3.6
8
Veridian Credit Union Drive-up ATM
1515 E San Marnan Dr
50702
(800) 023-3228
4.4
5
MidWestOne Bank
3110 Kimball Ave
50702
(319) 923-5513
5
5
Automotive Financial Solutions
2033 La Porte Rd
50702
(319) 923-2200
5
1
Rabo Agri Finance
Cedar Falls
50613
(319) 926-7310
0
0
– companies ratings and reviews are based on their Google Business Profile. Updated June, 2023 – do you want to add, delete or modify your company details? Contact us – info@advancesos.com
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Iowa by Nick Wilson experienced loan officer.
Requirements For Getting A Payday Loan In Waterloo, IA
The requirements for getting a payday loan vary as each lender has a list of rules on their application forms. However, there are standard requirements for eligibility that lenders should not waive, including:
The borrower must be at least 18 years old.
They must have a valid means of identification and proof of income.
They must possess an active checking account.
APR and Fees
Though different from the usual interest rates, an annual percentage rate (APR) is a fee charged for borrowing money. The maximum amount of money that you can borrow through a payday loan in Iowa is $500. To prevent unreasonable interest rates, lenders have APR caps imposed by law. Iowa’s APR cap is 337%. The state allows a 15% finance charge on loans up to $100 and only 10% on subsequent $100 loans.
For example, if you borrow $300 with a charge of $45, your APR is $345. Rollovers or extensions are not allowed, and lenders expect that a borrower should make a full repayment in time.
How Can We Help?
We are here to ensure that the process of getting a payday loan is as easy as possible for you. Our network is fully available online, granting you immediate access to lenders before the end of the business day.
Our system boasts a data-collection technique that assesses your needs and credit capacity. This helps in connecting you to a loan company to cater to your specific needs.
