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Get Quick and Easy Access to Local & Same Day Payday Loans in Waterloo, IA

Payday loans in Waterloo IA

Fast Payday Loan Lenders near Waterloo, IA

Borrow money for your urgent cash needs in Iowa by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Waterloo, IA.

Quick Online Payday Loans in Waterloo, IA, USA Faxless

Payday Loans Companies in Waterloo, IA

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
Money & More 1516 La Porte Rd 50702 (319) 923-3208 4.9 368
Money & More 723 Franklin St 50703 (319) 923-1200 4.9 186
Check Into Cash 2744 University Ave 50701 (319) 923-3760 4.9 168
EZPAWN 920 La Porte Rd 50702 (319) 928-5959 4.4 95
Check `n Go 2313 Logan Ave 50703 (319) 932-5366 4.9 59
Check `n Go 2735 University Ave 50701 (319) 932-5367 4.8 49
Hometown Cash Advance 323 Franklin St 50703 (319) 983-7777 5 40
GreenState Credit Union 3409 Cedar Heights Dr 50613 (800) 039-3790 4 39
Advance America 1519 E San Marnan Dr 50702 (319) 923-6584 4.7 35
GreenState Credit Union 930 Tower Park Dr 50701 (800) 039-3790 3.5 23
Thrivent Financial: Midwest Group 622 Progress Ave 50701 (319) 923-2171 5 22
OneMain Financial 4618 University Ave 50613 (319) 926-6281 4.1 17
Hometown Cash Advance 2842 University Ave 50701 (319) 923-0600 4.4 14
Levi Brothers Jewelry & Loan 306 E 4th St 50703 (319) 923-6951 4.7 13
EZ Money Check Cashing 700 La Porte Rd 50702 (319) 922-6185 3.6 8
Veridian Credit Union Drive-up ATM 1515 E San Marnan Dr 50702 (800) 023-3228 4.4 5
MidWestOne Bank 3110 Kimball Ave 50702 (319) 923-5513 5 5
Automotive Financial Solutions 2033 La Porte Rd 50702 (319) 923-2200 5 1
Rabo Agri Finance Cedar Falls 50613 (319) 926-7310 0 0

– companies ratings and reviews are based on their Google Business Profile. Updated June, 2023
– do you want to add, delete or modify your company details? Contact us –

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Iowa by Nick Wilson experienced loan officer.

Requirements For Getting A Payday Loan In Waterloo, IA

The requirements for getting a payday loan vary as each lender has a list of rules on their application forms. However, there are standard requirements for eligibility that lenders should not waive, including:

  • The borrower must be at least 18 years old.
  • They must have a valid means of identification and proof of income.
  • They must possess an active checking account.

APR and Fees

Though different from the usual interest rates, an annual percentage rate (APR) is a fee charged for borrowing money. The maximum amount of money that you can borrow through a payday loan in Iowa is $500. To prevent unreasonable interest rates, lenders have APR caps imposed by law. Iowa’s APR cap is 337%. The state allows a 15% finance charge on loans up to $100 and only 10% on subsequent $100 loans.

For example, if you borrow $300 with a charge of $45, your APR is $345. Rollovers or extensions are not allowed, and lenders expect that a borrower should make a full repayment in time.

How Can We Help?

We are here to ensure that the process of getting a payday loan is as easy as possible for you. Our network is fully available online, granting you immediate access to lenders before the end of the business day.

Our system boasts a data-collection technique that assesses your needs and credit capacity. This helps in connecting you to a loan company to cater to your specific needs.

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