Get Quick and Easy Access to Local & Same Day Payday Loans in Waterloo, IA

Payday loans in Waterloo IA

Fast Payday Loan Lenders near Waterloo, IA

Borrow money for your urgent cash needs in Iowa by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Waterloo, IA.

Quick Online Payday Loans in Waterloo, IA, USA Faxless


Apply for a Fast Payday Loan Online

I read and agree to Terms, Rates, Privacy Policy, before submitting a loan request.


Why Should I Choose Short-Term Online Loans at AdvanceSOS?

1. Quick All-in Application

Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.

2. Flexible Terms: Unemployment & Bad Credit OK

Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.

Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Keep in mind the maximum sum you can get depends on payday loans laws in your state. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.

3. Trusted Loans with a Reliable Licensed Lender

We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.


Apply for a Fast Payday Loan Online

I read and agree to Terms, Rates, Privacy Policy, before submitting a loan request.


How to Apply for a Payday Loan Online?

Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!

Step 1 – Make an Application

Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).

Step 2 – Decision & Approval

Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.

Step 3 – Receive Money Within 24 Hours

Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.

Payday Loans Companies in Waterloo, IA

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
Money & More 1516 La Porte Rd 50702 (319) 923-3208 4.9 368
Money & More 723 Franklin St 50703 (319) 923-1200 4.9 186
Check Into Cash 2744 University Ave 50701 (319) 923-3760 4.9 168
EZPAWN 920 La Porte Rd 50702 (319) 928-5959 4.4 95
Check `n Go 2313 Logan Ave 50703 (319) 932-5366 4.9 59
Check `n Go 2735 University Ave 50701 (319) 932-5367 4.8 49
Hometown Cash Advance 323 Franklin St 50703 (319) 983-7777 5 40
GreenState Credit Union 3409 Cedar Heights Dr 50613 (800) 039-3790 4 39
Advance America 1519 E San Marnan Dr 50702 (319) 923-6584 4.7 35
GreenState Credit Union 930 Tower Park Dr 50701 (800) 039-3790 3.5 23
Thrivent Financial: Midwest Group 622 Progress Ave 50701 (319) 923-2171 5 22
OneMain Financial 4618 University Ave 50613 (319) 926-6281 4.1 17
Hometown Cash Advance 2842 University Ave 50701 (319) 923-0600 4.4 14
Levi Brothers Jewelry & Loan 306 E 4th St 50703 (319) 923-6951 4.7 13
EZ Money Check Cashing 700 La Porte Rd 50702 (319) 922-6185 3.6 8
Veridian Credit Union Drive-up ATM 1515 E San Marnan Dr 50702 (800) 023-3228 4.4 5
MidWestOne Bank 3110 Kimball Ave 50702 (319) 923-5513 5 5
Automotive Financial Solutions 2033 La Porte Rd 50702 (319) 923-2200 5 1
Rabo Agri Finance Cedar Falls 50613 (319) 926-7310 0 0

– companies ratings and reviews are based on their Google Business Profile. Updated May, 2022
– do you want to add, delete or modify your company details? Contact us – [email protected]

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Iowa by Nick Wilson experienced loan officer.

Requirements For Getting A Payday Loan In Waterloo, IA

The requirements for getting a payday loan vary as each lender has a list of rules on their application forms. However, there are standard requirements for eligibility that lenders should not waive, including:

  • The borrower must be at least 18 years old.
  • They must have a valid means of identification and proof of income.
  • They must possess an active checking account.

APR and Fees

Though different from the usual interest rates, an annual percentage rate (APR) is a fee charged for borrowing money. The maximum amount of money that you can borrow through a payday loan in Iowa is $500. To prevent unreasonable interest rates, lenders have APR caps imposed by law. Iowa’s APR cap is 337%. The state allows a 15% finance charge on loans up to $100 and only 10% on subsequent $100 loans.

For example, if you borrow $300 with a charge of $45, your APR is $345. Rollovers or extensions are not allowed, and lenders expect that a borrower should make a full repayment in time.

How Can We Help?

We are here to ensure that the process of getting a payday loan is as easy as possible for you. Our network is fully available online, granting you immediate access to lenders before the end of the business day.

Our system boasts a data-collection technique that assesses your needs and credit capacity. This helps in connecting you to a loan company to cater to your specific needs.

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