Apply For Online Payday Loans in Michigan (MI) and Grand Rapids, Get Instant Approval With No Credit Check and Receive Funds On The Same Day

We all have our struggles with cash. Even those with solid incomes sometimes need money fast. AdvanceSOS’ payday loans offer rapid approval and can get you a payday loan in Michigan in less than 24 hours. Whether you’re in Grand Rapids, Niles, Detroit, Lansing, Flint or anywhere in Michigan, you can find the right loan until payday for you with AdvanceSOS.
Using our service, you can get Michigan payday or installment loans with bad credit, no collateral, and no job. Your income, state laws, and the lender’s guidelines are the only limit.
Can I Get a Payday Loan in Michigan on the Same Day?
Yes, Michigan has fast cash loans online with same day deposit. With the help of AdvanceSOS, you can find the top payday lenders in Michigan offering the best rates and terms. Simply fill out our quick application form, and we’ll match your needs with a lender.
How Many Payday Loans Can You Have in Michigan?
You can get up to two payday loans in Michigan, but they must be from different lenders. You may also need to ask your new lender if they are okay with you having an outstanding loan.
Does Michigan Allow Payday Loans?
Yes, Michigan’s Deferred Presentment Service Transactions Act allows payday loans. Thus, Michigan registers and gives licenses to payday lenders. Your loan’s annual percentage rate (APR) is also protected by the act and ensures your safety.
How to Apply for Payday Loans in Michigan?
Our lender matching tool helps you get a payday loan online in Michigan. We’ll match you with the right lender based on your application. You must provide the following information while applying:
– Name
– Birth date
– Email address
– Phone number
– Employment or income information
– Scanned ID card
– Bank account information
Can I Get a Payday Loan in Michigan With Bad Credit?
Yes, bad credit payday loans are possible in Michigan with a maximum loan amount of $600. Payday loans are available to all, even those with bad credit because they don’t rely on credit scores. So, it does not matter if you don’t have a 700+ credit score, as payday loans focus on other criteria like monthly income.
Can I Get a Payday Loan in Michigan With No Credit Check?
Anyone who earns at least $1,500 in monthly income can get a no-credit-check loan. This salary already qualifies you for all our loans. No collateral, cosigner, or job is required. Your stable income (as long as it’s legal) is the only crucial factor in securing any of our loan amounts.
Why Is AdvanceSOS the Best Solution for Online Payday Loans?
AdvanceSOS is excellent at offering personalized solutions to financial problems. Our services consider what you need, unlike a generic bank loan. Choose yourself and focus on what matters most during an emergency with AdvanceSOS.
Below are the top 10 reasons AdvanceSOS is the best solution for online payday loans.
1. Applying is free, and you can send out as many applications as you want.
2. The simple and quick loan request takes a few minutes to complete.
3. You can still get a loan approved on weekends and holidays.
4. You can get your cash into your bank account in less than 24 hours.
5. You do not need a cosigner or physical collateral.
6. You can repay your direct lender as fast as you can and avoid debt.
7. Automatic repayment is available for payday loans Michigan using the same bank account.
8. We only include the top reliable lenders near Michigan residents within our network.
9. Customer service is always open for you to ask about your Michigan payday loan.
Also, explore payday loans in Massachusetts or Minnesota to know more about payday loans and how to get one anywhere in the US.
Updated: Oct 1, 2023
What Are The Current Regulations for Payday Loans in Michigan?
Law status | legal |
---|---|
MIN Loan Amount | $100 |
MAX Loan Amount | $600 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 31 days |
MAX APR | 390% |
Additional fees | $15, verification fee of maximum 15% of every $100 borrowed |
NSF fee | $25 |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 2 |
Cooling off period | None |
Rollover | Not allowed |
Extension, repayment plan | Repayment plan |
Default penalties | $15 for installment payback plan |
Credit score requirements | Available for Bad Credit |
Where Can We Help You Apply for Loans in Michigan?
AdvanceSOS offers quickly help you find the top loan offers in cities like Jackson, Grand Rapids, Niles, Detroit, Lansing and Flint.
Jackson
Grand Rapids
Niles
Other cities
Acme | Ada | Addison | Adrian |
Afton | Ahmeek | Akron | Alanson |
Alba | Albion | Alden | Alger |
Algonac | Allegan | Allen | Allen Park |
Allendale | Allenton | Allouez | Alma |
Almont | Alpena | Alpha | Alto |
Amasa | Anchorville | Ann Arbor | Applegate |
Arcadia | Argyle | Armada | Arnold |
Ashley | Athens | Atlanta | Atlantic Mine |
Atlas | Attica | Au Gres | Au Train |
Auburn | Auburn Hills | Augusta | Avoca |
Azalia | Bad Axe | Bailey | Baldwin |
Bancroft | Bangor | Bannister | Baraga |
Barbeau | Bark River | Baroda | Barryton |
Barton City | Bath | Battle Creek | Bay City |
Bay Port | Bay Shore | Bear Lake | Beaver Island |
Beaverton | Bedford | Belding | Bellaire |
Belleville | Bellevue | Belmont | Bentley |
Benton Harbor | Benzonia | Bergland | Berkley |
Berrien Center | Berrien Springs | Bessemer | Beulah |
Big Bay | Big Rapids | Birch Run | Birmingham |
Bitely | Black River | Blanchard | Blissfield |
Bloomfield Hills | Bloomingdale | Boon | Boyne City |
Boyne Falls | Bradley | Branch | Brant |
Breckenridge | Breedsville | Brethren | Bridgeport |
Bridgewater | Bridgman | Brighton | Brimley |
Britton | Brohman | Bronson | Brooklyn |
Brown City | Bruce Crossing | Brutus | Buchanan |
Buckley | Burlington | Burnips | Burr Oak |
Burt | Burt Lake | Burton | Byron |
Byron Center | Cadillac | Caledonia | Calumet |
Camden | Cannonsburg | Canton | Capac |
Carleton | Carney | Caro | Carp Lake |
Carrollton | Carson City | Carsonville | Casco |
Caseville | Casnovia | Caspian | Cass City |
Cassopolis | Cedar | Cedar Lake | Cedar Springs |
Cedarville | Cement City | Center Line | Central Lake |
Centreville | Ceresco | Champion | Channing |
Charlevoix | Charlotte | Chase | Chassell |
Chatham | Cheboygan | Chelsea | Chesaning |
Chippewa Lake | Clare | Clarklake | Clarkston |
Clarksville | Clawson | Clayton | Clifford |
Climax | Clinton | Clinton Township | Clio |
Cloverdale | Cohoctah | Coldwater | Coleman |
Coloma | Colon | Columbiaville | Columbus |
Comins | Commerce Township | Comstock | Comstock Park |
Concord | Conklin | Constantine | Conway |
Cooks | Coopersville | Copemish | Copper City |
Copper Harbor | Coral | Cornell | Corunna |
Covert | Covington | Cross Village | Croswell |
Crystal | Crystal Falls | Curran | Curtis |
Custer | Dafter | Daggett | Dansville |
Davisburg | Davison | De Tour Village | Dearborn |
Dearborn Heights | Decatur | Decker | Deckerville |
Deerfield | Deerton | Deford | Delton |
Detroit | Dewitt | Dexter | Dimondale |
Dodgeville | Dollar Bay | Dorr | Douglas |
Dowagiac | Dowling | Drayton Plains | Drummond Island |
Dryden | Dundee | Durand | Eagle |
East China | East Jordan | East Lansing | East Leroy |
East Tawas | Eastlake | Eastpointe | Eastport |
Eaton Rapids | Eau Claire | Eben Junction | Eckerman |
Ecorse | Edenville | Edmore | Edwardsburg |
Elberta | Elk Rapids | Elkton | Ellsworth |
Elm Hall | Elmira | Elsie | Elwell |
Emmett | Empire | Engadine | Erie |
Escanaba | Essexville | Eureka | Evart |
Ewen | Fair Haven | Fairgrove | Fairview |
Falmouth | Farmington | Farwell | Felch |
Fennville | Fenton | Fenwick | Ferndale |
Ferrysburg | Fife Lake | Filer City | Filion |
Flat Rock | Flint | Flushing | Forestville |
Fort Gratiot | Foster City | Fostoria | Fountain |
Fowler | Fowlerville | Frankenmuth | Frankfort |
Franklin | Fraser | Frederic | Free Soil |
Freeland | Freeport | Fremont | Frontier |
Fruitport | Fulton | Gaastra | Gagetown |
Gaines | Galesburg | Galien | Garden |
Garden City | Gaylord | Genesee | Germfask |
Gilford | Gladstone | Gladwin | Glen Arbor |
Glenn | Glennie | Gobles | Goetzville |
Good Hart | Goodells | Goodrich | Gould City |
Gowen | Grand Blanc | Grand Haven | Grand Junction |
Grand Ledge | Grand Marais | Grand Rapids | Grandville |
Grant | Grass Lake | Grawn | Grayling |
Greenbush | Greenland | Greenville | Gregory |
Grosse Ile | Grosse Pointe | Gulliver | Gwinn |
Hadley | Hagar Shores | Hale | Hamburg |
Hamilton | Hamtramck | Hancock | Hanover |
Harbert | Harbor Beach | Harbor Springs | Harper Woods |
Harrietta | Harris | Harrison | Harrison Township |
Harrisville | Harsens Island | Hart | Hartford |
Hartland | Haslett | Hastings | Hawks |
Hazel Park | Hemlock | Henderson | Hermansville |
Herron | Hersey | Hesperia | Hessel |
Hickory Corners | Higgins Lake | Highland | Highland Park |
Hillman | Hillsdale | Holland | Holly |
Holt | Holton | Homer | Honor |
Hope | Hopkins | Horton | Houghton |
Houghton Lake | Houghton Lake Heights | Howard City | Howell |
Hubbard Lake | Hubbardston | Hubbell | Hudson |
Hudsonville | Hulbert | Huntington Woods | Ida |
Idlewild | Imlay City | Indian River | Ingalls |
Inkster | Interlochen | Ionia | Iron Mountain |
Iron River | Irons | Ironwood | Ishpeming |
Ithaca | Jackson | Jamestown | Jasper |
Jeddo | Jenison | Jerome | Johannesburg |
Jones | Jonesville | Kalamazoo | Kaleva |
Kalkaska | Kawkawlin | Kearsarge | Keego Harbor |
Kendall | Kent City | Kewadin | Kincheloe |
Kinde | Kingsford | Kingsley | Kingston |
Kinross | La Salle | Lachine | Lacota |
Laingsburg | Lake | Lake Ann | Lake City |
Lake George | Lake Leelanau | Lake Linden | Lake Odessa |
Lake Orion | Lakeland | Lakeside | Lakeview |
Lakeville | Lambertville | Lamont | Lanse |
Lansing | Lapeer | Lawrence | Lawton |
Leland | Lennon | Leonard | Leonidas |
Leroy | Leslie | Levering | Lewiston |
Lexington | Lincoln | Lincoln Park | Linden |
Linwood | Litchfield | Little Lake | Livonia |
Long Lake | Loretto | Lowell | Ludington |
Luna Pier | Lupton | Luther | Luzerne |
Lyons | Macatawa | Mackinac Island | Mackinaw City |
Macomb | Madison Heights | Mancelona | Manchester |
Manistee | Manistique | Manitou Beach | Manton |
Maple City | Maple Rapids | Marcellus | Marenisco |
Marine City | Marion | Marlette | Marne |
Marquette | Marshall | Martin | Marysville |
Mason | Mass City | Mattawan | Maybee |
Mayfield | Mayville | Mc Bain | Mc Millan |
McBrides | Mears | Mecosta | Melvin |
Melvindale | Memphis | Mendon | Menominee |
Merrill | Merritt | Mesick | Metamora |
Michigamme | Michigan Center | Middleton | Middleville |
Midland | Mikado | Milan | Milford |
Millersburg | Millington | Minden City | Mio |
Mohawk | Moline | Monroe | Montague |
Montgomery | Montrose | Moran | Morenci |
Morley | Morrice | Moscow | Mosherville |
Mount Clemens | Mount Morris | Mount Pleasant | Muir |
Mullett Lake | Mulliken | Munger | Munising |
Munith | Muskegon | Nadeau | Nahma |
Napoleon | Nashville | National City | National Mine |
Naubinway | Nazareth | Negaunee | New Baltimore |
New Boston | New Buffalo | New Era | New Haven |
New Hudson | New Lothrop | New Troy | Newaygo |
Newberry | Newport | Niles | Nisula |
North Adams | North Branch | North Star | North Street |
Northport | Northville | Norvell | Norway |
Nottawa | Novi | Nunica | Oak Grove |
Oak Park | Oakland | Oakley | Oden |
Okemos | Old Mission | Olivet | Omena |
Omer | Onaway | Onekama | Onondaga |
Onsted | Ontonagon | Orleans | Ortonville |
Oscoda | Oshtemo | Osseo | Ossineke |
Otisville | Otsego | Ottawa Lake | Otter Lake |
Ovid | Owendale | Owosso | Oxford |
Painesdale | Palmer | Palms | Palmyra |
Palo | Paradise | Paris | Parma |
Paw Paw | Peck | Pelkie | Pellston |
Pentwater | Perkins | Perrinton | Perronville |
Perry | Petersburg | Petoskey | Pewamo |
Pickford | Pierson | Pigeon | Pinckney |
Pinconning | Pittsford | Plainwell | Pleasant Lake |
Pleasant Ridge | Plymouth | Pointe Aux Pins | Pompeii |
Pontiac | Port Austin | Port Hope | Port Huron |
Port Sanilac | Portage | Portland | Posen |
Potterville | Powers | Prescott | Presque Isle |
Prudenville | Pullman | Quincy | Quinnesec |
Ralph | Ramsay | Rapid City | Rapid River |
Ravenna | Ray | Reading | Redford |
Reed City | Reese | Remus | Republic |
Rhodes | Richland | Richmond | Richville |
Riga | River Rouge | Riverdale | Riverside |
Riverview | Rives Junction | Rochester | Rock |
Rockford | Rockland | Rockwood | Rodney |
Rogers City | Romeo | Romulus | Roscommon |
Rose City | Rosebush | Roseville | Rothbury |
Royal Oak | Rudyard | Rumely | Ruth |
Saginaw | Sagola | Saint Charles | Saint Clair |
Saint Clair Shores | Saint Helen | Saint Ignace | Saint Johns |
Saint Joseph | Saint Louis | Salem | Saline |
Samaria | Sand Creek | Sand Lake | Sandusky |
Sanford | Saranac | Saugatuck | Sault Sainte Marie |
Sawyer | Schoolcraft | Scotts | Scottville |
Sears | Sebewaing | Seney | Shaftsburg |
Shelby | Shelbyville | Shepherd | Sheridan |
Sherwood | Shingleton | Sidnaw | Sidney |
Silverwood | Six Lakes | Skandia | Skanee |
Smiths Creek | Smyrna | Snover | Sodus |
Somerset | Somerset Center | South Boardman | South Branch |
South Haven | South Lyon | South Range | South Rockwood |
Southfield | Southgate | Spalding | Sparta |
Spring Arbor | Spring Lake | Springport | Spruce |
Stambaugh | Standish | Stanton | Stanwood |
Stephenson | Sterling | Sterling Heights | Stevensville |
Stockbridge | Strongs | Sturgis | Sumner |
Sunfield | Suttons Bay | Swartz Creek | Sylvan Beach |
Tawas City | Taylor | Tecumseh | Tekonsha |
Temperance | Thompsonville | Three Oaks | Three Rivers |
Tipton | Toivola | Topinabee | Tower |
Traverse City | Trenary | Trenton | Trout Creek |
Trout Lake | Troy | Trufant | Turner |
Tuscola | Tustin | Twin Lake | Twining |
Ubly | Union | Union City | Union Lake |
Union Pier | Unionville | University Center | Utica |
Vandalia | Vanderbilt | Vassar | Vermontville |
Vernon | Vestaburg | Vicksburg | Vulcan |
Wakefield | Waldron | Walhalla | Walkerville |
Wallace | Walled Lake | Walloon Lake | Warren |
Washington | Waterford | Waters | Watersmeet |
Watervliet | Watton | Wayland | Wayne |
Webberville | Weidman | Wells | Wellston |
West Bloomfield | West Branch | West Olive | Westland |
Weston | Westphalia | Wetmore | Wheeler |
White Cloud | White Lake | White Pigeon | White Pine |
Whitehall | Whitmore Lake | Whittaker | Whittemore |
Williamsburg | Williamston | Willis | Wilson |
Winn | Wixom | Wolverine | Woodland |
Wyandotte | Wyoming | Yale | Ypsilanti |
Zeeland |

Amanda is a senior financial copywriter at AdvanceSOS. Amanda has been writing about finance since 2015. She graduated with a Master’s in finance from the University of Oklahoma. As a result, she has a wealth of experience and knowledge to share with her readers.