Get a Loan Fast!
How much do you need?
$100

  • Your data is safe and secure

  • Zero up front fees or costs

  • Quick, secure and hassle-free online form

  • Paid directly to your bank account fast

Apply For Online Payday Loans in Minnesota (MN) and Saint Paul, Get Instant Approval With No Credit Check and Receive Funds On The Same Day

Payday Loans in Minnesota

Payday loans help when you are strapped for cash due to unexpected bills and need money fast. Payday loans are short-term loans that provide quick access to cash during emergencies. Keep reading to learn about payday advances in Minnesota and everything you need to know about their use. Whether you’re in Saint Paul, Rochester, Duluth, Moorhead, Brooklyn Park, Bloomington or anywhere in Minnesota, you can find the right loan until payday for you with AdvanceSOS.

Can I Get a Payday Loan in Minnesota on the Same Day?

You can get loans same day deposit on the same date as applying. If you apply before noon and get approved for the loan, the money is usually available the same day. 
However, keep in mind that most offices don’t work weekends and holidays to confirm customer information. So, your short-term cash advance may not be available until the next working day.

How Many Payday Loans Can You Have in Minnesota?

Minnesota has no limits on how many loans you can take out, meaning you can have multiple loans at once. Note that there are no rollovers or extensions, so always borrow amounts you can pay back. In addition, a borrower can’t get a loan from other payday lenders to pay back the original loan.

Does Minnesota Allow Payday Loans?

Yes, Minnesota law allows payday America loans. Minnesota payday lending companies follow tight guidelines limiting interest rates and lending limits. The law also enforces all payday loan businesses to have permits.

How to Apply for Payday Loans in Minnesota?

Applying for a payday loan in Minnesota is easy, and you can do it online. To qualify for AdvanceSOS payday loans, you must:
1) Be of legal age – at least 18 years old
2) Be an American citizen or permanent resident
3) Have a valid government-issued ID
4) Have employment or income information
5) Have an active American bank account

Can I Get a Payday Loan in Minnesota With Bad Credit?

Yes, we at AdvanceSOS will still let you apply for a same-day payday loan if you have bad credit. We also help no credit history borrowers out of short-term financial problems and offer bad credit loans in other states, such as Michigan.

Can I Get a Payday Loan in Minnesota With No Credit Check?

Yes, we have no credit check loans for you with a maximum loan amount of $350. We don’t do stringent credit checks like banks and credit unions. Instead, we focus on your income. You can even get an installment loan or other payday loan alternatives with no credit check. Check out payday loans in Mississippi as well for more information.

Why Is AdvanceSOS the Best Solution for Online Payday Loans?

AdvanceSOS is quick, straightforward, and simple. We only work with licensed same-day lenders for bad credit, so you know you’re in good hands. The Top 5 reasons to apply for a Minnesota online payday loan are:
1) Quick & Easy
You can fill out an application in as fast as 5-10 minutes, get a quick answer, and get your loan within 24-48 hours straight into your bank account.

2) Sincere
We customize every payday loan, so you’ll only pay for what you need.

3) Flexible
Borrow anywhere from $100 up to $350, with the cost until your payday.

4) Responsible
We ensure all lending through our service is done responsibly. We always do an affordability check when you apply for a loan. This not only helps us, but it also helps you by giving you confidence that you will be able to pay back the loan.

5) Customer Service Orientation
Our customer service team is friendly and always available to help you.
Updated: Dec 1, 2022

What Are The Current Regulations for Payday Loans in Minnesota?

Law status legal
MIN Loan Amount None
MAX Loan Amount $350
MIN. Loan Term None
MAX. Loan Term 30 days
MAX APR 390%
Additional fees $5-$15
NSF fee Only one per loan
Collateral or guarantor None, unsecured
Number of simultaneous loans Not limited
Cooling off period None
Rollover None
Extension, repayment plan None
Default penalties Not stated
Credit score requirements Available for Bad Credit

Where Can We Help You Apply for Loans in Minnesota?

AdvanceSOS offers quickly help you find the top loan offers in cities like Saint Paul, Rochester, Duluth, Moorhead, Brooklyn Park and Bloomington.

Saint Paul

Rochester

Duluth

Other cities

Ada Adams Adolph Adrian
Afton Ah Gwah Ching Aitkin Akeley
Albany Albert Lea Alberta Albertville
Alborn Alden Aldrich Alexandria
Almelund Alpha Altura Alvarado
Amboy Andover Angle Inlet Angora
Annandale Anoka Appleton Arco
Argyle Arlington Ashby Askov
Atwater Audubon Aurora Austin
Avoca Avon Babbitt Backus
Badger Bagley Balaton Barnesville
Barnum Barrett Barry Battle Lake
Baudette Baxter Bayport Beardsley
Beaver Bay Beaver Creek Becker Bejou
Belgrade Belle Plaine Bellingham Beltrami
Belview Bemidji Bena Benedict
Benson Bertha Bethel Big Falls
Big Lake Bigelow Bigfork Bingham Lake
Birchdale Bird Island Biwabik Blackduck
Blomkest Blooming Prairie Blue Earth Bluffton
Bock Borup Bovey Bowlus
Bowstring Boyd Braham Brainerd
Brandon Breckenridge Brewster Bricelyn
Brimson Britt Brook Park Brooks
Brookston Brooten Browerville Browns Valley
Brownsdale Brownsville Brownton Bruno
Buckman Buffalo Buffalo Lake Buhl
Burnsville Burtrum Butterfield Byron
Caledonia Callaway Calumet Cambridge
Campbell Canby Cannon Falls Canton
Canyon Carlos Carlton Carver
Cass Lake Castle Rock Cedar Center City
Ceylon Champlin Chandler Chanhassen
Chaska Chatfield Chisago City Chisholm
Chokio Circle Pines Clara City Claremont
Clarissa Clarkfield Clarks Grove Clear Lake
Clearbrook Clearwater Clements Cleveland
Climax Clinton Clitherall Clontarf
Cloquet Cohasset Cokato Cold Spring
Coleraine Collegeville Cologne Comfrey
Comstock Conger Cook Correll
Cosmos Cottage Grove Cotton Cottonwood
Courtland Crane Lake Cromwell Crookston
Crosby Crosslake Crystal Bay Currie
Cushing Cyrus Dakota Dalbo
Dalton Danube Danvers Darfur
Darwin Dassel Dawson Dayton
Deer Creek Deer River Deerwood Delano
Delavan Dennison Dent Detroit Lakes
Dexter Dilworth Dodge Center Donaldson
Donnelly Dover Dovray Duluth
Dumont Dundas Dunnell Eagle Bend
Eagle Lake East Grand Forks Easton Echo
Eden Prairie Eden Valley Edgerton Effie
Eitzen Elbow Lake Elgin Elizabeth
Elk River Elko Elkton Ellendale
Ellsworth Elmore Elrosa Ely
Elysian Embarrass Emily Emmons
Erhard Erskine Esko Essig
Euclid Evansville Eveleth Excelsior
Eyota Fairfax Fairmont Faribault
Farmington Farwell Federal Dam Felton
Fergus Falls Fertile Fifty Lakes Finland
Finlayson Fisher Flensburg Flom
Floodwood Foley Forbes Forest Lake
Foreston Fort Ripley Fosston Fountain
Foxhome Franklin Frazee Freeborn
Freeport Frontenac Frost Fulda
Garden City Garfield Garrison Garvin
Gary Gatzke Gaylord Geneva
Georgetown Ghent Gibbon Gilbert
Gilman Glencoe Glenville Glenwood
Glyndon Gonvick Good Thunder Goodhue
Goodland Goodridge Graceville Granada
Grand Marais Grand Meadow Grand Portage Grand Rapids
Grandy Granite Falls Grasston Green Isle
Greenbush Greenwald Grey Eagle Grove City
Grygla Gully Hackensack Hallock
Halma Halstad Hamburg Hamel
Hampton Hancock Hanley Falls Hanover
Hanska Hardwick Harmony Harris
Hartland Hastings Hawley Hayfield
Hayward Hector Henderson Hendricks
Hendrum Henning Henriette Herman
Heron Lake Hewitt Hibbing Hill City
Hillman Hills Hinckley Hines
Hitterdal Hoffman Hokah Holdingford
Holland Hollandale Holloway Holmes City
Holyoke Homer Hope Hopkins
Houston Hovland Howard Lake Hoyt Lakes
Hugo Humboldt Huntley Hutchinson
Ihlen International Falls Inver Grove Heights Iona
Iron Ironton Isabella Isanti
Isle Ivanhoe Jackson Jacobson
Janesville Jasper Jeffers Jenkins
Jordan Kabetogama Kanaranzi Kandiyohi
Karlstad Kasota Kasson Keewatin
Kelliher Kellogg Kennedy Kenneth
Kensington Kent Kenyon Kerkhoven
Kerrick Kettle River Kiester Kilkenny
Kimball Kinney Knife River La Crescent
La Salle Lafayette Lake Benton Lake Bronson
Lake City Lake Crystal Lake Elmo Lake George
Lake Hubert Lake Lillian Lake Park Lake Wilson
Lakefield Lakeland Lakeville Lamberton
Lancaster Lanesboro Lansing Laporte
Lastrup Le Center Le Roy Le Sueur
Lengby Leonard Leota Lester Prairie
Lewiston Lewisville Lindstrom Lismore
Litchfield Little Falls Littlefork Loman
Long Lake Long Prairie Longville Lonsdale
Loretto Lowry Lucan Lutsen
Luverne Lyle Lynd Mabel
Madelia Madison Madison Lake Magnolia
Mahnomen Makinen Mankato Mantorville
Maple Lake Maple Plain Mapleton Marble
Marcell Margie Marietta Marine on Saint Croix
Marshall Max Mayer Maynard
Mazeppa Mc Grath McGregor McIntosh
Meadowlands Medford Melrose Melrude
Menahga Mendota Mentor Merrifield
Middle River Milaca Milan Millville
Milroy Miltona Minneapolis Minneota
Minnesota City Minnesota Lake Minnetonka Minnetonka Beach
Mizpah Montevideo Montgomery Monticello
Montrose Moorhead Moose Lake Mora
Morgan Morris Morristown Morton
Motley Mound Mountain Iron Mountain Lake
Murdock Nashua Nashwauk Navarre
Naytahwaush Nelson Nerstrand Nett Lake
Nevis New Auburn New Germany New London
New Market New Munich New Prague New Richland
New Ulm New York Mills Newfolden Newport
Nicollet Nielsville Nimrod Nisswa
Norcross North Branch Northfield Northome
Northrop Norwood Norwood Young America Noyes
Oak Island Oak Park Odessa Odin
Ogema Ogilvie Okabena Oklee
Olivia Onamia Ormsby Oronoco
Orr Ortonville Osage Osakis
Oslo Osseo Ostrander Ottertail
Outing Owatonna Palisade Park Rapids
Parkers Prairie Paynesville Pease Pelican Rapids
Pemberton Pengilly Pennington Pennock
Pequot Lakes Perham Perley Peterson
Pierz Pillager Pine City Pine Island
Pine River Pipestone Plainview Plato
Plummer Ponemah Ponsford Porter
Preston Princeton Prinsburg Prior Lake
Puposky Racine Randall Randolph
Ranier Raymond Reading Reads Landing
Red Lake Falls Red Wing Redby Redlake
Redwood Falls Remer Renville Revere
Rice Richmond Richville Richwood
Rochert Rochester Rock Creek Rockford
Rockville Rogers Rollingstone Roosevelt
Roscoe Rose Creek Roseau Rosemount
Rothsay Round Lake Royalton Rush City
Rushford Rushmore Russell Ruthton
Sabin Sacred Heart Saginaw Saint Bonifacius
Saint Charles Saint Clair Saint Cloud Saint Francis
Saint Hilaire Saint James Saint Joseph Saint Martin
Saint Michael Saint Paul Saint Paul Park Saint Peter
Saint Stephen Saint Vincent Salol Sanborn
Sandstone Santiago Sargeant Sartell
Sauk Centre Sauk Rapids Savage Sawyer
Scandia Schroeder Seaforth Searles
Sebeka Shafer Shakopee Shelly
Sherburn Shevlin Side Lake Silver Bay
Silver Creek Silver Lake Slayton Sleepy Eye
Solway Soudan South Haven South International Falls
South Saint Paul Spicer Spring Grove Spring Lake
Spring Park Spring Valley Springfield Squaw Lake
Stacy Stanchfield Staples Starbuck
Steen Stephen Stewart Stewartville
Stillwater Stockton Storden Strandquist
Strathcona Sturgeon Lake Sunburg Swan River
Swanville Swatara Swift Taconite
Talmoon Tamarack Taopi Taunton
Taylors Falls Tenstrike Thief River Falls Tintah
Tofte Tower Tracy Trail
Trimont Trosky Truman Twig
Twin Lakes Twin Valley Two Harbors Tyler
Ulen Underwood Upsala Utica
Vergas Vermillion Verndale Vernon Center
Vesta Victoria Viking Villard
Vining Virginia Wabasha Wabasso
Waconia Wadena Wahkon Waite Park
Waldorf Walker Walnut Grove Waltham
Wanamingo Wanda Wannaska Warba
Warren Warroad Warsaw Waseca
Waskish Watertown Waterville Watkins
Watson Waubun Waverly Wayzata
Webster Welch Welcome Wells
Wendell West Concord West Union Westbrook
Wheaton White Earth Willernie Williams
Willmar Willow River Wilmont Wilton
Windom Winger Winnebago Winona
Winsted Winthrop Winton Wirt
Wolf Lake Wolverton Wood Lake Woodstock
Worthington Wrenshall Wright Wykoff
Wyoming Young America Zimmerman Zumbro Falls
Zumbrota

    Ask an expert