Get a Loan Fast!
How much do you need?
$100
  • Your data is safe and secure
  • Zero up front fees or costs
  • Quick, secure and hassle-free online form
  • Paid directly to your bank account fast

Apply For Same Day Payday Loans Online in New Jersey (NJ) with AdvanceSOS

Payday Loans in New Jersey

People in New Jersey are welcome to apply for loan products through AdvanceSOS to help them pay for unexpected expenses. If you live in NJ and need cash fast, let us help you connect with hundreds of direct lenders from New Jersey. You can work with AdvanceSOS to get a fair interest rate on your New Jersey cash advances.

Can I Get a Payday Loan in New Jersey on the Same Day?

Yes, you can get a cash advance with same day deposit in New Jersey with AdvanceSOS. Since online payday loans don’t need collateral or a hard check, we process and approve loans fast.

How Many Payday Loans Can You Have in New Jersey?

Most of the time, you can get another payday loan in New Jersey over an original one. But it often won’t be from the same lender.

Are Payday Loans Legal In New Jersey?

In New Jersey, there are limits on small loans. The Consumer Loan Act is in effect, but rates are set by contract. The maximum annual percentage rate (APR) allowed by payday loan legal laws is 30%. In addition, licensed lenders cannot advance money on a check with a future date. 

Lenders offer installment loans of $1,000 to $5,000. You can also get a personal loan of $5,000 to $35,000. These loans last from 90 days to 36 or 60 months.

How to Apply for Payday Loans in New Jersey?

Follow the steps below to ensure instant approval for New Jersey payday loans:
1. Click the button that says “Apply Now.”
2. Fill out the application form for payday loans and send it in.
3. We will check your qualifications and ask for documents and proof of income.
4. If you’re eligible, your lender will send the loan amount to your bank account at once.
Before sending in your request, ensure you have read our Legal Information. We’re available 24 hours a day, 7 days a week – perfect for your emergency needs for cash.

Can I Get a Payday Loan in New Jersey With Bad Credit?

Online New Jersey payday loans are available to bad credit borrowers. Our payday lenders ignore FICO scores and instead assess your current financial status. This works for New Hampshire and New Mexico payday loans as well. Just show that you have a stable income source, and rest assured you can borrow money. 

Can I Get a Payday Loan in New Jersey With No Credit Check?

Most New Jersey lenders don’t check borrowers’ credit with the three primary bureaus. Instead, they only do simple credit checks called soft credit checks. So you’ll get a payday loan approval decision in minutes with no credit checks.

Why Is AdvanceSOS the TOP Solution for Online Payday Loans?

Our systems here at AdvanceSOS ensure a hassle-free and fast application for you. Unlike payday loan alternatives, our loans in New Jersey are authorized in minutes. 
You can try credit builder loans or loans from friends, family, and coworkers. But if you need cash ASAP and with little hassle, trust AdvanceSOS payday loans online to get the job done right.
Updated: Oct 1, 2023

What Are The Current Regulations for Payday Loans in New Jersey?

Law status available
MIN Loan Amount None
MAX Loan Amount None
MIN. Loan Term None
MAX. Loan Term None
MAX APR 30%
Additional fees None
NSF fee None
Collateral or guarantor None, unsecured
Number of simultaneous loans None
Cooling off period None
Rollover Not allowed
Extension, repayment plan Not allowed
Default penalties Not allowed
Credit score requirements Available for Bad Credit

Where Can We Help You Apply for Loans in New Jersey?

AdvanceSOS offers quickly help you find the top loan offers in cities like Trenton, Newark, Deepwater, Hopewell, Bedminster, Hope and Port Monmouth.

Trenton

Newark

Deepwater

Other cities

Absecon Adelphia Allamuchy Allendale
Allenhurst Allentown Allenwood Alloway
Alpine Andover Annandale Asbury
Asbury Park Atco Atlantic City Atlantic Highlands
Audubon Augusta Avalon Avenel
Avon by the Sea Baptistown Barnegat Barnegat Light
Barrington Basking Ridge Bayonne Bayville
Beach Haven Beachwood Bedminster Belford
Belle Mead Belleville Bellmawr Belmar
Belvidere Bergenfield Berkeley Heights Berlin
Bernardsville Beverly Birmingham Blackwood
Blairstown Blawenburg Bloomfield Bloomingdale
Bloomsbury Bogota Boonton Bordentown
Bound Brook Bradley Beach Branchville Brick
Bridgeport Bridgeton Bridgewater Brielle
Brigantine Broadway Brookside Browns Mills
Budd Lake Buena Burlington Butler
Buttzville Caldwell Califon Camden
Cape May Cape May Court House Cape May Point Carlstadt
Carteret Cedar Brook Cedar Grove Cedar Knolls
Cedarville Changewater Chatham Chatsworth
Cherry Hill Chester Chesterfield Clark
Clarksboro Clayton Clementon Cliffside Park
Cliffwood Clifton Clinton Closter
Collingswood Cologne Colonia Colts Neck
Columbia Columbus Cookstown Cranbury
Cranford Cream Ridge Cresskill Dayton
Deal Deepwater Deerfield Street Delaware
Delmont Demarest Dennisville Denville
Dividing Creek Dorchester Dorothy Dover
Dumont Dunellen East Brunswick East Hanover
East Orange East Rutherford Eatontown Edgewater
Edison Egg Harbor City Egg Harbor Township Elizabeth
Elmer Elmwood Park Elwood Emerson
Englewood Englewood Cliffs Englishtown Essex Fells
Estell Manor Ewan Fair Haven Fair Lawn
Fairfield Fairton Fairview Fanwood
Far Hills Farmingdale Flagtown Flanders
Flemington Florence Florham Park Fords
Forked River Fort Dix Fort Lee Fort Monmouth
Fortescue Franklin Franklin Lakes Franklin Park
Franklinville Freehold Frenchtown Garfield
Garwood Gibbsboro Gibbstown Gillette
Gladstone Glassboro Glasser Glen Gardner
Glen Ridge Glen Rock Glendora Glenwood
Gloucester City Goshen Great Meadows Green Creek
Green Village Greendell Greenwich Grenloch
Hackensack Hackettstown Haddon Heights Haddonfield
Hainesport Haledon Hamburg Hammonton
Hampton Hancocks Bridge Harrington Park Harrison
Harrisonville Hasbrouck Heights Haskell Haworth
Hawthorne Hazlet Heislerville Helmetta
Hewitt Hibernia High Bridge Highland Lakes
Highland Park Highlands Hightstown Hillsborough
Hillsdale Hillside Ho Ho Kus Hoboken
Holmdel Hopatcong Hope Hopewell
Howell Imlaystown Ironia Irvington
Iselin Island Heights Jackson Jersey City
Jobstown Johnsonburg Juliustown Keansburg
Kearny Keasbey Kendall Park Kenilworth
Kenvil Keyport Kingston Lafayette
Lake Hiawatha Lake Hopatcong Lakehurst Lakewood
Lambertville Landing Landisville Lanoka Harbor
Lavallette Lawnside Layton Lebanon
Ledgewood Leeds Point Leesburg Leonardo
Leonia Liberty Corner Lincoln Park Lincroft
Linden Linwood Little Falls Little Ferry
Little Silver Little York Livingston Lodi
Long Branch Long Valley Longport Lumberton
Lyndhurst Lyons Madison Magnolia
Mahwah Malaga Manahawkin Manasquan
Manchester Township Mantoloking Mantua Manville
Maple Shade Maplewood Margate City Marlboro
Marlton Marmora Martinsville Matawan
Mauricetown Mays Landing Maywood Mc Afee
Medford Mendham Merchantville Metuchen
Mickleton Middlesex Middletown Middleville
Midland Park Milford Millburn Millington
Millstone Township Milltown Millville Milmay
Mine Hill Minotola Mizpah Monmouth Beach
Monmouth Junction Monroe Township Monroeville Montague
Montclair Montvale Montville Moonachie
Moorestown Morganville Morris Plains Morristown
Mount Arlington Mount Ephraim Mount Freedom Mount Holly
Mount Laurel Mount Royal Mount Tabor Mountain Lakes
Mountainside Mullica Hill National Park Navesink
Neptune Neshanic Station Netcong New Brunswick
New Egypt New Gretna New Lisbon New Milford
New Providence New Vernon Newark Newfield
Newfoundland Newport Newton Newtonville
Norma Normandy Beach North Arlington North Bergen
North Brunswick Northfield Northvale Norwood
Nutley Oak Ridge Oakhurst Oakland
Oaklyn Ocean City Ocean Gate Ocean Grove
Ocean View Oceanport Oceanville Ogdensburg
Old Bridge Oldwick Oradell Orange
Oxford Palisades Park Palmyra Paramus
Park Ridge Parlin Parsippany Passaic
Paterson Paulsboro Peapack Pedricktown
Pemberton Pennington Penns Grove Pennsauken
Pennsville Pequannock Perth Amboy Phillipsburg
Picatinny Arsenal Pine Beach Pine Brook Piscataway
Pitman Pittstown Plainfield Plainsboro
Pleasantville Pluckemin Point Pleasant Beach Pomona
Pompton Lakes Pompton Plains Port Elizabeth Port Monmouth
Port Murray Port Norris Port Reading Port Republic
Pottersville Princeton Princeton Junction Quakertown
Quinton Rahway Ramsey Rancocas
Randolph Raritan Readington Red Bank
Richland Richwood Ridgefield Ridgefield Park
Ridgewood Ringoes Ringwood Rio Grande
River Edge Riverdale Riverside Riverton
Rochelle Park Rockaway Rocky Hill Roebling
Roosevelt Roseland Roselle Roselle Park
Rosemont Rosenhayn Rumson Runnemede
Rutherford Saddle Brook Saddle River Salem
Sayreville Schooleys Mountain Scotch Plains Sea Girt
Sea Isle City Seaside Heights Seaside Park Secaucus
Sergeantsville Sewaren Sewell Shiloh
Short Hills Shrewsbury Sicklerville Skillman
Somerdale Somers Point Somerset Somerville
South Amboy South Bound Brook South Dennis South Hackensack
South Orange South Plainfield South River South Seaville
Sparta Spotswood Spring Lake Springfield
Stanhope Stanton Stewartsville Stillwater
Stirling Stockholm Stockton Stone Harbor
Stratford Strathmere Succasunna Summit
Sussex Swartswood Swedesboro Teaneck
Tenafly Tennent Teterboro Thorofare
Three Bridges Titusville Toms River Totowa
Towaco Township of Washington Tranquility Trenton
Tuckahoe Tuckerton Union Union City
Vauxhall Ventnor City Vernon Verona
Vienna Villas Vincentown Vineland
Voorhees Waldwick Wallington Wallpack Center
Wanaque Waretown Warren Washington
Watchung Waterford Works Wayne Weehawken
Wenonah West Berlin West Creek West Long Branch
West Milford West New York West Orange Westfield
Westville Westwood Wharton Whippany
Whitehouse Whitehouse Station Whitesboro Wickatunk
Wildwood Williamstown Willingboro Windsor
Winslow Wood Ridge Woodbine Woodbridge
Woodbury Woodbury Heights Woodcliff Lake Woodstown
Wrightstown Wyckoff Zarephath

    Ask an expert