Apply For Same Day Payday Loans Online in New Jersey (NJ) with AdvanceSOS

People in New Jersey are welcome to apply for loan products through AdvanceSOS to help them pay for unexpected expenses. If you live in NJ and need cash fast, let us help you connect with hundreds of direct lenders from New Jersey. You can work with AdvanceSOS to get a fair interest rate on your New Jersey cash advances.
Can I Get a Payday Loan in New Jersey on the Same Day?
Yes, you can get a cash advance with same day deposit in New Jersey with AdvanceSOS. Since online payday loans don’t need collateral or a hard check, we process and approve loans fast.
How Many Payday Loans Can You Have in New Jersey?
Most of the time, you can get another payday loan in New Jersey over an original one. But it often won’t be from the same lender.
Are Payday Loans Legal In New Jersey?
In New Jersey, there are limits on small loans. The Consumer Loan Act is in effect, but rates are set by contract. The maximum annual percentage rate (APR) allowed by payday loan legal laws is 30%. In addition, licensed lenders cannot advance money on a check with a future date.
Lenders offer installment loans of $1,000 to $5,000. You can also get a personal loan of $5,000 to $35,000. These loans last from 90 days to 36 or 60 months.
How to Apply for Payday Loans in New Jersey?
Follow the steps below to ensure instant approval for New Jersey payday loans:
1. Click the button that says “Apply Now.”
2. Fill out the application form for payday loans and send it in.
3. We will check your qualifications and ask for documents and proof of income.
4. If you’re eligible, your lender will send the loan amount to your bank account at once.
Before sending in your request, ensure you have read our Legal Information. We’re available 24 hours a day, 7 days a week – perfect for your emergency needs for cash.
Can I Get a Payday Loan in New Jersey With Bad Credit?
Online New Jersey payday loans are available to bad credit borrowers. Our payday lenders ignore FICO scores and instead assess your current financial status. This works for New Hampshire and New Mexico payday loans as well. Just show that you have a stable income source, and rest assured you can borrow money.
Can I Get a Payday Loan in New Jersey With No Credit Check?
Most New Jersey lenders don’t check borrowers’ credit with the three primary bureaus. Instead, they only do simple credit checks called soft credit checks. So you’ll get a payday loan approval decision in minutes with no credit checks.
Why Is AdvanceSOS the TOP Solution for Online Payday Loans?
Our systems here at AdvanceSOS ensure a hassle-free and fast application for you. Unlike payday loan alternatives, our loans in New Jersey are authorized in minutes.
You can try credit builder loans or loans from friends, family, and coworkers. But if you need cash ASAP and with little hassle, trust AdvanceSOS payday loans online to get the job done right.
Updated: Oct 1, 2023
What Are The Current Regulations for Payday Loans in New Jersey?
Law status | available |
---|---|
MIN Loan Amount | None |
MAX Loan Amount | None |
MIN. Loan Term | None |
MAX. Loan Term | None |
MAX APR | 30% |
Additional fees | None |
NSF fee | None |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | None |
Cooling off period | None |
Rollover | Not allowed |
Extension, repayment plan | Not allowed |
Default penalties | Not allowed |
Credit score requirements | Available for Bad Credit |
Where Can We Help You Apply for Loans in New Jersey?
AdvanceSOS offers quickly help you find the top loan offers in cities like Trenton, Newark, Deepwater, Hopewell, Bedminster, Hope and Port Monmouth.
Trenton
Newark
Deepwater
Other cities
Absecon | Adelphia | Allamuchy | Allendale |
Allenhurst | Allentown | Allenwood | Alloway |
Alpine | Andover | Annandale | Asbury |
Asbury Park | Atco | Atlantic City | Atlantic Highlands |
Audubon | Augusta | Avalon | Avenel |
Avon by the Sea | Baptistown | Barnegat | Barnegat Light |
Barrington | Basking Ridge | Bayonne | Bayville |
Beach Haven | Beachwood | Bedminster | Belford |
Belle Mead | Belleville | Bellmawr | Belmar |
Belvidere | Bergenfield | Berkeley Heights | Berlin |
Bernardsville | Beverly | Birmingham | Blackwood |
Blairstown | Blawenburg | Bloomfield | Bloomingdale |
Bloomsbury | Bogota | Boonton | Bordentown |
Bound Brook | Bradley Beach | Branchville | Brick |
Bridgeport | Bridgeton | Bridgewater | Brielle |
Brigantine | Broadway | Brookside | Browns Mills |
Budd Lake | Buena | Burlington | Butler |
Buttzville | Caldwell | Califon | Camden |
Cape May | Cape May Court House | Cape May Point | Carlstadt |
Carteret | Cedar Brook | Cedar Grove | Cedar Knolls |
Cedarville | Changewater | Chatham | Chatsworth |
Cherry Hill | Chester | Chesterfield | Clark |
Clarksboro | Clayton | Clementon | Cliffside Park |
Cliffwood | Clifton | Clinton | Closter |
Collingswood | Cologne | Colonia | Colts Neck |
Columbia | Columbus | Cookstown | Cranbury |
Cranford | Cream Ridge | Cresskill | Dayton |
Deal | Deepwater | Deerfield Street | Delaware |
Delmont | Demarest | Dennisville | Denville |
Dividing Creek | Dorchester | Dorothy | Dover |
Dumont | Dunellen | East Brunswick | East Hanover |
East Orange | East Rutherford | Eatontown | Edgewater |
Edison | Egg Harbor City | Egg Harbor Township | Elizabeth |
Elmer | Elmwood Park | Elwood | Emerson |
Englewood | Englewood Cliffs | Englishtown | Essex Fells |
Estell Manor | Ewan | Fair Haven | Fair Lawn |
Fairfield | Fairton | Fairview | Fanwood |
Far Hills | Farmingdale | Flagtown | Flanders |
Flemington | Florence | Florham Park | Fords |
Forked River | Fort Dix | Fort Lee | Fort Monmouth |
Fortescue | Franklin | Franklin Lakes | Franklin Park |
Franklinville | Freehold | Frenchtown | Garfield |
Garwood | Gibbsboro | Gibbstown | Gillette |
Gladstone | Glassboro | Glasser | Glen Gardner |
Glen Ridge | Glen Rock | Glendora | Glenwood |
Gloucester City | Goshen | Great Meadows | Green Creek |
Green Village | Greendell | Greenwich | Grenloch |
Hackensack | Hackettstown | Haddon Heights | Haddonfield |
Hainesport | Haledon | Hamburg | Hammonton |
Hampton | Hancocks Bridge | Harrington Park | Harrison |
Harrisonville | Hasbrouck Heights | Haskell | Haworth |
Hawthorne | Hazlet | Heislerville | Helmetta |
Hewitt | Hibernia | High Bridge | Highland Lakes |
Highland Park | Highlands | Hightstown | Hillsborough |
Hillsdale | Hillside | Ho Ho Kus | Hoboken |
Holmdel | Hopatcong | Hope | Hopewell |
Howell | Imlaystown | Ironia | Irvington |
Iselin | Island Heights | Jackson | Jersey City |
Jobstown | Johnsonburg | Juliustown | Keansburg |
Kearny | Keasbey | Kendall Park | Kenilworth |
Kenvil | Keyport | Kingston | Lafayette |
Lake Hiawatha | Lake Hopatcong | Lakehurst | Lakewood |
Lambertville | Landing | Landisville | Lanoka Harbor |
Lavallette | Lawnside | Layton | Lebanon |
Ledgewood | Leeds Point | Leesburg | Leonardo |
Leonia | Liberty Corner | Lincoln Park | Lincroft |
Linden | Linwood | Little Falls | Little Ferry |
Little Silver | Little York | Livingston | Lodi |
Long Branch | Long Valley | Longport | Lumberton |
Lyndhurst | Lyons | Madison | Magnolia |
Mahwah | Malaga | Manahawkin | Manasquan |
Manchester Township | Mantoloking | Mantua | Manville |
Maple Shade | Maplewood | Margate City | Marlboro |
Marlton | Marmora | Martinsville | Matawan |
Mauricetown | Mays Landing | Maywood | Mc Afee |
Medford | Mendham | Merchantville | Metuchen |
Mickleton | Middlesex | Middletown | Middleville |
Midland Park | Milford | Millburn | Millington |
Millstone Township | Milltown | Millville | Milmay |
Mine Hill | Minotola | Mizpah | Monmouth Beach |
Monmouth Junction | Monroe Township | Monroeville | Montague |
Montclair | Montvale | Montville | Moonachie |
Moorestown | Morganville | Morris Plains | Morristown |
Mount Arlington | Mount Ephraim | Mount Freedom | Mount Holly |
Mount Laurel | Mount Royal | Mount Tabor | Mountain Lakes |
Mountainside | Mullica Hill | National Park | Navesink |
Neptune | Neshanic Station | Netcong | New Brunswick |
New Egypt | New Gretna | New Lisbon | New Milford |
New Providence | New Vernon | Newark | Newfield |
Newfoundland | Newport | Newton | Newtonville |
Norma | Normandy Beach | North Arlington | North Bergen |
North Brunswick | Northfield | Northvale | Norwood |
Nutley | Oak Ridge | Oakhurst | Oakland |
Oaklyn | Ocean City | Ocean Gate | Ocean Grove |
Ocean View | Oceanport | Oceanville | Ogdensburg |
Old Bridge | Oldwick | Oradell | Orange |
Oxford | Palisades Park | Palmyra | Paramus |
Park Ridge | Parlin | Parsippany | Passaic |
Paterson | Paulsboro | Peapack | Pedricktown |
Pemberton | Pennington | Penns Grove | Pennsauken |
Pennsville | Pequannock | Perth Amboy | Phillipsburg |
Picatinny Arsenal | Pine Beach | Pine Brook | Piscataway |
Pitman | Pittstown | Plainfield | Plainsboro |
Pleasantville | Pluckemin | Point Pleasant Beach | Pomona |
Pompton Lakes | Pompton Plains | Port Elizabeth | Port Monmouth |
Port Murray | Port Norris | Port Reading | Port Republic |
Pottersville | Princeton | Princeton Junction | Quakertown |
Quinton | Rahway | Ramsey | Rancocas |
Randolph | Raritan | Readington | Red Bank |
Richland | Richwood | Ridgefield | Ridgefield Park |
Ridgewood | Ringoes | Ringwood | Rio Grande |
River Edge | Riverdale | Riverside | Riverton |
Rochelle Park | Rockaway | Rocky Hill | Roebling |
Roosevelt | Roseland | Roselle | Roselle Park |
Rosemont | Rosenhayn | Rumson | Runnemede |
Rutherford | Saddle Brook | Saddle River | Salem |
Sayreville | Schooleys Mountain | Scotch Plains | Sea Girt |
Sea Isle City | Seaside Heights | Seaside Park | Secaucus |
Sergeantsville | Sewaren | Sewell | Shiloh |
Short Hills | Shrewsbury | Sicklerville | Skillman |
Somerdale | Somers Point | Somerset | Somerville |
South Amboy | South Bound Brook | South Dennis | South Hackensack |
South Orange | South Plainfield | South River | South Seaville |
Sparta | Spotswood | Spring Lake | Springfield |
Stanhope | Stanton | Stewartsville | Stillwater |
Stirling | Stockholm | Stockton | Stone Harbor |
Stratford | Strathmere | Succasunna | Summit |
Sussex | Swartswood | Swedesboro | Teaneck |
Tenafly | Tennent | Teterboro | Thorofare |
Three Bridges | Titusville | Toms River | Totowa |
Towaco | Township of Washington | Tranquility | Trenton |
Tuckahoe | Tuckerton | Union | Union City |
Vauxhall | Ventnor City | Vernon | Verona |
Vienna | Villas | Vincentown | Vineland |
Voorhees | Waldwick | Wallington | Wallpack Center |
Wanaque | Waretown | Warren | Washington |
Watchung | Waterford Works | Wayne | Weehawken |
Wenonah | West Berlin | West Creek | West Long Branch |
West Milford | West New York | West Orange | Westfield |
Westville | Westwood | Wharton | Whippany |
Whitehouse | Whitehouse Station | Whitesboro | Wickatunk |
Wildwood | Williamstown | Willingboro | Windsor |
Winslow | Wood Ridge | Woodbine | Woodbridge |
Woodbury | Woodbury Heights | Woodcliff Lake | Woodstown |
Wrightstown | Wyckoff | Zarephath |

Amanda is a senior financial copywriter at AdvanceSOS. Amanda has been writing about finance since 2015. She graduated with a Master’s in finance from the University of Oklahoma. As a result, she has a wealth of experience and knowledge to share with her readers.