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Apply For Same Day Payday Loans Online in North Carolina (NC) with AdvanceSOS

Payday Loans in North Carolina

Do you need a cash advance fast to pay for an emergency? All you have to do is fill out a form on our website to ask for a North Carolina loan online. Then, we’ll connect you with one of the top North Carolina lenders.
When approved for a loan, the lender sends the money straight to your bank account. If this seems like a good deal, learn more about loans in North Carolina below.

Can I Get a Loan in North Carolina on the Same Day?

Getting loans deposited on the same day from AdvanceSOS online is easy and fast. Apply for personal loans from our online lenders, and you can have your money in less than 24 hours. Apply as early as you can on a weekday to increase your chance of getting a cash advance.

How Many Payday Loans Can You Have in North Carolina?

North Carolina has some of the most stringent laws when it comes to payday lending. In fact, it is one of only a handful of states that have completely banned the practice. While this may be good news for borrowers in North Carolina, it can leave them in a bind if they find themselves in need of quick cash.

Does North Carolina Allow Payday Loans?

Payday loans are not allowed in North Carolina, especially from storefronts. Nonetheless, many options in the state can give you the services you need and send money to your bank account. For instance, one of your options is NC payday loans from online lenders.

How to Apply for Payday Loans in North Carolina?

You can’t apply for payday loans, but you can apply for personal loans. If you live in North Carolina and need money fast, our online service makes it easy for you to get a personal loan. Just fill out our secure online application form, and we’ll do the rest. We can get your personal loan into your bank account within 24 hours, whether you have bad credit or none at all.

Can I Get a Loan in North Carolina With Bad Credit?

North Carolina borrowers with bad credit can still get loans online. Depending on your qualifications, you can get a loan of up to $1000. Whether you’re borrowing from North Carolina, New Mexico, or North Dakota, it does not matter.

Can I Get a Payday Loan in North Carolina With No Credit Check?

Direct lenders within our network make loans legal without hard checks. Fill out our online application form to connect to more than 300 direct lenders. Then, we’ll help you find the perfect one who doesn’t do a credit check.

Why Is AdvanceSOS the TOP Solution for Alternatives to Online Payday Loans?

We work hard to improve our payday loan alternatives, and we think everyone should have access to our products to help them pay for unexpected costs.
Updated: Dec 1, 2022

What Are The Current Regulations for Payday Loans in North Carolina?

Law status available
MIN Loan Amount $100
MAX Loan Amount $1,000
MIN. Loan Term 14 days
MAX. Loan Term 31 days
MAX APR 36%
Additional fees Not limited
NSF fee None
Collateral or guarantor None, unsecured
Number of simultaneous loans None
Cooling off period None
Rollover None
Extension, repayment plan None
Default penalties None
Credit score requirements Available for Bad Credit

Where Can We Help You Apply for Loans in North Carolina?

AdvanceSOS offers quickly help you find the top loan offers in cities like Charlotte, Fayetteville, Raleigh, Greensboro and Gastonia.

Charlotte

Fayetteville

Raleigh

Other cities

Aberdeen Advance Ahoskie Alamance
Albemarle Albertson Alexander Alexis
Alliance Almond Altamahaw Andrews
Angier Ansonville Apex Arapahoe
Ararat Arden Ash Asheboro
Asheville Atkinson Atlantic Atlantic Beach
Aulander Aurora Autryville Avon
Ayden Aydlett Badin Bahama
Bailey Bakersville Balsam Balsam Grove
Banner Elk Barco Barium Springs Barnardsville
Barnesville Bat Cave Bath Battleboro
Bayboro Bear Creek Beaufort Belews Creek
Belhaven Bellarthur Belmont Belvidere
Bennett Benson Bessemer City Bethania
Bethel Beulaville Biscoe Black Creek
Black Mountain Bladenboro Blanch Blounts Creek
Blowing Rock Boiling Springs Bolivia Bolton
Bonlee Boomer Boone Boonville
Bostic Brasstown Brevard Bridgeton
Broadway Browns Summit Brunswick Bryson City
Buies Creek Bullock Bunn Bunnlevel
Burgaw Burlington Burnsville Butner
Buxton Bynum Calabash Calypso
Camden Cameron Camp Lejeune Candler
Candor Canton Caroleen Carolina Beach
Carrboro Carthage Cary Casar
Cashiers Castalia Castle Hayne Catawba
Cedar Falls Cedar Grove Cedar Island Cedar Mountain
Cerro Gordo Chadbourn Chapel Hill Charlotte
Cherokee Cherry Point Cherryville Chimney Rock
China Grove Chinquapin Chocowinity Claremont
Clarendon Clarkton Clayton Clemmons
Cleveland Cliffside Climax Clinton
Clyde Coats Cofield Coinjock
Colerain Colfax Collettsville Columbia
Columbus Comfort Como Concord
Conetoe Connellys Springs Conover Conway
Cooleemee Corapeake Cordova Cornelius
Corolla Council Cove City Cramerton
Creedmoor Creston Creswell Crossnore
Crouse Crumpler Culberson Cullowhee
Cumberland Cumnock Currie Currituck
Dallas Dana Danbury Davidson
Davis Deep Gap Deep Run Delco
Denton Denver Dillsboro Dobson
Dover Drexel Dublin Dudley
Dunn Durants Neck Durham Eagle Springs
Earl East Bend East Flat Rock East Spencer
Eden Edenton Edneyville Edward
Efland Elizabeth City Elizabethtown Elk Park
Elkin Ellenboro Ellerbe Elm City
Elon Emerald Isle Enfield Engelhard
Enka Ennice Ernul Erwin
Ether Etowah Eure Everetts
Evergreen Fair Bluff Fairfield Fairmont
Fairview Faison Faith Falcon
Falkland Fallston Farmville Fayetteville
Ferguson Flat Rock Fleetwood Fletcher
Fontana Dam Forest City Fort Bragg Fountain
Four Oaks Franklin Franklinton Franklinville
Fremont Frisco Fuquay Varina Garland
Garner Garysburg Gaston Gastonia
Gates Gatesville Germanton Gerton
Gibson Gibsonville Glade Valley Glen Alpine
Glendale Springs Glenville Glenwood Gloucester
Godwin Gold Hill Goldsboro Goldston
Graham Grandy Granite Falls Granite Quarry
Grantsboro Grassy Creek Green Mountain Greensboro
Greenville Grifton Grimesland Grover
Gulf Halifax Hallsboro Hamilton
Hamlet Hampstead Hamptonville Harbinger
Harkers Island Harmony Harrells Harrellsville
Harris Harrisburg Hassell Hatteras
Havelock Haw River Hayesville Hays
Hazelwood Henderson Hendersonville Henrico
Henrietta Hertford Hickory Hiddenite
High Point High Shoals Highfalls Highlands
Hildebran Hillsborough Hobbsville Hobgood
Hobucken Hoffman Hollister Holly Ridge
Holly Springs Hookerton Hope Mills Horse Shoe
Hot Springs Hubert Hudson Huntersville
Hurdle Mills Icard Indian Trail Iron Station
Ivanhoe Jackson Jackson Springs Jacksonville
Jamestown Jamesville Jarvisburg Jefferson
Jonas Ridge Jonesville Julian Kannapolis
Kelford Kelly Kenansville Kenly
Kernersville Kill Devil Hills King Kings Mountain
Kinston Kipling Kittrell Kitty Hawk
Knightdale Knotts Island Kure Beach La Grange
Lake Junaluska Lake Lure Lake Toxaway Lake Waccamaw
Lakeview Landis Lansing Lattimore
Laurel Hill Laurel Springs Laurinburg Lawndale
Lawsonville Leasburg Leicester Leland
Lemon Springs Lenoir Lewiston Woodville Lewisville
Lexington Liberty Lilesville Lillington
Lincolnton Linden Linville Linville Falls
Linwood Little Switzerland Littleton Locust
Longwood Louisburg Lowell Lowgap
Lowland Lucama Lumber Bridge Lumberton
Lynn Macclesfield Macon Madison
Maggie Valley Magnolia Maiden Mamers
Manns Harbor Manson Manteo Maple
Maple Hill Marble Margarettsville Marietta
Marion Mars Hill Marshall Marshallberg
Marshville Marston Matthews Maury
Maxton Mayodan Maysville Mc Adenville
Mc Farlan Mc Grady Mc Leansville McCutcheon Field
Mebane Merritt Merry Hill Micaville
Micro Middleburg Middlesex Midland
Midway Park Mill Spring Millers Creek Mills River
Milton Milwaukee Mineral Springs Minneapolis
Misenheimer Mocksville Moncure Monroe
Montezuma Montreat Mooresboro Mooresville
Moravian Falls Morehead City Morganton Morrisville
Morven Mount Airy Mount Gilead Mount Holly
Mount Mourne Mount Olive Mount Pleasant Mount Ulla
Mountain Home Moyock Murfreesboro Murphy
Nags Head Nakina Naples Nashville
Nebo New Bern New Hill New London
Newell Newland Newport Newton
Newton Grove Norlina Norman North Wilkesboro
Norwood Oak City Oak Island Oak Ridge
Oakboro Ocean Isle Beach Ocracoke Old Fort
Olin Olivia Oriental Orrum
Otto Oxford Pantego Parkton
Parmele Patterson Paw Creek Peachland
Pelham Pembroke Pendleton Penland
Penrose Pfafftown Pikeville Pilot Mountain
Pine Hall Pine Level Pinebluff Pinehurst
Pineola Pinetops Pinetown Pineville
Piney Creek Pink Hill Pinnacle Pisgah Forest
Pittsboro Pleasant Garden Pleasant Hill Plumtree
Plymouth Point Harbor Polkton Polkville
Pollocksville Pope A F B Poplar Branch Potecasi
Powells Point Powellsville Princeton Proctorville
Prospect Hill Providence Purlear Raeford
Raleigh Ramseur Randleman Red Oak
Red Springs Reidsville Rex Rhodhiss
Rich Square Richfield Richlands Ridgecrest
Ridgeway Riegelwood Roanoke Rapids Roaring Gap
Roaring River Robbins Robbinsville Robersonville
Rockingham Rockwell Rocky Mount Rocky Point
Rodanthe Roduco Rolesville Ronda
Roper Rose Hill Roseboro Rosman
Rougemont Rowland Roxboro Roxobel
Ruffin Rural Hall Rutherford College Rutherfordton
Saint Pauls Salemburg Salisbury Salter Path
Saluda Salvo Sandy Ridge Sanford
Sapphire Saratoga Saxapahaw Scaly Mountain
Scotland Neck Scotts Scottville Scranton
Seaboard Seagrove Sealevel Sedalia
Selma Semora Seven Springs Severn
Shallotte Shannon Sharpsburg Shawboro
Shelby Sherrills Ford Shiloh Siler City
Siloam Simpson Sims Skyland
Smithfield Smyrna Sneads Ferry Snow Camp
Snow Hill Sophia South Mills Southern Pines
Southmont Southport Sparta Speed
Spencer Spindale Spring Hope Spring Lake
Spruce Pine Stacy Staley Stanfield
Stanley Stantonsburg Star State Road
Statesville Stedman Stella Stem
Stokes Stokesdale Stoneville Stonewall
Stony Point Stovall Stumpy Point Sugar Grove
Summerfield Sunbury Sunset Beach Supply
Swannanoa Swanquarter Swansboro Swepsonville
Sylva Tabor City Tar Heel Tarawa Terrace
Tarboro Taylorsville Teachey Terrell
Thomasville Thurmond Tillery Timberlake
Toast Tobaccoville Todd Topton
Townsville Traphill Trenton Trinity
Troutman Troy Tryon Tuckasegee
Turkey Turnersburg Tuxedo Tyner
Union Grove Union Mills Valdese Vale
Valle Crucis Vanceboro Vandemere Vass
Vaughan Vilas Waco Wade
Wadesboro Wagram Wake Forest Walkertown
Wallace Wallburg Walnut Cove Walstonburg
Wanchese Warne Warrensville Warrenton
Warsaw Washington Waves Waxhaw
Waynesville Weaverville Webster Welcome
Weldon Wendell Wentworth West End
West Jefferson Westfield Whitakers White Oak
White Plains Whiteville Whitsett Whittier
Wilkesboro Willard Williamston Williston
Willow Spring Wilmington Wilson Wilsons Mills
Windsor Winfall Wingate Winnabow
Winston Salem Winterville Winton Wise
Woodland Woodleaf Wrightsville Beach Yadkinville
Yanceyville Youngsville Zebulon Zionville
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