Ashland

Payday Loans in Ashland, OH

Are you a resident of Ashland, OH experiencing short-term financial difficulties? Payday loans in Ashland, OH, can help fix any financial need. Whether you have a party coming up or your car has a flat tire, you can rely on payday loans to get quick cash.

Ohio is one of the many states in the U.S. where payday lending is allowed. Payday loan borrowers in Ohio can get up to $1000 and $2500 if they apply for the loan with multiple different lenders.

Benefits of Payday Loans in Ashland, OH

Payday loans in Ashland, OH, come with plenty of advantages. Some of these include:

  • A quick application processApplying for payday loans can take less than five minutes. If you meet the requirements, you can get the cash in less than 20 minutes.
  • Ideal for borrowers with no credit or bad credit – Payday lenders offer the loan even to those with a credit score of less than 640. Payday lenders don’t check your credit history before they offer you this cash advance.
  • No restrictions on the use of the cash – You can use the cash received for whatever purpose you choose.
  • Fast cash accessibility – Payday loans are meant to sort out an urgent need. Thankfully, it never takes more than one business day to access the funds you’ve applied for.

How to Get Payday Loans in Ashland, OH

You can apply for payday loans online. AdvanceSOS has made that process quick and straightforward. If you have all the required documents, you can click on the ‘get started’ button, put in your personal and financial details, and submit your information. You can do this anywhere and anytime, provided you have a device that connects to the internet.

Some borrowers prefer to visit storefront lenders. This option can help them negotiate a good deal or get the financial product that best suits their needs; however, the process is tedious and requires one to walk or drive to the storefront to receive lending services, and this can only be done during working hours.

Requirements for Payday Loans in Ashland, OH

For anyone to qualify for payday loans in Ashland, OH, they must have:

  • Attained the legal age of 18 years or older
  • A valid identification document, such as an ID or a driver’s license
  • A bank checking account
  • The ability to repay the loan, verified by providing documentation that you have a stable source of income, such as pay stubs or bank statements
  • A valid email address and phone number
  • A permanent U.S. residency and live in Ashland, OH

APR and Fees

One significant disadvantage of payday loans is that they are costly. Since borrowers don’t check credit history before they advance the money to you, they charge high amounts of interest as a protection against default.

Luckily, in most states where payday lending is legal, the cost of borrowing is also regulated. Ohio state laws, for example, have capped the APR for payday loans at 28% and finance charges at 28% as well. This is a considerably fair cost given that some states charge an APR of over 600%.

How We Can Help

AdvanceSOS helps connect borrowers with legit payday lenders in Ohio. Therefore, if you’re looking for payday loans in Ashland, OH, you only need to get started and follow the steps to get the money.

We have partnered with reputable loan companies in the industry, so you don’t have to worry about falling into the hands of loan sharks and predatory lenders.

ATM Locations in Ashland, OH

ATM Location
ATM 1353 Claremont Ave, Ashland, OH 44805
Cardtronics ATM 615 Cottage St, Ashland, OH 44805
PNC Bank ATM 401 College Ave, Ashland, OH 44805
PNC Bank ATM 10 W 2nd St, Ashland, OH 44805
Cardtronics ATM 1207 Claremont Ave, Ashland, OH 44805
ATM (Huntington National Bank) 308 Eastern Ave
Huntington Bank 132 W Main St, Ashland, OH 44805
Chase Bank 1353 Claremont Ave, Ashland, OH 44805
Huntington Bank ATM 1000 King Rd, Ashland, OH 44805
Park National Bank: Ashland Office 1000 Sugarbush Dr, Ashland, OH 44805
Directions Credit Union 1306 Cleveland Ave, Ashland, OH 44805
Huntington Bank 132 W Main St, Ashland, OH 44805
PNC Bank 10 W 2nd St, Ashland, OH 44805
Premier Bank 30 E Main St, Ashland, OH 44805
Empire Affiliates Credit Union 1306 Cleveland Ave, Ashland, OH 44805
Wayne Savings Community Bank 1055 Sugarbush Dr, Ashland, OH 44805
Wayne Savings Community Bank 233 Claremont Ave, Ashland, OH 44805
Chase ATM 1353 Claremont Ave, Ashland, OH 44805
Sutton Bank 1804 Claremont Ave, Ashland, OH 44805
ATM 1353 Claremont Ave, Ashland, OH 44805
ATM 1353 Claremont Ave, Ashland, OH 44805


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