Centerville

Payday Loans in Centerville, OH

Centerville residents are among the lucky Americans who can take out payday loans for emergency cases thanks to the fact that Ohio is one of the 37 U.S. states that have legalized payday lending.

If you have a birthday party coming up, your groceries are diminishing, or your utility bills are increasing, yet you have no other place to get any cash until the end of the month, there is no need to worry. Payday loans are the ideal short-term loans to take out and pay back with your next paycheck. Ohio residents can get up to $2500 in payday loans.

Payday loans in Centerville, OH, are available even for people whose credit is poor. You need very few documents to qualify for this loan.

Benefits of Payday Loans in Centerville, OH

What are the advantages of payday loans in Centerville, OH? Here are some excellent pros:

  • There is no need to explain the purpose of the loan – Lenders aren’t concerned about how you use the cash you receive. The decision is entirely yours.
  • No credit inquiries – When you apply for payday loans in Centerville, OH, the chances of your lender pulling a hard credit inquiry from a credit bureau is zero.
  • You get access to fast cash – When you need instant cash, it’s not easy to find someone willing to lend it to you. In most cases, they’ll say they don’t have it or that you have to wait for several days. This isn’t the case with payday loans. Payday lenders disburse the cash in minutes, later on during the same day, or within one business day provided you meet the requirements and consent to the loan agreement.
  • The application process is straightforward, and you need few requirements – Payday lenders don’t ask for many documents to qualify you for the payday loan, unlike other loan types.

How to Get Payday Loans in Centerville, OH

Obtaining payday loans in Centerville, OH, is a quick and straightforward process. Whether you choose to use a local lender or use an online platform, you will most likely get the cash in just a few minutes.

Visiting a storefront lender takes time, and sometimes you may have to spend money on gas to get there. In some cases, you may be unlucky and disappointed to find the storefront closed based on the time of day you try to visit.

Applying online, on the other hand, has no such limitations. Provided you can access a device that connects to the internet, you will get cash with the touch of a button.

Requirements of Payday Loans in Centerville, OH

While obtaining payday loans in Centerville, OH requires that you meet specific requirements, there are not as many as those required for a traditional bank loan. To obtain a payday loan in Centerville, OH, you simply need to:

  • Not be below 18 years old
  • Possess valid identification documents, such as an ID or a driver’s license
  • Be a legal resident of Centerville, OH
  • Provide proof that you have a stable source of income that earns you no less than $1000 monthly
  • Not be a debtor in bankruptcy
  • Have a valid email address and phone number
  • Additionally, some lenders require your social security number or for you to have an active checking account.

APR and Fees

Payday loans in Centerville, OH, incur a cost of borrowing regulated by Ohio state laws. The maximum APR is 28%, and the finance charge is 28% as well.

The borrower is also charged other fees, including maintenance fees, loan origination fees, and more. For example, for a $500 loan, you must pay 2% towards the loan origination fee, and monthly maintenance fees should either be less than 10% of the loan principal or $30.

How We Can Help

Most borrowers wrestle with how to find legitimate lenders. Luckily, AdvanceSOS has done that rigorous work for you. We’ve partnered with reputable payday lenders and lending partners from which you can borrow. This offers you high protection from predatory lending.

When you apply for a loan via our website, you can be sure that the lender that will offer you the service is legit. So, don’t hesitate to click on get started, fill out the form, and submit.

ATM Locations in Centerville, OH

ATM Location
ATM (Fifth Third Bank) 925 S Main St
ATM (Key Bank) 20 W Whipp Rd
PNC Bank ATM 1001 E Centerville Station Rd, Centerville, OH 45459
Fifth Third Bank ATM 925 S Main St, Centerville, OH 45458
PNC Bank ATM 1001 E Centerville Station Rd, Centerville, OH 45459
Fifth Third Bank ATM 39 W Whipp Rd, Dayton, OH 45459
Cardtronics ATM 911 S Main St, Centerville, OH 45458
Cardtronics ATM 6485 Wilmington Pike, Centerville, OH 45459
Cardtronics ATM 4341 Feedwire Rd, Dayton, OH 45440
Fifth Third Bank ATM 5400 Cornerstone N Blvd, Centerville, OH 45440
First Financial Bank 5808 Wilmington Pike, Centerville, OH 45459
Cardtronics ATM 68 W Franklin St, Dayton, OH 45459
Fifth Third Bank ATM 6301 Wilmington Rd, Dayton, OH 45459
ATM 1488 Austin Pike, Centerville, OH 45458
Civista Bank ATM 29 W Whipp Rd, Dayton, OH 45459
WesBanco Bank – ATM 6291 Wilmington Pike, Centerville, OH 45459
Huntington Bank 500 Miamisburg Centerville Rd, Centerville, OH 45458
ATM 5495 Wilmington Pike, Dayton, OH 45440
ATM (Huntington National Bank) 2010 S Lakeman Dr
Huntington ATM 400 Miamisburg Centerville Rd, Centerville, OH 45459
ATM (Fifth Third Bank) 925 S Main St


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