Payday Loans in Cleveland, OH
What do you do when you have urgent expenses to cover, too little money to meet your needs, a short time to get the cash you need, and a bad credit score? You can apply for a payday loan in Cleveland, Ohio.
Payday loans are short-term bad credit loans taken by a person in urgent need of money. Lenders will take a cut of your monthly income to repay the debt in monthly installments. Payday loans often involve fees and interests that you will also have to consider.
Is It Difficult to Get a Payday Loan With a Bad Credit Score in Cleveland, Ohio?
A poor credit score is easy to get but very difficult to lose. Payday lenders do not let a bad credit score affect your chances of getting a loan. In Cleveland, Ohio, you are eligible for a payday loan no matter how bad your credit score might be.
How to Apply Online for a Payday Loan in Cleveland, Ohio
Applying for a payday loan in Cleveland, Ohio, is easier than you think. You can do it from the comfort of your home, without having to drive to any office or stand in a queue. You can apply for a payday loan in Cleveland, Ohio, in as little as ten minutes. You must have access to the Internet, as well as a device that can connect to the internet before you can apply for a payday loan in Cleveland, Ohio. Here are steps to take while applying for a payday loan in Cleveland, Ohio:
- Complete the loan application carefully. Make sure you fill all the required fields.
- Upload the required documents. You can use a scanner or your email to upload whatever documents lenders need to process your application. Make sure the documents are clear and easy to read.
- Make sure to include your signature on all the documents that require them.
- Submit your application form by clicking on the ‘submit’ button.
Why Would I Apply for a Payday Loan in Cleveland, Ohio?
There are a vast number of reasons why you might need a loan. Here are just a few of them:
- You Need to Repay Your Debt from a Previous Loan: Some people apply for a payday loan to cover the cost of a previous loan that they might not cover without a payday loan. You can use a Payday loan to pay the debt from a credit card. This is because being unable to pay the debt on your credit card can make your credit card score even worse. In this way, payday loans improve your credit score.
- You Feel Ashamed Asking Your Family and Friends for Financial Aid: It is normal for people to feel too ashamed to meet their family and friends for financial loans. If that is the case with you, payday loans have got you covered. You can apply for a payday loan in Cleveland, OH, without the input of your family and friends.
- You were Denied a Bank Loan: Getting a bank loan can be a challenging process. Even after going through the rigors of a loan application in a bank, you might still not receive the loan you requested. This is where payday loans come in. They are easy to apply for, and once you meet all the requirements, you can get your loan in a matter of minutes to hours.
- You Can Not Pay for Your Needs: inability to pay for your basic needs like rent, water, groceries, and transportation can make a person apply for a payday loan. Payday loans make it easier to manage basic day-to-day expenses.
Are Payday Loan Rollovers Allowed in Cleveland, Ohio?
In Cleveland, Ohio, you can not roll over payday loans. As a matter of fact, you are not allowed to borrow from a lender until you have repaid the debt you owe the lender.
Requirements for Payday Loans in Cleveland, Ohio
Although getting payday loans in Ohio is rather easy, you still have to meet some specific criteria to be considered for a payday loan in Cleveland, Ohio. Here are some of the most common requirements:
- You must be at least eighteen years of age. Minors are not eligible for payday loans in Cleveland, Ohio.
- You must have an active checking account for payment of your loan.
- You must provide a government-issued ID or a social security number. Failure to do so will affect your chances of getting your loan accepted.
- You must prove that you are a legal resident of Ohio by providing a contact address.
- You must have a verifiable email address and a phone number for confirmation of your payday loan application.
- You must earn at least $1000 monthly to guarantee that you can service your debt using your paycheck.
- You must sign a declaration form stating that you do not have more than $2500 in short-term loans.
Are There Any Bad Credit Loan Alternatives?
Payday loans are said to be highly predatory. They are known to drag a customer into a cycle of debt. This makes it necessary for people interested in bad credit loans to become aware of alternatives to payday loans.
- Title Loans: a title loan is a type of bad credit loan, just like payday loans. However, title loans are secured loans. This means that they require a form of collateral. In the case of a title loan, the collateral is usually the asset’s title (usually a car). Although the loans’ interest can be high, they are nowhere near as high as the interest rate of a payday loan.
- Installment Loans: an installment loan is a type of loan where a borrower is lent a particular sum of money at once. The money borrowed is to be paid back in installments over an agreed period. An installment loan could be fixed-rate or variable rate.
Cash Advance and Payday Loan Companies Near You (Lenders Locations)
|Company name||Address||Zip code||Phone number|
|Easy Payday Loans||323 W Lakeside Ave||44113||(216) 359-1459|
|Quik Cash||4681 Northfield Rd, # A||44128||(216) 662-2810|
|Money Mart||2168 W 117th St||44111||(216) 671-2274|
|Quik Cash||5894 Mayfield Rd||44124||(440) 995-5001|
|Money Mart||14333 Euclid Ave||44112||(216) 451-1000|
|Money Mart||14201 Kinsman Rd||44120||(216) 752-1147|
|Advance Pay USA||4308 Ridge Rd||44144||(216) 661-9801|
|ALL Cash Express||7123 Pearl Rd, Ste 109||44130||(440) 845-0038|
|Cash Stop||655 Prospect Ave E||44115||(216) 575-0010|
|ALL Cash Express||5311 Memphis Ave||44144||(216) 661-1036|
|ALL Cash Express||11411 Buckeye Rd||44104||(216) 862-8039|
|ALL Cash Express||11648 Lorain Ave||44111||(216) 251-3169|
|ALL Cash Express||10589 St Clair Ave||44108||(216) 851-8077|
|ALL Cash Express||14101 Kinsman Rd||44120||(216) 295-8135|
|ALL Cash Express||7310 Harvard Ave, Ste B||44105||(216) 641-7614|
|ALL Cash Express||14002 Triskett Rd||44111||(216) 252-5351|
|ALL Cash Express||7933 Euclid Ave, Ste 33||44103||(216) 721-5803|
|ALL Cash Express||2079 W 25th St||44113||(216) 781-9995|
|ALL Cash Express||21177 Euclid Ave||44117||(216) 481-0458|
|ALL Cash Express||14873 Detroit Ave||44107||(216) 521-3685|
|ALL Cash Express||1499 E 55th St||44103||(216) 431-0500|
|ALL Cash Express||1409 E 9th St||44114||(216) 348-0080|
|ALL Cash Express||15500 Euclid Ave||44112||(216) 268-4100|
|National Cash Advance||5194 Pearl Road||44129||(216) 739-9419|
|Money Mart Financial Services||16370 Euclid Ave||44112||(216) 761-2274|
|Money Mart Financial Services||13221 Superior Ave||44112||(216) 249-7327|
|ALL Cash Express||5498 Chester Ave||44103||(216) 505-1746|
|ALL Cash Express||3712 Pearl Rd||44109||(216) 452-9673|
|Check ‘N Go Store #987||562 E 185th St||44119||(216) 738-1000|
|Check ‘N Go Store #986||4660 Ridge Rd||44144||(216) 661-8484|
|Money Mart||13895 Brookpark Rd||44142||(216) 267-6166|
|Check ‘N Go Store #2461||8043 Euclid Ave||44103||(216) 231-5618|
|Check ‘N Go Store #1000||5815A Mayfield Rd||44124||(440) 473-6400|
|Cashland||12548 Rockside Rd||44125||(216) 581-4650|
|Cash Stop||4880 Northfield Rd||44128||(216) 475-3434|
|Checksmart||4263 Fulton Rd||44144||(216) 739-0837|
|Checksmart||6895 W 130th St||44130||(440) 842-0426|
|Checksmart||7396 State Rd||44134||(440) 842-0333|
|Checksmart||4626 Northfield Rd||44128||(216) 714-4324|
|Checksmart||5885 Mayfield Rd||44124||(440) 442-7345|
|Checksmart||15726 Broadway Ave||44137||(216) 475-1580|
|Checksmart||2196 Brookpark Rd||44134||(216) 351-3366|
|Checksmart||6833 Broadway Ave||44105||(216) 206-2558|
|Checksmart||14930 Puritas Ave||44135||(216) 941-6329|
|Loan Smart Inc||4575 Northfield Rd||44128||(216) 662-3434|
|Anointed for Wealth Investment||7211 Lexington Avenue||44103||(216) 432-1218|
|JP Morgan Chase Bank||3439 W Brainard Rd||44122||(216) 378-9735|
|Advance America||13708 Lorain Rd.||44111||(216) 941-5361|
|Firefighters Community CU||20333 Emerald Parkway||44135||(216) 621-4644|
|Firefighters Community CU||2300 St. Clair Avenue||44114||(216) 621-4644|
|Rent-A-Center||13711 Lorain Ave||44111||(216) 251-3100|
|Pls Check Cashing||13520 Euclid Ave||44112||(216) 451-7994|
|Checksmart||18235 Euclid Ave, Ste GG||44112||(216) 531-1574|
|ALL Cash Express||14101 Kinsman Rd||44120||(216) 815-4215|
|ALL Cash Express||15500 Euclid Ave||44112||(216) 505-8823|
|R & R Cash Flow Group LLC||2301 Payne Ave, # 200||44114||(216) 592-8078|
|Shoreway Lagistics LLC||7615 Detour Ave||44103||(216) 431-0709|
|State Cash Advance||23061 Emery Rd||44128||(216) 292-9655|
|ALL Cash Express||7933 Euclid Ave||44103||(216) 415-8581|
|ALL Cash Express||1409 E 9th St||44114||(216) 452-9671|
|Kersdale LP||4626 Northfield Rd||44128||(216) 663-1926|
|Easy Exchange||7909 Superior Ave||44103||(216) 391-2700|
|Lottery Stop||230 W Huron Rd, Ste 7276||44113||(216) 241-6932|
|ALL Cash Express||11648 Lorain Ave||44111||(216) 505-1737|
|ALL Cash Express||14002 Triskett Rd||44111||(216) 815-3954|
|Nationwide Money Service||4282 Monticello Blvd||44121||(216) 382-2473|
|PLS Financial Svc||13520 Euclid Ave||44112||(216) 451-7994|
|Cashland||18500 Lake Shore Blvd||44119||(216) 481-2168|
|Money Mart||7911 Carnegie Ave||44103||(216) 229-2274|
|Brown’s Money Mart||5802 Storer Ave||44102||(216) 631-4923|
|Highland Talent Payments Inc||5885 Landerbrook Dr, Ste 330||44124||(440) 646-0090|
|All Kind Check Cashing||4626 Northfield Rd||44128||(216) 663-1926|
|ALL Cash Express||11411 Buckeye Rd||44104||(216) 415-8596|
|ALL Cash Express||1499 E 55th St||44103||(216) 452-6062|
|A Plus Money Exchange||4798 Clark Ave||44102||(216) 939-6000|
|ALL Cash Express||5311 Memphis Ave||44144||(216) 452-8196|
|ALL Cash Express||2079 W 25th St||44113||(216) 415-7622|
|Money Stop LLC||217 Miles Rd||44128||(216) 475-2650|
|Advance Pay USA||4802 Turney Rd||44125||(216) 429-9801|
|Check N Go||4660 Ridge Road||44144||(216) 307-1662|
|Check N Go||8043 Euclid Avenue||44103||(216) 551-9265|
|Check N Go||5815-A Mayfield Road||44124||(440) 306-6536|
|Check N Go||562 East 185th Street||44119||(216) 452-2185|
|First National Bank||1244 Som Center Rd||44124||(440) 449-8597|
|First National Bank||55 Public Sq, Ste 105||44113||(216) 634-9741|
|Checksmart||14033 Puritas Ave||44135||(216) 941-6329|
|Third Federal Savings & Loan||6849 Pearl Rd||44130||(440) 843-6300|
|Education Loan Servicing Corp||1500 W 3rd St, Ste 125||44113||(216) 706-7400|
|Dollar Bank||Small Business Banking||44102||(216) 736-8998|
|CashMax Ohio||10800 Brookpark Rd||44130||(216) 362-2905|
|Onemain Financial||4162 Leona Dr||44116||(440) 333-2653|
|OneMain Financial||7560 Pearl Rd, Ste 9||44130||(440) 234-0200|
|Edgepoint||2000 Auburn Dr, Ste 330||44122||(216) 348-1666|
|HSY Developers||2501 Saint Clair Ave NE||44114||(216) 696-7838|
|Lendmark Financial Services||9531 Vista Way, Ste 3C||44125||(216) 518-0104|
|Growth Capital||1360 E 9th St, Ste 900||44114||(216) 592-2332|
|Linsalata Capital Partners||1557 E 27th St||44114||(216) 229-2886|
|Legacy Capital Partners Fund||25333 Cedar Rd, Ste 300||44124||(216) 381-2303|
|Cash Smart||14585 Lorain Ave||44111||(216) 252-9494|
|P & M Corporate Finance LLC||1111 Superior Ave E, Ste 1250||44114||(216) 274-6530|
|Pre-Settlement Funding||1387 Marlowe Ave, Ste 10||44107||(216) 228-0083|
|Ryan Thomas Tax Service||7150 Denison Ave||44102||(216) 939-2274|
|Dollar Bank||6868 Pearl Rd||44130||(440) 842-1300|
|In Store Finance||250 W Huron Rd, # 203||44113||(800) 403-8953|
|Pse Credit Union||5255 Regency Dr||44129||(440) 843-8300|
|Huntington Bank||3637 Lander Rd||44124||(216) 831-8800|
|Huntington Bank||200 Public Sq, Ste 600||44114||(216) 515-0471|
|Huntington National Bank||920 E 185th St||44119||(216) 486-4100|
|Greater Cleveland Firefighters||20333 Emerald Pkwy||44135||(216) 265-0844|
|Huntington National Bank||101 W Prospect Ave, Ste 350||44115||(216) 621-1717|
|US Bank||4110 Warrensville Center Rd||44122||(216) 921-7896|
|Huntington Bank||24615 Chagrin Blvd||44122||(216) 515-0053|
|PACO Federal Credit Union||6035 Parkland Blvd||44124||(216) 896-2225|
|Huntington Bank||15111 Detroit Ave||44107||(216) 515-0014|
|Huntington Bank||11457 Mayfield Rd, Ste 150||44106||(216) 515-0039|
|Huntington Bank||14481 Cedar Rd||44121||(216) 291-2800|
|US Bank||25105 Cedar Rd||44124||(216) 381-2400|
|Huntington National Bank||11623 Buckeye Rd||44120||(216) 515-0068|
|U S Bank||4175 Pearl Rd||44109||(216) 459-2424|
|U S Bank||13820 Lorain Ave||44111||(216) 252-1027|
|Huntington Bank||20601 Fairmount Blvd||44118||(216) 515-0016|
|Springleaf Financial Services||7560 Pearl Rd||44130||(440) 234-0200|
|ALL Cash Express||10589 Saint Clair Ave||44108||(216) 815-4120|
Amanda is a senior writer at AdvanceSOS. She has more than six years of journalism experience, mostly in the finance sector. She graduated with a Bachelor’s Degree from Drew University.