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Get Quick and Easy Access to Local & Same Day Payday Loans in Cleveland, OH

Payday loans in Cleveland OH

Fast Payday Loan Lenders near Cleveland, OH

Borrow money for your urgent cash needs in Ohio by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Cleveland, OH.

Quick Online Payday Loans in Cleveland, OH, USA Faxless

Payday Loans Companies in Cleveland, OH

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
Check `n Go 4660 Ridge Rd 44144 (216) 666-8484 5 368
ACE Cash Express 1409 E 9th St 44114 (216) 634-0080 4.7 101
Advance America 13708 Lorain Rd 44111 (216) 694-5361 4.9 74
CheckSmart 14930 Puritas Ave 44135 (216) 694-6329 3.2 18
CheckSmart 2196 Brookpark Rd 44134 (216) 635-3366 3.8 10

– companies ratings and reviews are based on their Google Business Profile. Updated November, 2022
– do you want to add, delete or modify your company details? Contact us – info@advancesos.com

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Ohio by Nick Wilson experienced loan officer.

Why Would I Apply for a Payday Loan in Cleveland, Ohio?

There are a vast number of reasons why you might need a loan. Here are just a few of them:

  • You Need to Repay Your Debt from a Previous Loan: Some people apply for a payday loan to cover the cost of a previous loan that they might not cover without a payday loan. You can use a Payday loan to pay the debt from a credit card. This is because being unable to pay the debt on your credit card can make your credit card score even worse. In this way, payday loans improve your credit score.
  • You Feel Ashamed Asking Your Family and Friends for Financial Aid: It is normal for people to feel too ashamed to meet their family and friends for financial loans. If that is the case with you, payday loans have got you covered. You can apply for a payday loan in Cleveland, OH, without the input of your family and friends.
  • You were Denied a Bank Loan: Getting a bank loan can be a challenging process. Even after going through the rigors of a loan application in a bank, you might still not receive the loan you requested. This is where payday loans come in. They are easy to apply for, and once you meet all the requirements, you can get your loan in a matter of minutes to hours.
  • You Can Not Pay for Your Needs: inability to pay for your basic needs like rent, water, groceries, and transportation can make a person apply for a payday loan. Payday loans make it easier to manage basic day-to-day expenses.

Are Payday Loan Rollovers Allowed in Cleveland, Ohio?

In Cleveland, Ohio, you can not roll over payday loans. As a matter of fact, you are not allowed to borrow from a lender until you have repaid the debt you owe the lender.

Requirements for Payday Loans in Cleveland, Ohio

Although getting payday loans in Ohio is rather easy, you still have to meet some specific criteria to be considered for a payday loan in Cleveland, Ohio. Here are some of the most common requirements:

  1. You must be at least eighteen years of age. Minors are not eligible for payday loans in Cleveland, Ohio.
  2. You must have an active checking account for payment of your loan.
  3. You must provide a government-issued ID or a social security number. Failure to do so will affect your chances of getting your loan accepted.
  4. You must prove that you are a legal resident of Ohio by providing a contact address.
  5. You must have a verifiable email address and a phone number for confirmation of your payday loan application.
  6. You must earn at least $1000 monthly to guarantee that you can service your debt using your paycheck.
  7. You must sign a declaration form stating that you do not have more than $2500 in short-term loans.

Are There Any Bad Credit Loan Alternatives?

Payday loans are said to be highly predatory. They are known to drag a customer into a cycle of debt. This makes it necessary for people interested in bad credit loans to become aware of alternatives to payday loans.

  • Title Loans: a title loan is a type of bad credit loan, just like payday loans. However, title loans are secured loans. This means that they require a form of collateral. In the case of a title loan, the collateral is usually the asset’s title (usually a car). Although the loans’ interest can be high, they are nowhere near as high as the interest rate of a payday loan.
  • Installment Loans: an installment loan is a type of loan where a borrower is lent a particular sum of money at once. The money borrowed is to be paid back in installments over an agreed period. An installment loan could be fixed-rate or variable rate.
  • Small Dollar Loans:

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