Get Quick and Easy Access to Local & Same Day Payday Loans in Cleveland, OH

Payday loans in Cleveland OH

Fast Payday Loan Lenders near Cleveland, OH

Borrow money for your urgent cash needs in Ohio by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Cleveland, OH.

Quick Online Payday Loans in Cleveland, OH, USA Faxless


Apply for a Fast Payday Loan Online

I read and agree to Terms, Rates, Privacy Policy, before submitting a loan request.


Why Should I Choose Short-Term Online Loans at AdvanceSOS?

1. Quick All-in Application

Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.

2. Flexible Terms: Unemployment & Bad Credit OK

Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.

Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Keep in mind the maximum sum you can get depends on payday loans laws in your state. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.

3. Trusted Loans with a Reliable Licensed Lender

We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.


Apply for a Fast Payday Loan Online

I read and agree to Terms, Rates, Privacy Policy, before submitting a loan request.


How to Apply for a Payday Loan Online?

Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!

Step 1 – Make an Application

Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).

Step 2 – Decision & Approval

Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.

Step 3 – Receive Money Within 24 Hours

Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.

Payday Loans Companies in Cleveland, OH

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
Check `n Go 4660 Ridge Rd 44144 (216) 666-8484 5 368
ACE Cash Express 1409 E 9th St 44114 (216) 634-0080 4.7 101
Advance America 13708 Lorain Rd 44111 (216) 694-5361 4.9 74
CheckSmart 14930 Puritas Ave 44135 (216) 694-6329 3.2 18
CheckSmart 2196 Brookpark Rd 44134 (216) 635-3366 3.8 10

– companies ratings and reviews are based on their Google Business Profile. Updated July, 2022
– do you want to add, delete or modify your company details? Contact us – [email protected]

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Ohio by Nick Wilson experienced loan officer.

Why Would I Apply for a Payday Loan in Cleveland, Ohio?

There are a vast number of reasons why you might need a loan. Here are just a few of them:

  • You Need to Repay Your Debt from a Previous Loan: Some people apply for a payday loan to cover the cost of a previous loan that they might not cover without a payday loan. You can use a Payday loan to pay the debt from a credit card. This is because being unable to pay the debt on your credit card can make your credit card score even worse. In this way, payday loans improve your credit score.
  • You Feel Ashamed Asking Your Family and Friends for Financial Aid: It is normal for people to feel too ashamed to meet their family and friends for financial loans. If that is the case with you, payday loans have got you covered. You can apply for a payday loan in Cleveland, OH, without the input of your family and friends.
  • You were Denied a Bank Loan: Getting a bank loan can be a challenging process. Even after going through the rigors of a loan application in a bank, you might still not receive the loan you requested. This is where payday loans come in. They are easy to apply for, and once you meet all the requirements, you can get your loan in a matter of minutes to hours.
  • You Can Not Pay for Your Needs: inability to pay for your basic needs like rent, water, groceries, and transportation can make a person apply for a payday loan. Payday loans make it easier to manage basic day-to-day expenses.

Are Payday Loan Rollovers Allowed in Cleveland, Ohio?

In Cleveland, Ohio, you can not roll over payday loans. As a matter of fact, you are not allowed to borrow from a lender until you have repaid the debt you owe the lender.

Requirements for Payday Loans in Cleveland, Ohio

Although getting payday loans in Ohio is rather easy, you still have to meet some specific criteria to be considered for a payday loan in Cleveland, Ohio. Here are some of the most common requirements:

  1. You must be at least eighteen years of age. Minors are not eligible for payday loans in Cleveland, Ohio.
  2. You must have an active checking account for payment of your loan.
  3. You must provide a government-issued ID or a social security number. Failure to do so will affect your chances of getting your loan accepted.
  4. You must prove that you are a legal resident of Ohio by providing a contact address.
  5. You must have a verifiable email address and a phone number for confirmation of your payday loan application.
  6. You must earn at least $1000 monthly to guarantee that you can service your debt using your paycheck.
  7. You must sign a declaration form stating that you do not have more than $2500 in short-term loans.

Are There Any Bad Credit Loan Alternatives?

Payday loans are said to be highly predatory. They are known to drag a customer into a cycle of debt. This makes it necessary for people interested in bad credit loans to become aware of alternatives to payday loans.

  • Title Loans: a title loan is a type of bad credit loan, just like payday loans. However, title loans are secured loans. This means that they require a form of collateral. In the case of a title loan, the collateral is usually the asset’s title (usually a car). Although the loans’ interest can be high, they are nowhere near as high as the interest rate of a payday loan.
  • Installment Loans: an installment loan is a type of loan where a borrower is lent a particular sum of money at once. The money borrowed is to be paid back in installments over an agreed period. An installment loan could be fixed-rate or variable rate.
  • Small Dollar Loans:

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