Cleveland

Payday Loans in Cleveland, OH

What do you do when you have urgent expenses to cover, too little money to meet your needs, a short time to get the cash you need, and a bad credit score? You can apply for a payday loan in Cleveland, Ohio.

Payday loans are short-term bad credit loans taken by a person in urgent need of money. Lenders will take a cut of your monthly income to repay the debt in monthly installments. Payday loans often involve fees and interests that you will also have to consider.

Is It Difficult to Get a Payday Loan With a Bad Credit Score in Cleveland, Ohio?

A poor credit score is easy to get but very difficult to lose. Payday lenders do not let a bad credit score affect your chances of getting a loan. In Cleveland, Ohio, you are eligible for a payday loan no matter how bad your credit score might be.

How to Apply Online for a Payday Loan in Cleveland, Ohio

Applying for a payday loan in Cleveland, Ohio, is easier than you think. You can do it from the comfort of your home, without having to drive to any office or stand in a queue. You can apply for a payday loan in Cleveland, Ohio, in as little as ten minutes. You must have access to the Internet, as well as a device that can connect to the internet before you can apply for a payday loan in Cleveland, Ohio. Here are steps to take while applying for a payday loan in Cleveland, Ohio:

  • Complete the loan application carefully. Make sure you fill all the required fields.
  • Upload the required documents. You can use a scanner or your email to upload whatever documents lenders need to process your application. Make sure the documents are clear and easy to read.
  • Make sure to include your signature on all the documents that require them.
  • Submit your application form by clicking on the ‘submit’ button.

Why Would I Apply for a Payday Loan in Cleveland, Ohio?

There are a vast number of reasons why you might need a loan. Here are just a few of them:

  • You Need to Repay Your Debt from a Previous Loan: Some people apply for a payday loan to cover the cost of a previous loan that they might not cover without a payday loan. You can use a Payday loan to pay the debt from a credit card. This is because being unable to pay the debt on your credit card can make your credit card score even worse. In this way, payday loans improve your credit score.
  • You Feel Ashamed Asking Your Family and Friends for Financial Aid: It is normal for people to feel too ashamed to meet their family and friends for financial loans. If that is the case with you, payday loans have got you covered. You can apply for a payday loan in Cleveland, OH, without the input of your family and friends.
  • You were Denied a Bank Loan: Getting a bank loan can be a challenging process. Even after going through the rigors of a loan application in a bank, you might still not receive the loan you requested. This is where payday loans come in. They are easy to apply for, and once you meet all the requirements, you can get your loan in a matter of minutes to hours.
  • You Can Not Pay for Your Needs: inability to pay for your basic needs like rent, water, groceries, and transportation can make a person apply for a payday loan. Payday loans make it easier to manage basic day-to-day expenses.

Are Payday Loan Rollovers Allowed in Cleveland, Ohio?

In Cleveland, Ohio, you can not roll over payday loans. As a matter of fact, you are not allowed to borrow from a lender until you have repaid the debt you owe the lender.

Requirements for Payday Loans in Cleveland, Ohio

Although getting payday loans in Ohio is rather easy, you still have to meet some specific criteria to be considered for a payday loan in Cleveland, Ohio. Here are some of the most common requirements:

  1. You must be at least eighteen years of age. Minors are not eligible for payday loans in Cleveland, Ohio.
  2. You must have an active checking account for payment of your loan.
  3. You must provide a government-issued ID or a social security number. Failure to do so will affect your chances of getting your loan accepted.
  4. You must prove that you are a legal resident of Ohio by providing a contact address.
  5. You must have a verifiable email address and a phone number for confirmation of your payday loan application.
  6. You must earn at least $1000 monthly to guarantee that you can service your debt using your paycheck.
  7. You must sign a declaration form stating that you do not have more than $2500 in short-term loans.

Are There Any Bad Credit Loan Alternatives?

Payday loans are said to be highly predatory. They are known to drag a customer into a cycle of debt. This makes it necessary for people interested in bad credit loans to become aware of alternatives to payday loans.

  • Title Loans: a title loan is a type of bad credit loan, just like payday loans. However, title loans are secured loans. This means that they require a form of collateral. In the case of a title loan, the collateral is usually the asset’s title (usually a car). Although the loans’ interest can be high, they are nowhere near as high as the interest rate of a payday loan.
  • Installment Loans: an installment loan is a type of loan where a borrower is lent a particular sum of money at once. The money borrowed is to be paid back in installments over an agreed period. An installment loan could be fixed-rate or variable rate.

Cash Advance and Payday Loan Companies Near You (Lenders Locations)

Company name Address Zip code Phone number
Easy Payday Loans 323 W Lakeside Ave 44113 (216) 359-1459
Quik Cash 4681 Northfield Rd, # A 44128 (216) 662-2810
Money Mart 2168 W 117th St 44111 (216) 671-2274
Quik Cash 5894 Mayfield Rd 44124 (440) 995-5001
Money Mart 14333 Euclid Ave 44112 (216) 451-1000
Money Mart 14201 Kinsman Rd 44120 (216) 752-1147
Advance Pay USA 4308 Ridge Rd 44144 (216) 661-9801
ALL Cash Express 7123 Pearl Rd, Ste 109 44130 (440) 845-0038
Cash Stop 655 Prospect Ave E 44115 (216) 575-0010
ALL Cash Express 5311 Memphis Ave 44144 (216) 661-1036
ALL Cash Express 11411 Buckeye Rd 44104 (216) 862-8039
ALL Cash Express 11648 Lorain Ave 44111 (216) 251-3169
ALL Cash Express 10589 St Clair Ave 44108 (216) 851-8077
ALL Cash Express 14101 Kinsman Rd 44120 (216) 295-8135
ALL Cash Express 7310 Harvard Ave, Ste B 44105 (216) 641-7614
ALL Cash Express 14002 Triskett Rd 44111 (216) 252-5351
ALL Cash Express 7933 Euclid Ave, Ste 33 44103 (216) 721-5803
ALL Cash Express 2079 W 25th St 44113 (216) 781-9995
ALL Cash Express 21177 Euclid Ave 44117 (216) 481-0458
ALL Cash Express 14873 Detroit Ave 44107 (216) 521-3685
ALL Cash Express 1499 E 55th St 44103 (216) 431-0500
ALL Cash Express 1409 E 9th St 44114 (216) 348-0080
ALL Cash Express 15500 Euclid Ave 44112 (216) 268-4100
National Cash Advance 5194 Pearl Road 44129 (216) 739-9419
Money Mart Financial Services 16370 Euclid Ave 44112 (216) 761-2274
Money Mart Financial Services 13221 Superior Ave 44112 (216) 249-7327
ALL Cash Express 5498 Chester Ave 44103 (216) 505-1746
ALL Cash Express 3712 Pearl Rd 44109 (216) 452-9673
Check ‘N Go Store #987 562 E 185th St 44119 (216) 738-1000
Check ‘N Go Store #986 4660 Ridge Rd 44144 (216) 661-8484
Money Mart 13895 Brookpark Rd 44142 (216) 267-6166
Check ‘N Go Store #2461 8043 Euclid Ave 44103 (216) 231-5618
Check ‘N Go Store #1000 5815A Mayfield Rd 44124 (440) 473-6400
Cashland 12548 Rockside Rd 44125 (216) 581-4650
Cash Stop 4880 Northfield Rd 44128 (216) 475-3434
Checksmart 4263 Fulton Rd 44144 (216) 739-0837
Checksmart 6895 W 130th St 44130 (440) 842-0426
Checksmart 7396 State Rd 44134 (440) 842-0333
Checksmart 4626 Northfield Rd 44128 (216) 714-4324
Checksmart 5885 Mayfield Rd 44124 (440) 442-7345
Checksmart 15726 Broadway Ave 44137 (216) 475-1580
Checksmart 2196 Brookpark Rd 44134 (216) 351-3366
Checksmart 6833 Broadway Ave 44105 (216) 206-2558
Checksmart 14930 Puritas Ave 44135 (216) 941-6329
Loan Smart Inc 4575 Northfield Rd 44128 (216) 662-3434
Anointed for Wealth Investment 7211 Lexington Avenue 44103 (216) 432-1218
JP Morgan Chase Bank 3439 W Brainard Rd 44122 (216) 378-9735
Advance America 13708 Lorain Rd. 44111 (216) 941-5361
Firefighters Community CU 20333 Emerald Parkway 44135 (216) 621-4644
Firefighters Community CU 2300 St. Clair Avenue 44114 (216) 621-4644
Rent-A-Center 13711 Lorain Ave 44111 (216) 251-3100
Pls Check Cashing 13520 Euclid Ave 44112 (216) 451-7994
Checksmart 18235 Euclid Ave, Ste GG 44112 (216) 531-1574
ALL Cash Express 14101 Kinsman Rd 44120 (216) 815-4215
ALL Cash Express 15500 Euclid Ave 44112 (216) 505-8823
R & R Cash Flow Group LLC 2301 Payne Ave, # 200 44114 (216) 592-8078
Shoreway Lagistics LLC 7615 Detour Ave 44103 (216) 431-0709
State Cash Advance 23061 Emery Rd 44128 (216) 292-9655
ALL Cash Express 7933 Euclid Ave 44103 (216) 415-8581
ALL Cash Express 1409 E 9th St 44114 (216) 452-9671
Kersdale LP 4626 Northfield Rd 44128 (216) 663-1926
Easy Exchange 7909 Superior Ave 44103 (216) 391-2700
Lottery Stop 230 W Huron Rd, Ste 7276 44113 (216) 241-6932
ALL Cash Express 11648 Lorain Ave 44111 (216) 505-1737
ALL Cash Express 14002 Triskett Rd 44111 (216) 815-3954
Nationwide Money Service 4282 Monticello Blvd 44121 (216) 382-2473
PLS Financial Svc 13520 Euclid Ave 44112 (216) 451-7994
Cashland 18500 Lake Shore Blvd 44119 (216) 481-2168
Money Mart 7911 Carnegie Ave 44103 (216) 229-2274
Brown’s Money Mart 5802 Storer Ave 44102 (216) 631-4923
Highland Talent Payments Inc 5885 Landerbrook Dr, Ste 330 44124 (440) 646-0090
All Kind Check Cashing 4626 Northfield Rd 44128 (216) 663-1926
ALL Cash Express 11411 Buckeye Rd 44104 (216) 415-8596
ALL Cash Express 1499 E 55th St 44103 (216) 452-6062
A Plus Money Exchange 4798 Clark Ave 44102 (216) 939-6000
ALL Cash Express 5311 Memphis Ave 44144 (216) 452-8196
ALL Cash Express 2079 W 25th St 44113 (216) 415-7622
Money Stop LLC 217 Miles Rd 44128 (216) 475-2650
Advance Pay USA 4802 Turney Rd 44125 (216) 429-9801
Check N Go 4660 Ridge Road 44144 (216) 307-1662
Check N Go 8043 Euclid Avenue 44103 (216) 551-9265
Check N Go 5815-A Mayfield Road 44124 (440) 306-6536
Check N Go 562 East 185th Street 44119 (216) 452-2185
First National Bank 1244 Som Center Rd 44124 (440) 449-8597
First National Bank 55 Public Sq, Ste 105 44113 (216) 634-9741
Checksmart 14033 Puritas Ave 44135 (216) 941-6329
Third Federal Savings & Loan 6849 Pearl Rd 44130 (440) 843-6300
Education Loan Servicing Corp 1500 W 3rd St, Ste 125 44113 (216) 706-7400
Dollar Bank Small Business Banking 44102 (216) 736-8998
CashMax Ohio 10800 Brookpark Rd 44130 (216) 362-2905
Onemain Financial 4162 Leona Dr 44116 (440) 333-2653
OneMain Financial 7560 Pearl Rd, Ste 9 44130 (440) 234-0200
Edgepoint 2000 Auburn Dr, Ste 330 44122 (216) 348-1666
HSY Developers 2501 Saint Clair Ave NE 44114 (216) 696-7838
Lendmark Financial Services 9531 Vista Way, Ste 3C 44125 (216) 518-0104
Growth Capital 1360 E 9th St, Ste 900 44114 (216) 592-2332
Linsalata Capital Partners 1557 E 27th St 44114 (216) 229-2886
Legacy Capital Partners Fund 25333 Cedar Rd, Ste 300 44124 (216) 381-2303
Cash Smart 14585 Lorain Ave 44111 (216) 252-9494
P & M Corporate Finance LLC 1111 Superior Ave E, Ste 1250 44114 (216) 274-6530
Pre-Settlement Funding 1387 Marlowe Ave, Ste 10 44107 (216) 228-0083
Ryan Thomas Tax Service 7150 Denison Ave 44102 (216) 939-2274
Dollar Bank 6868 Pearl Rd 44130 (440) 842-1300
In Store Finance 250 W Huron Rd, # 203 44113 (800) 403-8953
Pse Credit Union 5255 Regency Dr 44129 (440) 843-8300
Huntington Bank 3637 Lander Rd 44124 (216) 831-8800
Huntington Bank 200 Public Sq, Ste 600 44114 (216) 515-0471
Huntington National Bank 920 E 185th St 44119 (216) 486-4100
Greater Cleveland Firefighters 20333 Emerald Pkwy 44135 (216) 265-0844
Huntington National Bank 101 W Prospect Ave, Ste 350 44115 (216) 621-1717
US Bank 4110 Warrensville Center Rd 44122 (216) 921-7896
Huntington Bank 24615 Chagrin Blvd 44122 (216) 515-0053
PACO Federal Credit Union 6035 Parkland Blvd 44124 (216) 896-2225
Huntington Bank 15111 Detroit Ave 44107 (216) 515-0014
Huntington Bank 11457 Mayfield Rd, Ste 150 44106 (216) 515-0039
Huntington Bank 14481 Cedar Rd 44121 (216) 291-2800
US Bank 25105 Cedar Rd 44124 (216) 381-2400
Huntington National Bank 11623 Buckeye Rd 44120 (216) 515-0068
U S Bank 4175 Pearl Rd 44109 (216) 459-2424
U S Bank 13820 Lorain Ave 44111 (216) 252-1027
Huntington Bank 20601 Fairmount Blvd 44118 (216) 515-0016
Springleaf Financial Services 7560 Pearl Rd 44130 (440) 234-0200
ALL Cash Express 10589 Saint Clair Ave 44108 (216) 815-4120


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