Fast Payday Loan Lenders near Columbus, OH
Borrow money for your urgent cash needs in Ohio by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Columbus, OH.
Quick Online Payday Loans in Columbus, OH, USA Faxless
Why Should I Choose Short-Term Online Loans at AdvanceSOS?
1. Quick All-in Application
Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.
2. Flexible Terms: Unemployment & Bad Credit OK
Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.
Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Keep in mind the maximum sum you can get depends on payday loans laws in your state. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.
3. Trusted Loans with a Reliable Licensed Lender
We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.
How to Apply for a Payday Loan Online?
Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!
Step 1 – Make an Application
Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).
Step 2 – Decision & Approval
Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.
Step 3 – Receive Money Within 24 Hours
Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.
Payday Loans Companies in Columbus, OH
Addresses, phone numbers, and reviews of lenders stores working nearby you:
|Company||Address||ZIP code||Phone Number||Ranting||Reviews|
|Check `n Go||1971 E Dublin Granville Rd||43229||(614) 484-4862||4.9||618|
|Advance America||3296 S High St||43207||(614) 449-8160||4.9||191|
|CheckSmart||1255 Parsons Ave||43206||(614) 444-6669||2.8||21|
|Cash Ahead||5660 Kathy Run Ln||43229||(844) 433-5099||3||2|
– companies ratings and reviews are based on their Google Business Profile. Updated July, 2022
– do you want to add, delete or modify your company details? Contact us – [email protected]
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Ohio by Nick Wilson experienced loan officer.
Why Should I Go for an Online Payday Loan in Columbus, OH?
- Speed: Online payday loans are usually fast since they save the customer time. It can take as little as five minutes to apply for a payday loan online.
- Transparency: All the information you would want to know about applications and transactions of online payday loans is available on the Internet. This reduces the likelihood of a customer being cheated by a payday loan company.
- Availability: you can apply for online payday loans at any time of the day. This is because most websites are functional 24/7. Customers can apply even after work hours of the payday loan company.
Requirements for an Online Payday Loan in Columbus, OH
Getting an online payday loan in Columbus, OH, is a seamless process. Notwithstanding, you must meet some criteria to make you eligible for an online payday loan in Columbus, Ohio. They include;
- You should be at least eighteen years of age. Minors are not allowed to take payday loans in Columbus, Ohio.
- You must be a legal resident of Ohio. You can use a contact address as proof.
- You must have a valid email address for confirmation of your loan and future communication.
- You must sign a declaration stating that you do not have more than $2500 in short-term loans.
- You must have a stable income that can service your debt and any interest incurred on the debt. You might be required to provide proof of a steady income via bank statements.
- You must have a valid transaction account for periodic withdrawal of the percentage of your income needed to service your debt.
What is the Limit I Can Borrow for an Online Payday Loan in Columbus, Ohio?
In accordance with the laws regulating payday loans in Columbus, OH, you cannot borrow above $1000 from one online payday lender at once. Also, You can take only one payday loan from a lender and cannot apply for subsequent payday loans from a lender until you have paid your outstanding debt from the initial loan. However, you can borrow from different lenders, but the total amount of money borrowed from all lenders must not exceed $2500 at any given time.
Do Online Payday Loans in Columbus, Ohio Attract Extra Charges?
Applying for online payday loans in Columbus, Ohio, does not attract extra charges. It costs just as much as a physical payday loan. They could even cost less than physical payday loans when you factor in the fact that no money is lost on transportation to a payday loan office because you can apply from the comfort of your home.
How Do I Avoid Being Scammed while Applying for Online Payday Loans?
Some internet fraudsters set up fraudulent payday loan websites. These fraudulent websites ask you to input sensitive information, which they can use to hack into your bank account and make unauthorized transactions. Here are some tips that can prevent you from being a victim of internet fraudsters.
- Carefully read through the terms and conditions on the payday loan website before filling any form or divulging any sensitive information.
- Carry out some research on the authenticity of a payday loan website before applying for an online payday loan on that website.
What is the Interest Rate for Online Payday Loans in Columbus, OH?
The Loan Act of Ohio placed the interest rate of payday loans in all cities in Ohio at 28 percent per annum. You’ve probably heard a lot about highly high payday loan interest rates. You need not worry because the rate of payday loans in Columbus, Ohio, is quite reasonable.
No Credit Check Loans
Some traditional financial institutions make a credit check before giving customers a loan. This means that customers without a good credit score are not eligible for loans. The good news is that payday loans in Columbus, Ohio, do not check a customer’s credit score before giving loans. You can get a payday loan as long as you provide evidence that you earn above $1000 monthly.
Payday loans are an easy way to get yourself out of a financial fix. However, it’s easy to get carried away with how simple applying online can be. While applying for payday loans, it’s advisable not to apply for more than you need.