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Fast Payday Loan Lenders near Columbus, OH
Borrow money for your urgent cash needs in Ohio by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Columbus, OH.
Quick Online Payday Loans in Columbus, OH, USA Faxless
Payday Loans Companies in Columbus, OH
Addresses, phone numbers, and reviews of lenders stores working nearby you:
|Company||Address||ZIP code||Phone Number||Ranting||Reviews|
|Check `n Go||1971 E Dublin Granville Rd||43229||(614) 484-4862||4.9||618|
|Advance America||3296 S High St||43207||(614) 449-8160||4.9||191|
|CheckSmart||1255 Parsons Ave||43206||(614) 444-6669||2.8||21|
|Cash Ahead||5660 Kathy Run Ln||43229||(844) 433-5099||3||2|
– companies ratings and reviews are based on their Google Business Profile. Updated October, 2023
– do you want to add, delete or modify your company details? Contact us – firstname.lastname@example.org
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Ohio by Nick Wilson experienced loan officer.
Why Should I Go for an Online Payday Loan in Columbus, OH?
- Speed: Online payday loans are usually fast since they save the customer time. It can take as little as five minutes to apply for a payday loan online.
- Transparency: All the information you would want to know about applications and transactions of online payday loans is available on the Internet. This reduces the likelihood of a customer being cheated by a payday loan company.
- Availability: you can apply for online payday loans at any time of the day. This is because most websites are functional 24/7. Customers can apply even after work hours of the payday loan company.
Requirements for an Online Payday Loan in Columbus, OH
Getting an online payday loan in Columbus, OH, is a seamless process. Notwithstanding, you must meet some criteria to make you eligible for an online payday loan in Columbus, Ohio. They include;
- You should be at least eighteen years of age. Minors are not allowed to take payday loans in Columbus, Ohio.
- You must be a legal resident of Ohio. You can use a contact address as proof.
- You must have a valid email address for confirmation of your loan and future communication.
- You must sign a declaration stating that you do not have more than $2500 in short-term loans.
- You must have a stable income that can service your debt and any interest incurred on the debt. You might be required to provide proof of a steady income via bank statements.
- You must have a valid transaction account for periodic withdrawal of the percentage of your income needed to service your debt.
What is the Limit I Can Borrow for an Online Payday Loan in Columbus, Ohio?
In accordance with the laws regulating payday loans in Columbus, OH, you cannot borrow above $1000 from one online payday lender at once. Also, You can take only one payday loan from a lender and cannot apply for subsequent payday loans from a lender until you have paid your outstanding debt from the initial loan. However, you can borrow from different lenders, but the total amount of money borrowed from all lenders must not exceed $2500 at any given time.
Do Online Payday Loans in Columbus, Ohio Attract Extra Charges?
Applying for online payday loans in Columbus, Ohio, does not attract extra charges. It costs just as much as a physical payday loan. They could even cost less than physical payday loans when you factor in the fact that no money is lost on transportation to a payday loan office because you can apply from the comfort of your home.
How Do I Avoid Being Scammed while Applying for Online Payday Loans?
Some internet fraudsters set up fraudulent payday loan websites. These fraudulent websites ask you to input sensitive information, which they can use to hack into your bank account and make unauthorized transactions. Here are some tips that can prevent you from being a victim of internet fraudsters.
- Carefully read through the terms and conditions on the payday loan website before filling any form or divulging any sensitive information.
- Carry out some research on the authenticity of a payday loan website before applying for an online payday loan on that website.
What is the Interest Rate for Online Payday Loans in Columbus, OH?
The Loan Act of Ohio placed the interest rate of payday loans in all cities in Ohio at 28 percent per annum. You’ve probably heard a lot about highly high payday loan interest rates. You need not worry because the rate of payday loans in Columbus, Ohio, is quite reasonable.
No Credit Check Loans
Some traditional financial institutions make a credit check before giving customers a loan. This means that customers without a good credit score are not eligible for loans. The good news is that payday loans in Columbus, Ohio, do not check a customer’s credit score before giving loans. You can get a payday loan as long as you provide evidence that you earn above $1000 monthly.
Payday loans are an easy way to get yourself out of a financial fix. However, it’s easy to get carried away with how simple applying online can be. While applying for payday loans, it’s advisable not to apply for more than you need.