Get Quick and Easy Access to Local & Same Day Payday Loans in Dayton, OH
Fast Payday Loan Lenders near Dayton, Ohio
Borrow money for your urgent cash needs in Ohio by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Dayton, OH.
Quick Online Payday Loans in Dayton, OH, USA Faxless
Payday Loans Companies in Dayton, OH
Addresses, phone numbers, and reviews of lenders stores working nearby you:
Company
Address
ZIP code
Phone Number
Ranting
Reviews
Eagle Loan
500 W National Rd
45315
(937) 783-1400
4.9
347
Eagle Loan
5808 Wilmington Pike
45459
(937) 761-1787
4.9
267
Advance America
5143 Salem Ave
45426
(937) 783-4544
4.9
179
Advance America
4644 Brandt Pike
45424
(937) 723-8414
5
128
Advance America
5143 Salem Ave
45426
(937) 783-4544
4.9
76
ACE Cash Express
3516 W Siebenthaler Ave
45406
(937) 727-4912
3.9
47
Advance America
2758 Wilmington Pike
45419
(937) 764-1013
4.8
37
Mike Romano – Thrive Mortgage
14 W First St
45402
(937) 740-0025
4.7
32
NCP Finance
205 Sugar Camp Cir
45409
(844) 450-8270
1.8
31
CheckSmart
4212 Linden Ave
45432
(937) 725-7800
2.5
31
Cashland
6375 Chambersburg Rd
45424
(937) 723-4397
2.6
27
Cashland
2933 Linden Ave
45410
(937) 725-0434
4
25
Ohio Loan Co Inc
3028 Salem Ave
45406
(937) 727-5991
2.9
23
Cashland
83 W Dayton-Yellow Springs Rd
45324
(937) 787-2268
3.5
19
OneMain Financial
127 N Springboro Pike
45449
(937) 743-2927
4.2
19
Cashland
322 E National Rd
45377
(937) 745-9190
3.8
17
OneMain Financial
7717 Old Troy Pike
45424
(937) 723-0101
4
16
Cashland
2320-22 E Dorothy Ln
45420
(937) 739-0103
3.4
16
CheckSmart
2930 W Alex Bell Rd
45459
(937) 742-7530
2.7
12
Montana Capital Car Title Loans
3349 Needmore Rd
45414
(937) 770-6229
4.9
12
CheckSmart
5521 Salem Ave
45426
(937) 785-3392
3.4
11
Montana Capital Car Title Loans
5097 N Springboro Pike
45439
(937) 770-6360
5
10
CheckSmart
4064 Wilmington Pike
45440
(937) 729-0500
2.7
9
Lendmark Financial Services LLC
2628 Colonel Glenn Hwy Suite B
45324
(937) 742-8801
2.5
8
Quick Cash Loans
2758 Wilmington Pike
45419
(937) 764-1013
5
8
Online Bad Credit Loans
43 Park Ave
45419
(937) 785-1991
3.9
7
CheckSmart
7687 Old Troy Pike
45424
(937) 723-4988
4.6
5
Urban Payday Loans
262 E Stroop Rd #432
45429
(937) 723-8016
5
4
CheckSmart
2129 Needmore Rd
45414
(937) 756-1450
3
3
Quick Cash Loans
3181 W Siebenthaler Ave
45406
(937) 797-4691
5
3
Dayton Business Loans
1042 W 2nd St
45402
(740) 024-5598
5
1
Direct Loans
6202 Brandt Pike #14R
45424
(855) 528-0235
0
Urban Payday Loans
110 W 2nd St #544
45402
(937) 728-8114
0
Employee Loans
205 Sugar Camp Cir
45409
(844) 450-8270
0
– companies ratings and reviews are based on their Google Business Profile. Updated March, 2023 – do you want to add, delete or modify your company details? Contact us – info@advancesos.com
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Ohio by Nick Wilson experienced loan officer.
Are Payday Loans Legal in Dayton, Ohio?
Due to the predatory nature of some payday lenders, a good number of States have taken to banning the operation of payday loan offices in any city within the state. Regardless of this, payday loans in Dayton, OH, are fully backed by the law, so you do not run the risk of getting into any form of trouble by applying for payday loans in Dayton, Ohio.
What Do I Consider Before Applying for a Payday Loan in Dayton, Ohio?
Before you apply for a payday loan in Dayton, Ohio, you must put some things into consideration. This ensures that you are making the right decision.
You must be sure your income is enough to cover your payday loan before applying for a payday loan in Dayton, Ohio. Since most payday loans give a maximum amount of $1000, your income needs to be at least $1000 so that you do not acquire more debt while trying to clear your debt from a payday loan.
Also, like all other loans, payday loans should be taken only when necessary. If you do not have a financial need that can be considered urgent, then it is not advisable to apply for a payday loan.
Is a Bad Credit Score an Issue While Applying for Payday Loans in Dayton, Ohio?
Payday loans are not like most loans that will ask you for your credit score. They are classified as bad credit loans and are usually the typical choice for people with bad credit scores. To compensate for the irrelevance of a bad credit score, the interest rate for most payday loans is very high.
However, due to the laws regulating payday loans in Dayton, OH, the interest rate of payday loans in this city is low when compared to some others in the United States.
Are There Faxless Payday Loans in Dayton, Ohio?
With the technological advances in the world today, fax machines are fast becoming obsolete. This means that it is becoming more challenging to access a fax machine, and most people these days do not even know how to use a fax machine. Before you apply for a payday loan, you need to determine if the lender requires that you fax any information. If the lender does, you might want to consider taking your application elsewhere because payday loans in Dayton, Ohio, can be faxless.
There are much faster and more accessible alternatives to faxing. You can scan a required document and send it to a payday lender rather than fax the document. Also, most, if not all, documents can be sent by email. This makes fax machines completely unnecessary for payday loan applications these days. It is advisable to use a fax machine if you are trying to get a quick loan as they can hinder your speed.
Can Military Personnel Apply for a Payday Loan in Dayton, Ohio?
Neither military personnel nor their immediate family can apply for a payday loan in Dayton, Ohio. This is in accordance with the Militias Lending Act, which prohibits military personnel from taking payday loans, vehicle title loans, and tax refund loans.
Do Payday Loans in Dayton, Ohio, Have a Cap Rate?
In accordance with the laws regulating payday loans in Dayton, Ohio, the cap rate for interest on payday loans is 28% per annum. When applying for a payday loan in Dayton, Ohio, read through the terms and conditions very carefully to ensure that the interest rate is not above 28% per annum.
How Long Will It Take to Get a Payday Loan in Dayton, Ohio?
To get a payday loan in Dayton, Ohio, a lender needs to approve your application first. After the approval of your application, it typically takes ten minutes to twenty-four hours for your loan to be paid into your checking account. Payday loans in Dayton, Ohio, are pretty fast and ideal for an emergency because you don’t have to spend much time waiting to receive your loan. This puts payday loans ahead of other forms of loans, which can sometimes take months to reach your checking account.
Requirements for Payday Loan Applications in Dayton, Ohio.
Applying for a payday loan in Dayton, Ohio, has some requirements which you must meet. If you don’t, it will lower your chances of receiving a loan. What are some of these requirements, you may be wondering? Here’s a list of the most common ones:
You must be at least 18 years old. Applicants below this age will not receive a loan.
You must have an active checking account.
You must offer a government-issued ID or a social security number.
You must have a phone number and a verifiable email address for confirmation of your payday loan application.
You must earn at least $1000 monthly to guarantee that you can repay your debt from your income.
You must sign a declaration form stating that you do not have more than $2500 in short-term loans.
Amanda is a senior financial copywriter at AdvanceSOS. Amanda has been writing about finance since 2015. She graduated with a Master’s in finance from the University of Oklahoma. As a result, she has a wealth of experience and knowledge to share with her readers.
