Lorain

Payday Loans in Lorain, OH

Payday loans in Lorain, OH, offer a quick way to get cash in less than 24 hours to fix any financial emergency. A cash advance loan is an excellent option for people with bad credit or no credit.

When applying for payday loans, you’ll need to provide your personal and financial details. After accessing this information, the lender will decide whether to offer you the loan or not.

In Ohio, a typical payday loan is up to $1000, and the maximum loan term is 91 days up to one year. You may also get up to $2500 if you apply to multiple different lenders.

The borrower of a payday loan pays back the money on their next payday, and rollovers are prohibited in this state.

Benefits of Payday Loans in Lorain, OH

Applying for payday loans in Lorain, OH, comes with a bucket load of good tidings. These include:

  1. A hassle-free process – Applying for payday loans in Lorain is stress-free. Technology has made the application quick and convenient. With just a touch of a button, the lender can deposit the money into your account.
  2. Available for people with poor credit – Even if you have a bad credit history, you can still get a payday loan.
  3. Quick access to cash – You can get the money on the same day or within a single business day.
  4. The money can help you cover whatever purpose you choose – Whatever financial needs you want to fix, you can do that with payday loans.

How to Get Payday Loans in Lorain, OH

AdvanceSOS has made it easy for you to get payday loans in Lorain, OH. You just need to click on the ‘get started’ button, fill out the form, and submit your information. The lender will make a quick decision and deposit the money into your account in about 24 hours if you meet all the requirements.

Applying online takes less than 60 seconds; and, in one to two minutes, the lender approves the loan. This service is available 24/7, and approval is quick even for borrowers with bad credit. Our platform ensures sufficient safety and protection of your personal information.

You may also decide to apply offline. This involves visiting a physical storefront, which can be time-consuming, and you only get service when the storefront is open.

Requirements for Payday Loans in Lorain, OH

To get a payday loan in Lorain, Ohio, you need to:

  • Be a U.S. citizen and resident of Lorain, OH
  • Have a stable income that proves that you can repay the loan
  • Possess a bank checking account
  • Be 18 years of age or older
  • Have valid identification documents, such as a driver’s license or an ID

APR and Fees

The cost of borrowing payday loans can go through the roof. Most lenders charge high fees to compensate for the high risk of default.

However, some states have regulated these fees one of which is Ohio. The maximum APR in Ohio is 28%, and the finance charges are also 28%. You may also incur other fees. This cost of borrowing is relatively fair compared to some other states where the APR can go over 600%.

How We Can Help

AdvanceSOS matches your application with reputable and licensed direct lenders and lending partners. You can compare the terms and conditions of different lenders and pick the one that works best for you. We guarantee the confidentiality of the information you provide when applying for payday loans in Ohio.

ATM Locations in Lorain, OH

ATM Location
Fifth Third Bank ATM 557 Broadway, Lorain, OH 44052
US Bank ATM 4380 N Leavitt Rd, Lorain, OH 44053
Cardtronics ATM 1161 N Ridge Rd, Lorain, OH 44055
Cardtronics 3230 Oberlin Ave, Lorain, OH 44053
ATM 5411 N Leavitt Rd, Lorain, OH 44053
KeyBank ATM 7582 Oak Point Rd, Lorain, OH 44053
Cardtronics ATM 4819 Broadway, Lorain, OH 44052
Cardtronics ATM 500 E Erie Ave, Lorain, OH 44052
Cardtronics ATM 2239 N Leavitt Rd, Lorain, OH 44052
Cardtronics ATM 3054 N Leavitt Rd, Lorain, OH 44052
Cardtronics ATM 2806 Grove Ave, Lorain, OH 44055
Fifth third bank 557 Broadway, Lorain, OH 44052
Cardtronics ATM 2802 Broadway, Lorain, OH 44055
Cardtronics ATM 8000 Oak Point Rd, Amherst, OH 44001
Huntington Bank ATM 5411 N Leavitt Rd, Lorain, OH 44053
Huntington Bank 4200 Oberlin Ave, Lorain, OH 44053
ATM (Sunoco) 3105 Oberlin Ave
ATM (Chase Bank) 1949 Broadway
ATM 557 Broadway, Lorain, OH 44052
Cardtronics ATM 170 Sheffield Center, Lorain, OH 44055
Fifth Third Bank ATM 557 Broadway, Lorain, OH 44052


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