Fast Payday Loan Lenders near Marion, OH
Borrow money for your urgent cash needs in Ohio by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Marion, OH.
Quick Online Payday Loans in Marion, OH, USA Faxless
Why Should I Choose Short-Term Online Loans at AdvanceSOS?
1. Quick All-in Application
Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.
2. Flexible Terms: Unemployment & Bad Credit OK
Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.
Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Keep in mind the maximum sum you can get depends on payday loans laws in your state. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.
3. Trusted Loans with a Reliable Licensed Lender
We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.
How to Apply for a Payday Loan Online?
Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!
Step 1 – Make an Application
Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).
Step 2 – Decision & Approval
Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.
Step 3 – Receive Money Within 24 Hours
Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.
Payday Loans Companies in Marion, OH
Addresses, phone numbers, and reviews of lenders stores working nearby you:
|Company||Address||ZIP code||Phone Number||Ranting||Reviews|
|Advance America||1312 Mt Vernon Ave Suite #4||43302||(740) 389-2090||5||536|
|Mariner Finance||140 McMahan Blvd||43302||(740) 692-7424||4.6||37|
|Cashland||1299 Mt Vernon Ave||43302||(740) 725-1311||2.3||34|
|OneMain Financial||163 Edgefield Blvd||43302||(740) 389-6325||3.1||18|
|CheckSmart||134 McMahan Blvd||43302||(740) 389-2097||3.9||7|
|Speedy Payday Loans||162 W Center St #435||43302||(740) 327-5357||5||6|
|SAM Self-Service Check Cashing||887 E Center St||43302||(478) 461-1425||5||4|
|Lendmark Financial Services LLC||1330 Mt Vernon Ave||43302||(740) 389-5427||4||1|
|Ohio Title Loans||157 S State St||43302||(740) 379-3774||0||0|
|Main Street Financial||236 N Main St||43302||(740) 387-3684||0||0|
– companies ratings and reviews are based on their Google Business Profile. Updated July, 2022
– do you want to add, delete or modify your company details? Contact us – [email protected]
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Ohio by Nick Wilson experienced loan officer.
What Will You Need?
While the process of getting payday loans online is simple, you need to meet certain conditions. Here’s is what you need to access payday loans in Marion, Ohio.
- Be of the legal age, 18 years and above. It’s illegal to lend money to a minor in the US.
- Be a US citizen and a resident of Marion, Ohio.
- Have a stable income source, earning at least $1,000 monthly. You must prove that you can repay the loan as agreed.
- Have an active checking or saving account.
- Have an email address and phone number.
How Much Can You Borrow?
The maximum amount you can access through a single online payday loan in Marion, Ohio, is $1,000. This is according to regulations set by the state of Ohio.
However, this doesn’t mean you are hand-tied for only that amount. If your income allows, and you meet other loan requirements, you can still borrow additional small loans from a different lender, provided you don’t exceed the $2,500 payday loan maximum limit.
How Fast Do You Get Your Money?
If you need some instant cash, payday loans in Marion, Ohio, offer exactly that. After your application, the lender will go through the application to validate your information. Most lenders will deposit the funds in the account you gave them within a few hours if you qualify.
However, sometimes you’ll have to wait until the next business day. This is especially if you submitted your application after regular business hours. So, when they say it’s quick cash, you can be confident that they mean so.
Payday Loans APR and Fee
This is one area you must be very keen on before signing that loan agreement. While some states have put a cap on interest rates and finance charges, not all have done so. Therefore, ensure you do your due diligence to avoid being exploited.
Luckily, Ohio is one of those states that have capped the interest rates that lenders can charge. And Marion city also follows the same regulations. The city has set a cap for the interest on payday loans at 28% per year. Both the APR and fees cannot exceed 60% of the principal amount.
Regulations Surrounding Payday Loans in Marion, Ohio
With the number of Americans taking payday loans on the rise and the number of lenders also ballooning, most states have created regulations to control the industry. These regulations offer protection to both the borrowers and lenders. They include:
- A maximum APR of 28%
- The maximum loan repayment period is one year, with a minimum of 91 days.
- You can only borrow $1,000 per loan at a time, with a max of four loans a year.
- Lenders are obliged to provide full disclosure about the loan agreement.
- The cooling-off period is three months (90 days).
- Your maximum debt should be below $2,500 before you get a payday loan.
Payday Loan Alternatives
Sometimes you really need a quick financial fix but cannot qualify for a Payday loan. Here are some of the payday loan alternatives that you can consider:
- Title loans
- Bad Credit loan
- Cash advances
- Credit Union loans
- Lending Saccos
While the situation at hand might not allow you enough time to research the best lenders, it’s advisable to do it. This way, you don’t end up in the wrong hands or getting a raw deal.
There are more than enough lenders online and offline to grant you the loan. So, take your time to evaluate them. Luckily, we have researched for you, and you can check out the lenders we recommend in Marion, Ohio.
Bad Credit Loans
If you are worried about your bad credit ratings, you don’t need to. Even with poor ratings, you can still access advance payday loans in Marion, Ohio. Some of these lenders will not even bother checking your credit score.
As long as your income flow permits it, and you’re not too much in debt, you can get the loan. You can even use these payday loans to get back on the right credit scorebooks.
What are Title Loans?
When you need more funding, title loans can come in handy. These are loans offered, with your car title as the collateral or guarantee.
The good thing with title loans is that you can get higher loan amounts, and they also don’t need to check your credit score. Also, this type of loan will give you a more extended loan repayment period.
Are Payday Loans for Unemployed in Marion, Ohio?
Undoubtedly yes! If you need a payday loan but are unemployed, that isn’t a big issue. Payday loan lenders in Marion, Ohio, need you just to have a stable income source – meaning that you can pay them back their money.
If you have proof of other verifiable income sources, you can undoubtedly apply and get payday loans in Marion, Ohio.
Getting legit payday loans in Marion, Ohio, isn’t that hard. However, always ensure that you have all the necessary information about the lender. Our platform helps ensure that you don’t get your information to the wrong individuals.
We have gone into great depths to ensure that you get services only from the right service provider. Your financial emergency doesn’t have to drain your last drop of energy.