Get Quick and Easy Access to Local & Same Day Payday Loans in Newark, OH

Payday loans in Newark OH

Fast Payday Loan Lenders near Newark, OH

Borrow money for your urgent cash needs in Ohio by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Newark, OH.

Quick Online Payday Loans in Newark, OH, USA Faxless

Apply for a Fast Payday Loan Online

I read and agree to Terms, Rates, Privacy Policy, before submitting a loan request.

Why Should I Choose Short-Term Online Loans at AdvanceSOS?

1. Quick All-in Application

Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.

2. Flexible Terms: Unemployment & Bad Credit OK

Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.

Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Keep in mind the maximum sum you can get depends on payday loans laws in your state. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.

3. Trusted Loans with a Reliable Licensed Lender

We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.

Apply for a Fast Payday Loan Online

I read and agree to Terms, Rates, Privacy Policy, before submitting a loan request.

How to Apply for a Payday Loan Online?

Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!

Step 1 – Make an Application

Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).

Step 2 – Decision & Approval

Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.

Step 3 – Receive Money Within 24 Hours

Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.

Payday Loans Companies in Newark, OH

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
Advance America 1259 Log Pond Dr 43055 (740) 036-2083 4.9 147
Advance America 3267 Maple Ave #6 43701 (740) 045-2630 5 103
Mariner Finance 1125 Hebron Rd Suite A 43056 (740) 052-2222 4.8 33
OneMain Financial 623 Hebron Rd 43056 (740) 052-8151 3.8 22
Equity Resources, Inc. 25 S Park Pl 43055 (740) 034-7082 4.4 17
CheckSmart 801 Hebron Rd 43056 (740) 078-8631 2.8 14
CheckSmart 1069 Linden Ave 43701 (740) 045-7720 3.7 9
CheckSmart 7113 E Main St 43068 (614) 475-1314 2.3 4
Montana Capital Car Title Loans 32 S 30th St 43055 (740) 066-8397 5 1
Payday Loans 445 Piney Creek Dr 43004 (614) 490-4229 0 0

– companies ratings and reviews are based on their Google Business Profile. Updated July, 2022
– do you want to add, delete or modify your company details? Contact us – [email protected]

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Ohio by Nick Wilson experienced loan officer.

What Do I Need to Apply?

Unlike traditional bank loans, payday loans in Newark, Ohio, don’t demand much. Just fulfill the following simple requirements, and you are eligible for a loan.

  • Be 18 years and above.
  • Have a stable stream of income, earning $1,000 or more
  • Be a US citizen residing in Newark, Ohio
  • An active savings or checking account
  • Provide a phone number and an email address

These details will help the lender determine whether you qualify for the loan and how much money they can lend to you.

How Much Can I Borrow?

Now that you have all the documents ready for the loan application, how much do you qualify for? What’s the maximum you can get?

Well, firstly, the state of Ohio has set a maximum limit for all payday loans at $1,000. This means that no matter how good your income looks, lenders cannot give you above $1,000 for a single loan. However, you are not forbidden to borrow another loan from a different lender.

How Fast Do you Get the Money?

As fast as a few hours! That’s right. Some lenders will work pretty quickly to ensure that you have the money as fast as possible.

If they don’t deposit the money into your account the same day, it will be there by the next business day. However, you must ensure to provide all the correct documents promptly for faster transactions. When they say it’s instant cash, these lenders guarantee just that!

APR and Fees for Payday Loans in Newark, Ohio

Most payday loan lenders in other states charge an average APR of above 400% annually. However, due to the new regulations set by Ohio State, no lender across the state should charge more than 28% a year.

In Newark, Ohio, a payday loan will attract a maximum APR of 28% and a finance charge of 28%. Both these charges should never exceed 60% of the total principal loan. This makes payday loans in Newark, Ohio, one of the best quick cash solutions.

Regulations Surrounding Payday Loans in Newark, Ohio

Every state across the US has different regulations governing the operations of these payday loans. Recently Ohio enacted several new rules that mainly aimed to curb activities of unethical lenders.

These are the regulations that lenders and borrowers in Newark, Ohio, follow.

  • The maximum loan limit for a single payday loan is $1,000
  • All payday loans have a maximum term limit of one year
  • The minimum loan term is 91 days
  • No borrowing beyond $2,500 at a time
  • Full disclosure of the loan agreement to the borrower
  • There is a cooling period of 90 days (three months)

Payday Loan Alternatives in Newark

Although payday loans are a quick solution, the amount they offer might not cover your emergency fully. Also, due to the high APRs, it’s not advisable to take too many payday loans.

If this is you, you need some alternatives. Installment loans and title loans are some of the most readily available options. These not only offer you a chance for higher cash amounts but are also given a much extended period to pay back the loan.

Research well to see which one fits you best.

Bad Credit Loans

In case your credit score isn’t all attractive, there’s no need to panic. Payday loan lenders don’t need to check your credit score for loan approval. In fact, what most of them need is to be sure that you can pay them back their money plus the interest.

So, if you can prove to have a stable income stream, you are suitable for payday loans in Newark, Ohio. The only drawback here is that the interest rates are higher than that of regular bank loans.

What are Title Loans?

Title loans are simply loans offered by lenders, in exchange for your car title, as collateral. This means that the lender will hold on to your car title until you can repay the money plus the agreed interest.

While title loans will also fall under small loans, they tend to offer more substantial amounts and longer repayment schedules. But, if you cannot pay back their money, you can be sure to lose your car.

How to Get Legit Payday Loans in Newark, Ohio

Connecting with the right payday loan lender is crucial. Remember, there are still some lenders who are out there to milk you dry.

At, we do the hard work for you. We do in-depth research on each lender before recommending them to you. All you need is to fill in the application form on our website and be sure to receive the best service.


Taking Payday loans in Newark, Ohio, is an excellent way to sort out your emergency cash advance needs. But always make sure to seek the services of reputable lenders. This way, you can minimize your chances of getting disappointed.

You don’t want to get into a deeper hole than you are in now.

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