Sidney

Payday Loans in Sydney, OH

Anyone can get into a financial hotspot, even those with a stable income source. Sometimes, an emergency occurs when you’re strapped, and you need instant cash immediately and without questions.

Payday loans are the perfect fit for such situations. After applying for a payday loan, you can even receive the money in less than 20 minutes.

Ohio is among the 37 states that have allowed payday lending. Therefore, if you are a resident of Sydney, OH, you can borrow this cash advance to fix your short-term financial needs. To obtain payday loans in Ohio, you only need to fulfill a few requirements.

Benefits of Payday Loans in Sydney, OH

Here are some of the advantages of borrowing payday loans in Sydney, OH:

  • You can borrow this small-dollar loan even with bad credit – If you have poor credit ratings, the possibility of getting another form of loan from a bank is limited. However, with payday loans, your credit score is not a significant determinant of whether you’ll be given the loan or not.
  • You’re free to use the cash for whatever purpose you want – Is your car broken down? Do you want to go on a short vacation? Have you run out of groceries? Are your utility bills piling up? No problem! Payday loans can help you sort all kinds of financial needs.
  • You’ll get cash fast – When applying for a loan from a traditional lender, chances are you’ll need to wait for days or weeks to receive the cash. Payday loans are disbursed immediately or within one business day.
  • Simple application process – When applying online, you simply need to fill out a form and submit it using a device connected to the internet. If you have fulfilled all the requirements and consent to the loan agreement, the lender will deposit the money into your account.

How to Get Payday Loans in Sydney, OH

If you’re in a financial crisis, what is the process for obtaining payday loans in Sydney, OH? Just like with any other decisions, you’re the one to take the first step.

There are two main options for applying for payday loans in Sydney, OH you can choose to either apply online or go to a storefront lender.

Visiting a lender’s office may seem like a quick option, especially if the storefront is near you. However, you may have to wait in line if numerous customers are also waiting for a similar service, and you would only be able to visit during working hours.

The online option, on the other hand, is quick and easy. With just a smartphone, PC, or any other device connected to the internet, you can obtain cash wherever you are and at any time.

Requirements for Payday Loans in Sydney, OH

To obtain payday loans in Sydney, OH, you must first qualify to receive one. Qualification is determined by the following:

  • You should be 18 years or over. It’s illegal to lend to someone below legal age in the U.S.
  • Have valid identification documents, such as an ID or a driver’s license
  • Be a legal resident of Sydney, OH
  • Have a valid email address and phone number
  • Have a stable source of income, earning no less than $1000
  • Some lenders may require your social security number and an active checking account
  • Must not be a debtor in a bankruptcy

APR and Fees

Just like with any other loan type, applying for payday loans incurs fees. The maximum APR for payday loans is 28% in Ohio, and the finance charge is also 28%.

Ohio has a maximum payday loan amount of $1000, but you can get up to $2500 if you apply with multiple different lenders. Rollovers are prohibited according to Ohio state laws.

How We Can Help

When applying for payday loans online, you need to be cautious about where to look. Not every payday lender is a genuine one some are just out to rip you off.

As a protection initiative from such unscrupulous lenders, AdvanceSOS has created a database of reputable loan companies to work with. So, if you click to get started, fill out the form, and submit your information, you can be sure that the lender that will contact you is well-vetted and genuine.

ATM Locations in Sidney, OH

ATM Location
Fifth Third Bank ATM 2300 W Michigan St, Sidney, OH 45365
U.S. Bank ATM 915 Michigan St
PNC Bank ATM 2221 W Michigan St, Sidney, OH 45365
Cardtronics ATM 1400 Michigan St, Sidney, OH 45365
Cardtronics ATM 1206 Michigan St, Sidney, OH 45365
Minster Bank – Sidney ATM 117 W Russell Rd, Sidney, OH 45365
ATM 1529 Michigan St, Sidney, OH 45365
ATM 525 E North St, Sidney, OH 45365
ATM 2300 W Michigan St, Sidney, OH 45365
U.S. Bank ATM 915 Michigan St, Sidney, OH 45365
Chase Bank 134 E Poplar St, Sidney, OH 45365
U.S. Bank ATM – Northtown 1222 Wapakoneta Ave, Sidney, OH 45365
ATM (Us Bank) 115 E Court St
Chase Bank 2030 W Michigan St, Sidney, OH 45365
Mutual Federal 121 S Ohio Ave, Sidney, OH 45365
Chase ATM 134 E Poplar St, Sidney, OH 45365
Universal 1 Credit Union ATM 2835 Michigan St, W Michigan St, Sidney, OH 45365
PNC Bank 2221 W Michigan St, Sidney, OH 45365
Minster Bank – Sidney Office 607 Defiance St, Wapakoneta, OH 45895
Mutual Federal 2601 W Michigan St, Sidney, OH 45365
Universal 1 Credit Union 2835 Michigan St, W Michigan St, Sidney, OH 45365


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