Springboro

Payday Loans in Springboro, OH

When you need money urgently and have a good credit history, finding a quick solution from different lenders is easy. However, when your credit has seen better days, the story is different.

Thankfully, payday loans come in to save the day for such borrowers. Having bad credit doesn’t stop you from getting payday loans in Ohio.

According to the state of Ohio, you can get up to $1000 in payday loans from one lender and a maximum of $2500 from multiple different lenders. Thus, this short-term loan can help you sort out all of your small-dollar needs.

Benefits of Payday Loans in Springboro, OH

Payday loans in Springboro, OH, have many advantages, including:

  • Stress-free qualification – Payday loan requirements aren’t as numerous as those asked for when applying for other loans.
  • Access to instant cash – An essential characteristic of payday loans is quick processing and approval. If approved for the loan, the money is deposited into your account within minutes, later on the same day, or within 24 hours.
  • No credit checks – Payday lenders don’t consider your credit history before giving you this cash advance loan.
  • No restrictions on how you spend the cash – When applying for payday loans, you don’t have to explain to the lender how you intend to spend the money that they will disburse to you.

How to Get Payday Loans in Springboro, OH

The two main ways to apply for payday loans in Springboro, OH, are to either visit a physical store or apply online. While you may negotiate a better deal physically, visiting the local lender storefront comes with a few disadvantages.

First, you can only visit it when it is actually open. If you don’t know their working hours schedule, you may try to stop by only to find them closed.

Second, you may find a line ahead of you. If the storefront has numerous customers waiting for the same service, you will have to wait until it’s your turn.

These disadvantages are not present if you choose the online option. All you need is a device like a smartphone, a Mac, a tablet, or a PC that can connect to the internet. With just a few clicks of a button, you’ll have the cash in your account and can fix all your financial needs.

Requirements for Payday Loans in Springboro, OH

Like when applying for other loans, you must meet a few requirements when applying for payday loans in Springboro, OH. A few of these requirements include:

  1. Be over 18 years of age
  2. Verify your identity with a valid ID or driver’s license
  3. Live in Springboro, OH, and be a resident and citizen of the U.S.
  4. Have a verifiable and stable source of income that earns you no less than $1000
  5. Have steady income for three months in the last 12 months
  6. Additionally, some lenders may require you to have a social security number and an active checking account.

APR and Fees

Payday loans are characterized by high levels of defaulting. This occurs mainly because lenders offer loans to high-risk customers with no credit or with bad credit history. Therefore, they charge high fees to compensate for the high risks.

In Ohio, the APR is 28%, and the finance charge is also 28%. The loan is also subject to other fees, including loan origination fees and maintenance fees.

How We Can Help

AdvanceSOS created this platform to help borrowers connect with legitimate payday lenders and lending partners. You can use it to apply for payday loans and be assured of protection from predatory lending and loan sharks who only aim to rip you off.

Just click on the ‘get started’ button, fill out the form with your personal and financial details, and submit your information. Your details remain confidential and cannot be accessed by any third party.

ATM Locations in Springboro, OH

ATM Location
Fifth Third Bank ATM 790 Gardner Rd, Springboro, OH 45066
ATM (Huntington National Bank) 736 N Main St, Springboro, OH 45066
PNC Bank ATM 945 W Central Ave, Springboro, OH 45066
U.S. Bank ATM 20 N Main St, Springboro, OH 45066
Cardtronics ATM 725 W Central Ave, Springboro, OH 45066
PNC ATM 301 W Central Ave, Springboro, OH 45066
ATM 301 W Central Ave, Springboro, OH 45066
Huntington Bank 736 N Main St, Springboro, OH 45066
PNC Bank ATM 650 N Main St, Springboro, OH 45066
PNC Bank ATM 650 N Main St, Springboro, OH 45066
ATM (Key Bank) 690 N Main St, Springboro, OH 45066
ATM 725 W Central Ave, Springboro, OH 45066
ATM 95 Edgebrooke Dr, Springboro, OH 45066
ATM 15 Springwood Dr, Springboro, OH 45066
Cardtronics ATM 1200 E 2nd St, Edmond, OK 73034
Chase ATM 15 Springwood Dr, Springboro, OH 45066
ATM 301 W Central Ave, Springboro, OH 45066
KeyBank 690 N Main St, Springboro, OH 45066
LCNB National Bank 525 W Central Ave, Springboro, OH 45066
First Financial Bank 260 W Central Ave, Springboro, OH 45066
Fifth Third Bank ATM 790 Gardner Rd, Springboro, OH 45066


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