Get Quick and Easy Access to Local & Same Day Payday Loans in Xenia, OH
Fast Payday Loan Lenders near Xenia, Ohio
Borrow money for your urgent cash needs in Ohio by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Xenia, OH.
Quick Online Payday Loans in Xenia, OH, USA Faxless
How to Apply for a Payday Loan Online in Xenia, OH?
Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!
Step 1 – Make an Application
Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).
Step 2 – Decision & Approval
Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.
Step 3 – Receive Money Within 24 Hours
Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.
Payday Loans Companies in Xenia, OH
Addresses, phone numbers, and reviews of lenders stores working nearby you:
Company
Address
ZIP code
Phone Number
Rating
Reviews
Advance America
1880 S Maple Ave
45324
(937) 787-0791
4.9
179
Mariner Finance
1273 N Fairfield Rd
45432
(937) 732-4400
4.9
75
ACE Cash Express
3516 W Siebenthaler Ave
45406
(937) 727-4912
3.9
47
Advance America
2758 Wilmington Pike
45419
(937) 764-1013
4.8
37
CheckSmart
4212 Linden Ave
45432
(937) 725-7800
2.5
31
Loan Star Pawn Shop
69 E Main St
45385
(937) 737-3344
3.5
26
Mariner Finance
1005 N Bechtle Ave
45504
(937) 732-9180
4.1
21
Cashland
83 W Dayton-Yellow Springs Rd
45324
(937) 787-2268
3.5
19
CheckSmart
2000 S Limestone St
45505
(937) 732-9111
3.8
16
CheckSmart
2600 E Main St
45503
(937) 732-4000
3.2
15
Fifth Third Bank & ATM
100 W Main St
45385
(937) 737-7641
3.6
14
CheckSmart
2930 W Alex Bell Rd
45459
(937) 742-7530
2.7
12
CheckSmart
397 W Main St
45385
(937) 737-8018
3.8
10
CheckSmart
4064 Wilmington Pike
45440
(937) 729-0500
2.7
9
Quick Cash Loans
2758 Wilmington Pike
45419
(937) 764-1013
5
8
Urban Payday Loans
262 E Stroop Rd #432
45429
(937) 723-8016
5
4
CheckSmart
2129 Needmore Rd
45414
(937) 756-1450
3
3
Kroger Money Services
1700 W Park Square
45385
(937) 737-7962
0
0
First American Cash Advance
1637 E US Hwy 36 Suite 4
43078
(937) 765-8387
0
0
Urban Payday Loans
110 W 2nd St #544
45402
(937) 728-8114
0
0
– companies ratings and reviews are based on their Google Business Profile. Updated October, 2023 – do you want to add, delete or modify your company details? Contact us – info@advancesos.com
Use Google Maps to Find Loan Places Near Your Locaiton
Do you want to learn more? Check the video about payday loans in Ohio by Nick Wilson experienced loan officer.
Benefits of Payday Loans in Xenia, OH
What are the pros of taking out payday loans in Xenia, OH?
Borrowers don’t need to have a good credit history to get them – The credit history of the borrower doesn’t matter. What matters the most is the ability to repay the loan.
The use of the money is not restricted to any particular purpose – A borrower doesn’t have to elaborate on how they will use the cash. They can use it for whatever purpose they please.
Access to instant cash – When in an emergency, borrowers need a lender to give them the money as quickly as possible. Most bank loans may take a little longer before the lender disburses the cash. Therefore, payday loans are the ideal option for emergencies.
The application process is quick and straightforward – Applying for payday loans can take less than 5 minutes.
Loan approval is quick– If you have all the documentation required, the lender can deposit the money into your account within minutes. And, if that doesn’t happen, you can be sure that the approval will not take any longer than one business day.
Fewer requirements compared to other loans – Compared to other loans, payday loan requirements are fewer.
How to Get Payday Loans in Xenia, OH
If you want payday loans in Xenia, OH, you can apply for them online or physically. The online option is quick and convenient, and AdvanceSOS has even made the process more swift and secure. We have a collection of legitimate loan companies in Ohio, that can offer small dollar loans:
For those that prefer to visit a local lender, the application process is the same. However, you must arrive at their office during working hours to get the loan.
Requirements for Payday Loans in Xenia, OH
When applying for payday loans in Xenia, OH, you must fulfill the following requirements:
Must be 18 years or older
Verify your identity with an ID or a driver’s license
Proof of the ability to repay the loan with pay stubs or another similar document
Be a resident of Xenia, OH
Have a checking bank account
Have a valid email address and phone number
Some lenders ask for the social security number
APR and Fees
Payday loans have some downsides, though. The main one is the high cost of borrowing. Due to their high risk of default, lenders charge high interest rates.
Luckily, in most states where payday lending is legal, the cost of borrowing is also regulated. According to Ohio laws, the APR is 28%, and the finance charge is 28%, too. The borrower is also charged other fees like maintenance fees and loan origination fees.
How We Can Help
AdvanceSOS offers borrowers protection against unscrupulous lenders. Our platform has created a database of licensed and legitimate payday lenders. Therefore, if you apply for a loan through our platform, you can rest assured that the lender you connect with is reputable and well-vetted.
To get started, just click on the button, provide the financial and personal details required, and hit submit. The lender will get in touch and provide a loan agreement for you to sign. Be sure to read over all details, and if everything sounds good, go ahead and sign.
