Get Quick and Easy Access to Offline & Online Payday Loans in Xenia, OH

Payday loans in Xenia OH

Fast Payday Loan Lenders near Xenia, Ohio

Borrow money for your urgent cash needs in Ohio by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Xenia, OH.

Quick Online Payday Loans in Xenia, OH, USA Faxless


Apply for a Fast Payday Loan Online

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Why Should I Choose Short-Term Online Loans at AdvanceSOS?

1. Quick All-in Application for Many Lenders

Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.

2. Flexible Terms: Unemployment & Bad Credit OK

Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.

Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.

3. Trusted Loans with Reliable Licensed Lenders Only

We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.


Apply for a Fast Payday Loan Online

Apply for a Fast Payday Loan Online


How to Apply for a Payday Loan Online in Xenia, OH?

Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!

Step 1 – Make an Application

Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).

Step 2 – Decision & Approval

Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.

Step 3 – Receive Money Within 24 Hours

Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.

Payday Loans Companies in Xenia, OH

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Rating Reviews
Advance America 1880 S Maple Ave 45324 (937) 787-0791 4.9 179
Mariner Finance 1273 N Fairfield Rd 45432 (937) 732-4400 4.9 75
ACE Cash Express 3516 W Siebenthaler Ave 45406 (937) 727-4912 3.9 47
Advance America 2758 Wilmington Pike 45419 (937) 764-1013 4.8 37
CheckSmart 4212 Linden Ave 45432 (937) 725-7800 2.5 31
Loan Star Pawn Shop 69 E Main St 45385 (937) 737-3344 3.5 26
Mariner Finance 1005 N Bechtle Ave 45504 (937) 732-9180 4.1 21
Cashland 83 W Dayton-Yellow Springs Rd 45324 (937) 787-2268 3.5 19
CheckSmart 2000 S Limestone St 45505 (937) 732-9111 3.8 16
CheckSmart 2600 E Main St 45503 (937) 732-4000 3.2 15
Fifth Third Bank & ATM 100 W Main St 45385 (937) 737-7641 3.6 14
CheckSmart 2930 W Alex Bell Rd 45459 (937) 742-7530 2.7 12
CheckSmart 397 W Main St 45385 (937) 737-8018 3.8 10
CheckSmart 4064 Wilmington Pike 45440 (937) 729-0500 2.7 9
Quick Cash Loans 2758 Wilmington Pike 45419 (937) 764-1013 5 8
Urban Payday Loans 262 E Stroop Rd #432 45429 (937) 723-8016 5 4
CheckSmart 2129 Needmore Rd 45414 (937) 756-1450 3 3
Kroger Money Services 1700 W Park Square 45385 (937) 737-7962 0 0
First American Cash Advance 1637 E US Hwy 36 Suite 4 43078 (937) 765-8387 0 0
Urban Payday Loans 110 W 2nd St #544 45402 (937) 728-8114 0 0

– companies ratings and reviews are based on their Google Business Profile. Updated January, 2022
– do you want to add, delete or modify your company details? Contact us – info@advancesos.com

Use Google Maps to Find Loan Places Near Your Locaiton

Do you want to learn more? Check the video about payday loans in Ohio by Nick Wilson experienced loan officer.

Benefits of Payday Loans in Xenia, OH

What are the pros of taking out payday loans in Xenia, OH?

  1. Borrowers don’t need to have a good credit history to get them – The credit history of the borrower doesn’t matter. What matters the most is the ability to repay the loan.
  2. The use of the money is not restricted to any particular purpose – A borrower doesn’t have to elaborate on how they will use the cash. They can use it for whatever purpose they please.
  3. Access to instant cash – When in an emergency, borrowers need a lender to give them the money as quickly as possible. Most bank loans may take a little longer before the lender disburses the cash. Therefore, payday loans are the ideal option for emergencies.
  4. The application process is quick and straightforward – Applying for payday loans can take less than 5 minutes.
  5. Loan approval is quick – If you have all the documentation required, the lender can deposit the money into your account within minutes. And, if that doesn’t happen, you can be sure that the approval will not take any longer than one business day.
  6. Fewer requirements compared to other loans – Compared to other loans, payday loan requirements are fewer.

How to Get Payday Loans in Xenia, OH

If you want payday loans in Xenia, OH, you can apply for them online or physically. The online option is quick and convenient, and AdvanceSOS has even made the process more swift and secure. We have a collection of legitimate loan companies in Ohio, that can offer you excellent services.

For those that prefer to visit a local lender, the application process is the same. However, you must arrive at their office during working hours to get the loan.

Requirements for Payday Loans in Xenia, OH

When applying for payday loans in Xenia, OH, you must fulfill the following requirements:

  • Must be 18 years or older
  • Verify your identity with an ID or a driver’s license
  • Proof of the ability to repay the loan with pay stubs or another similar document
  • Be a resident of Xenia, OH
  • Have a checking bank account
  • Have a valid email address and phone number
  • Some lenders ask for the social security number

APR and Fees

Payday loans have some downsides, though. The main one is the high cost of borrowing. Due to their high risk of default, lenders charge high interest rates.

Luckily, in most states where payday lending is legal, the cost of borrowing is also regulated. According to Ohio laws, the APR is 28%, and the finance charge is 28%, too. The borrower is also charged other fees like maintenance fees and loan origination fees.

How We Can Help

AdvanceSOS offers borrowers protection against unscrupulous lenders. Our platform has created a database of licensed and legitimate payday lenders. Therefore, if you apply for a loan through our platform, you can rest assured that the lender you connect with is reputable and well-vetted.

To get started, just click on the button, provide the financial and personal details required, and hit submit. The lender will get in touch and provide a loan agreement for you to sign. Be sure to read over all details, and if everything sounds good, go ahead and sign.

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