Fast Payday Loan Lenders near Youngstown, OH
Borrow money for your urgent cash needs in Ohio by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Youngstown, OH.
Quick Online Payday Loans in Youngstown, OH, USA Faxless
256-bit SSL secured online form (your data is protected)
Why Should I Choose Short-Term Online Loans at AdvanceSOS?
1. Quick All-in Application for Many Lenders
Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.
2. Flexible Terms: Unemployment & Bad Credit OK
Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.
Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Keep in mind the maximum sum you can get depends on payday loans laws in your state. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.
3. Trusted Loans with Reliable Licensed Lenders Only
We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.
Apply for a Fast Payday Loan Online
How to Apply for a Payday Loan Online?
Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!
Step 1 – Make an Application
Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).
Step 2 – Decision & Approval
Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.
Step 3 – Receive Money Within 24 Hours
Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.
Payday Loans Companies in Youngstown, OH
Addresses, phone numbers, and reviews of lenders stores working nearby you:
|Company||Address||ZIP code||Phone Number||Ranting||Reviews|
|Check `n Go||1600 S Raccoon Rd UNIT 3||44515||(330) 079-8500||5||447|
|Advance America||5963 South Ave||44512||(330) 062-8687||5||153|
|Eagle Loan||224 Boardman-Canfield Rd||44512||(330) 077-8281||4.8||123|
|Advance America||3105 Belmont Ave||44505||(330) 075-4628||4.9||110|
|Advance America||1698 S Raccoon Rd UNIT 7||44515||(330) 027-3583||4.8||88|
|ACE Cash Express||3029 Belmont Ave||44505||(330) 075-0916||4.8||76|
|ACE Cash Express||2550 1/2 Market St||44507||(330) 078-2337||4.7||76|
|Mariner Finance||1393 Boardman-Canfield Rd Suite H-1||44512||(330) 033-7246||4.4||61|
|ACE Cash Express||3306 Mahoning Ave||44509||(330) 079-6808||4.4||43|
|ACE Cash Express||4040 Youngstown-Poland Rd||44514||(330) 078-1535||4.6||32|
|Cashland||1100 E Midlothian Blvd # 1||44502||(330) 078-7003||3.3||26|
|CheckSmart||663 Gypsy Ln||44504||(330) 074-1568||2.8||24|
|CheckSmart||112 Boardman Poland Rd||44512||(330) 075-4201||3||23|
|CheckSmart||5700 Youngstown Warren Rd||44446||(330) 054-6017||2.3||17|
|Check n Go||1739 Wilson Ave||44506||(330) 074-3447||3.8||12|
|check n go, Check `n Go Store Directory||Youngstown||44515||(330) 079-8500||4.9||12|
|OneMain Financial||6530 South Ave #5||44512||(330) 072-0138||4.6||9|
|Montana Capital Car Title Loans||101 W Indianola Ave||44507||(234) 441-5051||5||8|
|Quick Cash Loans||4700 Belmont Ave||44505||(234) 441-6338||5||7|
|Advance Check Cashing||3700 Mahoning Ave # C||44515||(330) 079-3773||5||1|
– companies ratings and reviews are based on their Google Business Profile. Updated January, 2022
– do you want to add, delete or modify your company details? Contact us – email@example.com
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Ohio by Nick Wilson experienced loan officer.
How Much Credit Can You Get?
To qualify for advance payday loans in Youngstown, Ohio, you must satisfy the following conditions:
- You must be over 18 years of age as the U.S. prohibits lending to minors
- You must be a resident of Youngstown, Ohio — you have to prove this with your contact address.
- You must have a monthly income of at least $1,000
- You must not be bankrupt
- You must have a valid phone number and email address
If you satisfy the above requirements, you’ll get your loan on the same day, provided it’s on a business day.
How Much Can You Borrow?
The amount of payday loan you can borrow in Youngstown, Ohio, is not specified, but residents can access credit ranging from $100 to $500. Loan repayment takes a maximum of 31 days, which typically means you have to pay them with your next paycheck.
While you can only have one loan at a time, you can borrow up to four times in a year. No rollover of loans is allowed in Payday loans. However, customers have a right to a repayment plan when they default on their loans.
How and When Do You Receive Funds?
If you’re applying for Payday loans online, the lender will deposit the money into your account. As such, you’ll have to own a checking account to receive credit. On the other hand, you’ll get instant cash when you choose to make your loan application by visiting the lender’s physical office.
Advance Payday loans are an ideal way to get quick cash. Once you provide all the necessary information, loan approval ranges from instant to a few hours (typically less than 24 hours).
Payday Loans Regulations in Youngstown, Ohio
The regulations surrounding Payday loans vary from state to state and area codes in Youngstown, Ohio. The small loans’ regulations are to the following effect:
- A finance charge of less than 10% is applicable for loans of less than $30
- The interest rate charged for a 14-day $100 loan should not be more than 309%
- Small loans attract an acquisition charge. Loans of $30 to $100 attract a 10% acquisition charge while that of $100 loans and above should not be more than 10%
Additionally, the repayment for Payday loans should take a maximum of 31 days. However, a repayment plan is applicable if a customer defaults on a loan.
Alternatives to Payday Loans in Youngstown, Ohio
While the annual percentage rate (APR) charged for Payday loans varies across various states, they’re still an expensive way to borrow. Here are alternatives to Payday loans in Youngstown, Ohio.
Bad Credit Loans
One of the most popular alternatives to Payday loans is bad credit loans. It’s suitable for those who have a bad credit history. With this arrangement, customers get to borrow at interest rates that are typically below Payday loan rates.
Interest rates to Payday loans average at about 400%. This is unlike personal loans that will cost you 10% to 40%. The figure will depend on the type of credit a customer takes from the lender.
While customers should not rush to get instant cash at 40%, it will definitely be better than the 400% charged for Payday loans.
No Credit Check Loans
This type of loan allows you to borrow short-term loans with no credit checks. This means that you can borrow even if you have no credit history. Additionally, users don’t need a bank or checking account to access quick cash.
Through our website, you can make your loan application online and get instant responses from various financial institutions. Application is easy and fast, too.
Title loans are suitable for those looking for larger sums of money. It also doesn’t involve credit checks, making it a perfect choice if you’ve had a bad credit history in the past.
To get the loan, you’ll have to leave your car’s title with the lender. The loan amount to be awarded will depend on your car’s value, among other factors. However, you get to keep the car.
Another type of payday loan online we recommend to our clients is the installment loan. It’s a perfect choice if you need cash but need more time to repay, or if you want to buy something that costs a lot.
Installment loans involve longer repayment plans based on your agreement with the lender, unlike payday loans that have to be repaid at the end of the month.
Get Instant Loan Today!
Are you in need of payday loans in Youngstown, Ohio, and don’t know where to get started?
We’re here to help you out. Through our website, you get access to many financial lenders to suit your needs.
Our services allow for a seamless transaction that enables you to get advance payday loans fast. Plus, you don’t have to worry about the safety of your personal information since we use high-quality data protection software.
Amanda is a senior financial copywriter at AdvanceSOS. She has more than six years of journalism experience, mostly in finance. She graduated with a Master’s degree in finance from the University of Oklahoma.