Get Quick and Easy Access Local & Same Day Payday Loans in Zanesville, OH
Fast Payday Loan Lenders near Zanesville, OH
Borrow money for your urgent cash needs in Ohio by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Zanesville, OH.
Quick Online Payday Loans in Zanesville, OH, USA Faxless
Payday Loans Companies in Zanesville, OH
Addresses, phone numbers, and reviews of lenders stores working nearby you:
Company
Address
ZIP code
Phone Number
Ranting
Reviews
Eagle Loan
1834 Maple Ave
43701
(740) 061-1541
5
284
Advance America
3267 Maple Ave #6
43701
(740) 045-2630
5
103
Cashland
1821 Maple Ave
43701
(740) 045-3810
2.7
28
The Ohio Educational Credit Union
905 Zane St
43701
(740) 045-1009
4.6
20
CheckSmart
801 Hebron Rd
43056
(740) 078-8631
2.8
14
OneMain Financial
2780 Maple Ave
43701
(740) 045-7573
4.1
12
OneMain Financial
2542 Maysville Pike
43701
(740) 045-7902
3.6
12
Mariner Finance
3934 Taryn Trce #6
43701
(740) 061-1025
4.6
11
Park National Bank: Zanesville South Office
2127 Maysville Ave
43701
(740) 045-7301
4.7
10
CheckSmart
1069 Linden Ave
43701
(740) 045-7720
3.7
9
Peoples Bank
3108 Maple Ave
43701
(740) 058-0100
3.4
8
Huntington Bank
2801 Maple Ave
43701
(740) 045-7048
3.8
6
Park National Bank: Zanesville East Office
80 Sunrise Center Dr
43701
(740) 045-7305
4
4
Huntington Bank
422 Main St
43702
(740) 045-7000
2.7
3
Park National Bank: Zanesville Downtown Office
14 S 5th St
43701
(740) 045-7230
1.7
3
Park National Bank: Zanesville Market Street Office
505 Market St
43701
(740) 045-6892
3
3
CheckSmart
105 S 2nd St
43812
(740) 057-4314
5
3
Loanmax
Zanesville
43701
(740) 025-5965
5
1
Zane Trace Federal Cu
1917 Ridge Ave
43701
(740) 045-2478
0
0
Urgentcash
1014 Military Rd
43701
(740) 045-8282
0
0
– companies ratings and reviews are based on their Google Business Profile. Updated March, 2023 – do you want to add, delete or modify your company details? Contact us – info@advancesos.com
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Ohio by Nick Wilson experienced loan officer.
What will you need?
You will need to satisfy the following basic requirements to avail of a payday loan online in Zanesville, Ohio:
You must be a citizen or a permanent resident of the United States
You must be 18 years old and above
Provide proof that you are currently employed at a company for 90 days or more.
Your monthly income must be a minimum of $1000
You must have a valid email address and phone number
You must have a personal checking account.
Take note that other lenders may require additional requirements on top of what we’ve already mentioned above.
How much can you borrow?
Unlike other types of loans, the amount that you can borrow from a payday loan online is not that substantial. However, the money you can get from it can still help you obtain financial relief.
Here are the loan amounts that you can get from payday loans in Zanesville, Ohio:
Clients can avail of a payday loan that is as low as 100 dollars and as high as 5000 dollars depending on the lending institution. However, several factors will determine how much a particular borrower can avail. These factors include their financial capacity, state of residence, and the lender’s terms and conditions.
When will you receive your funds?
Usually, you will get a response whether your instant cash application is successful or not on the same day. But, if you submitted your quick cash online application beyond working hours, expect to get a response the following day. In some instances, there are lenders who will reply to you in just a matter of minutes.
Once your application is approved and you have accepted the terms of the loan, the lender will transfer the money to your bank account almost immediately. You can expect to see the funds reflected on your account in less than 24 hours.
APR and Fee
The lender of your choice determines the Annual Percentage Rate or APR and fees. Lenders will use several factors such as your monthly income and job stability when determining your payday loan’s APR and fees.
Take note that we at AdvanceSOS will only help connect you with potential lenders who might cater to your application. However, rest assured that our network of lenders is among those who offer the best deals in the Zanesville area.
Regulations surrounding payday loans in Zanesville, Ohio
Payday lending is absolutely legal in Zanesville. However, the state has a 1000 dollar payday loan limit. It can be taken for a period of 90 days to 1 year, and the interest rate must not go beyond 28%.
It is also legal for lenders to charge a monthly fee and origination charge worth 2% for loans higher than 500 dollars.
Lenders who offer payday loans must have a Short-term Loan Law license regardless of the origination channel used. Also, take note that a borrower can only take out one loan at a time. Rollovers are not allowed.
Loan Alternatives
Are payday loans not the best option for you? Worry not because there are other alternatives that you can consider, such as the following:
Bad Credit loans
Bad credit loans are designed for those who have not such desirable credit scores or no credit history at all. This type of loan usually has higher interest rates and more restrictions than other loans to compensate for the risks that the lenders are taking on.
Title Loans
Suppose you currently need quick cash, but you are unemployed. In that case, title loans might be the best option for you if you have some existing assets. With title loans, lenders do not consider your credit rating but determine your loan qualification based on the asset you are willing to use as collateral.
No credit check loans
Here’s another type of loan designed for those who have poor credit scores and unlikely to get approved with other kinds of loans. A no-credit-check loan will enable you to take installment or personal loans without undergoing rigorous checking. The downside of this loan is that the rates are usually higher because more risks are involved.
Payday loans for unemployed
Are you wondering whether you can still avail of a payday loan in Zanesville, Ohio, even though you are unemployed? The answer is yes! It is possible for you to still get a payday loan even if you are unemployed.
However, there is a catch. It is only possible for you to get this type of loan through the government. This is also only applicable if you have income-based benefits for more than six months.
Legit payday loans
Are you looking for legit payday loans? Look no further because AdvanceSOS got you covered. We will connect with you with trustworthy and reliable lenders who offer reasonable APR and fees that will not break your bank. Get in touch with us today and take the first step in having your payday loan approved.
