Apply For Same Day Payday Loans Online in Oregon (OR) with AdvanceSOS

We all know what it’s like to need money ASAP, even steady income earners sometimes need cash fast. But what solution do you have when you need money urgently in a financial emergency?
Short-term loans from direct lenders can help you in such a situation. With AdvanceSOS, depending on the state, you get anywhere from $100 up to more than $1,000 in cash immediately.
Can I Get a Payday Loan in Oregon on the Same Day?
Yes, we offer fast cash loans with same day deposit, especially for your emergency needs. Apply early on a weekday and ensure that your application is complete to get the cash you need on the same day of applying.
How Many Payday Loans Can You Have in Oregon?
In Oregon, the maximum amount of payday loans you can get is three. So, lenders will decline your request after three payday loans in “quick succession.” But by tradition, lenders will often not lend to borrowers with outstanding loans unless you can prove beyond reasonable doubt that you can repay all your loans.
Does Oregon Allow Payday Loans?
In Oregon, payday lending is permitted. The maximum amount you can borrow is $50,000 in the state. If you make less than $60,000/yr, you can only borrow up to 25% of your net monthly income. A 31-day loan is the minimum, while a 60-day loan is the maximum.
Cash advance fees in Oregon are likewise limited by state law. A small cash advance can only have up to 36% APR. Also, all loans come with an origination fee of either $30 or 10% of the loan amount per $100, whichever is less.
How to Apply for Payday Loans in Oregon?
Send your Oregon payday loan online application in as fast as 5 minutes. Then, get instant approval for your cash advance in 1-2 minutes and sign your electronic loan agreement with your payday lender to receive your funds in your bank account within 24-48 hours.
Can I Get a Payday Loan in Oregon With Bad Credit?
You can get an online loan on your paycheck in Oregon with bad credit. Your credit score isn’t the most important factor when applying for a payday loan. Instead, payday lenders base approval on your monthly income.
Explore our loans in Oklahoma and Pennsylvania to know more about how we bridge lenders and borrowers, even with bad credit.
Can I Get a Payday Loan in Oregon With No Credit Check?
Yes, you can get an OR payday loan with AdvanceSOS with no credit check. In fact, you can get any of our small-dollar, short-term loans or other types of loans, such as title loans and installment loans, without hassle. Unlike for a bank loan, we do not ask for credit checks at all times for small and fast cash loans.
So rest assured that your credit history or FICO score will not get in the way of your loan application.
Why Is AdvanceSOS the Best Solution for Online Payday Loans?
At AdvanceSOS, we do everything we can to help you with emergency financial situations, such as car repairs, medical expenses, and bills. We believe that even those with less than stellar credit deserve solutions to unexpected expenses.
AdvanceSOS can assist you in getting a payday loan in the safest way possible. We connect you with Oregon direct lenders that can best meet your requirements for FREE. With this, we let you make an informed, risk-free option that is best for your needs.
Updated: Jun 1, 2023
What Are The Current Regulations for Payday Loans in Oregon?
Law status | legal |
---|---|
MIN Loan Amount | None |
MAX Loan Amount | $50,000, not more than 25% of monthly income |
MIN. Loan Term | 31 days |
MAX. Loan Term | 60 days |
MAX APR | 36% |
Additional fees | None |
NSF fee | $20 |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | Not limited |
Cooling off period | 7 days |
Rollover | 2 renewals |
Extension, repayment plan | Allowed |
Default penalties | Not stated |
Credit score requirements | Available for Bad Credit |
Where Can We Help You Apply for Loans in Oregon?
AdvanceSOS offers quickly help you find the top loan offers in cities like Portland, Salem, Eugene, Medford, Beaverton, Bend and Hillsboro.
Portland
Salem
Eugene
Other cities
Adams | Adel | Adrian | Agness |
Albany | Allegany | Alsea | Alvadore |
Amity | Antelope | Arch Cape | Arlington |
Arock | Ashland | Ashwood | Astoria |
Athena | Aumsville | Aurora | Azalea |
Baker City | Bandon | Banks | Bates |
Bay City | Beatty | Beaver | Beavercreek |
Beaverton | Bend | Blachly | Blodgett |
Blue River | Bly | Boardman | Bonanza |
Boring | Bridal Veil | Bridgeport | Brightwood |
Broadbent | Brogan | Brookings | Brothers |
Brownsville | Burns | Butte Falls | Buxton |
Camas Valley | Camp Sherman | Canby | Cannon Beach |
Canyon City | Canyonville | Carlton | Cascade Locks |
Cascadia | Cave Junction | Central Point | Chemult |
Cheshire | Chiloquin | Christmas Valley | Clackamas |
Clatskanie | Cloverdale | Colton | Columbia City |
Condon | Coos Bay | Coquille | Corbett |
Cornelius | Corvallis | Cottage Grove | Cove |
Crabtree | Crane | Crater Lake | Crawfordsville |
Crescent | Crescent Lake | Creswell | Culp Creek |
Culver | Curtin | Dairy | Dallas |
Damascus | Days Creek | Dayton | Dayville |
Deadwood | Deer Island | Depoe Bay | Detroit |
Dexter | Diamond | Dillard | Donald |
Dorena | Drain | Drewsey | Dufur |
Dundee | Durkee | Eagle Creek | Eagle Point |
Echo | Eddyville | Elgin | Elkton |
Elmira | Enterprise | Estacada | Eugene |
Fairview | Fall Creek | Falls City | Fields |
Florence | Forest Grove | Fort Klamath | Fort Rock |
Fossil | Foster | Frenchglen | Gales Creek |
Gardiner | Garibaldi | Gaston | Gates |
Gervais | Gilchrist | Gladstone | Glendale |
Gleneden Beach | Glide | Gold Beach | Gold Hill |
Government Camp | Grand Ronde | Grants Pass | Grass Valley |
Gresham | Haines | Halfway | Halsey |
Hammond | Happy Valley | Harper | Harrisburg |
Hebo | Helix | Heppner | Hereford |
Hermiston | Hillsboro | Hines | Hood River |
Hubbard | Huntington | Idanha | Idleyld Park |
Imbler | Imnaha | Independence | Ione |
Ironside | Irrigon | Jacksonville | Jamieson |
Jefferson | John Day | Jordan Valley | Joseph |
Junction City | Juntura | Keizer | Keno |
Kent | Kerby | Kimberly | Klamath Falls |
La Grande | La Pine | Lafayette | Lake Oswego |
Lakeside | Lakeview | Langlois | Lebanon |
Lexington | Lincoln City | Logsden | Long Creek |
Lorane | Lostine | Lowell | Lyons |
Madras | Malin | Manning | Manzanita |
Mapleton | Marcola | Marylhurst | Maupin |
McMinnville | Meacham | Medford | Mehama |
Merlin | Merrill | Midland | Mikkalo |
Mill City | Milton Freewater | Mitchell | Molalla |
Monmouth | Monroe | Monument | Moro |
Mosier | Mount Angel | Mount Hood Parkdale | Mount Vernon |
Mulino | Murphy | Myrtle Creek | Myrtle Point |
Nehalem | Neotsu | Neskowin | Netarts |
New Pine Creek | Newberg | Newport | North Bend |
North Plains | North Powder | Noti | Nyssa |
O Brien | Oakland | Oakridge | Oceanside |
Odell | Ontario | Ophir | Oregon City |
Otis | Otter Rock | Oxbow | Pacific City |
Paisley | Paulina | Pendleton | Philomath |
Phoenix | Pilot Rock | Pleasant Hill | Plush |
Port Orford | Portland | Post | Powell Butte |
Powers | Prairie City | Princeton | Prineville |
Prospect | Rainier | Redmond | Reedsport |
Rhododendron | Richland | Rickreall | Riddle |
Riley | Riverside | Rockaway Beach | Rogue River |
Rose Lodge | Roseburg | Rufus | Saginaw |
Saint Benedict | Saint Helens | Saint Paul | Salem |
Sandy | Scappoose | Scio | Scotts Mills |
Scottsburg | Seal Rock | Seaside | Selma |
Seneca | Shady Cove | Shaniko | Shedd |
Sheridan | Sherwood | Siletz | Silver Lake |
Silverton | Sisters | Sixes | South Beach |
Sprague River | Spray | Springfield | Stanfield |
Stayton | Sublimity | Summer Lake | Summerville |
Sumpter | Sutherlin | Sweet Home | Swisshome |
Talent | Tangent | Tenmile | Terrebonne |
The Dalles | Thurston | Tidewater | Tillamook |
Tiller | Timber | Toledo | Tolovana Park |
Trail | Troutdale | Tualatin | Turner |
Tygh Valley | Ukiah | Umatilla | Umpqua |
Union | Unity | Vale | Veneta |
Vernonia | Vida | Waldport | Wallowa |
Walterville | Walton | Warm Springs | Warren |
Warrenton | Wasco | Wedderburn | Welches |
West Linn | Westfall | Westfir | Westlake |
Weston | Wheeler | White City | Wilbur |
Wilderville | Willamina | Williams | Wilsonville |
Winchester | Winston | Wolf Creek | Woodburn |
Yachats | Yamhill | Yoncalla |

Amanda is a senior financial copywriter at AdvanceSOS. Amanda has been writing about finance since 2015. She graduated with a Master’s in finance from the University of Oklahoma. As a result, she has a wealth of experience and knowledge to share with her readers.