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Apply For Same Day Payday Loans Online in Rhode Island (RI) with AdvanceSOS

Payday Loans in Rhode Island

Looking for a payday loan or lenders that offer loans within RI to solve your short-term cash needs? Request and apply online for loans in Rhode Island with AdvanceSOS. We can refer you to the top lenders in Rhode Island in seconds and get you secured approval right away.
Once you sign your loan agreement, you will get your loan funds within 24-48 hours. Learn more about payday loans, installment loans, and more with AdvanceSOS.

Can I Get a Payday Loan in Rhode Island on the Same Day?

Yes, get approved today for a payday loan in RI with AdvanceSOS. Get bad credit loans with same day deposit of up to $500 in less than 24 hours. Inquire for Rhode Island payday loans with us to get your short-term loan ASAP. 

How Many Payday Loans Can You Have in Rhode Island?

RI residents can have up to three deferred deposit transactions or payday loans. There is no maximum term, but the minimum loan term is 13 days. In addition, the maximum loan amount is $500 every time you request a single payday loan.

Does Rhode Island Allow Payday Loans?

Payday loans in Rhode Island are legal. Rhode Island law authorizes its payday loan regulations by the Check Cashers Act (R.I. Stat. Ann. 19-14.4-1 et seq.). The state gives licenses to qualified payday lenders who can lend money to RI residents, so you can borrow from a licensed lender in RI.

How to Apply for Payday Loans in Rhode Island?

Apply for payday loans online with AdvanceSOS using our online portal. Simply answer the questions in the portal and back up your loan request with the following information and documents:

1) Name, address, phone number, and other personal information
2) Employer/company name and contact information (or alternative source of income)
3) Bank account name and number

If authorized, you can get the loan amount in your bank account as soon as one business day.

Can I Get a Payday Loan in Rhode Island With Bad Credit?

Yes, you can get the loan you need, even with poor credit. Your payday lender will assess you based on your income instead of your credit score.

Can I Get a Payday Loan in Rhode Island With No Credit Check?

RI borrowers can still get loans online at AdvanceSOS without a credit check. In fact, we offer loans in many states across the country, including Pennsylvania and South Carolina.
Additionally, RI lenders offer installment loans, payday loans, and more without a credit check. 
So, no matter your credit score, you can have a loan agreement with a lender as long as you have a stable source of income.

Why Is AdvanceSOS the Best Solution for Online Payday Loans?

AdvanceSOS is a reputable provider of cash services that can support you anytime. We offer fast cash loan acceptance decisions, so you can get the money you need in 24 hours or less. We also only work with reliable lenders and always ensure we have updated licenses with the Rhode Island Department of Business Regulation.

AdvanceSOS is your top choice for a payday loan process that you can trust to get cash fast. So no matter what financial emergencies you may be facing, AdvanceSOS payday lending has you covered.
Updated: Oct 1, 2023

What Are The Current Regulations for Payday Loans in Rhode Island?

Law status legal
MIN Loan Amount None
MAX Loan Amount $500
MIN. Loan Term 13 days
MAX. Loan Term Not stated
MAX APR 260%
Additional fees $10
NSF fee None
Collateral or guarantor None, unsecured
Number of simultaneous loans 3 a year
Cooling off period None
Rollover One rollover
Extension, repayment plan Not stated
Default penalties None
Credit score requirements Available for Bad Credit

Where Can We Help You Apply for Loans in Rhode Island?

AdvanceSOS offers quickly help you find the top loan offers in cities like Providence, Kingston, Warwick, Adamsville, Barrington, Greene and Woonsocket.




Other cities

Adamsville Albion Ashaway Barrington
Block Island Bradford Bristol Carolina
Central Falls Charlestown Chepachet Clayville
Coventry Cranston Cumberland East Greenwich
East Providence Exeter Fiskeville Forestdale
Foster Glendale Greene Greenville
Harmony Harrisville Hope Hope Valley
Hopkinton Jamestown Johnston Kenyon
Kingston Lincoln Little Compton Manville
Mapleville Middletown Narragansett Newport
North Kingstown North Providence North Scituate North Smithfield
Oakland Pascoag Pawtucket Peace Dale
Portsmouth Providence Prudence Island Riverside
Rockville Rumford Saunderstown Shannock
Slatersville Slocum Smithfield Tiverton
Wakefield Warren Warwick West Greenwich
West Kingston West Warwick Westerly Wood River Junction
Woonsocket Wyoming

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