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Apply For Online Payday Loans in South Carolina (SC) and Columbia, Get Instant Approval With No Credit Check and Receive Funds in 24 Hours

Payday Loans in South Carolina

Need cash advances, personal loans, installment loans, or payday loans in South Carolina? Apply for a loan online with AdvanceSOS today! Simply fill out an application form online and we’ll connect you with one of the top South Carolina payday lenders instantly. Whether you’re in Columbia, Greenville, Rock Hill, Spartanburg, Charleston, Florence, North Augusta or anywhere in South Carolina, you can find the right loan until payday for you with AdvanceSOS.
Direct lenders can send cash advances in less than 24 hours once you qualify for a payday loan. Find out more about payday loans in South Carolina today!

Can I Get a Payday Loan in South Carolina on the Same Day?

Yes, you can get up to $550 from a payday lender within one business day with an online payday loan with same day deposit from AdvanceSOS. To qualify online, inquire about payday loans in South Carolina. You can also try installment loans if you need more cash.

How Many Payday Loans Can You Have in South Carolina?

South Carolina residents can apply for online payday loans once per month. So, you can have an outstanding loan, and after a month of getting it, you can apply for another one. The approval of your loan depends on your lender, but it is best to avoid taking out many loans at once to avoid unexpected fees and debt. 

Does South Carolina Allow Payday Loans?

South Carolina State Board of Financial Institutions regulates payday loans through the Deferred Presentment Services Act (S.C. Code Ann. 34-39-110 et seq.). SC payday loan regulations put a $550 limit on the amount of a payday loan for South Carolina Residents. Learn more about the rules from the South Carolina State Board of Financial Institutions.

How to Apply for Payday Loans in South Carolina?

Apply online for payday or small-dollar loans in South Carolina in as fast as 5 minutes. Then, get instant approval of your cash advance in as quickly as 1-2 minutes. Next, give your direct lender the requirements below. Within 24-48 hours, you should have your funds in your bank account.
– A government-issued ID
– Employment/income information
– Bank account information
– Email address and phone numbe

Once provided, the success of getting a loan will be possible, and a payday lender will be in touch with you.

Can I Get a Payday Loan in South Carolina With Bad Credit?

Yes, you can apply for and get bad credit loans here at AdvanceSOS. Apply for a bad credit loan, credit card cash advance, and other loans with any credit history. We’ll assist you in finding the ideal lender who does not do hard checks that suit your needs.

Can I Get a Payday Loan in South Carolina With No Credit Check?

There are no credit checks for payday loans in South Carolina. So, even if you have a low credit score, you can still get a payday loan, installment loan, or personal loan. 

Why Is AdvanceSOS the TOP Solution for Online Payday Loans? 

We believe that small-dollar loans help poor credit borrowers the most. A bank loan rarely assists with unexpected expenses like bills and repairs. So instead, we offer loans with the lowest rates possible with a flexible payment plan.

In South Carolina, AdvanceSOS can assist you in getting a payday loan in the safest way possible. We connect you with South Carolina direct lenders that can best meet your needs for FREE. With this, we let you make an informed, risk-free option that is best for your needs.

Explore payday loans in Rhode Island and South Dakota to know more about payday loans, title loans, and more. Also, find out how you can get top-tier loan deals in any state.
Updated: Jun 1, 2023

What Are The Current Regulations for Payday Loans in South Carolina?

Law status legal
MIN Loan Amount None
MAX Loan Amount $550
MIN. Loan Term None
MAX. Loan Term 31 days
MAX APR 390%
Additional fees 15% maximum
NSF fee Not more than $10 of a check
Collateral or guarantor None, unsecured
Number of simultaneous loans Not limited
Cooling off period 2 business days after 8 consecutive loans
Rollover Not allowed
Extension, repayment plan Repayment plan once a year
Default penalties Not stated
Credit score requirements Available for Bad Credit
*Information based on our private research and provide average numbers in the state

Where Can We Help You Apply for Loans in South Carolina?

AdvanceSOS offers quickly help you find the top loan offers in cities like Columbia, Greenville, Rock Hill, Spartanburg, Charleston, Florence and North Augusta.



Rock Hill

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