Payday Loans in Arlington, TX

If you’re dealing with unexpected bills and need cash, consider taking out a payday loan. Payday loans in Arlington, TX, are a convenient, fast, and reliable way to pay off your immediate bills until your next paycheck arrives. These short-term loans have high-interest rates and usually range between $100 and $1,000. The loan application process only takes a few minutes, and you could have the money within hours. They could be a lifesaver if you’re dealing with a money emergency.

How to Apply for a Payday Loan Online in Arlington

Applying for payday loans can be done right through our website and will take only a few minutes of your time. We broke down all the necessary steps for the online loan application process.

  • Go to AdvanceSOS and hit the ‘Apply’ button.
  • Fill in the online loan application form. Make sure to double-check the details you enter to avoid any unwanted issues later.
  • Hold tight while we go over your application. You’ll get a quick response regarding your application, along with the offers lenders are willing to offer you.
  • Accept the lender’s terms and conditions by e-signing the loan agreement.
  • Receive the deposit the same or the following business day.

What Will You Need?

Residents of the 682, 817, ‎214, 469, 972 area codes need to meet several requirements to be eligible for a payday loan. To make it easier for you, we listed everything you need:

  • Social Security Number.
  • Be of legal age.
  • Have a government-issued ID to prove you’re a resident of Arlington, Texas.
  • A recent bank statement to prove you have an income source of at least $1,000.
  • An active checking account.

How Much Can You Borrow?

The state of Texas doesn’t specify a maximum amount on how much borrowers can get. On average, Texans borrow around $800. Alternatively, you can also take out an installment loan of up to $1,000. Moreover, how much you can borrow is highly dependent on your eligibility. Your suitability entails your monthly revenue, ability to pay the loan off, etc. Our customers usually pick a loan from the following range:

  • 100 dollar loan
  • 200 dollar loan
  • 300 dollar loan
  • 500 dollar loan
  • 1000 dollar loan

When Will You Receive Your Funds?

Our lenders try to send in the deposit as soon as you’re approved. So, you should receive the cash advance within the same day. There are some cases where the transaction goes through the following business day. This delay could happen if you applied for the loan on a non-working day or after office hours.

APR and Fee

Payday loans in Arlington, TX, don’t have a fixed annual percentage rate. However, it often exceeds 400%. The maximum interest lies at 10% of the loan amount.

If you’re wondering about the extra charges, consult this list:

  • Loans below $30 charge $1 for each $5 borrowed
  • $30 – $100 – 1/10 of the loan amount, plus a $3 monthly fee if the loan is under $30.
  • $35 – $70 – $3.50 a month, plus $4 a month if the loan is over $70.
  • Loans over $100 have a $10 fee, plus $4 a month for each $100.

Regulations Surrounding Payday Loans in Arlington, Texas

The State of Texas has strict guidelines regarding payday loans to ensure the protection of all parties involved. For instance, there isn’t a maximum limit on how much consumers can borrow. Moreover, payday loans in Arlington, TX, come with two different types of terms. You need to pay off single payday loans between two weeks and a month. Installment loans, however, are due within six months. Additionally, Texas law doesn’t say anything about a cooling-off period, nor a restriction on the number of rollovers.

Loan Alternatives

Arlington residents can apply for several types of loans. Check out these instant cash alternatives.

Bad Credit Loans

Even if you have a bad credit score, that doesn’t mean you’re not eligible for any cash advance. AdvanceSOS helps customers get in touch with lenders that consider other factors when approving loans. One of these factors is proof of your income, like a pay stub from your employer. It’s important to note that bad credit loans come with higher interest rates.

Title Loans

Title loans could be the solution if you own a car and need some quick cash. These loans work by securing your vehicle as collateral. So, during the loan term, the lender has ownership over the car, but you can still use it. After you pay off the loan, the lender will return the title, and you will get full ownership over the car again.

No Credit Check Loans

If you have bad credit and don’t want to risk a credit check, consider taking out a no credit check loan. Our lenders perform a soft check, which doesn’t harm your credit score. However, you’ll need to provide the lender with proof that you’re able to repay these small loans. This includes employment, a stable income, checking account balance, etc. No credit check loans often come with higher interest rates.

Payday Loans for Unemployed

Unemployed Arlington residents are also eligible for financial help in the form of advance payday loans. This is due to lenders considering other revenue sources, too, not just the applicant’s employment status. So, consider applying if you receive alternate income, like a pension or government benefits.

Legit Payday Loans

AdvanceSOS follows all the regulations dictated by the State of Texas. So, our payday loans online are completely legal. If you need a quick and dependable way to cover unforeseen expenses, consider taking out one of our instant cash loans. Borrowers with a bad credit score can apply as well since our service offers bad credit loans too.

ATM Locations in Arlington, TX

ATM Location
Cardtronics ATM 705 N Collins St, Arlington, TX 76011
Bank of America ATM (Drive-thru) 1020 E Pioneer Pkwy, Arlington, TX 76010
Corner Store ATM 2501 SE Green Oaks Blvd, Arlington, TX 76018
Corner Store ATM 920 Six Flags Dr, Arlington, TX 76011
Cardtronics 2125 E Division St, Arlington, TX 76011
Corner Store ATM 2395 N Collins St, Arlington, TX 76011
Corner Store ATM 4900 W Sublett Rd, Arlington, TX 76017
Wells Fargo ATM 3648 Matlock Rd, Arlington, TX 76015
Corner Store ATM 2525 Brown Blvd, Arlington, TX 76006
Cardtronics ATM 5270 S State Hwy 360, Grand Prairie, TX 75052
Bank of America ATM (Drive-thru) 1206 S Bowen Rd, Arlington, TX 76013
ATM 2590 E Arkansas Ln, Arlington, TX 76014
Bank of America ATM (Drive-thru) 5295 S Cooper St, Arlington, TX 76017
Wells Fargo ATM 4720 S Cooper St, Arlington, TX 76017
Wells Fargo ATM 2755 N Collins St, Arlington, TX 76006
Cardtronics ATM 3205 W Main St, Grand Prairie, TX 75050
Cardtronics 4401 W Green Oaks Blvd, Arlington, TX 76016
Wells Fargo ATM 2000 N Collins St, Arlington, TX 76011
Bank of America ATM (Drive-thru) 2102 N Collins St, Arlington, TX 76011
Frost Bank ATM 3801 Matlock Rd, Arlington, TX 76015
Frost Bank ATM 1881 Ballpark Way, Arlington, TX 76006
Cardtronics 2801 E Park Row Dr, Arlington, TX 76010
Wells Fargo ATM 908 E Pioneer Pkwy, Arlington, TX 76010
Cardtronics ATM 1606 W Randol Mill Rd, Arlington, TX 76012
Cardtronics ATM 1920 N Collins St, Arlington, TX 76011
Wells Fargo ATM 514 S Carrier Pkwy, Grand Prairie, TX 75051
Hanmi Bank ATM 1107 E Pioneer Pkwy, Arlington, TX 76010
Capital One ATM 2219 N Collins St, Arlington, TX 76011
Wells Fargo ATM 701 S Nedderman Dr, Arlington, TX 76019

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