Payday Loans in Arlington, TX
If you’re dealing with unexpected bills and need cash, consider taking out a payday loan. Payday loans in Arlington, TX, are a convenient, fast, and reliable way to pay off your immediate bills until your next paycheck arrives. These short-term loans have high-interest rates and usually range between $100 and $1,000. The loan application process only takes a few minutes, and you could have the money within hours. They could be a lifesaver if you’re dealing with a money emergency.
How to Apply for a Payday Loan Online in Arlington
Applying for payday loans can be done right through our website and will take only a few minutes of your time. We broke down all the necessary steps for the online loan application process.
- Go to AdvanceSOS and hit the ‘Apply’ button.
- Fill in the online loan application form. Make sure to double-check the details you enter to avoid any unwanted issues later.
- Hold tight while we go over your application. You’ll get a quick response regarding your application, along with the offers lenders are willing to offer you.
- Accept the lender’s terms and conditions by e-signing the loan agreement.
- Receive the deposit the same or the following business day.
What Will You Need?
Residents of the 682, 817, 214, 469, 972 area codes need to meet several requirements to be eligible for a payday loan. To make it easier for you, we listed everything you need:
- Social Security Number.
- Be of legal age.
- Have a government-issued ID to prove you’re a resident of Arlington, Texas.
- A recent bank statement to prove you have an income source of at least $1,000.
- An active checking account.
How Much Can You Borrow?
The state of Texas doesn’t specify a maximum amount on how much borrowers can get. On average, Texans borrow around $800. Alternatively, you can also take out an installment loan of up to $1,000. Moreover, how much you can borrow is highly dependent on your eligibility. Your suitability entails your monthly revenue, ability to pay the loan off, etc. Our customers usually pick a loan from the following range:
- 100 dollar loan
- 200 dollar loan
- 300 dollar loan
- 500 dollar loan
- 1000 dollar loan
When Will You Receive Your Funds?
Our lenders try to send in the deposit as soon as you’re approved. So, you should receive the cash advance within the same day. There are some cases where the transaction goes through the following business day. This delay could happen if you applied for the loan on a non-working day or after office hours.
APR and Fee
Payday loans in Arlington, TX, don’t have a fixed annual percentage rate. However, it often exceeds 400%. The maximum interest lies at 10% of the loan amount.
If you’re wondering about the extra charges, consult this list:
- Loans below $30 charge $1 for each $5 borrowed
- $30 – $100 – 1/10 of the loan amount, plus a $3 monthly fee if the loan is under $30.
- $35 – $70 – $3.50 a month, plus $4 a month if the loan is over $70.
- Loans over $100 have a $10 fee, plus $4 a month for each $100.
Regulations Surrounding Payday Loans in Arlington, Texas
The State of Texas has strict guidelines regarding payday loans to ensure the protection of all parties involved. For instance, there isn’t a maximum limit on how much consumers can borrow. Moreover, payday loans in Arlington, TX, come with two different types of terms. You need to pay off single payday loans between two weeks and a month. Installment loans, however, are due within six months. Additionally, Texas law doesn’t say anything about a cooling-off period, nor a restriction on the number of rollovers.
Arlington residents can apply for several types of loans. Check out these instant cash alternatives.
Bad Credit Loans
Even if you have a bad credit score, that doesn’t mean you’re not eligible for any cash advance. AdvanceSOS helps customers get in touch with lenders that consider other factors when approving loans. One of these factors is proof of your income, like a pay stub from your employer. It’s important to note that bad credit loans come with higher interest rates.
Title loans could be the solution if you own a car and need some quick cash. These loans work by securing your vehicle as collateral. So, during the loan term, the lender has ownership over the car, but you can still use it. After you pay off the loan, the lender will return the title, and you will get full ownership over the car again.
No Credit Check Loans
If you have bad credit and don’t want to risk a credit check, consider taking out a no credit check loan. Our lenders perform a soft check, which doesn’t harm your credit score. However, you’ll need to provide the lender with proof that you’re able to repay these small loans. This includes employment, a stable income, checking account balance, etc. No credit check loans often come with higher interest rates.
Payday Loans for Unemployed
Unemployed Arlington residents are also eligible for financial help in the form of advance payday loans. This is due to lenders considering other revenue sources, too, not just the applicant’s employment status. So, consider applying if you receive alternate income, like a pension or government benefits.
Legit Payday Loans
AdvanceSOS follows all the regulations dictated by the State of Texas. So, our payday loans online are completely legal. If you need a quick and dependable way to cover unforeseen expenses, consider taking out one of our instant cash loans. Borrowers with a bad credit score can apply as well since our service offers bad credit loans too.
ATM Locations in Arlington, TX
|Cardtronics ATM||705 N Collins St, Arlington, TX 76011|
|Bank of America ATM (Drive-thru)||1020 E Pioneer Pkwy, Arlington, TX 76010|
|Corner Store ATM||2501 SE Green Oaks Blvd, Arlington, TX 76018|
|Corner Store ATM||920 Six Flags Dr, Arlington, TX 76011|
|Cardtronics||2125 E Division St, Arlington, TX 76011|
|Corner Store ATM||2395 N Collins St, Arlington, TX 76011|
|Corner Store ATM||4900 W Sublett Rd, Arlington, TX 76017|
|Wells Fargo ATM||3648 Matlock Rd, Arlington, TX 76015|
|Corner Store ATM||2525 Brown Blvd, Arlington, TX 76006|
|Cardtronics ATM||5270 S State Hwy 360, Grand Prairie, TX 75052|
|Bank of America ATM (Drive-thru)||1206 S Bowen Rd, Arlington, TX 76013|
|ATM||2590 E Arkansas Ln, Arlington, TX 76014|
|Bank of America ATM (Drive-thru)||5295 S Cooper St, Arlington, TX 76017|
|Wells Fargo ATM||4720 S Cooper St, Arlington, TX 76017|
|Wells Fargo ATM||2755 N Collins St, Arlington, TX 76006|
|Cardtronics ATM||3205 W Main St, Grand Prairie, TX 75050|
|Cardtronics||4401 W Green Oaks Blvd, Arlington, TX 76016|
|Wells Fargo ATM||2000 N Collins St, Arlington, TX 76011|
|Bank of America ATM (Drive-thru)||2102 N Collins St, Arlington, TX 76011|
|Frost Bank ATM||3801 Matlock Rd, Arlington, TX 76015|
|Frost Bank ATM||1881 Ballpark Way, Arlington, TX 76006|
|Cardtronics||2801 E Park Row Dr, Arlington, TX 76010|
|Wells Fargo ATM||908 E Pioneer Pkwy, Arlington, TX 76010|
|Cardtronics ATM||1606 W Randol Mill Rd, Arlington, TX 76012|
|Cardtronics ATM||1920 N Collins St, Arlington, TX 76011|
|Wells Fargo ATM||514 S Carrier Pkwy, Grand Prairie, TX 75051|
|Hanmi Bank ATM||1107 E Pioneer Pkwy, Arlington, TX 76010|
|Capital One ATM||2219 N Collins St, Arlington, TX 76011|
|Wells Fargo ATM||701 S Nedderman Dr, Arlington, TX 76019|
Amanda is a senior writer at AdvanceSOS. She has more than six years of journalism experience, mostly in the finance sector. She graduated with a Bachelor’s Degree from Drew University.