Get Quick and Easy Access to Local & Same Day Payday Loans in Baytown, TX
Fast Payday Loan Lenders near Baytown, TX
Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Baytown, TX.
Quick Online Payday Loans in Baytown, TX, USA Faxless

I read and agree to Terms, Rates, Privacy Policy, before submitting a loan request.
Why Should I Choose Short-Term Online Loans at AdvanceSOS?
1. Quick All-in Application
Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.
2. Flexible Terms: Unemployment & Bad Credit OK
Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.
Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Keep in mind the maximum sum you can get depends on payday loans laws in your state. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.
3. Trusted Loans with a Reliable Licensed Lender
We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.

I read and agree to Terms, Rates, Privacy Policy, before submitting a loan request.
How to Apply for a Payday Loan Online?
Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!
Step 1 – Make an Application
Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).
Step 2 – Decision & Approval
Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.
Step 3 – Receive Money Within 24 Hours
Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.
Payday Loans Companies in Baytown, TX
Addresses, phone numbers, and reviews of lenders stores working nearby you:
Company | Address | ZIP code | Phone Number | Ranting | Reviews |
---|---|---|---|---|---|
Check `n Go | 1246-C Garth Rd | 77520 | (832) 255-1011 | 4.9 | 356 |
TitleMax Title Loans | 1925 Garth Rd | 77520 | (281) 169-6672 | 5 | 323 |
Oportun | 2312 N Alexander Dr | 77520 | (346) 644-9943 | 5 | 211 |
TitleMax Title Loans | 4612 W Cedar Bayou Lynchburg Rd | 77521 | (832) 292-7137 | 5 | 198 |
Covington Credit | 4539 Garth Rd Suite 210-B | 77521 | (281) 120-5844 | 4.9 | 148 |
Advance America | 4539 Garth Rd Ste 208 | 77521 | (281) 142-9019 | 5 | 147 |
Happy Cash | 951 Rollingbrook Dr | 77521 | (281) 183-7625 | 5 | 109 |
Western Finance | 3402 N Main St | 77521 | (281) 142-8719 | 4.8 | 82 |
ACE Cash Express | 4611 Garth Rd # 300 | 77521 | (832) 255-0836 | 4.6 | 73 |
World Finance | 2215 N Alexander Dr Ste B | 77520 | (281) 142-5527 | 4.7 | 65 |
ACE Cash Express | 3010 Garth Rd | 77521 | (281) 142-1484 | 4.5 | 51 |
OneMain Financial | 4810 Interstate 10 E, Ste B | 77521 | (281) 142-4700 | 4 | 16 |
Texan Credit Corporation | 1601 N Alexander Dr Ste B | 77520 | (281) 142-6948 | 3.3 | 7 |
Star Loans of Texas | 3019 N Main St | 77521 | (281) 142-6884 | 4.4 | 5 |
Security Finance | 2703 N Alexander Dr | 77520 | (281) 142-0097 | 5 | 4 |
Check Cashing & More | 1700 Decker Dr | 77520 | (281) 183-9700 | 4.3 | 3 |
Gold Star Finance Inc | 2309 N Alexander Dr | 77520 | (832) 255-0231 | 1 | 2 |
Republic Finance | 2215 Rollingbrook Dr Suite 150 | 77521 | (346) 632-9551 | 2 | 2 |
EZ Money | 5165 Garth Rd #600 | 77521 | (281) 142-8518 | 0 | 0 |
– companies ratings and reviews are based on their Google Business Profile. Updated July, 2022
– do you want to add, delete or modify your company details? Contact us – [email protected]
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.
What Do You Need to Get a Payday Loan in Baytown, TX?
You must have a few of the requirements for you to be eligible for payday loans in Baytown, TX. These include:
- Be a U.S. resident of Baytown, TX
- Must be of the legal age of 18 years or older
- Have valid identification documents, including your ID or driver’s license
- Have a checking account
- Prove that you can repay the loan with a paystub or your bank statements to prove a source of income
APR and Fees
Payday loans are legal in several states in the U.S. Luckily, Texas is among those. Therefore, if you’re in Baytown, TX, you are eligible to get a payday loan, but they follow specific regulations, which include:
- APR can go above 400%
- The maximum loan amount is an average of $800
- The finance charge is >$30 => $1 for each $5 and [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35).
- Rollover allowed at an extra fee
- The minimum loan term is seven days, and the maximum loan term is 180 days
How Can We Help?
Finding genuine payday lenders has been a considerable challenge for most borrowers. That’s why AdvanceSOS came up with this platform to connect borrowers with legitimate payday lenders.
If you apply for a loan in Texas using our platform, you can be sure you’ll fall in the right hands. However, our work is to connect you with lenders. Once a lender approves your loan, be sure to read the fine print and understand their terms before you append that signature.
Useful links:
- https://www.trustpilot.com/review/advancesos.com
- https://advancesos.com/blog/
- https://en.wikipedia.org/wiki/Payday_loan
- https://www.consumer.ftc.gov/articles/0097-payday-loans
- https://www.ncsl.org/research/financial-services-and-commerce/payday-lending-state-statutes.aspx
- https://onlinelendersalliance.org/