Fast Payday Loan Lenders near Corpus Christi, TX
Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Corpus Christi, TX.
Quick Online Payday Loans in Corpus Christi, TX, USA Faxless
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Why Should I Choose Short-Term Online Loans at AdvanceSOS?
1. Quick All-in Application for Many Lenders
Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.
2. Flexible Terms: Unemployment & Bad Credit OK
Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.
Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Keep in mind the maximum sum you can get depends on payday loans laws in your state. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.
3. Trusted Loans with Reliable Licensed Lenders Only
We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.
Apply for a Fast Payday Loan Online
How to Apply for a Payday Loan Online?
Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!
Step 1 – Make an Application
Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).
Step 2 – Decision & Approval
Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.
Step 3 – Receive Money Within 24 Hours
Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.
Payday Loans Companies in Corpus Christi, TX
Addresses, phone numbers, and reviews of lenders stores working nearby you:
|Company||Address||ZIP code||Phone Number||Ranting||Reviews|
|Check `n Go||4249 Kostoryz Rd||78415||(361) 185-1140||4.9||154|
|Advance America||5656 Weber Rd Ste. 102||78411||(361) 185-5136||5||149|
|Speedy Cash||4009 S Padre Island Dr||78411||(361) 180-2068||4.7||115|
|Speedy Cash||4701 Ayers St Ste 600-10||78415||(361) 185-1242||4.6||54|
|Check Cash Loans||205 S Carancahua St a||78401||(361) 121-3296||4||4|
– companies ratings and reviews are based on their Google Business Profile. Updated January, 2022
– do you want to add, delete or modify your company details? Contact us – email@example.com
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.
What Will You Need?
While you’re filling up our loan application, you’ll notice that you need to provide us with several personal details. This way, we have proof that you can handle paying off the loan. To ease you into the process, we listed all you need to apply for a quick cash loan:
- A valid, government-issued ID, proving you’re a resident of Corpus Christi and an adult.
- Proof of stable income, preferably at least $1,000 a month.
- Valid contact information (email and phone number)
- An active checking account.
How Much Can You Borrow?
Customers can apply for payday loans in Corpus Christi, TX, both online and in-store. There’s no maximum limit to the loan amount. Yet, the average number is $800. Consumers can also get an installment loan approved up to $1,000. The loan size is very dependent on your eligibility. This includes your ability to pay it off, your income, and more. The majority of our applicants borrow a loan from the following range:
- 100 dollar loan
- 200 dollar loan
- 300 dollar loan
- 500 dollar loan
- 1000 dollar loan
When Will You Receive Your Funds?
Our lender makes sure to send in the instant cash deposit as soon as you’re approved. The transaction usually goes through quickly, and you should have the cash in your balance within hours.
Still, there are some cases where the deposit gets processed the following business day. This can be due to the customer applying after office hours or on a non-working day.
APR and Fees
Loans below $30 charge a $1 fee for each 5$ borrowed. Customers that borrow loans ranging between $30 and $100 need to cover about 10% of the loan amount. So, if you borrow $80, you need to pay the lender $8. Financial advances over $100 come with a fee of $10.
Advance payday loans that range between $35 and $70 have a monthly handling fee of $4. Loans that exceed $70 come with a $4 monthly charge for every $100 you borrow.
There’s no fixed annual percentage rate either, but it often exceeds 400%.
Regulations Surrounding Payday Loans in Corpus Christi
The state of Texas doesn’t dictate a maximum amount of a single payday loan. Payday loans in Corpus Christi, TX, come with two types of terms. Single payday loans need to be paid off between 14 and 31 days, while multiple installment loans are due within six months.
Texas law bans lenders from dividing one loan into two to collect higher interest fees. There’s no cooling-off period either. Additionally, there are also no restrictions on the number of rollovers.
An important fact to note is that payday loans in Corpus Christi, TX, aren’t the only way to go if you need fast financing. We broke down our top five alternatives to payday loans online for you.
Bad Credit Loans
Having a bad credit score makes taking out short-term loans challenging. But AdvanceSOS in Corpus Christi accepts borrowers regardless of credit score. All you need to do is provide proof of stable income and prove that you can pay it off on time.
Title loans can be used as a quick cash advance to cover some unexpected expenses. For this loan, you will use your vehicle as collateral. You can still keep using your car during the loan term while our lender in Corpus Christi holds the title. Once you repay it, you get back the full ownership of the vehicle. If you’re eligible, you can get up to $5,000.
No Credit Check Loans
While a bad credit score can prevent you from getting a traditional loan, we might have the solution. There are plenty of lenders on AdvanceSOS offering no credit check loans. In these cases, our lender will often require proof of income, your employment, and other factors to guarantee their protection.
Payday Loans for Unemployed
Even if you’ve had trouble keeping a job, that doesn’t mean you can’t take out a loan. We also consider other revenue sources, such as retirement, pension, or government benefits. Having a good credit score is a must to be eligible for a payday loan while unemployed.
Legit Payday Loans
Payday loans Corpus Christi, TX, could be a great choice if you need a larger loan. Residents of the 361 code can easily borrow up to $1,000. Even if you have a bad credit score, you can still take out legit small loans. Yet, you’ll have to deal with stricter terms.
Amanda is a senior financial copywriter at AdvanceSOS. She has more than six years of journalism experience, mostly in finance. She graduated with a Master’s degree in finance from the University of Oklahoma.