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Get Quick and Easy Access to Local & Same Day Payday Loans in Dallas, TX

Payday loans in Dallas TX

Fast Payday Loan Lenders near Dallas, TX

Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Dallas, TX.

Quick Online Payday Loans in Dallas, TX, USA Faxless

Payday Loans Companies in Dallas, TX

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
Check `n Go 2427 W Kiest Blvd 75233 (214) 433-6260 5 310
Check N Title Loans 3821 Buckner Blvd 75227 (214) 438-5200 4.9 308
Check N Title Loans 3906 W Camp Wisdom Rd #101 75237 (972) 270-0080 4.8 165
Check `n Go 4010 Ross Ave 75204 (214) 482-0797 4.8 143
Check `n Go 14207 Coit Rd Ste 100 75254 (469) 979-9106 4.8 138
ACE Cash Express 9730 Abrams Rd Ste 107 75243 (214) 434-2274 4.4 135
Speedy Cash 1441 E Kiest Blvd 75216 (214) 437-0086 4.7 111
Speedy Cash 2601 S Hampton Rd 75224 (214) 433-4500 4.5 90
Check N Title Loans 3211 W Northwest Hwy Suite #400 75220 (214) 435-6630 4.8 87
Speedy Cash 10201 Lake June Rd 75217 (972) 232-0006 4.2 47
Speedy Cash 3706 W Northwest Hwy 75220 (214) 435-7097 4.2 38
CashMax Title & Loan 5200 Lemmon Ave #106 75209 (214) 452-9300 4.9 36
Cash Store 4701 Frankford Rd Ste 213 75287 (972) 224-4100 3.7 16
Cash Store 9208 E R L Thornton Fwy Ste 207B 75228 (214) 432-0587 3.6 15
Cash Store 13249 Montfort Dr 75240 (972) 293-1682 3.9 14
Loan Express 222 Jefferson 75208 (214) 494-1725 4 6
Cash Store 3797 Forest Ln Ste 105A 75244 (972) 224-7855 3 4
Speedy Payday Loans 3711 Stratford Ave 75205 (214) 475-8438 0 0
Urban Payday Loans 2616 Olive St 75201 (979) 940-2152 0 0

– companies ratings and reviews are based on their Google Business Profile. Updated October, 2023
– do you want to add, delete or modify your company details? Contact us –

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.

What Will You Need?

Overall, borrowers must meet all application criteria to take out a loan. Still, requirements for payday loans in Dallas, TX, may differ slightly from our lenders. Ensure you submit the following documentation:

  • Government-issued ID showing you’re over 18.
  • Proof to be a legal resident of Dallas.
  • An open checking account that accepts electronic transfers
  • Proof of recurring source of income.
  • A working phone number and e-mail address
  • Not to be bankrupt.
  • SSN or TIN.

How Much Can You Borrow?

Payday loans in Dallas, TX, entail no upper limit on the borrowed funds. Still, the average financing stands somewhere at $800. From experience, our clients usually request the following amounts:

Whether we’ll approve the funds or not depends on your eligibility. If you meet all criteria and prove that you can service your debt, expect a fast cash transfer.

When Will You Receive Your Funds?

Expect to get instant cash. Yet, it’s essential to remember that the time between the transfer and the deposit depends on our lender. Typically, it takes customers a day to two to see the cash reach their bank account.

Some lenders can deposit quick cash within one business day. Transaction swiftness is subject to bank closures, too. We recommend applying early in the day to avoid delays due to working hours.

APR And Fees

Dallas rules do not specify the maximum loan amount nor financing fee caps that lenders must impose. Still, payday loans in Texas usually range between $50 and $1,200. Charges typically depend on the loan size.

The bad news about short-term financing in Dallas is that APRs average 662%, which is relatively high. Also, the maximum interest rate in Dallas stands at 10% of the amount. Lenders may charge $30 fees of NSF, which further increases your debt.

Regulations Surrounding Payday Loans In Dallas TX

Lenders who offer payday loans must have a license and follow Texas and Dallas laws. Dallas has a lenient payday loan, so there is no cap on how much you can borrow when it comes to the cash advance. The repayments terms vary from a week to a month for a single payday loan and up to 180 days for installment loans.

Also, you can’t refinance a single-payment payday product more than three times. Once you take the loan out, you should pay back the principal, interest, and credit access business fees. Though you have protection on the interest lenders can charge, there are no restrictions on the CAB fees they charge.

Loan Alternatives

Residents in code areas 214, 469, 972, 682, and 817 within the state are eligible for multiple advance payday loans. Below, we have presented all financing alternatives you can consider.

Bad Credit Loans

You may qualify for a payday advance in Dallas with bad credit or no credit. Our lenders offer short-term financing with no credit check required. Still, we usually run ‘soft’ credit checks and consider other factors to ensure your capacity to repay.

Title Loans

Often, small loans cannot meet your expectations in terms of loan size. You can use a title loan to get a higher cash amount on the money you want to borrow. Here, you’ll have to sign your vehicle’s title over to the lender until you repay. When you settle your debt in full, you will regain ownership of your car.

No Credit Check Loans

If you have a bad credit score, lenders perceive you as a potentially risky client. To avoid this, you may turn to no credit check loans. These cash advances get tailored for applicants with any score. Though we only run a soft credit check, we also consider other factors such as your employment and account standing.

Payday Loans For Unemployed

If you have no steady job applying, a traditional loan may be out of your reach. Those who receive government benefits or a pension are welcome to apply for short-term loans with us. Borrowers should provide a verifiable revenue source and have a good credit history.

Legit Payday Loans

Payday loans in Dallas are legit, but they mature very quickly, typically in two weeks. Payday loan lenders advise that small loans should target short-term uses only. When loans become due, borrowers extend the loan’s life to maintain the cash flow. Rolling over-borrowed funds means extra fees, so borrowers pay more than they initially expected.

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