Get Quick and Easy Access to Local & Same Day Payday Loans in Dallas, TX
Fast Payday Loan Lenders near Dallas, TX
Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Dallas, TX.
Quick Online Payday Loans in Dallas, TX, USA Faxless

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Why Should I Choose Short-Term Online Loans at AdvanceSOS?
1. Quick All-in Application
Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.
2. Flexible Terms: Unemployment & Bad Credit OK
Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.
Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Keep in mind the maximum sum you can get depends on payday loans laws in your state. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.
3. Trusted Loans with a Reliable Licensed Lender
We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.

I read and agree to Terms, Rates, Privacy Policy, before submitting a loan request.
How to Apply for a Payday Loan Online?
Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!
Step 1 – Make an Application
Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).
Step 2 – Decision & Approval
Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.
Step 3 – Receive Money Within 24 Hours
Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.
Payday Loans Companies in Dallas, TX
Addresses, phone numbers, and reviews of lenders stores working nearby you:
Company | Address | ZIP code | Phone Number | Ranting | Reviews |
---|---|---|---|---|---|
Check `n Go | 2427 W Kiest Blvd | 75233 | (214) 433-6260 | 5 | 310 |
Check N Title Loans | 3821 Buckner Blvd | 75227 | (214) 438-5200 | 4.9 | 308 |
Check N Title Loans | 3906 W Camp Wisdom Rd #101 | 75237 | (972) 270-0080 | 4.8 | 165 |
Check `n Go | 4010 Ross Ave | 75204 | (214) 482-0797 | 4.8 | 143 |
Check `n Go | 14207 Coit Rd Ste 100 | 75254 | (469) 979-9106 | 4.8 | 138 |
ACE Cash Express | 9730 Abrams Rd Ste 107 | 75243 | (214) 434-2274 | 4.4 | 135 |
Speedy Cash | 1441 E Kiest Blvd | 75216 | (214) 437-0086 | 4.7 | 111 |
Speedy Cash | 2601 S Hampton Rd | 75224 | (214) 433-4500 | 4.5 | 90 |
Check N Title Loans | 3211 W Northwest Hwy Suite #400 | 75220 | (214) 435-6630 | 4.8 | 87 |
Speedy Cash | 10201 Lake June Rd | 75217 | (972) 232-0006 | 4.2 | 47 |
Speedy Cash | 3706 W Northwest Hwy | 75220 | (214) 435-7097 | 4.2 | 38 |
CashMax Title & Loan | 5200 Lemmon Ave #106 | 75209 | (214) 452-9300 | 4.9 | 36 |
Cash Store | 4701 Frankford Rd Ste 213 | 75287 | (972) 224-4100 | 3.7 | 16 |
Cash Store | 9208 E R L Thornton Fwy Ste 207B | 75228 | (214) 432-0587 | 3.6 | 15 |
Cash Store | 13249 Montfort Dr | 75240 | (972) 293-1682 | 3.9 | 14 |
Loan Express | 222 Jefferson | 75208 | (214) 494-1725 | 4 | 6 |
Cash Store | 3797 Forest Ln Ste 105A | 75244 | (972) 224-7855 | 3 | 4 |
Speedy Payday Loans | 3711 Stratford Ave | 75205 | (214) 475-8438 | 0 | 0 |
Urban Payday Loans | 2616 Olive St | 75201 | (979) 940-2152 | 0 | 0 |
– companies ratings and reviews are based on their Google Business Profile. Updated July, 2022
– do you want to add, delete or modify your company details? Contact us – [email protected]
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.
What Will You Need?
Overall, borrowers must meet all application criteria to take out a loan. Still, requirements for payday loans in Dallas, TX, may differ slightly from our lenders. Ensure you submit the following documentation:
- Government-issued ID showing you’re over 18.
- Proof to be a legal resident of Dallas.
- An open checking account that accepts electronic transfers
- Proof of recurring source of income.
- A working phone number and e-mail address
- Not to be bankrupt.
- SSN or TIN.
How Much Can You Borrow?
Payday loans in Dallas, TX, entail no upper limit on the borrowed funds. Still, the average financing stands somewhere at $800. From experience, our clients usually request the following amounts:
- 100 dollar loan
- 200 dollar loan
- 300 dollar loan
- 500 dollar loan
Whether we’ll approve the funds or not depends on your eligibility. If you meet all criteria and prove that you can service your debt, expect a fast cash transfer.
When Will You Receive Your Funds?
Expect to get instant cash. Yet, it’s essential to remember that the time between the transfer and the deposit depends on our lender. Typically, it takes customers a day to two to see the cash reach their bank account.
Some lenders can deposit quick cash within one business day. Transaction swiftness is subject to bank closures, too. We recommend applying early in the day to avoid delays due to working hours.
APR And Fees
Dallas rules do not specify the maximum loan amount nor financing fee caps that lenders must impose. Still, payday loans in Texas usually range between $50 and $1,200. Charges typically depend on the loan size.
The bad news about short-term financing in Dallas is that APRs average 662%, which is relatively high. Also, the maximum interest rate in Dallas stands at 10% of the amount. Lenders may charge $30 fees of NSF, which further increases your debt.
Regulations Surrounding Payday Loans In Dallas TX
Lenders who offer payday loans must have a license and follow Texas and Dallas laws. Dallas has a lenient payday loan, so there is no cap on how much you can borrow when it comes to the cash advance. The repayments terms vary from a week to a month for a single payday loan and up to 180 days for installment loans.
Also, you can’t refinance a single-payment payday product more than three times. Once you take the loan out, you should pay back the principal, interest, and credit access business fees. Though you have protection on the interest lenders can charge, there are no restrictions on the CAB fees they charge.
Loan Alternatives
Residents in code areas 214, 469, 972, 682, and 817 within the state are eligible for multiple advance payday loans. Below, we have presented all financing alternatives you can consider.
Bad Credit Loans
You may qualify for a payday advance in Dallas with bad credit or no credit. Our lenders offer short-term financing with no credit check required. Still, we usually run ‘soft’ credit checks and consider other factors to ensure your capacity to repay.
Title Loans
Often, small loans cannot meet your expectations in terms of loan size. You can use a title loan to get a higher cash amount on the money you want to borrow. Here, you’ll have to sign your vehicle’s title over to the lender until you repay. When you settle your debt in full, you will regain ownership of your car.
No Credit Check Loans
If you have a bad credit score, lenders perceive you as a potentially risky client. To avoid this, you may turn to no credit check loans. These cash advances get tailored for applicants with any score. Though we only run a soft credit check, we also consider other factors such as your employment and account standing.
Payday Loans For Unemployed
If you have no steady job applying, a traditional loan may be out of your reach. Those who receive government benefits or a pension are welcome to apply for short-term loans with us. Borrowers should provide a verifiable revenue source and have a good credit history.
Legit Payday Loans
Payday loans in Dallas are legit, but they mature very quickly, typically in two weeks. Payday loan lenders advise that small loans should target short-term uses only. When loans become due, borrowers extend the loan’s life to maintain the cash flow. Rolling over-borrowed funds means extra fees, so borrowers pay more than they initially expected.
Useful links:
- https://www.trustpilot.com/review/advancesos.com
- https://advancesos.com/blog/
- https://en.wikipedia.org/wiki/Payday_loan
- https://www.consumer.ftc.gov/articles/0097-payday-loans
- https://www.ncsl.org/research/financial-services-and-commerce/payday-lending-state-statutes.aspx
- https://onlinelendersalliance.org/