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Fast Payday Loan Lenders near Denton, TX
Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Denton, TX.
Quick Online Payday Loans in Denton, TX, USA Faxless
Payday Loans Companies in Denton, TX
Addresses, phone numbers, and reviews of lenders stores working nearby you:
|Company||Address||ZIP code||Phone Number||Ranting||Reviews|
|Check `n Go||1507 S Loop 288 Ste 204||76205||(940) 048-9644||5||511|
|Advance America||1400 S Loop 288 Ste. 114||76205||(940) 038-9695||4.9||140|
|Speedy Cash||400 W University Dr||76201||(940) 038-8739||4.1||100|
|CashMax Title & Loan||411 W University Dr||76201||(940) 056-1700||4.8||54|
|Cash Store||1601 Brinker Rd Suite 103||76208||(940) 059-6899||3.9||30|
– companies ratings and reviews are based on their Google Business Profile. Updated October, 2023
– do you want to add, delete or modify your company details? Contact us – firstname.lastname@example.org
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.
You must meet these simple criteria:
- 18 or older and have Identification: A valid Driver’s License, State ID Card, Military ID, Passport, or Passport Card.
- An active bank account that has existed for at least three months.
- Be employed for the past 3 months, or that you have a steady income of some sort.
- Earn a minimum of $1000 per month.
- Have a working phone number and a valid residential address.
When lenders need to assess your credit history, they do a ‘Soft Pull’ on it, which does not affect your credit score in the slightest. Loan providers don’t always do this; they’re more concerned about your ability to pay on time than anything else.
If you’ve applied before mid-afternoon, you’ll likely get your approval later that same day, and in many cases, you’ll get the money too.
If you apply after mid-day or during off-hours, then payment will obviously be the next business day.
Normally the money will be automatically deposited into your bank account. Other arrangements might be made in some situations.
There are different types of loans, one that suits every set of circumstances.
The money is due the following payday. That’s 2 weeks for most people, but if you get paid monthly, then that can be accommodated. These include loans on unemployment & disability payments which are treated the same as a paycheck.
This is closer to a traditional loan, with the exception that it’s more flexible. They usually involve 2 or more payments, which can be in the amounts and times decided mutually. In other words, the money is due according to the terms and amounts agreed to.
This is truly a standard loan like one would get through a bank. The money is paid back in installments over a longer period of time and in equal payments and a more traditional schedule. Typical installment loans can range from 3 payments in 6 months to 6 months to a year.
The title to your car, truck, motorcycle, or boat can be put up to secure a loan. Typically these types of loans have lower interest rates because the money has been secured by collateral. They can have a set schedule of payments due on specific dates or a flexible payment schedule with interest based on the loan’s balance after each payment is made.
No Credit Check Loan
The big three credit companies aren’t involved. If anything, only a Soft-Pull might be done in some cases, but it’s not a requirement. The lender will base his approval on your ability to pay and on your demeanor when he talks to you. If everything goes well, then you’ll soon see the money.
It is a pre-approved open-ended line of credit up to a maximum amount. No Collateral; take as much as you want (up to the limit) when you want 24/7. It’s a lot like using a credit card in that you can repay the entire sum the following month or roll it over by just paying part of it. The amount charged is then based on the balance after each payment is made.
One-hour Payday Loans
For time-critical situations. Once you have had a loan with a lender, there’s no need to do the same check each time if nothing has changed. Subsequently, the approval process can be streamlined down to an hour or so. Or, maybe your information is simple to verify, even though you have no history with the particular lender.
2nd Chance Loans
When you have a problematic past with subprime lending and need a 2nd chance, payday lenders aren’t so strict with past problems as long as you haven’t defaulted on a recent loan. Late payments can have good reasons at times, and it won’t prevent the lender from considering you again, as long as the other information checks out.
Legit Payday Loans
Don’t take money from loan sharks and other disreputable people. Our Lenders work within the laws of Texas.
The “soft pull” your credit – your credit score isn’t affected. It gives some idea of how you manage credit and what amount of money you can be trusted with. Service providers honestly explain their terms and conditions and don’t try to fool you with terms hidden in the small print. Full disclosure in a loan is required by Texas law. They assure your ability to repay the loan by checking that you have an income from a job or other source. They will never ask you for an upfront payment before showing you the best online payday loans. None of the direct lenders we work with does this, nor do we charge our service fee.
APR and Fee
AdvanceSOS charges zero for using our services. Our network members pay us a fee for connecting them to you, but you pay nothing.
Fill out our easy-to-use form, and we will introduce you to our network of trustworthy lenders for free. The lenders will set the APR and the fee.
Our Network of Payday Lenders all follows the regulations by the State of Texas.