Payday Loans in Denton, TX
I have some time off, but I’m broke? What can I do? Well, here are several options: Stay home doing nothing about it; Boring!
Find something to do that’s low cost; it’s an option, but I’ve done everything low cost I can think of, and now it’s all boring!
Ask a friend if I can borrow some money; sometimes this is Plausible, but with many obvious downsides.
Get a Payday Loan; Why not?
Now in Denton, Texas, Payday Loans are available! Lenders are ready to help!
How does it work? It’s simple!
Fill out a form online with some basic information, and a Lender will get back to you, usually within a couple of hours.
You must meet these simple criteria:
- 18 or older and have Identification: A valid Driver’s License, State ID Card, Military ID, Passport, or Passport Card.
- An active bank account that has existed for at least three months.
- Be employed for the past 3 months, or that you have a steady income of some sort.
- Earn a minimum of $1000 per month.
- Have a working phone number and a valid residential address.
When lenders need to assess your credit history, they do a ‘Soft Pull’ on it, which does not affect your credit score in the slightest. Loan providers don’t always do this; they’re more concerned about your ability to pay on time than anything else.
If you’ve applied before mid-afternoon, you’ll likely get your approval later that same day, and in many cases, you’ll get the money too.
If you apply after mid-day or during off-hours, then payment will obviously be the next business day.
Normally the money will be automatically deposited into your bank account. Other arrangements might be made in some situations.
There are different types of loans, one that suits every set of circumstances.
The money is due the following payday. That’s 2 weeks for most people, but if you get paid monthly, then that can be accommodated. These include loans on unemployment & disability payments which are treated the same as a paycheck.
- $100 Payday Loans
- $200 Payday Loans
- $300 Payday Loans
- $400 Payday Loans
- $500 Payday Loans
- $1000 Payday Loans
This is closer to a traditional loan, with the exception that it’s more flexible. They usually involve 2 or more payments, which can be in the amounts and times decided mutually. In other words, the money is due according to the terms and amounts agreed to.
This is truly a standard loan like one would get through a bank. The money is paid back in installments over a longer period of time and in equal payments and a more traditional schedule. Typical installment loans can range from 3 payments in 6 months to 6 months to a year.
The title to your car, truck, motorcycle, or boat can be put up to secure a loan. Typically these types of loans have lower interest rates because the money has been secured by collateral. They can have a set schedule of payments due on specific dates or a flexible payment schedule with interest based on the loan’s balance after each payment is made.
No Credit Check Loan
The big three credit companies aren’t involved. If anything, only a Soft-Pull might be done in some cases, but it’s not a requirement. The lender will base his approval on your ability to pay and on your demeanor when he talks to you. If everything goes well, then you’ll soon see the money.
It is a pre-approved open-ended line of credit up to a maximum amount. No Collateral; take as much as you want (up to the limit) when you want 24/7. It’s a lot like using a credit card in that you can repay the entire sum the following month or roll it over by just paying part of it. The amount charged is then based on the balance after each payment is made.
One-hour Payday Loans
For time-critical situations. Once you have had a loan with a lender, there’s no need to do the same check each time if nothing has changed. Subsequently, the approval process can be streamlined down to an hour or so. Or, maybe your information is simple to verify, even though you have no history with the particular lender.
2nd Chance Loans
When you have a problematic past with subprime lending and need a 2nd chance, payday lenders aren’t so strict with past problems as long as you haven’t defaulted on a recent loan. Late payments can have good reasons at times, and it won’t prevent the lender from considering you again, as long as the other information checks out.
Legit Payday Loans
Don’t take money from loan sharks and other disreputable people. Our Lenders work within the laws of Texas.
The “soft pull” your credit – your credit score isn’t affected. It gives some idea of how you manage credit and what amount of money you can be trusted with. Service providers honestly explain their terms and conditions and don’t try to fool you with terms hidden in the small print. Full disclosure in a loan is required by Texas law. They assure your ability to repay the loan by checking that you have an income from a job or other source. They will never ask you for an upfront payment before showing you the best online payday loans. None of the direct lenders we work with does this, nor do we charge our service fee.
APR and Fee
AdvanceSOS charges zero for using our services. Our network members pay us a fee for connecting them to you, but you pay nothing.
Fill out our easy-to-use form, and we will introduce you to our network of trustworthy lenders for free. The lenders will set the APR and the fee.
Cash Advance and Payday Loan Companies Near You (Lenders Locations)
|Company name||Address||Zip code||Phone number|
|Speedy Cash||400 W University Dr||76201||(940) 312-7648|
|ALL Cash Express||836 W University Dr||76201||(940) 243-1308|
|MR. Payroll||1015 E Mckinney St||76209||(940) 243-2274|
|Cliff’s Check Cashing||214 W University Dr||76201||(940) 484-1604|
|Check ‘N Go Store||1507 S Loop 288, Ste 204||76205||(940) 483-9644|
|Cash Store||309 W Oak St||76201||(940) 382-4242|
|Cultivar Capital Inc||421 E Hickory St||76201||(940) 600-4553|
|Federal Cash Advance||411 W University Dr||76201||(940) 566-1700|
|TitleMax Title Loans||1701 W University Dr||76201||(940) 735-3648|
|TitleMax Title Loans||501 N Interstate 35 Frontage Rd||76205||(940) 566-4777|
|Cliff’s Check Cashing||718 Fort Worth Dr||76201||(940) 565-6663|
|Bombay Vapor||2313 S Interstate 35 E||76205||(940) 382-3444|
|Advance America||1400 S. Loop 288, Ste. 114||76205||(940) 383-9695|
|Cash America Pawn||1018 Fort Worth Dr||76205||(940) 566-5555|
|E Z Check 9||525 Eagle Dr||76201||(940) 566-5256|
|Toledo Finance Corp||316 E Oak St, Ste 106||76201||(940) 442-6887|
|Onemain Financial||2430 S Interstate 35 E, Ste 182||76205||(940) 591-0330|
|First United Bank||2730 W University Dr||76201||(940) 387-4417|
|Econo Loans||326 E Mckinney St||76201||(940) 566-6639|
|Lendmark Financial Service||2215 S Loop 288, Ste 327||76205||(940) 566-5888|
|B & F Finance||318 E Oak St||76201||(940) 566-0300|
|First United Bank||1517 Centre Place Dr, Ste 100||76205||(940) 349-5600|
|Access Bank Texas||320 Eagle Dr, Ste 100||76201||(940) 382-3962|
|Cash Store||1601 Brinker Rd, Ste 103||76208||(940) 591-6899|
|Northstar Bank||400 N Carroll Blvd||76201||(800) 460-6634|
Our Network of Payday Lenders all follows the regulations by the State of Texas.
Amanda is a senior writer at AdvanceSOS. She has more than six years of journalism experience, mostly in the finance sector. She graduated with a Bachelor’s Degree from Drew University.