Get Quick and Easy Access to Local & Same Day Payday Loans in Edinburg, TX
Fast Payday Loan Lenders near Edinburg, TX
Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Edinburg, TX.
Quick Online Payday Loans in Edinburg, TX, USA Faxless
Payday Loans Companies in Edinburg, TX
Addresses, phone numbers, and reviews of lenders stores working nearby you:
Company
Address
ZIP code
Phone Number
Ranting
Reviews
Check `n Go
305 S Sugar Rd
78539
(956) 628-1922
4.9
212
Advance America
1624 W University Dr
78539
(956) 628-9210
4.9
133
ACE Cash Express
515 E University Dr
78539
(956) 638-6665
3.9
41
Texas Car Title & Payday Loan Services, Inc.
1015 E University Dr
78539
(956) 638-5579
4.9
33
– companies ratings and reviews are based on their Google Business Profile. Updated October, 2023 – do you want to add, delete or modify your company details? Contact us – info@advancesos.com
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.
You meet these simple things:
18 or older and have Identification: A valid Driver’s License, State ID Card, Military ID, Passport, or Passport Card.
Posses an active bank account that has existed for at least three months.
Be employed for the past three months, or that you have a steady income of some sort.
Earn a minimum of $1000 per month.
Have a working phone number and a valid residential address.
Our Lenders might look at your credit report by doing a ‘Soft Pull’ on it. Don’t be concerned; this does not affect your credit score. They’re mainly concerned about your ability to pay.
Let’s say you apply before mid-day; you’ll probably get your approval that same day. In many cases, you’ll get the funds too.
When you’ve applied after mid-day or off-hours, then it will likely be the next day. Our providers will quickly deposit the money in your bank account unless other agreements have been made, which might be possible in some situations.
There are different types of loans available, one that suits everybody.
Payday Loans
The money is due on the very next scheduled payday. Lenders can treat unemployment and disability payments like paychecks. After a short discussion with you to find out exactly how much you need and when you can pay, you’ll get the funds shortly thereafter. Normally, the lender will want a post-dated check or some other similar electronic method to debit your account on the agreed-upon day.
You will repay the money according to the terms of the agreement. The terms of the loan can be flexible and variable. Usually, there will be two or more payments in the amounts specified between you and the lender and the dates you decide on.
Installment loans
The loan provider creates a payment plan that you need to pay back over a period of time. This is essentially a standard loan that everyone is familiar with, having set dates and amounts for repayment. Personal loans can be anywhere from 1 to 5 years, but in this case, it’s usually limited to 1 year or less.
Title Loans
Do you own the title to your car, truck, motorcycle, or boat? You can use it as collateral for a loan. Often these sorts of loans have lower interest rates because you’ve secured the money by collateral. Of course, if you don’t repay the loan, you’ll forfeit your property. This would be a bad outcome because all the lender wants is for you to return the money as per your agreement.
No Credit Check Loan
The three big credit companies aren’t involved since lenders do a Soft-Pull. They may do this sometimes, but it’s not a requirement. There might be various reasons to ask for a no credit check loan. All the lender is interested in is that you repay the loan based on your mutual agreement.
Flex Loans
Think of it much the same way you would a credit card, but without the piece of plastic. It is an open-ended pre-approved credit line up to a certain amount. No Collateral; take as much as you want (up to the limit) when you want, 24/7! You can repay all of it each month or roll the balance over.
One-hour Payday Loans
For time-critical situations. Occasionally time is of the essence. If you’ve already established a history with one of our lenders, then things can get done swiftly. There’s no need to recheck your details, provided that nothing has changed.
2nd Chance LoansWhen you have had difficulties in the past with subprime lending and need a 2nd chance. Perhaps you have had a couple of late payments. These can be forgiven so long as it hasn’t been defaulting on a lender that was the problem. All the lender cares about is that you repay the loan and stick to the current agreement’s terms.
Legit Payday Loans
Loan sharks and other sketchy people are terrible and untrustworthy people to deal with. Fortunately, there’s a sanctuary in the middle of all the shady characters. Our Lenders work well within the established law. The “soft pull” your credit – your credit score isn’t affected. It gives some idea of how well you deal with credit and what amount of money you can be trusted with. Service providers clearly and transparently explain their terms and conditions and don’t try to fool you with terms hidden in the small print. Texas law requires full disclosure. They assure your ability to repay the loan by checking that you have an income from a job or other source. They will never ask you for an upfront payment before showing you the best online payday loans. None of the direct lenders we work with does this, nor do we charge our service fee.
APR and Fee
AdvanceSOS.com charges no fee for using our services. Our network members pay us a fee for connecting them to you, but you pay nothing.
Fill out our easy-to-use form, and we will introduce you to our network of trustworthy lenders for free. The lenders will set the APR and the fee.
Our Network of Payday Lenders all follows the regulations by the State of Texas.
