Payday Loans in Edinburg, TX
Need a Payday Loan? Do you usually go out to the nearest payday loan office to get one?
Lenders can help online if you want a payday loan!
No bother, no time, no travel expenses!
Time off work but are you broke? Do you have something you want to do? Need a gift for that special someone, but it’s between paydays? These kinds of problems are over! Get a Payday Loan; Why not? How to do it? It’s simple and straightforward!
An online application is waiting for you to fill out with some elementary information. A Creditor will get back to you, usually within a couple of hours.
You meet these simple things:
- 18 or older and have Identification: A valid Driver’s License, State ID Card, Military ID, Passport, or Passport Card.
- Posses an active bank account that has existed for at least three months.
- Be employed for the past three months, or that you have a steady income of some sort.
- Earn a minimum of $1000 per month.
- Have a working phone number and a valid residential address.
Our Lenders might look at your credit report by doing a ‘Soft Pull’ on it. Don’t be concerned; this does not affect your credit score. They’re mainly concerned about your ability to pay.
Let’s say you apply before mid-day; you’ll probably get your approval that same day. In many cases, you’ll get the funds too.
When you’ve applied after mid-day or off-hours, then it will likely be the next day. Our providers will quickly deposit the money in your bank account unless other agreements have been made, which might be possible in some situations.
There are different types of loans available, one that suits everybody.
The money is due on the very next scheduled payday. Lenders can treat unemployment and disability payments like paychecks. After a short discussion with you to find out exactly how much you need and when you can pay, you’ll get the funds shortly thereafter. Normally, the lender will want a post-dated check or some other similar electronic method to debit your account on the agreed-upon day.
- $100 Payday Loans
- $200 Payday Loans
- $300 Payday Loans
- $400 Payday Loans
- $500 Payday Loans
- $1000 Payday Loans
You will repay the money according to the terms of the agreement. The terms of the loan can be flexible and variable. Usually, there will be two or more payments in the amounts specified between you and the lender and the dates you decide on.
The loan provider creates a payment plan that you need to pay back over a period of time. This is essentially a standard loan that everyone is familiar with, having set dates and amounts for repayment. Personal loans can be anywhere from 1 to 5 years, but in this case, it’s usually limited to 1 year or less.
Do you own the title to your car, truck, motorcycle, or boat? You can use it as collateral for a loan. Often these sorts of loans have lower interest rates because you’ve secured the money by collateral. Of course, if you don’t repay the loan, you’ll forfeit your property. This would be a bad outcome because all the lender wants is for you to return the money as per your agreement.
No Credit Check Loan
The three big credit companies aren’t involved since lenders do a Soft-Pull. They may do this sometimes, but it’s not a requirement. There might be various reasons to ask for a no credit check loan. All the lender is interested in is that you repay the loan based on your mutual agreement.
Think of it much the same way you would a credit card, but without the piece of plastic. It is an open-ended pre-approved credit line up to a certain amount. No Collateral; take as much as you want (up to the limit) when you want, 24/7! You can repay all of it each month or roll the balance over.
One-hour Payday Loans
For time-critical situations. Occasionally time is of the essence. If you’ve already established a history with one of our lenders, then things can get done swiftly. There’s no need to recheck your details, provided that nothing has changed.
2nd Chance LoansWhen you have had difficulties in the past with subprime lending and need a 2nd chance. Perhaps you have had a couple of late payments. These can be forgiven so long as it hasn’t been defaulting on a lender that was the problem. All the lender cares about is that you repay the loan and stick to the current agreement’s terms.
Legit Payday Loans
Loan sharks and other sketchy people are terrible and untrustworthy people to deal with. Fortunately, there’s a sanctuary in the middle of all the shady characters. Our Lenders work well within the established law. The “soft pull” your credit – your credit score isn’t affected. It gives some idea of how well you deal with credit and what amount of money you can be trusted with.
Service providers clearly and transparently explain their terms and conditions and don’t try to fool you with terms hidden in the small print. Texas law requires full disclosure. They assure your ability to repay the loan by checking that you have an income from a job or other source. They will never ask you for an upfront payment before showing you the best online payday loans. None of the direct lenders we work with does this, nor do we charge our service fee.
APR and Fee
AdvanceSOS.com charges no fee for using our services. Our network members pay us a fee for connecting them to you, but you pay nothing.
Fill out our easy-to-use form, and we will introduce you to our network of trustworthy lenders for free. The lenders will set the APR and the fee.
Our Network of Payday Lenders all follows the regulations by the State of Texas.
Cash Advance and Payday Loan Companies Near You (Lenders Locations)
|Company name||Address||Zip code||Phone number|
|Cash Store||4120 S Mccoll Rd, Ste 4||78539||(956) 630-4693|
|First Cash Pawn||820 W University Dr||78539||(956) 318-0298|
|ALL Cash Express||515 E University Dr||78539||(956) 381-6665|
|Advance America||1624 W. University Dr.||78539||(956) 287-9210|
|Z Cash||1629 W University Dr||78539||(956) 289-1900|
|Texas Car Title & Payday Loan||1015 E University Dr||78539||(956) 381-5579|
|Check ‘N Go Store #6805||305 S Sugar Rd||78539||(956) 289-1922|
|Check ‘N Go||2110 W University Dr||78539||(956) 289-1922|
|ALL Cash Express||227 E Trenton Rd||78539||(956) 381-0400|
|First Cash Pawn||2422 E University Dr||78542||(956) 382-0830|
|Sun Loan Co||1206 W Monte Cristo Rd, Ste B||78541||(956) 720-4324|
|TitleMax Title Loans||1116 E University Dr||78539||(956) 316-4336|
|Cash America Pawn||902 E University Dr||78539||(956) 380-0394|
|Sun Loan Co||2801 W University Dr, Ste 8||78539||(956) 381-5018|
|Approved Money Center||1708 W University Dr, Ste B||78539||(956) 380-1400|
|Sun Loan Co||523 E University Dr||78539||(956) 287-3376|
|Approved Money Ctr||2105 W Trenton Rd||78539||(956) 683-9151|
|Cash America||4422 S Raul Longoria Rd||78542||(956) 283-1847|
|First Cash Pawn||3501 University||78541||(956) 318-0899|
|ALL Cash Express||515 E University Dr||78539||(956) 378-6517|
|Walmart Money Center||4101 S Mccoll Rd||78539||(956) 618-1398|
|Onemain Financial||306 S Jackson Rd, Ste AB||78539||(956) 380-1417|
|Atlas Credit Co Inc||603 E University Dr||78539||(956) 316-1554|
|Noble Finance||106 S 12th Ave, Ste 100||78539||(956) 380-1401|
|Oportun||3621 N Closner Blvd||78541||(855) 444-7002|
|Oportun||1653 W University Dr||78539||(855) 444-7002|
|Action Credit||513 E University Dr||78539||(956) 381-0860|
|Covington Credit||2703 W University Dr||78539||(956) 287-7700|
|Oportun||1653 W University Dr||78539||(956) 279-2611|
|Lone Star National Bank||117 S 10th Ave||78539||(956) 386-0134|
|First National Bank Texas||2812 S Expressway 281||78542||(956) 292-0706|
|IBC Bank||2205 W University Dr||78539||(956) 316-3581|
|Western Finance Service||1103 E University Dr, Ste A||78539||(956) 316-0300|
|Hibernia National Bank||300 S Closner Blvd||78539||(956) 316-3514|
|Texas Regional Bank||4925 S Mccoll Rd||78539||(956) 682-2265|
|Approved Money Center||1708 W University Dr||78539||(956) 380-1400|
Amanda is a senior writer at AdvanceSOS. She has more than six years of journalism experience, mostly in the finance sector. She graduated with a Bachelor’s Degree from Drew University.