Payday Loans in Fort Worth, TX
If you need a quick and dependable way to cover some unexpected bills, we might have just the thing for you. Payday loans online are a convenient option you can turn to if you’re dealing with financial troubles. These high-interest short-term loans can quickly go up to $1,500. With their help, you can pay off car repair costs, unexpected utility bills, or whatever other expenses you’re dealing with. AdvanceSOS has products designed to suit the needs of various Fort Worth borrowers.
How to Apply for a Payday Loan Online in Fort Worth?
Applying for payday loans in area codes 682 and 817 is a quick and effortless process. All you need is your personal information and a few minutes of your time. To make it easier for you, we broke down the application steps:
- Go to our website and click on the ‘Apply’ button.
- Fill the loan application with the required information.
- Hold for our quick decision and offers that match your situation.
- Agree to our terms and conditions and e-sign the loan agreement.
- Wait for the money to appear in your checking account.
What Will You Need?
Customers can apply for payday loans in Fort Worth, TX either in-store, or online. While you’re completing the loan application, you’ll notice that we ask for several documents. To successfully apply, you need:
- To be 18 or over
- A valid, government-issued ID proving you are a US citizen or resident
- Proof of a stable income (pay stub) of at least $1,000.
- An active bank checking account
- An active email and valid phone number
How Much Can You Borrow?
The State of Texas doesn’t cap payday loan amounts. As for how much money you personally can borrow, it depends on your eligibility. Most of our customers take out a loan from the following range:
- 100 dollar loan
- 200 dollar loan
- 300 dollar loan
- 500 dollar loan
- 1000 dollar loan
When Will You Receive Your Funds?
At AdvanceSOS, we provide our consumers instant access to their payday loans in Fort Worth, TX. If everything goes smoothly with your loan application, you should have the money the same day. Still, there are some exceptions. For instance – if you apply after we’re closed or on a non-working day. In these cases, the transaction will get processed the following business day.
However, if you apply in-store, you’ll get an instant decision, and you should have your money immediately.
APR and Fees
Lenders in Fort Worth cannot charge over 10% for a transaction. The charges are categorized depending on the amount. Small loans up to $30 come with a fee of 1/5 of the amount. If you get between $30 and $100, the charges are 1/10 of the amount plus $3 a month if the sum is under $30.
Moreover, loans between $35 and $70 have a $3.5 monthly service charge or $4 a month for sums between $70 and $100. Advance payday loans that exceed $100 have fixed $10 charges and a $4 monthly fee for every $100 borrowed.
Texas and Fort Worth regulations don’t cap the APR on payday loans. So, it can exceed 400%.
Regulations Surrounding Payday Loans in Fort Worth
Payday loans in Fort Worth, TX, don’t have a maximum limit. You can repay the loan between 14 and 31 days. Alternatively, if you take out an installment loan, it’s due within six months. Texas law forbids lenders from dividing one loan into two. This way, consumers get protection, and lenders can’t collect higher interest rates.
Texas law doesn’t specify a cooling-off period or a restriction on the number of rollovers. There is, however, a legal limit on how many times companies can refinance the same loan.
Small loans can be a genius solution if you’re in the midst of financial trouble. Yet, payday loans aren’t the only kind of cash advance you can take out. For more information, check out these alternatives.
Bad Credit Loans
Many people that have a bad credit score think they’re not eligible for an instant cash loan. However, plenty of our network lenders provide a bad credit loan option. To apply, all you need to do is provide proof of income. This way, we can ensure that you’re able to pay the loan off on time. Still, tread lightly, as bad credit loans often come with higher interest rates.
If you own a car and need some quick cash, taking out an auto title loan might be the thing for you. You can still use your vehicle during the loan term. After you repay the borrowed amount, you gain back full ownership of your car.
No Credit Check Loans
If you don’t have a good credit score, no credit check loans might be the perfect thing for you. AdvanceSOS usually runs a soft check, which doesn’t harm your score. Some crucial factors during the approval process include your employment, income, and bank account balance.
Payday Loans for Unemployed
Those who are in-between jobs but need a cash advance shouldn’t worry. We offer payday loans in Fort Worth, TX, for unemployed applicants, and it might be your best shot. To qualify, you must have a good credit score. Additionally, you also need to have a stable income source. During the application process, we consider alternative income sources. These include government benefits, retirement, pension, and more.
Legit Payday Loans
If you need a deposit of up to $1,500, consider taking out a legit payday loan. These fast cash advances can be a swift and reliable solution for many unforeseen expenses you might be dealing with.
Even if you have a bad credit score, you can still borrow up to $1,500. It’s important to note that paying them off within the term is vital since extra charges can quickly increase.
ATM Locations in Fort Worth, TX
|Wells Fargo ATM||120 W 3rd St, Fort Worth, TX 76102|
|ATM Transfund||700 S Industrial Blvd, Euless, TX 76040|
|ATM Transfund||2800 Alta Mere Dr, Fort Worth, TX 76116|
|Corner Store ATM||4150 Bryant Irvin Rd, Fort Worth, TX 76109|
|Corner Store ATM||9400 White Settlement Rd, Fort Worth, TX 76108|
|PNC Bank ATM||2901 W 7th St, Fort Worth, TX 76107|
|Corner Store ATM||9836 White Settlement Rd, Fort Worth, TX 76108|
|Cardtronics||1303 Calhoun St, Fort Worth, TX 76102|
|Cardtronics ATM||3300 W 7th St, Fort Worth, TX 76107|
|Bank of America ATM (Drive-thru)||4751 S Hulen St, Fort Worth, TX 76132|
|Cardtronics||2500 Forest Park Blvd, Fort Worth, TX 76110|
|Bank of America ATM (Drive-thru)||9654 Legacy Dr, Fort Worth, TX 76108|
|ATM||615 Byron Nelson Blvd, Roanoke, TX 76262|
|Prosperity Bank – ATM – Sundance Square||312 Houston St, Fort Worth, TX 76102|
|Cardtronics ATM||3809 E Belknap St, Fort Worth, TX 76111|
|Bank of America ATM (Drive-thru)||3100 S University Dr, Fort Worth, TX 76109|
|Bank of America ATM||6700 West Fwy, Fort Worth, TX 76116|
|Bank of America ATM||900 8th Ave, Fort Worth, TX 76104|
|PNC Bank ATM||3410 Sycamore School Rd, Fort Worth, TX 76133|
|Cardtronics(ATM)||4800 S Hulen St, Fort Worth, TX 76132|
|Briggs Freeman Sothebys International Realty – Fort Worth Mira Vista||6400 Mira Vista Blvd, Fort Worth, TX 76132|
|Cardtronics ATM inside the Walgreens #04417||8600 Hwy 80 W, Fort Worth, TX 76116|
|Bank of America ATM (Drive-thru)||Handley, Fort Worth, TX 76112|
|Cardtronics ATM||4821 South Fwy, Fort Worth, TX 76115|
|Bank of America ATM (Drive-thru)||3100 Altamesa Blvd, Fort Worth, TX 76133|
|Southwest Theological Seminary ATM (Naylor Student Center)||4530 Stanley Ave, Fort Worth, TX 76115|
|Cardtronics ATM||3220 Denton Hwy, Haltom City, TX 76117|
|Bank of America ATM (Drive-thru)||6696 Bridge St, Fort Worth, TX 76112|
Amanda is a senior writer at AdvanceSOS. She has more than six years of journalism experience, mostly in the finance sector. She graduated with a Bachelor’s Degree from Drew University.