Payday Loans in Friendswood, TX
Are you searching for a way to get quick cash? Whether your car has a flat tire, your HVAC is not functioning correctly, or you need to settle an already due utility bill, all sorts of financial emergencies occur when we least expect it.
But there’s no need to worry. Payday loans are one of the best short-term, small-dollar loans to turn to when in such situations.
As payday loans in Friendswood, TX, gain popularity, payday lenders have also gone up. But how can you differentiate the legit lenders from the loan sharks?
AdvanceSOSoffers a seamless solution: we connect borrowers of payday loans with reputable lenders in Friendswood, TX.
Benefits of Payday Loans in Friendswood, TX
Payday loans come with numerous advantages. Here are the five best pros:
- A great fit for people with bad credit – You don’t need an excellent credit score to apply for payday loans. Provided you can prove that you have income, you are good to go.
- The application process is easy – You don’t have to visit a physical storefront to apply for the loans. By just completing an application form with your personal and financial details, you’ll get your cash. You also don’t have to worry about being passed on to third parties. All of this can be done from the comfort of your home or while on the go.
- Available at all times – Payday loans are available even outside of the usual banking hours.
- Fast cash for emergencies – Most payday lenders deposit the money within minutes on the same or next day once approved for the loan.
- You can use the money for different purposes – There are no stringent laws on the use of the borrowed money. You can use it for whatever purpose you choose.
How to Get Payday Loans in Friendswood, TX
Applying for payday loans can be done either online or in person. To access the physical storefront, you’ll need to walk or drive to it, which is laborious and limited to doing this only with the office’s working hours.
Online application, on the other hand, is pretty quick. All you need is a smartphone, tablet, or PC with an internet connection. With just a few strokes of buttons, you’ll get the cash.
Requirements for Payday Loans in Friendswood, TX
Borrowers of payday loans in Friendswood, TX, must provide certain documents to lenders before getting successful loan approval. These requirements include:
- Valid documentation like an ID or driver’s license
- Proof that you’re 18 years or older
- Proof that you earn income monthly
- An active checking account
- Be a resident of San Juan, TX
APR and Fees
Payday loans are short-term loans whose purpose is to fix a financial emergency. They are quickly accessible and are available even to those who struggle to borrow cash from traditional consumer finance providers. However, this puts them in a high-risk category. Thus, lenders charge high interest rates as a protection against default.
In the state of Texas, the APR for payday loans can go above 400%. In addition, the borrower pays other fees, including finance charges and financing fees. Also, if the borrower requests for rollover, they are charged another fee on top of the others. This makes payday loans the most costly and why they should only come as a last resort.
How We Can Help
If you need payday loans in Texas, you don’t have to struggle to search for legitimate lenders. We have done the work of finding reputable loan companies, so all you need is to fill out a form and submit it.
After applying, the lender will send you a loan agreement with all of the information, such as the cost of the loan, any fees, and the maximum amount you can get. If you read it and find something too challenging to comprehend, seek assistance from a financial advisor.
ATM Locations in Friendswood, TX
|Comerica Bank – ATM||203 S Friendswood Dr, Friendswood, TX 77546|
|JSC Federal Credit Union- ATM||1320 S Friendswood Dr, Friendswood, TX 77546|
|ATM (Wells Fargo Bank)||830 S Friendswood Dr|
|JSC Federal Credit Union- ATM||307 N Friendswood Dr, Friendswood, TX 77546|
|Bank of America ATM||114 W Parkwood Ave, Friendswood, TX 77546|
|ATM (Regions Bank)||306 E Parkwood Dr, Friendswood, TX 77546|
|PNC Bank ATM||1651 W Parkwood Ave, Friendswood, TX 77546|
|Chase ATM||3135 FM 528 Rd, Friendswood, TX 77546|
|BBVA Compass ATM powered by Flite||150 W El Dorado Blvd, Friendswood, TX 77546|
|USAA ATM||150 W El Dorado Blvd, Friendswood, TX 77546|
|Bank of America ATM (Drive-thru)||1550 Bay Area Blvd, Friendswood, TX 77546|
|Capital One ATM||1855 Bay Area Blvd, Webster, TX 77598|
|ATM (Shell)||17420 Fife Ln, Webster, TX 77598|
|Corner Store ATM||5091 FM 2351 Rd 5091 FM 2351 Road, Friendswood, TX 77546|
|Corner Store ATM||700 W Parkwood Ave, Friendswood, TX 77546|
|ATM||611 S Friendswood Dr, Friendswood, TX 77546|
|HEB ATM||701 W Parkwood Ave, Friendswood, TX 77546|
|Cardtronics ATM||3226 FM 528 Rd, Friendswood, TX 77546|
|Cardtronics ATM||15811 Hope Village Rd, Friendswood, TX 77546|
|Wells Fargo ATM||Friendswood, TX 77546|
Amanda is a senior writer at AdvanceSOS. She has more than six years of journalism experience, mostly in the finance sector. She graduated with a Bachelor’s Degree from Drew University.