Payday Loans in Frisco, TX
Do you want quick cash for a car emergency, home improvement, utility expense, medical bill, or special occasion? Well, you have everything you need with payday loans in Frisco, TX. One caution, though: this kind of cash advance is never cheap.
Unlike many other states, Texas has no maximum amount limit for payday loans. This means that you can get as much as you can afford, although some states have recently put up several restrictions for their residents’ protection.
For quick, short-term loans in Frisco, TX, here is all you need to know.
Advantages of Taking Out a Payday Loan in Frisco, TX
Why should you take out a payday loan in Frisco, TX?
- It’s easy, convenient, and fast get your loan in as little as half an hour.
- There is no maximum loan limit.
- No lengthy loan application procedures.
- Most lenders don’t conduct a credit check, meaning you can get a loan even with bad credit.
- No guarantors or security needed – all you need is your paycheck.
- Some enable you to rebuild your credit standings.
How to Get a Payday Loan in Frisco, TX
Payday loans in Frisco, TX, are designed with the borrower in mind. While you can still visit several lenders’ storefronts and get that cash advance, online applications are the most common now.
Online payday loans are not only easy to apply for, but they also give you the freedom of applying for the loan anywhere, any time. All you need is your PC, laptop, or smartphone.
Also, if you have all the necessary information and documents as requested, most lenders will deposit the money in your account within the same day or in one business day.
Requirements for a Payday Loan in Frisco, TX
When applying for payday loans in Frisco, TX, here is what you need:
- Be an adult, age 18 years or older
- Proof of permanent residency or U.S. citizenship
- Have a stable job for the last month or longer
- A phone number and an email address
- Active bank checking account
Texas payday loan lenders also require you to apply for the payday loan in your name, clear of any liens.
APR and Fees
If you are seeking a payday loan in Frisco, TX, here are the charges you will incur. First, the interest rates here are not capped and will mostly be above 400%. Compared to the 16% most credit cards charge, this is considerably high.
The loan also incurs finance charges as follows:
- $1 for every $5 for loans below $30
- A tenth of the amount for loans between $30 and $100
- Beyond $100, a charge not exceeding $10 applies
You will also incur some account handling fees based on the loan amount.
The minimum loan term here is seven days, and the maximum loan term is 180 days. Also, there are no rollover restrictions.
How Can We Help?
At AdvanceSOS, getting you a solution for your instant funding emergency is our priority. For this reason, we’ve not only researched and evaluated all the reliable lenders in the city but also ensure you get connected in the shortest amount of time.
Our simple online loan application form gives you access to some of the best lenders in Texas. Through us, you also can escape the hands of unethical lenders out to exploit your needs.
Be sure to read and understand the loan agreement before you sign, though. Sometimes, the fine print could be hiding some information that may not go well for you.
ATM Locations in Frisco, TX
|ATM||11551 Preston Rd, Frisco, TX 75033|
|Bank of America ATM (Drive-thru)||4190 S Legacy Dr|
|Cardtronics ATM||3650 Preston Rd, Frisco, TX 75034|
|ATM (Wells Fargo Bank)||4851 S Legacy Dr #100, Frisco, TX 75034|
|Bank of America ATM (Drive-thru)||5019 Preston Rd|
|Bank of America ATM (Drive-thru)||7775 S Custer Rd|
|PlainsCapital Bank ATM||6635 Cowboys Way #100, Frisco, TX 75034|
|Bank of America ATM (Drive-thru)||425 Main St, Frisco, TX 75036|
|Bank of America ATM (Drive-thru)||11675 Dallas Pkwy, Frisco, TX 75033|
|ATM (Shell)||6495 Dallas Pkwy #100|
|Citibank ATM||7225 Preston Rd, Frisco, TX 75034|
|Comerica Bank – ATM||8208 Preston Rd, Plano, TX 75024|
|Comerica Bank – ATM||8422 Dallas Pkwy, Frisco, TX 75034|
|Citibank ATM||10820 W Eldorado Pkwy, Frisco, TX 75035|
|Wells Fargo ATM||6805 Main St, The Colony, TX 75056|
|ATM (Wells Fargo Bank)||12066 FM 423|
|Citibank ATM||3330 S Legacy Dr, Frisco, TX 75034|
|Cardtronics||11655 Preston Rd, Frisco, TX 75033|
|Citibank ATM||4609 Coit Rd, Frisco, TX 75035|
|Comerica Bank – ATM||3700 TX-121, Plano, TX 75025|
|Wells Fargo ATM||3288 Main St #300, Frisco, TX 75033|
Amanda is a senior writer at AdvanceSOS. She has more than six years of journalism experience, mostly in the finance sector. She graduated with a Bachelor’s Degree from Drew University.