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Get Quick and Easy Access to Local & Same Day Payday Loans in Garland, TX

Payday loans in Garland TX

Fast Payday Loan Lenders near Garland, TX

Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Garland, TX.

Quick Online Payday Loans in Garland, TX, USA Faxless

Payday Loans Companies in Garland, TX

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
Check `n Go 5335 Broadway Blvd #203 75043 (972) 224-6400 4.9 135
Advance America 447 N Garland Ave 75040 (972) 249-2705 4.9 106
Check N Title Loans 3425 Forest Ln ste c 75042 (972) 248-0304 4.8 99
CashMax Title & Loan 3354 Broadway Blvd 75043 (214) 422-4500 3.9 12
Check Into Cash 985 W Centerville Rd Suite 4 75041 (844) 433-5099 3.7 3

– companies ratings and reviews are based on their Google Business Profile. Updated November, 2022
– do you want to add, delete or modify your company details? Contact us – info@advancesos.com

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.

What Will You Need?

Though the loan application process is fast and easy, you still need to fulfill several conditions. Below, we broke down all the criteria you must meet to qualify:

  • A valid, government-issued ID proving you’re a Garland resident.
  • To be of legal age.
  • An active bank account with your name on it
  • Social Security Number.
  • Income of $1,000.
  • Email address and phone number

How Much Can You Borrow?

Short-term loans in Garland, Texas, aren’t limited. Meaning, there’s no maximum cap, and consumers are free to choose the amount that best suits them. As long as you’re approved, you should have no problem taking out a 500 dollar loan or more.

Stats show that Texans take out an average cash advance of 800 dollars. As for our customers, they usually choose instant cash from the following range:

When Will You Receive Your Funds?

We refer to these advances as quick cash for a reason. Our network of lenders understands that these loans are time-sensitive. After our lenders approve your loan, they’ll transfer the deposit as soon as possible. So, the cash should show up in your account the same day.

However, this isn’t always the case. If you apply for a loan with us after our office hours, you’ll have to wait until the following business day. The same rule remains if you apply on a non-working day, like a national holiday.

APR and Fee

Payday loans in Garland, TX, don’t have a specified annual percentage rate. Hence, the APR often goes over 400%. These short-term loans usually have extra charges that the borrower needs to cover. For instance, small loans in Texas under $30 have a $1 fee for each $5 users borrow. Payday loans online from $35 to $70 have an additional monthly cost of $3.50. Loans larger than $70, however, come with an extra charge of $4.

Instant cash loans that range between $30 and $100 comes with an additional charge of up to 10% of the loan. However, if the cash advance is smaller than $30, the borrower needs to cover a $3 fee. Payday loans online that exceed $100 charge $10. Additionally, each 100 dollar loan comes with a monthly cost of $4.

Regulations Surrounding Payday Loans in Garland, Texas

Payday loans in Garland, TX, have loose regulations compared to other US states. Firstly, the state doesn’t limit you on the amounts you can borrow. Also, there’s no cooling-off period, so you don’t have to wait at all between loans.

You can repay single payday loans from two weeks to a month, while installment loans are due within six months. Additionally, the state of Texas doesn’t specify a limit on rollovers. Our consumers can request multiple rollovers and apply for new loans as they deem suitable.

Loan Alternatives

The reality is that a small loan of $200 might not suit everyone’s needs. That’s why we have different types of payday loans in Texas. Scroll down to learn about the best alternatives regarding advance payday loans.

Bad Credit Loans

Residents of area code 214, 469, 945, 972 can apply for a payday loan even if they have bad credit. Lenders from our network consider several factors, including your employment and bank account standing. However, they’ll still probably run a soft check to ensure their protection.

Title Loans

Title loans can be a suitable option for applicants that own a car and need emergency financing. With these short-term loans, you sign over your vehicle’s title to the lender. Meaning, the lender owns your vehicle during the repayment term. Once the loan is paid off, the car title is returned to you.

No Credit Check Loans

Many applicants worry that a credit check makes them seem like a risky buyer. If this is your case, you should consider our no-credit-check loans. Our lenders usually run a soft credit check, which won’t damage your score. Still, you must provide proof of income.

Payday Loans for Unemployed

Even if you don’t have a full-time job, you could still be eligible for our financial help. Our lenders consider all kinds of income sources, not just traditional employment. These can include government benefits, retirement, and pension. Note that a good credit score increases the chances of approval.

Legit Payday Loans

Our payday loans in Garland, TX, are legal and legit. AdvanceSOS abides by all state and federal regulations regarding the financial products we offer. So, you’re perfectly safe while taking out our quick cash loans.

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