Fast Payday Loan Lenders near Garland, TX
Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Garland, TX.
Quick Online Payday Loans in Garland, TX, USA Faxless
Why Should I Choose Short-Term Online Loans at AdvanceSOS?
1. Quick All-in Application
Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.
2. Flexible Terms: Unemployment & Bad Credit OK
Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.
Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Keep in mind the maximum sum you can get depends on payday loans laws in your state. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.
3. Trusted Loans with a Reliable Licensed Lender
We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.
How to Apply for a Payday Loan Online?
Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!
Step 1 – Make an Application
Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).
Step 2 – Decision & Approval
Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.
Step 3 – Receive Money Within 24 Hours
Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.
Payday Loans Companies in Garland, TX
Addresses, phone numbers, and reviews of lenders stores working nearby you:
|Company||Address||ZIP code||Phone Number||Ranting||Reviews|
|Check `n Go||5335 Broadway Blvd #203||75043||(972) 224-6400||4.9||135|
|Advance America||447 N Garland Ave||75040||(972) 249-2705||4.9||106|
|Check N Title Loans||3425 Forest Ln ste c||75042||(972) 248-0304||4.8||99|
|CashMax Title & Loan||3354 Broadway Blvd||75043||(214) 422-4500||3.9||12|
|Check Into Cash||985 W Centerville Rd Suite 4||75041||(844) 433-5099||3.7||3|
– companies ratings and reviews are based on their Google Business Profile. Updated July, 2022
– do you want to add, delete or modify your company details? Contact us – [email protected]
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.
What Will You Need?
Though the loan application process is fast and easy, you still need to fulfill several conditions. Below, we broke down all the criteria you must meet to qualify:
- A valid, government-issued ID proving you’re a Garland resident.
- To be of legal age.
- An active bank account with your name on it
- Social Security Number.
- Income of $1,000.
- Email address and phone number
How Much Can You Borrow?
Short-term loans in Garland, Texas, aren’t limited. Meaning, there’s no maximum cap, and consumers are free to choose the amount that best suits them. As long as you’re approved, you should have no problem taking out a 500 dollar loan or more.
Stats show that Texans take out an average cash advance of 800 dollars. As for our customers, they usually choose instant cash from the following range:
When Will You Receive Your Funds?
We refer to these advances as quick cash for a reason. Our network of lenders understands that these loans are time-sensitive. After our lenders approve your loan, they’ll transfer the deposit as soon as possible. So, the cash should show up in your account the same day.
However, this isn’t always the case. If you apply for a loan with us after our office hours, you’ll have to wait until the following business day. The same rule remains if you apply on a non-working day, like a national holiday.
APR and Fee
Payday loans in Garland, TX, don’t have a specified annual percentage rate. Hence, the APR often goes over 400%. These short-term loans usually have extra charges that the borrower needs to cover. For instance, small loans in Texas under $30 have a $1 fee for each $5 users borrow. Payday loans online from $35 to $70 have an additional monthly cost of $3.50. Loans larger than $70, however, come with an extra charge of $4.
Instant cash loans that range between $30 and $100 comes with an additional charge of up to 10% of the loan. However, if the cash advance is smaller than $30, the borrower needs to cover a $3 fee. Payday loans online that exceed $100 charge $10. Additionally, each 100 dollar loan comes with a monthly cost of $4.
Regulations Surrounding Payday Loans in Garland, Texas
Payday loans in Garland, TX, have loose regulations compared to other US states. Firstly, the state doesn’t limit you on the amounts you can borrow. Also, there’s no cooling-off period, so you don’t have to wait at all between loans.
You can repay single payday loans from two weeks to a month, while installment loans are due within six months. Additionally, the state of Texas doesn’t specify a limit on rollovers. Our consumers can request multiple rollovers and apply for new loans as they deem suitable.
The reality is that a small loan of $200 might not suit everyone’s needs. That’s why we have different types of payday loans in Texas. Scroll down to learn about the best alternatives regarding advance payday loans.
Bad Credit Loans
Residents of area code 214, 469, 945, 972 can apply for a payday loan even if they have bad credit. Lenders from our network consider several factors, including your employment and bank account standing. However, they’ll still probably run a soft check to ensure their protection.
Title loans can be a suitable option for applicants that own a car and need emergency financing. With these short-term loans, you sign over your vehicle’s title to the lender. Meaning, the lender owns your vehicle during the repayment term. Once the loan is paid off, the car title is returned to you.
No Credit Check Loans
Many applicants worry that a credit check makes them seem like a risky buyer. If this is your case, you should consider our no-credit-check loans. Our lenders usually run a soft credit check, which won’t damage your score. Still, you must provide proof of income.
Payday Loans for Unemployed
Even if you don’t have a full-time job, you could still be eligible for our financial help. Our lenders consider all kinds of income sources, not just traditional employment. These can include government benefits, retirement, and pension. Note that a good credit score increases the chances of approval.
Legit Payday Loans
Our payday loans in Garland, TX, are legal and legit. AdvanceSOS abides by all state and federal regulations regarding the financial products we offer. So, you’re perfectly safe while taking out our quick cash loans.