Payday Loans in Hurst, TX
While they are never cheap, payday loans have become increasingly popular in the U.S. For many borrowers, the convenience of a payday loan outranks its high interest rates.
When you have an emergency or just need a quick cash solution, payday loans never disappoint. Mainly, these short-term loans are payable within two or four weeks and target your paycheck.
Payday loans in Texas, are just like those in most other states across the U.S. – always the best in terms of convenience, but the worst in terms of interest and charges. For Texas residents, here is what you should know about payday loans in Hurst, TX.
Advantages of Taking Out a Payday Loan in Hurst, TX
Why should you take out a payday loan in Hurst, TX? Here are the pros of payday loans:
- They are one of the most convenient ways of getting emergency funds in Hurst, TX.
- They allow you to sort out your financial crisis fast, usually in less than an hour, on same day, or in one business day.
- They allow you to access quick cash.
- No credit checks or guarantors needed.
- No strict requirements or laborious paperwork.
If you need some instant cash in Hurst, TX, payday loans here offer an excellent option — except for the interest rates part.
How to Get a Payday Loan in Hurst, TX
Payday loan lenders in Hurst, TX, understand your need for emergency funding. For this reason, they have made the whole process very straightforward.
In fact, you don’t need to move even one step away from your couch to get that loan. From application to disbursement of funds, the entire process can be done from your smartphone or PC.
As long as you have the necessary information and documents, the loan is just a few keystrokes away, and you get to receive the money the same business day.
What Will You Need?
When applying for payday loans in Hurst, TX, here is all that you need to qualify:
- Be an adult that is 18 years or above
- Be a U.S. citizen or have permanent residency (provide proof)
- Proof of income – have a job for at least a month or provide proof of another form of income
- Verifiable active bank checking account
- Your phone number and email address
Also, the payday loan should be in your name and not tied to any liens.
APR and Fees
Also known as a cash advance, payday loans in Hurst, TX, are among the most expensive in the U.S. The APRs here can exceed 400%, even going up to 664%. This is exceptionally high compared to other forms of funding like credit cards, whose APR is around 16%.
The minimum loan term here is seven days, while the maximum limit is 180 days. Additionally, there are no restrictions on rollovers. As for the finance charges, here is what you incur:
- For advance payday loans of less than $30, you pay a finance charge of $1 for every $5
- Between $30 and $100, you pay a tenth of the amount
- For loans over $100, an acquisition fee of no more than $10 is charged
Some account handling fees depend on the amount borrowed.
How Can We Help?
At AdvanceSOS, we ensure that your financial emergency is sorted out on time and by the best lenders in town. By simply filling out a loan application form on our site, we connect you to the lenders that best match your requirements.
Also, we ensure that you don’t fall into the hands of unscrupulous lenders who want to exploit your situation. We have done all the necessary research and verifications to ensure the protection of your interests.
ATM Locations in Hurst, TX
|ATM||728 Brown Trail, Hurst, TX 76053|
|Bank of America ATM (Drive-thru)||8625 Bedford Euless Rd, Hurst, TX 76053|
|ATM||1900 Norwood Dr, Hurst, TX 76054|
|ATM (Wells Fargo Bank)||201 E Pipeline Rd|
|ATM Transfund||1400 W Hurst Blvd, Hurst, TX 76053|
|Cardtronics||8000 N E Mall Blvd, Hurst, TX 76053|
|Bank of America ATM (Drive-thru)||760 Grapevine Hwy, Hurst, TX 76054|
|ATM||8015 Glenview Dr, North Richland Hills, TX 76180|
|ATM (Chase Bank)||1800 Precinct Line Rd, Hurst, TX 76054|
|American National Bank of Texas – ATM||2101 Precinct Line Rd, Hurst, TX 76054|
|Bank of America ATM (Drive-thru)||817 N E Mall Blvd, Hurst, TX 76053|
|Citibank ATM||2900 Brown Trail, Bedford, TX 76021|
|BB T – ATM||8501 Airport Fwy #100, North Richland Hills, TX 76180|
|ATM (7-Eleven)||600 W Pipeline Rd, Hurst, TX 76053|
|ATM (KVN Food Mart)||7801 Glenview Dr|
|ATM (E-Z Mart)||1552 Bedford Rd|
|RaceTrac||8601 Grapevine Hwy, North Richland Hills, TX 76180|
|RaceTrac||5000 Davis Blvd, North Richland Hills, TX 76180|
|ATM (Shell)||1552 Bedford Rd, Bedford, TX 76021|
|ATM||1401 W Hurst Blvd, Hurst, TX 76053|
Amanda is a senior writer at AdvanceSOS. She has more than six years of journalism experience, mostly in the finance sector. She graduated with a Bachelor’s Degree from Drew University.