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Get Quick and Easy Access to Local & Same Day Payday Loans in Irving, TX

Payday loans in Irving TX

Fast Payday Loan Lenders near Irving, TX

Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Irving, TX.

Quick Online Payday Loans in Irving, TX, USA Faxless


Payday Loans Companies in Irving, TX

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
Check `n Go 3951 N Belt Line Rd 75038 (214) 449-0918 4.9 198
Texas Car Title & Payday Loan Services, Inc. 729 W Airport Fwy 75062 (972) 225-8268 4.8 95
Speedy Cash 1503 N Story Rd #100 75061 (972) 287-2274 4.1 82
Check N Title Loans 3500 N Belt Line Rd Ste. #100 75062 (972) 225-5000 4.5 68
Cash Store 4101 W Airport Fwy 75062 (214) 444-3792 3.4 22

– companies ratings and reviews are based on their Google Business Profile. Updated October, 2023
– do you want to add, delete or modify your company details? Contact us –

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.

What Will You Need?

When customers are applying for payday loans, they will notice several conditions they need to fulfill. To avoid any issues with the application, consult the list below before applying.

  • A government-issued ID proving you’re over 18.
  • To be a resident of Irving.
  • An active checking account with your name on it
  • Social Security Number.
  • A stable income of at least $1,000—you can use a pay stub from your employer as proof.
  • Phone number and email address

How Much Can You Borrow?

Payday loans in Irving, TX, don’t limit the amount residents can borrow. So, you can get anywhere from $50 to over $1,000. Research has shown that Texans usually take out around $800. Most of the time, our customers request a cash advance from the following range:

When Will You Receive Your Funds?

When you get your cash advance depends on when you have applied for the loan. We work with dependable lenders that make sure to complete the transaction as soon as possible. If you’re approved and sign the agreement immediately, you’ll likely get the small loan the same day. However, this isn’t always the case. If you apply after working hours, you’ll need to wait until the following business day.

APR and Fee

Advance payday loans in Texas don’t come with a fixed annual percentage rate. So, they usually exceed 400%. Instant cash often comes with additional charges the borrower needs to cover. We listed the typical extra fees you might come across.

  • Small loans under $30 have a $1 fee for each $5 borrowed.
  • Quick cash advances from $30 and $100 charge 10% of the loan amount monthly. If the loan is smaller than $30, there’s an extra $3 monthly fee.
  • Short-term loans that range between $35 and $70 come with a fee of $3.50 per month. If the loan exceeds $70, there’s an additional $4 charge.
  • Cash advances larger than $100 have an extra fee of up to $10. Note that each 100 dollar loan also charges $4 monthly.

Regulations Surrounding Payday Loans in Texas

Payday loans in Texas are under strict regulations. This is done so that all parties involved in the loans are protected. These financial advances can come with two different repayment terms. Single payday loans in Irving, TX, have a period that ranges between two weeks and a month. Installment loans, however, are due within six months. Additionally, the state of Texas doesn’t limit the loan amount. So, you can choose between a 200 dollar loan or a larger one.

There’s no mention of a cooling-off period. Meaning, Irving residents of area codes 214, 469, 972, ‎682, and 817 don’t need to wait at all before applying for a new loan with us. Additionally, the Texas government doesn’t specify a limit on rollovers.

Loan Alternatives

The reality is that a single payday loan may not be the best option for all applicants. However, our creditor service works with lenders that offer different kinds of short-term loans. Scroll down to read about the top five advance payday loans.

Bad Credit Loans

Irving residents that have a bad credit score are still eligible for instant cash. Plenty of our lenders offer financial help to applicants with bad credit. They usually run a soft check to ensure their protection. Additionally, they’ll likely ask for proof of employment and a stable income.

Title Loans

If you need quick cash and own a car, title loans might be the solution for you. These short-term loans work by you securing your vehicle’s title as collateral. During the repayment term, the lender owns the car, while you can still drive it. After you repay, the ownership is returned.

No Credit Check Loans

Applicants from Irving, Texas that have no credit can still apply. We work with lenders that offer small loans without running a hard credit check. However, they do look over other aspects of the applicant’s financial situation. This includes employment, income source, and bank account standing.

Payday Loans for Unemployed

If you don’t have regular employment, getting a bank loan might be difficult. Our lenders consider alternate revenue sources. This includes government benefits, pension, or retirement. If any of these provide your income, you could be eligible for unemployment. Your chances of getting approved are increased if you have good credit.

Legit Payday Loans

Payday loans in Irving, TX, are completely legal and legit. Moreover, AdvanceSOS follows all state and federal regulations. So, borrowing from our lenders is entirely safe and within all applicable laws.

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