Get Quick and Easy Access to Local & Same Day Payday Loans in Irving, TX

Payday loans in Irving TX

Fast Payday Loan Lenders near Irving, TX

Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Irving, TX.

Quick Online Payday Loans in Irving, TX, USA Faxless

Apply for a Fast Payday Loan Online

I read and agree to Terms, Rates, Privacy Policy, before submitting a loan request.

Why Should I Choose Short-Term Online Loans at AdvanceSOS?

1. Quick All-in Application

Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.

2. Flexible Terms: Unemployment & Bad Credit OK

Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.

Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Keep in mind the maximum sum you can get depends on payday loans laws in your state. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.

3. Trusted Loans with a Reliable Licensed Lender

We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.

Apply for a Fast Payday Loan Online

I read and agree to Terms, Rates, Privacy Policy, before submitting a loan request.

How to Apply for a Payday Loan Online?

Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!

Step 1 – Make an Application

Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).

Step 2 – Decision & Approval

Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.

Step 3 – Receive Money Within 24 Hours

Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.

Payday Loans Companies in Irving, TX

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
Check `n Go 3951 N Belt Line Rd 75038 (214) 449-0918 4.9 198
Texas Car Title & Payday Loan Services, Inc. 729 W Airport Fwy 75062 (972) 225-8268 4.8 95
Speedy Cash 1503 N Story Rd #100 75061 (972) 287-2274 4.1 82
Check N Title Loans 3500 N Belt Line Rd Ste. #100 75062 (972) 225-5000 4.5 68
Cash Store 4101 W Airport Fwy 75062 (214) 444-3792 3.4 22

– companies ratings and reviews are based on their Google Business Profile. Updated July, 2022
– do you want to add, delete or modify your company details? Contact us – [email protected]

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.

What Will You Need?

When customers are applying for payday loans, they will notice several conditions they need to fulfill. To avoid any issues with the application, consult the list below before applying.

  • A government-issued ID proving you’re over 18.
  • To be a resident of Irving.
  • An active checking account with your name on it
  • Social Security Number.
  • A stable income of at least $1,000—you can use a pay stub from your employer as proof.
  • Phone number and email address

How Much Can You Borrow?

Payday loans in Irving, TX, don’t limit the amount residents can borrow. So, you can get anywhere from $50 to over $1,000. Research has shown that Texans usually take out around $800. Most of the time, our customers request a cash advance from the following range:

When Will You Receive Your Funds?

When you get your cash advance depends on when you have applied for the loan. We work with dependable lenders that make sure to complete the transaction as soon as possible. If you’re approved and sign the agreement immediately, you’ll likely get the small loan the same day. However, this isn’t always the case. If you apply after working hours, you’ll need to wait until the following business day.

APR and Fee

Advance payday loans in Texas don’t come with a fixed annual percentage rate. So, they usually exceed 400%. Instant cash often comes with additional charges the borrower needs to cover. We listed the typical extra fees you might come across.

  • Small loans under $30 have a $1 fee for each $5 borrowed.
  • Quick cash advances from $30 and $100 charge 10% of the loan amount monthly. If the loan is smaller than $30, there’s an extra $3 monthly fee.
  • Short-term loans that range between $35 and $70 come with a fee of $3.50 per month. If the loan exceeds $70, there’s an additional $4 charge.
  • Cash advances larger than $100 have an extra fee of up to $10. Note that each 100 dollar loan also charges $4 monthly.

Regulations Surrounding Payday Loans in Texas

Payday loans in Texas are under strict regulations. This is done so that all parties involved in the loans are protected. These financial advances can come with two different repayment terms. Single payday loans in Irving, TX, have a period that ranges between two weeks and a month. Installment loans, however, are due within six months. Additionally, the state of Texas doesn’t limit the loan amount. So, you can choose between a 200 dollar loan or a larger one.

There’s no mention of a cooling-off period. Meaning, Irving residents of area codes 214, 469, 972, ‎682, and 817 don’t need to wait at all before applying for a new loan with us. Additionally, the Texas government doesn’t specify a limit on rollovers.

Loan Alternatives

The reality is that a single payday loan may not be the best option for all applicants. However, our creditor service works with lenders that offer different kinds of short-term loans. Scroll down to read about the top five advance payday loans.

Bad Credit Loans

Irving residents that have a bad credit score are still eligible for instant cash. Plenty of our lenders offer financial help to applicants with bad credit. They usually run a soft check to ensure their protection. Additionally, they’ll likely ask for proof of employment and a stable income.

Title Loans

If you need quick cash and own a car, title loans might be the solution for you. These short-term loans work by you securing your vehicle’s title as collateral. During the repayment term, the lender owns the car, while you can still drive it. After you repay, the ownership is returned.

No Credit Check Loans

Applicants from Irving, Texas that have no credit can still apply. We work with lenders that offer small loans without running a hard credit check. However, they do look over other aspects of the applicant’s financial situation. This includes employment, income source, and bank account standing.

Payday Loans for Unemployed

If you don’t have regular employment, getting a bank loan might be difficult. Our lenders consider alternate revenue sources. This includes government benefits, pension, or retirement. If any of these provide your income, you could be eligible for unemployment. Your chances of getting approved are increased if you have good credit.

Legit Payday Loans

Payday loans in Irving, TX, are completely legal and legit. Moreover, AdvanceSOS follows all state and federal regulations. So, borrowing from our lenders is entirely safe and within all applicable laws.

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