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Fast Payday Loan Lenders near Katy, TX
Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Katy, TX.
Quick Online Payday Loans in Katy, TX, USA Faxless
Payday Loans Companies in Katy, TX
Addresses, phone numbers, and reviews of lenders stores working nearby you:
|Company||Address||ZIP code||Phone Number||Ranting||Reviews|
|Texas Car Title & Payday Loan Services, Inc.||2206 Fry Rd||77084||(281) 164-1491||4.7||103|
|Advance America||1010 Mason Rd Ste. #A||77450||(281) 139-1288||4.9||84|
|LoanStar Title Loans||5623 Hwy Blvd||77494||(281) 176-1699||5||36|
|Cash Store||355 Mason Rd||77450||(281) 182-9980||3.5||17|
|First Cash Advance||1245 N Fry Rd # D||77449||(281) 157-7609||2.6||5|
– companies ratings and reviews are based on their Google Business Profile. Updated October, 2023
– do you want to add, delete or modify your company details? Contact us – firstname.lastname@example.org
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.
What Will You Need?
The paperwork that proves your eligibility for small loans can vary from lender to lender. To qualify for a loan product from AdvanceSOS, ensure you provide:
- Proof of age and residency in Texas,
- Regular earnings of at least $1,000 a month,
- Active and not overdrawn checking account,
- Phone number and email,
- Social Security Number.
How Much Can You Borrow?
Payday loans in Katy TX range between $100 and $1,500. As for our customers, they usually apply for the following amounts:
We approve loans depending on your eligibility and capacity to pay them back on time. Meeting all underlying criteria upfront means the transfer will go through faster.
When Will You Receive Your Funds?
Within 24 hours. Some borrowers claim the cash transaction reached their account within hours. Yet, in most instances, you should be able to use the approved quick cash the next business day. So, whatever the emergency, you’ll resolve it in a fast and convenient way.
Applying for payday loans earlier will boost your chances of getting the funds the same day. Delays in instant cash transfers typically depend on non-working days and bank closures.
APR And Fees
There are no strict rules and restrictions when it comes to payday loans in Katy, TX. More specifically, there is no cap on the loan amount, but approved funds average at $800. Also, lenders can charge CAB and other fees without having to abide by a specific limit.
The maximum interest per loan transaction for payday loans in Texas state is 10% of the borrowed money. Since the APR often exceeds 400%, a two-week loan of $500 means you’ll have to return $627. Lenders also charge $30 for NSF and collection fees in the amount of 5% or $7.50 of payment, whichever is greater.
Regulations Surrounding Payday Loans In Katy TX
Texas has introduced regulations to ensure protection from fraud and forgery. As for terms, a single payday loans online must get repaid between seven and 31 days. Or, if you take an installment loan, repayment can stretch up to six months.
Katy residents can seek as many rollovers as they deem necessary, which can severely affect their scores. Also, there’s no cooling-off time before taking on another loan.
Any resident in area code 281 is eligible to apply for and get a range of advance payday loans. Below, you can learn more about a variety of financing options at your disposal.
Bad Credit Loans
A lack of history or bad credit should not prevent you from getting fast money. That’s why AdvanceSOS strives hard to tailor loan products and approve applicants with a bad credit history. Though we won’t reject you automatically, we may ask for income proof to establish your ability to service the debt.
When payday loans can’t settle your financial needs, a car title loan may prove beneficial. Here, you’ll sign your vehicle title over to the lender in return for cash, unlike payday loans. As soon as the debt gets settled in full, you’ll get your title and the spare key back.
No Credit Check Loans
Finding lenders who approve small loans to risky borrowers is challenging but possible. Hence, consider our products since we approve no credit check loans. Even if we run a soft credit check, that won’t harm your credit score. To ensure your repayment, we may look into your employment and account balance.
Payday Loans For Unemployed
Getting a traditional loan may be out of your reach if you are jobless. Focus on finding a lender that specializes in loans for the unemployed and accepts income from other sources. Apply with us if you receive benefits or a pension by presenting a valid revenue source and proof of good credit.
Legit Payday Loans
Most legitimate payday lenders who operate in Katy help troubled borrowers fill unexpected financial voids. They do so by approving and transferring funds fast. However, ensure you weigh the ups and downs of all financing solutions before making the final cut. Though convenient, small loans mature quickly and are some of the most expensive options when you need speedy cash.