Payday Loans in Lewisville, TX
Need some money to keep you afloat while you await your pending salary at the end of the month?
Payday loans are alternative means of getting a cash advance on your monthly paycheck to cover unforeseen emergencies. Though mostly available to salary earners, individuals with flexible income may also benefit from this service.
The interest rate, amount lendable, and regulating payday loan laws vary from state to state.
This video will cover the basics concerning quick cash loans in Lewisville, TX.
Advantages of Taking Out a Payday Loan in Lewisville, TX
Applying for payday loans is absolutely hassle-free. You can throw complex filing form applications out the window. The registration process for loan requests doesn’t take more than just a few minutes.
Transactions are quick. Once the payday loan application is completed and approved, the requested money is deposited into your account within 3 business days, making payday loans a fast and reliable source for nearly instant cash.
The application process is flexible. Payday loan applications can be filed in the comfort of your current location, provided you have access to the internet. Once your application is approved, your money will be transferred instantly.
The agreements drafted out by payday loans are simple and straightforward: there are no hidden fees or loopholes to the agreement. The percentage to be repaid by you is clearly stated and fairly calculated even the lower rates give a substantial amount to the lender.
How to Get a Payday Loan in Lewisville, TX
- Getting a payday loan in Lewisville, TX, is not a difficult task as long as you take precautionary measures to ensure you meet the approval requirements.
- When selecting your payday loan option, be sure to narrow the proximity of the payday loan center locations to just those that are very near you.
- A better credit score will definitely encourage the payday loan center to approve your request more quickly.
- Be sure to read and understand all agreements and regulations for lending in your state, as well as that of the payday loan center you apply for. Agreements and regulations vary ever so slightly from state to state and among different payday loan centers. This may work in your favor as you may come across an agreement that suits your specific needs.
What are the Requirements for Applying for a Payday Loan in Lewisville, TX?
- Age is the first and most important requirement. You must be of legal age, which is 18 years or older in the United States of America.
- Your contract address must match your legal residence. Only a legal resident of Lewisville, Texas can receive a payday loan in Lewisville, Texas, so your legal resident status must be accurate.
- Payday loans will require a form of valid contact information either a phone number or an email address to notify you once your application is approved.
- A good credit score will help make getting a payday loan easier, but a bad credit score won’t always pose a threat to your loan application process.
- Debtors will not be approved, so ensure your account is not in the red.
APR (Annual Percentage Rate) and Fee in Lewisville, TX
Payday lenders cannot charge more than $1 per every $5 borrowed as long as the amount requested is not more than $30. The maximum APR you can expect when requesting a 14-day $100 loan is 309%.
The acquisition charge is one-tenth of the payday loan when cash loaned is between $30 and $100, and the charge doesn’t exceed $10 when the amount lent is more than $100.
There is no specified limit to the amount a resident can borrow as long as they meet all requirements for that rate.
Terms of payday loans in Lewisville, Texas vary from one week to 31 days, depending on the rates.
ATM Locations in Lewisville, TX
|Cardtronics ATM||440 E Round Grove Rd, Lewisville, TX 75067|
|ATM Transfund||801 TX-121 BUS, Lewisville, TX 75057|
|Cardtronics ATM||725 Hebron Pkwy, Lewisville, TX 75057|
|Comerica Bank – ATM||1686 S State Hwy 121, Lewisville, TX 75067|
|Cardtronics ATM||1886 S Stemmons Fwy, Lewisville, TX 75067|
|Bank of America ATM (Drive-thru)||4700 TX-121, Lewisville, TX 75056|
|Wells Fargo ATM||2150 Lakepointe Dr, Lewisville, TX 75057|
|ATM (Racetrac Petroleum)||375 E Round Grove Rd, Lewisville, TX 75067|
|ATM||359 Lake Park Rd, Lewisville, TX 75057|
|Chase ATM||1425 Justin Rd, Lewisville, TX 75077|
|Citibank ATM||724 Hebron Pkwy, Lewisville, TX 75057|
|Bank of America ATM (Drive-thru)||440 E Round Grove Rd, Lewisville, TX 75067|
|ATM (Wells Fargo Bank)||340 E Round Grove Rd, Lewisville, TX 75067|
|PNC Bank ATM||7300 Dallas Pkwy Ste A140, Plano, TX 75024|
|ATM Wal-mart Stores I||4691 TX-121, Lewisville, TX 75056|
|Bank of America ATM (Drive-thru)||825 Cross Timbers Rd, Flower Mound, TX 75028|
|Citibank ATM||193 E Corporate Dr suite a, Lewisville, TX 75067|
|Comerica Bank – ATM||4730 TX-121, The Colony, TX 75056|
|ATM Transfund||1528 W Hebron Pkwy, Carrollton, TX 75010|
Amanda is a senior writer at AdvanceSOS. She has more than six years of journalism experience, mostly in the finance sector. She graduated with a Bachelor’s Degree from Drew University.