Get Quick and Easy Access to Local & Same Day Payday Loans in Longview, TX
Fast Payday Loan Lenders near Longview, TX
Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Longview, TX.
Quick Online Payday Loans in Longview, Texas, USA Faxless
Why Should I Choose Short-Term Online Loans at AdvanceSOS?
1. Quick All-in Application for Many Lenders
Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you. But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies. Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.
2. Flexible Terms: Unemployment & Bad Credit OK
Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.
Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like. Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.
3. Trusted Loans with Reliable Licensed Lenders Only
We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data. Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that. Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.
Apply for a Fast Payday Loan Online
How to Apply for a Payday Loan Online in Longview, TX?
Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!
Step 1 – Make an Application
Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).
Step 2 – Decision & Approval
Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.
Step 3 – Receive Money Within 24 Hours
Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.
Payday Loans Companies & Places in Longview, TX
Addresses, phone numbers, and reviews of lenders stores working nearby you:
Company
Address
ZIP code
Phone Number
Ranting
Reviews
Check `n Go
516 E Loop 281
75605
(903) 323-9196
4.9
174
CashMax Title & Loan
508 E Loop 281
75605
(903) 375-5626
5
32
Cash Store
2414 Gilmer Rd Suite 6
75604
(903) 375-0522
4.6
18
Thrifty Loans LP
313 N High St
75601
(903) 375-0400
3.7
3
Cash Store
710 Estes Dr Ste 104
75602
(903) 323-8724
3.7
3
– companies ratings and reviews are based on their Google Business Profile. Updated June, 2023 – do you want to add, delete or modify your company details? Contact us – info@advancesos.com
Use Google Maps to Find Cash Places Near Your Location
Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.
What Will You Need For Applying for Same-day Deposit Loans?
When you’re applying for payday loans online with the same-day deposit, there are several things you need to do. To make it easier for you, we listed all the documents you will need beforehand and the information you need to provide us with.
A government-issued ID proving you’re of legal age.
To be a resident of Longview, TX.
An active checking account with your name on it
Social Security Number.
A stable revenue stream of at least $1,000. You can use a recent bank statement or a pay stub from your employer.
Email address and phone number
How Much Can You Borrow?
Payday loans online in Texas, don’t have a minimum or maximum limit regarding the sum you can get. Applicants can choose a cash advance anywhere from $50 to $1,000 and more. On average, Longview residents of area code 903 take out around $800. As for our service, customers often choose a short-term loan from the list below.
As soon as possible! Our lenders understand the urgency of the situation and act fast. Once you’re approved and sign the agreement, you’ll probably have the quick cash by the end of the day.
However, there are some exceptions. For instance, consumers that apply after our office hours won’t get the cash until the next business day. The same goes if you apply on a non-working day, like holidays. In these cases, the lender will send the money the following business day.
APR and Fee
Payday loans in Longview, TX, often come with additional charges. Starting off with small loans of $30, they charge $1 for each $5 borrowed. Cash advances that range between $35 and $70 have a $3.50 monthly fee. If the loan is over $70, however, there’s an extra charge of $4.
Short-term loans from $30 to $100 charge 10% of the advance amount—if the loan is under $30, there’s a $3 monthly fee. Lastly, payday loans online that exceed $100 have a maximum fee of $10. Each 100 dollar loan also charges an additional $4 per month.
Payday loans in Longview, TX, don’t have a fixed APR. So, it often exceeds 400%.
Regulations Surrounding Payday Loans in Texas
Payday loans in Texas have a set of strict regulations all parties must follow. This way, everyone involved in the process knows the exact rules of play. For instance, there are no limits on the amount applicants can borrow. So, you can easily take out a 300 dollar loan or larger.
These advance payday loans can come with two different repayment terms. Single quick cash loans can be due between two weeks and an entire month. Alternatively, installment loans need to be paid off within six months.
Payday loans in Longview, TX, don’t have a cooling-off period or a rollover limit. Customers are free to request a new loan with us as soon as they pay off the first one.
Loan Alternatives
Advance payday loans can come in several different forms. Check out these cash advance alternatives and see which suits your situation the best.
Bad Credit Loans
Our bad credit loans could be a lifesaver for applicants that need quick cash but have a bad credit history. They’re made possible because our lenders will only perform a soft check on their prospective clients. However, applicants need to provide proof of employment and proof of income.
Title Loans
If you own a car and need instant cash, title loans could be an excellent choice for you. With these loans, you secure your car’s title as collateral. During the loan term, our lender has ownership over your vehicle. However, you can still use it. Once you repay, the ownership is returned.
No Credit Check Loans
If you don’t want to go through a credit check but need to borrow money instantly, we might have the thing for you. Many of our lenders consider other factors when approving customers and will only run a soft check. This way, your credit score will not be affected at all.
Payday Loans for Unemployed
Customers that are facing unemployment are still eligible for a quick 200 dollar loan or larger. During the loan application, our payday lenders will consider various income sources. This list usually includes pension, retirement, or government benefits. Additionally, having a good credit history improves your chances of getting approved.
Legit Payday Loans
Payday loans in Longview, TX, are 100% legal. We follow all federal and state laws to guarantee the protection of our lending partners and customers.
Amanda is a senior financial copywriter at AdvanceSOS. Amanda has been writing about finance since 2015. She graduated with a Master’s in finance from the University of Oklahoma. As a result, she has a wealth of experience and knowledge to share with her readers.
