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Get Quick and Easy Access to Local & Same Day Payday Loans in Midland, TX

Payday loans in Midland TX

Fast Payday Loan Lenders near Midland, TX

Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Midland, TX.

Quick Online Payday Loans in Midland, TX, USA Faxless


Payday Loans Companies in Midland, TX

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
Advance America 3200 Andrews Hwy Ste. 300 79701 (432) 268-0231 4.9 157
Check `n Go 4706 N Midkiff Rd Ste 14 79705 (432) 269-0780 4.9 100
Cash Store 1220 N Midkiff Rd Ste A 79701 (432) 269-2274 4.6 64
ACE Cash Express 808 S Big Spring St 79701 (432) 268-9896 4.1 58
About Cash – Midland, Texas 910 Andrews Hwy #3823 79701 (432) 269-2274 5 3

– companies ratings and reviews are based on their Google Business Profile. Updated October, 2023
– do you want to add, delete or modify your company details? Contact us –

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.

What Will You Need?

To apply for Payday loans in Texas, you need to provide us with personal details. Additionally, you must meet several requirements. To make the process easier, we listed all that you need to do.

  • A valid, government-issued ID proving you’re of legal age.
  • To be a resident of Midland, Texas.
  • Social Security Number.
  • An active checking account with your name on it
  • Proof of a stable income source of at least $1,000. You can use a pay stub from your employer or a recent bank statement.
  • Phone number and e-mail address

How Much Can You Borrow?

The State of Texas doesn’t specify a minimum or maximum limit on short-term loans. So, applicants can take out a cash advance anywhere from $50 to over $1,000. On average, Texas residents take out around $800. As for our customers, they usually settle for a cash advance from the following range:

When Will You Receive Your Funds?

Our lenders make it a point to get the money to the customer as soon as possible. So, as long as you’re approved, you could have the instant cash by the end of the day. There are some exceptions where we can’t deliver the money on the same day. This happens when consumers apply on a non-working day, like a holiday, or after working hours. In these situations, the application approval and money transfer will have to wait until the next business day.

APR and Fee

Payday loans in Midland, TX, don’t come with a set APR. Meaning it can exceed 400%. Additionally, these small loans usually come with additional fees.

  • Loans under $30 come with $1 for each $5 borrowed.
  • Small loans between $30 and $100 have fees of 10% of the loan amount. Additionally, loans smaller than $30 have a $3 monthly fee.
  • Payday loans online from $35 to $70 have a $3.50 monthly charge—loans over $70 charge an extra $4 per month.
  • Loans over $100 come with a $10 additional charge. Plus, each 100 dollar loan has a $4 monthly fee.

Regulations Surrounding Payday Loans in Midland, Texas

Advance payday loans come with a set of strict guidelines from the State of Texas. These regulations exist to guarantee the protection of everyone involved in the transaction. For instance, payday loans in Midland, TX, can come in two different terms. Single money advances can be paid off in 14 to 30 days. Installment loans are due within six months.

Note that Texas doesn’t limit the loan amount. So, you should have no problem taking out a 500 dollar loan or larger. Texas doesn’t specify a rollover limit or a cooling-off period. So, customers don’t need to wait at all before requesting a new loan from us. They can also ask for as many rollovers on the loan as they’d like.

Loan Alternatives

Advance payday loans can come in several different forms. Check out our top five alternatives to payday loans in Midland, TX.

Bad Credit Loans

Applicants with a bad credit score are still eligible for financial help. Our online lenders tailor their service to applicants with bad credit. They only perform a soft check, which won’t harm your credit score any further. Consumers need to provide proof of employment and income to qualify.

Title Loans

Title loans can be an excellent option for those that need quick cash and own a vehicle. These short-term loans work by the borrower securing their vehicle as collateral. During the loan term, they can still use the car while the lender has ownership. After the loan is repaid, the ownership is returned.

No Credit Check Loans

Applicants that are worried about harming their credit score should consider taking out a no credit check loan. These small loans usually come with only a soft check. Hence, the credit score should remain intact. Additionally, the applicant must provide proof of employment and have a stable income of at least $1,000.

Payday Loans for Unemployed

Consumers that are in-between jobs are also eligible for our payday loans in Midland, TX. AdvanceSOS helps borrowers get in touch with lenders that consider alternative income sources. These can include retirement, government benefits, or pension. Note that having a good credit score improves your chances of getting approved for a loan.

Legit Payday Loans

Payday loans in Midland, TX, hold legal status. We follow all federal regulations to ensure that everything goes smoothly and securely. Our borrowers are entirely safe when they’re dealing with our payday loans online.

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