Get Quick and Easy Access to Local & Same Day Payday Loans in Midland, TX

Payday loans in Midland TX

Fast Payday Loan Lenders near Midland, TX

Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Midland, TX.

Quick Online Payday Loans in Midland, TX, USA Faxless


Apply for a Fast Payday Loan Online

I read and agree to Terms, Rates, Privacy Policy, before submitting a loan request.


Why Should I Choose Short-Term Online Loans at AdvanceSOS?

1. Quick All-in Application

Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.

2. Flexible Terms: Unemployment & Bad Credit OK

Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.

Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Keep in mind the maximum sum you can get depends on payday loans laws in your state. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.

3. Trusted Loans with a Reliable Licensed Lender

We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.


Apply for a Fast Payday Loan Online

I read and agree to Terms, Rates, Privacy Policy, before submitting a loan request.


How to Apply for a Payday Loan Online?

Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!

Step 1 – Make an Application

Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).

Step 2 – Decision & Approval

Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.

Step 3 – Receive Money Within 24 Hours

Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.

Payday Loans Companies in Midland, TX

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
Advance America 3200 Andrews Hwy Ste. 300 79701 (432) 268-0231 4.9 157
Check `n Go 4706 N Midkiff Rd Ste 14 79705 (432) 269-0780 4.9 100
Cash Store 1220 N Midkiff Rd Ste A 79701 (432) 269-2274 4.6 64
ACE Cash Express 808 S Big Spring St 79701 (432) 268-9896 4.1 58
About Cash – Midland, Texas 910 Andrews Hwy #3823 79701 (432) 269-2274 5 3

– companies ratings and reviews are based on their Google Business Profile. Updated July, 2022
– do you want to add, delete or modify your company details? Contact us – [email protected]

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.

What Will You Need?

To apply for Payday loans in Texas, you need to provide us with personal details. Additionally, you must meet several requirements. To make the process easier, we listed all that you need to do.

  • A valid, government-issued ID proving you’re of legal age.
  • To be a resident of Midland, Texas.
  • Social Security Number.
  • An active checking account with your name on it
  • Proof of a stable income source of at least $1,000. You can use a pay stub from your employer or a recent bank statement.
  • Phone number and e-mail address

How Much Can You Borrow?

The State of Texas doesn’t specify a minimum or maximum limit on short-term loans. So, applicants can take out a cash advance anywhere from $50 to over $1,000. On average, Texas residents take out around $800. As for our customers, they usually settle for a cash advance from the following range:

When Will You Receive Your Funds?

Our lenders make it a point to get the money to the customer as soon as possible. So, as long as you’re approved, you could have the instant cash by the end of the day. There are some exceptions where we can’t deliver the money on the same day. This happens when consumers apply on a non-working day, like a holiday, or after working hours. In these situations, the application approval and money transfer will have to wait until the next business day.

APR and Fee

Payday loans in Midland, TX, don’t come with a set APR. Meaning it can exceed 400%. Additionally, these small loans usually come with additional fees.

  • Loans under $30 come with $1 for each $5 borrowed.
  • Small loans between $30 and $100 have fees of 10% of the loan amount. Additionally, loans smaller than $30 have a $3 monthly fee.
  • Payday loans online from $35 to $70 have a $3.50 monthly charge—loans over $70 charge an extra $4 per month.
  • Loans over $100 come with a $10 additional charge. Plus, each 100 dollar loan has a $4 monthly fee.

Regulations Surrounding Payday Loans in Midland, Texas

Advance payday loans come with a set of strict guidelines from the State of Texas. These regulations exist to guarantee the protection of everyone involved in the transaction. For instance, payday loans in Midland, TX, can come in two different terms. Single money advances can be paid off in 14 to 30 days. Installment loans are due within six months.

Note that Texas doesn’t limit the loan amount. So, you should have no problem taking out a 500 dollar loan or larger. Texas doesn’t specify a rollover limit or a cooling-off period. So, customers don’t need to wait at all before requesting a new loan from us. They can also ask for as many rollovers on the loan as they’d like.

Loan Alternatives

Advance payday loans can come in several different forms. Check out our top five alternatives to payday loans in Midland, TX.

Bad Credit Loans

Applicants with a bad credit score are still eligible for financial help. Our online lenders tailor their service to applicants with bad credit. They only perform a soft check, which won’t harm your credit score any further. Consumers need to provide proof of employment and income to qualify.

Title Loans

Title loans can be an excellent option for those that need quick cash and own a vehicle. These short-term loans work by the borrower securing their vehicle as collateral. During the loan term, they can still use the car while the lender has ownership. After the loan is repaid, the ownership is returned.

No Credit Check Loans

Applicants that are worried about harming their credit score should consider taking out a no credit check loan. These small loans usually come with only a soft check. Hence, the credit score should remain intact. Additionally, the applicant must provide proof of employment and have a stable income of at least $1,000.

Payday Loans for Unemployed

Consumers that are in-between jobs are also eligible for our payday loans in Midland, TX. AdvanceSOS helps borrowers get in touch with lenders that consider alternative income sources. These can include retirement, government benefits, or pension. Note that having a good credit score improves your chances of getting approved for a loan.

Legit Payday Loans

Payday loans in Midland, TX, hold legal status. We follow all federal regulations to ensure that everything goes smoothly and securely. Our borrowers are entirely safe when they’re dealing with our payday loans online.

Useful links:


    Ask an expert