Payday Loans in Odessa, TX
Have you ever had some time off but were broke? What can you do?
Well, here are several possibilities:
Stay at home and do nothing about it; Boring!
Find something cheap to do; it’s an option, but I’ve done everything low cost I can think of, and now it’s all boring!
Ask a friend if I can borrow some money; this always goes over big!
Get a Payday Loan; Why not?
How does it work? It’s painless!
Fill out an online form with some basic information, and a service provider will get back to you, usually within a couple of hours.
You must qualify by meeting these simple criteria:
- 18 or older and have Identification: A valid Driver’s License, State ID Card, Military ID, Passport, or Passport Card.
- An active bank account that has existed for at least three months.
- Be employed for the past 3 months, or that you have a steady income of some sort.
- Earn a minimum of $1000 per month.
- Have a working phone number and a valid residential address.
When lenders assess your credit history, they do a ‘Soft Pull’ on it, which does not have an impact on your credit score. Loan providers don’t always do this; they’re concerned about your ability to pay.
If you’ve applied before noon, you’ll likely get your approval later that same day. In a lot of cases, you’ll get the money too.
If you apply during the last half of the day or off-hours, then payment will obviously be the next day.
Normally the money will be automatically deposited in your bank. Other arrangements might be able to be made in some situations.
There are different types of loans, one that suits every situation.
The money is due on the next scheduled payday.
Unemployment & disability payments are treated the same as a paycheck.
- $100 Payday Loans
- $200 Payday Loans
- $300 Payday Loans
- $400 Payday Loans
- $500 Payday Loans
- $1000 Payday Loans
The money is due according to the terms of the agreement.
The money is paid back in payments over a period of time.
Title to a car, truck, motorcycle, or boat can be put up as collateral for a loan. Often these types of loans have lower interest rates because the money has been secured by collateral.
No Credit Check Loan
The big credit companies aren’t involved. If anything, only a Soft-Pull is done in some cases, but it’s not a requirement.
It is an open-ended pre-approved line of credit up to a certain amount. No Collateral; take as much as you want (up to the limit) when you want 24/7.
One-hour Payday Loans
For situations that are time-critical.
2nd Chance Loans
When you have had difficulties in the past with subprime lending and need a 2nd chance.
Legit Payday Loans
Loan sharks and other disreputable people are dangerous people to deal with. Our Lenders work within the law.
They “soft pull” your credit – your credit score isn’t affected. It gives some idea of how you manage credit and what amount of money you can be trusted with.
Service providers honestly explain their terms and conditions and don’t try to fool you with terms hidden in the small print. Full disclosure in a loan is required by Texas law.
They assure your ability to repay the loan by checking that you have an income from a job or other source.
They will never ask you for an upfront payment before showing you the best online payday loans. None of the direct lenders we work with does this, nor do we charge our service fee.
APR and Fee
AdvanceSOS.com charges no fee for using our services. Our network members pay us a fee for connecting them to you, but you pay nothing.
Fill out our easy-to-use form, and we will introduce you to our network of trustworthy lenders for free. The lenders will set the APR and the fee.
Our Network of Payday Lenders all follows the regulations by the State of Texas.
Cash Advance and Payday Loan Companies Near You (Lenders Locations)
|Company name||Address||Zip code||Phone number|
|ALL Cash Express||1305 E 8th St||79761||(432) 617-0044|
|Cash Store||3823 E 42ND St||79762||(432) 363-1808|
|First Cash Pawn||1902 E 42nd St||79762||(432) 362-4966|
|Texas Car Title & Payday Loans||4113 Andrews Hwy||79762||(432) 363-8200|
|Check ‘N Go Store #6730||110 Walmart Ct||79763||(432) 333-6800|
|Mr Payroll||601 N County Rd W||79763||(432) 580-7565|
|MR Payroll||9413 W University Blvd||79764||(432) 530-0160|
|Sun Loan Company||1432 E 8th St||79761||(432) 337-0561|
|Cash America Pawn||2819 Andrews Hwy||79762||(432) 337-2921|
|Cash America Pawn||1000 N County Rd W||79763||(432) 332-5370|
|Cash America Pawn||1012 N Grant Ave||79761||(432) 580-7296|
|Sun Loan Company||2812 N County Rd W||79764||(432) 614-4197|
|Kwik Kash 2||2804 Andrews Hwy||79762||(432) 332-2460|
|About Cash||5155 E 42nd St||79762||(432) 366-2274|
|MR Payroll||4203 N Grandview Ave||79762||(432) 550-3148|
|Advance America||1400 N. County Rd. West||79763||(432) 332-5625|
|Kwik Kash 3||1821 E 8th St||79761||(432) 331-9500|
|Fast Cash Check Svc||1314 N County Rd W||79763||(432) 335-8211|
|About Cash||1412 N County Rd W||79763||(432) 333-2274|
|Pronto Check Cashing||1320 N County Rd W||79763||(432) 334-0600|
|MR Payroll||2463 E 8TH St||79761||(432) 332-9672|
|Kent Kwik Convenience Stores||9413 W University Blvd||79764||(432) 381-1641|
|Money Place||2636 Kermit Hwy||79763||(432) 362-7058|
|Cendera Funding Inc||865 Tower Dr||79761||(432) 272-4774|
|West Texas State Bank||2426 N Grandview Ave||79761||(432) 367-5000|
|Excel Finance Co||3952 E 42nd St, Ste B||79762||(432) 362-7776|
|Citifinancial||4555 E University Blvd Ste B3||79762||(432) 367-7221|
|Onemain Financial||2237 E 52nd St||79762||(432) 362-3848|
|Star Envios||822 S Crane Ave||79763||(432) 332-8898|
|Cash Store||3823 E 43rd St||79761||(432) 653-5776|
|Citibank||3131 Kermit Hwy||79764||(432) 653-0345|
|Onemain Financial||4031 E 42nd St, Ste A||79762||(432) 368-7954|
|Odessa Housing Finance||3801 N Dixie Blvd||79762||(432) 362-2349|
|Southwest 66 Credit Union||1315 W University Blvd||79764||(432) 363-6600|
|Prosperity Bank||620 N Grant Ave, Ste 100||79761||(432) 580-2300|
|Lendmark||2237 E 52nd St||79762||(432) 362-3848|
|First Convenience Bank||3801 E 42nd St||79762||(432) 362-0749|
|Economy Finance Odessa||1406 E 8th St||79761||(432) 332-1311|
|Citibank||4900 E 42nd St||79762||(432) 653-0657|
Amanda is a senior writer at AdvanceSOS. She has more than six years of journalism experience, mostly in the finance sector. She graduated with a Bachelor’s Degree from Drew University.