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Get Quick and Easy Access to Local & Same Day Payday Loans in Odessa, TX

Payday loans in Odessa TX

Fast Payday Loan Lenders near Odessa, TX

Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Odessa, TX.

Quick Online Payday Loans in Odessa, TX, USA Faxless


Payday Loans Companies in Odessa, TX

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
Cash Store 3823 E 42nd St 79762 (432) 236-1808 5 163
Advance America 1400 N County Rd W 79763 (432) 233-5625 5 105
Texas Car Title & Payday Loan Services, Inc. 4113 Andrews Hwy 79762 (432) 236-8200 4.9 84
ACE Cash Express 1305 E 8th St 79761 (432) 261-0044 3.8 39
Texas Car Title & Payday Loan Services, Inc. 2401 E 8th St 79761 (432) 233-5800 4.6 39

– companies ratings and reviews are based on their Google Business Profile. Updated October, 2023
– do you want to add, delete or modify your company details? Contact us –

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.

You must qualify by meeting these simple criteria:

  • 18 or older and have Identification: A valid Driver’s License, State ID Card, Military ID, Passport, or Passport Card.
  • An active bank account that has existed for at least three months.
  • Be employed for the past 3 months, or that you have a steady income of some sort.
  • Earn a minimum of $1000 per month.
  • Have a working phone number and a valid residential address.

When lenders assess your credit history, they do a ‘Soft Pull’ on it, which does not have an impact on your credit score. Loan providers don’t always do this; they’re concerned about your ability to pay.

If you’ve applied before noon, you’ll likely get your approval later that same day. In a lot of cases, you’ll get the money too.

If you apply during the last half of the day or off-hours, then payment will obviously be the next day.

Normally the money will be automatically deposited in your bank. Other arrangements might be able to be made in some situations.

There are different types of loans, one that suits every situation.

Payday Loans

The money is due on the next scheduled payday.

Unemployment & disability payments are treated the same as a paycheck.

Personal Loans

The money is due according to the terms of the agreement.

Installment loans

The money is paid back in payments over a period of time.

Title Loans

Title to a car, truck, motorcycle, or boat can be put up as collateral for a loan. Often these types of loans have lower interest rates because the money has been secured by collateral.

No Credit Check Loan

The big credit companies aren’t involved. If anything, only a Soft-Pull is done in some cases, but it’s not a requirement.

Flex Loans

It is an open-ended pre-approved line of credit up to a certain amount. No Collateral; take as much as you want (up to the limit) when you want 24/7.

One-hour Payday Loans

For situations that are time-critical.

2nd Chance Loans

When you have had difficulties in the past with subprime lending and need a 2nd chance.

Legit Payday Loans

Loan sharks and other disreputable people are dangerous people to deal with. Our Lenders work within the law.

They “soft pull” your credit – your credit score isn’t affected. It gives some idea of how you manage credit and what amount of money you can be trusted with.

Service providers honestly explain their terms and conditions and don’t try to fool you with terms hidden in the small print. Full disclosure in a loan is required by Texas law.

They assure your ability to repay the loan by checking that you have an income from a job or other source.

They will never ask you for an upfront payment before showing you the best online payday loans. None of the direct lenders we work with does this, nor do we charge our service fee.

APR and Fee charges no fee for using our services. Our network members pay us a fee for connecting them to you, but you pay nothing.

Fill out our easy-to-use form, and we will introduce you to our network of trustworthy lenders for free. The lenders will set the APR and the fee.

Our Network of Payday Lenders all follows the regulations by the State of Texas.

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